In 2010, lenders reported 28 mortgage applications in Hardeman County, TX totaling $1.7 million, down 40% from 2009. The average application was for $62,000, and applicants reported an average income of $69,000. 46% of applications resulted in an originated loan and 29% were denied. The most active lender was Bank of America, N.A., with 5 applications, followed by Herring Bank and US Bank, N.A..
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 28 |
| Total Mortgage Loan Application Amount | $1,744,000 |
| Average Mortgage Loan Application Amount | $62,000 |
| Highest Mortgage Loan Application Amount | $124,000 |
| Average Applicant Income | $69,000 |
| Highest Applicant Income | $162,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Bank of America, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,465,221,449,000 | 5 | $ 413,000 |
| Herring Bank 2201 CIVIC CIRCLE AMARILLO, TX 79109 |
* | $ 496,617,000 | 3 | $ 112,000 |
| US Bank, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 276,376,130,000 | 2 | $ 63,000 |
| Citifinancial Inc 300 ST PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 2 | $ 58,000 |
| 21st Mortgage 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ 10,000,000 | 2 | $ 125,000 |
| Waggoner National Bank 1818 TEXAS ST VERNON, TX 76384 |
* | $ 230,731,000 | 1 | $ 5,000 |
| Guaranty Bond Bank 100 W ARKANSAS MOUNT PLEASANT, TX 75455 |
* | $ 886,344,000 | 1 | $ 104,000 |
| Texas Bank P O BOX 1190 HENDERSON, TX 75652 |
* | $ 222,220,000 | 1 | $ 32,000 |
| Metlife Bank, N.A. 334 MADISON AVENUE CONVENT STATION, NJ 07961 |
* | $ 14,106,965,000 | 1 | $ 68,000 |
| Citimortgage, Inc 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 1 | $ 100,000 |
| JPMorgan Chase Bank, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,627,684,000,000 | 1 | $ 100,000 |
| New York Community Bank 1 JERICHO PLAZA JERICHO, NY 11753 |
* | $ 40,150,052,000 | 1 | $ 80,000 |
| Primewest Mortgage Corporation 7806 INDIANA AVENUE LUBBOCK, TX 79423 |
* | $ 10,000,000 | 1 | $ 53,000 |
| Colonial Savings, F. A. P. O. BOX 2988 FORT WORTH, TX 76113 |
* | $ 964,882,000 | 1 | $ 69,000 |
| Flagstar Bank 5151 CORPORATE DR TROY, MI 48098 |
* | $ 14,483,100,000 | 1 | $ 100,000 |
| Secured Advantage FCU PO BOX 1539 SIMPSONVILLE, SC 29681 |
* | $ 74,046,000 | 1 | $ 44,000 |
| Credit Union of Texas 8131 LBJ FREEWAY, SUITE 500 ALLEN, TX 75013 |
* | $ 1,005,780,000 | 1 | $ 73,000 |
| New Day Financial, Llc. 360 SOUTH ROSEMARY AVENUE SUITE 1900 WEST PALM BEACH, FL 33401 |
* | $ 4,088,336,000 | 1 | $ 68,000 |
| Ameripro Funding 8300 N. MOPAC EXPRESSWAY SUITE 120 AUSTIN, TX 78759 |
* | $ 40,000,000 | 1 | $ 77,000 |
The tables below break down 2010 mortgage applications in Hardeman County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 14 | $907,000 | $64,000 | $113,000 | $80,000 | $162,000 |
| Refinancing | 12 | $810,000 | $67,000 | $124,000 | $57,000 | $151,000 |
| Home Improvement | 2 | $27,000 | $13,000 | $22,000 | $68,000 | $71,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 26 | $1,671,000 | $64,000 | $124,000 | $72,000 | $162,000 |
| Not applicable | 1 | $68,000 | $68,000 | $68,000 | $0 | $0 |
| Hispanic | 1 | $5,000 | $5,000 | $5,000 | $71,000 | $71,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 18 | $951,000 | $52,000 | $113,000 | $75,000 | $162,000 |
| FHA-insured (Federal Housing Administration) | 7 | $521,000 | $74,000 | $104,000 | $70,000 | $120,000 |
| VA-guaranteed (Veterans Administration) | 2 | $224,000 | $112,000 | $124,000 | $36,000 | $72,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $48,000 | $48,000 | $48,000 | $34,000 | $34,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 13 | $809,000 | $62,000 | $124,000 | $66,000 | $157,000 |
| Application Denied By Financial Institution | 8 | $469,000 | $58,000 | $113,000 | $82,000 | $162,000 |
| Loan Purchased By The Institution | 4 | $293,000 | $73,000 | $104,000 | $51,000 | $119,000 |
| Application Withdrawn By Applicant | 1 | $53,000 | $53,000 | $53,000 | $39,000 | $39,000 |
| File Closed For Incompleteness | 1 | $100,000 | $100,000 | $100,000 | $151,000 | $151,000 |
| Application Approved But Not Accepted | 1 | $20,000 | $20,000 | $20,000 | $36,000 | $36,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 3 | $207,000 | $69,000 | $100,000 | $74,000 | $107,000 |
| Credit History | 2 | $37,000 | $18,000 | $25,000 | $98,000 | $162,000 |
| Debt-To-Income Ratio | 1 | $113,000 | $113,000 | $113,000 | $42,000 | $42,000 |
| Unverifiable Information | 1 | $77,000 | $77,000 | $77,000 | $120,000 | $120,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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