Golden Valley County, MT Mortgage Lenders & HMDA Data, 2003

In 2003, lenders reported 33 mortgage applications in Golden Valley County, MT totaling $2.8 million. The average application was for $86,000, and applicants reported an average income of $57,000. 21% of applications resulted in an originated loan and 48% were denied. The most active lender was Hfc, with 3 applications, followed by Countrywide Home Loans and Origen Financial Services LLC.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 33
Total Mortgage Loan Application Amount $2,838,000
Average Mortgage Loan Application Amount $86,000
Highest Mortgage Loan Application Amount $230,000
Average Applicant Income $57,000
Highest Applicant Income $239,000

Mortgage Company List for Lending in Golden Valley County, MT for 2003

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Hfc
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 3 $ 206,000
Countrywide Home Loans
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 58,034,697,000 3 $ 332,000
Origen Financial Services LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 2 $ 50,000
Washington Mutual Bank
227 EAST AVENUE
ALBION, NY 14411
* $ 236,422,336,000 2 $ 332,000
Home Owners Mortgage Equity Co
801 15TH STREET WEST
BILLINGS, MT 59102
* $ 10,000,000 2 $ 173,000
Wells Fargo Fin'l Montana, Inc
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 19,046,245,000 2 $ 255,000
Wells Fargo Home Mortgage
1 HOME CAMPUS, X9902-1R
DES MOINES, IA 50328
* $ 35,000,000,000 2 $ 263,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 2 $ 207,000
Western Security Bank
2812 1ST AVE NORTH
BILLINGS, MT 59101
* $ 405,282,000 1 $ 145,000
Novastar Home Mortgage, Inc.
8140 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 10,000,000 1 $ 60,000
Oakwood Acceptance Corporation
7800 MCCLOUD ROAD
GREENSBORO, NC 27409
* $ 10,000,000 1 $ 18,000
Aames Funding Corporation
15090 AVENUE OF SCIENCE
SAN DIEGO, CA 92128
* $ 10,000,000 1 $ 112,000
Ameriquest Mortgage Company
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 1 $ 50,000
Amtrust Bank
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 12,811,549,000 1 $ 151,000
Bank One, NA
45303 VAN DYKE SUITE 9048
UTICA, MI 48317
* $ 53,001,000,000 1 $ 35,000
Beneficial
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 1 $ 48,000
Chase Manhattan Bank USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 32,738,033,000 1 $ 17,000
Washington Mutual Bank, FSB
227 EAST AVENUE
ALBION, NY 14411
* $ 924,206,000 1 $ 46,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 183,712,000,000 1 $ 20,000
Wells Fargo Bank Nevada, NA
4406 PIEDRAS DR W, A SEFCIK, T5600-021
SAN ANTONIO, TX 78228
* $ 9,915,389,000 1 $ 12,000
Sprint Funding Corporation
6 EXECUTIVE CIRCLE SUITE 200
IRVINE, CA 92614
* $ 10,000,000 1 $ 67,000
E-Loan, Inc.
6230 STONERIDGE MALL ROAD
PLEASANTON, CA 94588
* $ 10,000,000 1 $ 89,000
E*Trade Bank
671 NORTH GLEBE RD, 12TH FLOOR
ARLINGTON, VA 22203
* $ 17,039,747,000 1 $ 150,000

The tables below break down 2003 mortgage applications in Golden Valley County, MT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Golden Valley County, MT in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 16 $1,685,000 $105,000 $230,000 $65,000 $158,000
Home Purchase (one-to-four family) 14 $1,099,000 $78,000 $150,000 $39,000 $71,000
Home Improvement (one-to-four family) 3 $54,000 $18,000 $22,000 $97,000 $239,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 26 $2,280,000 $87,000 $230,000 $58,000 $239,000
Information not provided by applicant in mail or telephone application 5 $395,000 $79,000 $187,000 $69,000 $158,000
Not applicable 1 $145,000 $145,000 $145,000 $0 $0
Hispanic 1 $18,000 $18,000 $18,000 $29,000 $29,000
Other 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian or Pacific Islander 0 $0 $0 $0 $0 $0
Black 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 30 $2,619,000 $87,000 $230,000 $57,000 $239,000
FHA-insured (Federal Housing Administration) 3 $219,000 $73,000 $89,000 $61,000 $84,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 16 $1,225,000 $76,000 $230,000 $52,000 $98,000
Loan Originated 7 $747,000 $106,000 $187,000 $56,000 $158,000
Application Withdrawn By Applicant 6 $469,000 $78,000 $112,000 $60,000 $120,000
Loan Purchased By The Institution 2 $296,000 $148,000 $151,000 $22,000 $44,000
Application Approved But Not Accepted 2 $101,000 $50,000 $89,000 $131,000 $239,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 4 $459,000 $114,000 $208,000 $43,000 $60,000
Debt-To-Income Ratio 3 $107,000 $35,000 $55,000 $58,000 $98,000
Collateral 2 $200,000 $100,000 $150,000 $53,000 $71,000
Other 1 $46,000 $46,000 $46,000 $84,000 $84,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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