Guayama County PR
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Unlock detailed Guayama County PR mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Puerto Rico.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 589 |
| Total Mortgage Loan Application Amount | $30,658,000 |
| Average Mortgage Loan Application Amount | $52,000 |
| Highest Mortgage Loan Application Amount | $280,000 |
| Average Applicant Income | $40,000 |
| Highest Applicant Income | $4,373,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| BANCO POPULAR DE PUERTO RICO PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 27,750,000,000 | 278 | $ 11,003,000 |
| ORIENTAL BANK PO BOX 195115 SAN JUAN, PR 00919 |
* | $ 7,055,071,000 | 128 | $ 4,378,000 |
| FIRSTBANK PUERTO RICO PO BOX 9146 SAN JUAN, PR 00918 |
* | $ 12,556,537,000 | 38 | $ 3,633,000 |
| SCOTIABANK DE PUERTO RICO 290 JESUS T. PIN++ERO SAN JUAN, PR 00918 |
* | $ 4,617,669,000 | 25 | $ 2,334,000 |
| PREFERRED MORTGAGE CORPORATION 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ 10,000,000 | 16 | $ 1,572,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 15 | $ 601,000 |
| THE MONEY HOUSE INC. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ 10,000,000 | 14 | $ 1,050,000 |
| COOPERATIVA DE AHORRO Y CREDITO MAUNABO BOX 127 MAUNABO, PR 00707 |
* | $ 10,000,000 | 12 | $ 1,076,000 |
| BANCO SANTANDER PUERTO RICO P O BOX 362589, SAN JUAN, PR 00936 |
* | $ 5,344,040,000 | 9 | $ 695,000 |
| VIG MORTGAGE CORPORATION 1225 PONCE DE LEON VIG TOWER SUITE B-J GUAYNABO, PR 00907 |
* | $ 789,772,000 | 7 | $ 545,000 |
| SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 SACRAMENTO, CA 90703 |
* | $ 10,000,000 | 7 | $ 512,000 |
| SANTANDER FINANCIAL SERVICES 207 AVE PONCE DE LEON SAN JUAN, PR 00926 |
* | $ 8,082,156,000 | 5 | $ 280,000 |
| PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE MCLEAN, VA 22102 |
* | $ 19,460,442,000 | 5 | $ 399,000 |
| METRO ISLAND MORTGAGE, INC. VILLA NEVAREZ PROF. CENTER SUITE 201 SAN JUAN, PR 00927 |
* | $ 10,000,000 | 5 | $ 510,000 |
| TRUST MORTGAGE, CORP EDIFI EMILIO BACARDI SUITE 101A CALLE JUNIN PARK GARDENS SAN JUAN, PR 00926 |
* | $ 279,615,000 | 3 | $ 228,000 |
| E.M.I. EQUITY MORTGAGE, INC. 1651 PONCE DE LEON AVE, SUITE 102 SAN JUAN, PR 00909 |
* | $ 10,000,000 | 3 | $ 253,000 |
| BAXTER CREDIT UNION 340 N MILWAUKEE AVE VERNON HILLS, IL 60061 |
* | $ 2,358,315,000 | 3 | $ 274,000 |
| AEELA MORTGAGE PO BOX 71502 SAN JUAN, PR 00936 |
* | $ 1,000,000,000 | 3 | $ 344,000 |
| R. F. MORTGAGE & INVESTMENT CORPORATION PO BOX 361309 SAN JUAN, PR 00936 |
* | $ 10,000,000 | 2 | $ 191,000 |
| MULTIPLES MORTGAGE CORPORATION 400 AVENIDA AMERICO MIRANDA SAN JUAN, PR 00927 |
* | $ 10,000,000 | 2 | $ 186,000 |
| LATIN AMERICAN FINANCIAL CORPORATION 1700 JESUS T. PINERO AVE 2ND FL STE 26 SAN JUAN, PR 00921 |
* | $ 10,000,000 | 1 | $ 95,000 |
| RM ACTUAL MORTGAGE, INC. PO BOX 2808 BAYAMON, PR 00960 |
* | $ 10,000,000 | 1 | $ 92,000 |
| THE LENDING CENTER CORPORATION G-8 ONEILL STREET SAN JUAN, PR 00918 |
* | $ 525,000 | 1 | $ 81,000 |
| FIRST SECURITY MORTGAGE, INC. 97 DE DIEGO AVE. SAN FRANCISCO SAN JUAN, PR 00929 |
* | $ 10,000,000 | 1 | $ 67,000 |
| COOPERATIVA DE A/C ARECIBO PO BOX 1056 ARECIBO, PR 00613 |
* | $ 10,000,000 | 1 | $ 123,000 |
| COOPERATIVA DE CREDITO Y AHORRO SAN JOSE CALLE DEGETAU 106 SUR AIBONITO, PR 00705 |
* | $ 95,017,000 | 1 | $ 60,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 73,279,079,000 | 1 | $ 4,000 |
| CARIBE FEDERAL CREDIT UNION 195 ONEIL ST SAN JUAN, PR 00918 |
* | $ 316,424,000 | 1 | $ 70,000 |
| BANCO POPULAR NORTH AMERICA 85 BROAD STREET NEW YORK, NY 10004 |
* | $ 7,780,002,000 | 1 | $ 2,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2016, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Guayama County PR in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 267 | $3,311,000 | $12,000 | $175,000 | $27,000 | $187,000 |
| Home Purchase | 177 | $14,940,000 | $84,000 | $255,000 | $58,000 | $4,373,000 |
| Refinancing | 145 | $12,407,000 | $85,000 | $280,000 | $41,000 | $382,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 528 | $26,759,000 | $50,000 | $280,000 | $43,000 | $4,373,000 |
| Not applicable | 48 | $3,415,000 | $71,000 | $150,000 | $3,000 | $72,000 |
| Not Provided | 5 | $351,000 | $70,000 | $148,000 | $44,000 | $61,000 |
| White | 3 | $34,000 | $11,000 | $26,000 | $16,000 | $28,000 |
| Black or African American | 3 | $24,000 | $8,000 | $15,000 | $17,000 | $29,000 |
| Asian | 2 | $75,000 | $37,000 | $50,000 | $123,000 | $208,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 383 | $12,544,000 | $32,000 | $280,000 | $46,000 | $4,373,000 |
| FHA-insured (Federal Housing Administration) | 127 | $10,659,000 | $83,000 | $255,000 | $27,000 | $122,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 60 | $5,356,000 | $89,000 | $139,000 | $24,000 | $72,000 |
| VA-guaranteed (Veterans Administration) | 19 | $2,099,000 | $110,000 | $184,000 | $53,000 | $167,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 274 | $15,621,000 | $57,000 | $280,000 | $38,000 | $284,000 |
| Application Denied By Financial Institution | 182 | $5,783,000 | $31,000 | $215,000 | $30,000 | $382,000 |
| Loan Purchased By The Institution | 50 | $3,592,000 | $71,000 | $150,000 | $4,000 | $72,000 |
| Application Withdrawn By Applicant | 42 | $3,485,000 | $82,000 | $237,000 | $146,000 | $4,373,000 |
| Application Approved But Not Accepted | 25 | $909,000 | $36,000 | $130,000 | $28,000 | $82,000 |
| File Closed For Incompleteness | 16 | $1,268,000 | $79,000 | $160,000 | $51,000 | $128,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 11 | $629,000 | $57,000 | $99,000 | $44,000 | $253,000 |
| Other | 3 | $225,000 | $75,000 | $103,000 | $42,000 | $63,000 |
| Collateral | 2 | $171,000 | $85,000 | $96,000 | $46,000 | $57,000 |
| Debt-To-Income Ratio | 2 | $325,000 | $162,000 | $215,000 | $218,000 | $382,000 |
| Employment History | 1 | $113,000 | $113,000 | $113,000 | $38,000 | $38,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $85,000 | $85,000 | $85,000 | $28,000 | $28,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.