Greene County, IL Mortgage Lenders & HMDA Data, 2020

In 2020, lenders reported 351 mortgage applications in Greene County, IL totaling $39.1 million, up 31% from 2019. The average application was for $111,000, and applicants reported an average income of $76,000. 66% of applications resulted in an originated loan and 13% were denied. The most active lender was Carrollton Bank, with 70 applications, followed by United Community Bank and Cnb Bank & Trust, N.A..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 351
Total Mortgage Loan Application Amount $39,115,000
Average Mortgage Loan Application Amount $111,000
Highest Mortgage Loan Application Amount $695,000
Average Applicant Income $76,000
Highest Applicant Income $741,000

Mortgage Company List for Lending in Greene County, IL for 2020

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Carrollton Bank

SAINT LOUIS, MO 63132
* $ 1,996,752,000 70 $ 9,180,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 2,663,225,000 63 $ 6,155,000
Cnb Bank & Trust, N.A.
450 W SIDE SQ
CARLINVILLE, IL 62626
* $ 1,333,230,000 36 $ 3,320,000
1st Midamerica Credit Union
731 E. BETHALTO DR
BETHALTO, IL 62010
* $ 744,684,000 20 $ 1,720,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 12 $ 1,080,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 10 $ 1,080,000
Town & Country Banc Mortgage Services, Inc.
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ -1,000 8 $ 650,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 486,004,220,000 7 $ 745,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ -1,000 6 $ 930,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 6 $ 880,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 6 $ 560,000
Prairie State Bank & Trust
3751 W. WABASH AVE
SPRINGFIELD, IL 62704
* $ 684,678,000 6 $ 1,320,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 1,040,288,000 5 $ 675,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 5 $ 935,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 4 $ 390,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 3 $ 175,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 3 $ 275,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 3 $ 265,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ -1,000 3 $ 725,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 3 $ 195,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 25,955,469,000 3 $ 65,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 125,641,000,000 2 $ 200,000
Bank & Trust Company
401 N MADISON
LITCHFIELD, IL 62056
* $ 346,631,000 2 $ 190,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 6,166,684,000 2 $ 200,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 111,986,078,000 2 $ 100,000
Petefish, Skiles, & Company Bank
102 W. BEARDSTOWN ST.
VIRGINIA, IL 62691
* $ 193,834,000 2 $ 140,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 2 $ 110,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 2 $ 190,000
Warren Boynton State Bank
702 W ILLINOIS ST, PO BOX 19
NEW BERLIN, IL 62670
* $ 174,165,000 2 $ 770,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ -1,000 2 $ 190,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,445,435,000 2 $ 310,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,712,919,000,000 2 $ 100,000
Jlb Corporation dba Golden Oak Lending
111 WESTPORT PLAZA, #1150
ST. LOUIS, MO 63146
* $ -1,000 2 $ 180,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 2 $ 340,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 2 $ 170,000
Electro Savings Credit Union
1805 CRAIGSHIRE ROAD
ST. LOUIS, MO 63146
* $ 176,719,000 1 $ 155,000
First Community Credit Union
17151 CHESTERFIELD AIRPORT RD
CHESTERFIELD, MO 63005
* $ 2,785,682,000 1 $ 15,000
First Bankers Trust Company
505 NORTH 24TH STREET
QUINCY, IL 62301
* $ 921,626,000 1 $ 205,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ -1,000 1 $ 135,000
Flagstar Bank NA

TROY, MI 49098
* $ 23,234,514,000 1 $ 275,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 2,186,056,000 1 $ 85,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 1 $ 135,000
First Mid Bank and Trust, NA
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ 3,808,206,000 1 $ 45,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 22,986,309,000 1 $ 35,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 397,703,264,000 1 $ 95,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 1 $ 85,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 88,826,789,000 1 $ 435,000
Illinois State Police Federal Credit Union
730 ENGINEERING AVE.
SPRINGFIELD, IL 62703
* $ 97,336,000 1 $ 105,000
Diamond Residential Mtg Corp
582 OAKWOOD AVE
LAKE FOREST, IL 60045
* $ -1,000 1 $ 75,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ -1,000 1 $ 55,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 1 $ 125,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 1 $ 85,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 95,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 112,384,202,000 1 $ 35,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 175,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 9,679,115,000 1 $ 285,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ -1,000 1 $ 165,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 1 $ 35,000
Colten Mortgage, LLC
6021 S SYRACUSE WAY STE 104
GREENWOOD VILLAGE, CO 80111
* $ -1,000 1 $ 115,000
Fcb Banks
800 BELT LINE ROAD
COLLINSVILLE, IL 62234
* $ 1,749,595,000 1 $ 85,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 1 $ 105,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ -1,000 1 $ 105,000

The tables below break down 2020 mortgage applications in Greene County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Greene County, IL in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 140 $15,150,000 $108,000 $435,000 $65,000 $293,000
Refinancing 133 $17,065,000 $128,000 $695,000 $91,000 $741,000
Cash-out Refinancing 62 $6,300,000 $101,000 $295,000 $72,000 $215,000
Home Improvement 9 $305,000 $33,000 $75,000 $37,000 $80,000
Other Purpose 4 $160,000 $40,000 $55,000 $57,000 $112,000
Not Applicable 3 $135,000 $45,000 $75,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 300 $33,920,000 $113,000 $695,000 $77,000 $741,000
Not applicable 28 $2,630,000 $93,000 $275,000 $58,000 $90,000
Not Provided 19 $1,915,000 $100,000 $365,000 $60,000 $156,000
Hispanic 3 $575,000 $191,000 $285,000 $101,000 $163,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 258 $29,280,000 $113,000 $695,000 $81,000 $741,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 40 $3,110,000 $77,000 $165,000 $41,000 $68,000
FHA-insured (Federal Housing Administration) 28 $2,830,000 $101,000 $285,000 $67,000 $163,000
VA-guaranteed (Veterans Administration) 25 $3,895,000 $155,000 $435,000 $71,000 $137,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 231 $26,725,000 $115,000 $695,000 $79,000 $741,000
Application Denied By Financial Institution 47 $4,305,000 $91,000 $285,000 $56,000 $163,000
Application Withdrawn By Applicant 34 $4,350,000 $127,000 $405,000 $92,000 $311,000
Loan Purchased By The Institution 25 $2,405,000 $96,000 $275,000 $58,000 $90,000
File Closed For Incompleteness 9 $625,000 $69,000 $165,000 $41,000 $75,000
Application Approved But Not Accepted 5 $705,000 $141,000 $385,000 $87,000 $168,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 283 $32,955,000 $116,000 $695,000 $79,000 $741,000
Debt-To-Income Ratio 35 $3,395,000 $97,000 $245,000 $65,000 $132,000
Credit History 15 $1,385,000 $92,000 $285,000 $55,000 $163,000
Collateral 6 $460,000 $76,000 $105,000 $53,000 $108,000
Other 5 $365,000 $73,000 $135,000 $59,000 $112,000
Credit Application Incomplete 3 $175,000 $58,000 $95,000 $71,000 $101,000
Employment History 3 $275,000 $91,000 $145,000 $70,000 $79,000
Insufficient Cash (Downpayment, Closing Cost) 1 $105,000 $105,000 $105,000 $66,000 $66,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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