Holt County, MO Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 140 mortgage applications in Holt County, MO totaling $21.5 million, up 35% from 2023. The average application was for $153,000, and applicants reported an average income of $93,000. 56% of applications resulted in an originated loan and 9% were denied. The most active lender was The Nodaway Valley Bank, with 16 applications, followed by Btc Bank and Primelending.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 140
Total Mortgage Loan Application Amount $21,510,000
Average Mortgage Loan Application Amount $153,000
Highest Mortgage Loan Application Amount $705,000
Average Applicant Income $93,000
Highest Applicant Income $487,000

Mortgage Company List for Lending in Holt County, MO for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
The Nodaway Valley Bank
P. O. BOX 7315, 402 N. BELT HWY
MARYVILLE, MO 64468
* $ n/a 16 $ 2,430,000
Btc Bank
1201-2 US-65 BUSINESS
BETHANY, MO 64424
* $ n/a 7 $ 475,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 7 $ 765,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 7 $ 1,325,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 6 $ 480,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 6 $ 920,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 5 $ 1,395,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 4 $ 750,000
Nbh Bank
7800 EAST ORCHARD ROAD, SUITE 300
GREENWOOD VILLAGE, CO 80011
* $ n/a 4 $ 160,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 3 $ 515,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 3 $ 445,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 3 $ 185,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ n/a 3 $ 625,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ n/a 3 $ 635,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 2 $ 280,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 2 $ 230,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ n/a 2 $ 310,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 2 $ 130,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 2 $ 550,000
Fcs Financial Flca
1930 E MILLER ST
JEFFERSON CITY, MO 65101
* $ n/a 2 $ 810,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 2 $ 340,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 2 $ 270,000
Mortgage Investment Services Corporation
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ n/a 2 $ 200,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ n/a 2 $ 280,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 1 $ 115,000
Glenwood State Bank
32 N WALNUT ST/PO BOX 431
GLENWOOD, IA 51534
* $ n/a 1 $ 155,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ n/a 1 $ 215,000
Commercial State Bank
579 EAST BROADWAY P.O. BOX 179
WAUSA, NE 68786
* $ n/a 1 $ 55,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 1 $ 245,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ n/a 1 $ 185,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 1 $ 75,000
Hnb National Bank
PO BOX 1107; 100 NORTH MAIN STREET
HANNIBAL, MO 63401
* $ n/a 1 $ 245,000
Mece Credit Union
2722 E MCCARTY
JEFFERSON CITY, MO 65102
* $ n/a 1 $ 335,000
Connections Bank
PO BOX 380
PLATTE CITY, MO 64079
* $ n/a 1 $ 65,000
Ts Bank
15 E MAIN ST
TREYNOR, IA 51575
* $ n/a 1 $ 65,000
Logan Finance Corporation
1393 VETERANS MEMORIAL HIGHWAY HAUPPAUGE
HAUPPAUGE, NY 11788
* $ n/a 1 $ 525,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 1 $ 525,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ n/a 1 $ 75,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 1 $ 65,000
Farmers State Bank
124 E 3RD ST.
CAMERON, MO 64429
* $ n/a 1 $ 95,000
Elements Financial Federal Cre
225 S EAST ST, SUITE 300
INDIANAPOLIS, IN 46202
* $ n/a 1 $ 165,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 1 $ 45,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 1 $ 245,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 1 $ 95,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ n/a 1 $ 115,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 1 $ 35,000
Assemblies of God Credit Union
1535 N CAMPBELL AVE
SPRINGFIELD, MO 65803
* $ n/a 1 $ 335,000
Midwest Mortgage Associates Corp
5333 NORTH UNION BLVD - SUITE 100
COLORADO SPRINGS, CO 80918
* $ n/a 1 $ 285,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 1 $ 305,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 1 $ 85,000
First Option Bank
702 BAPTISTE DR.
PAOLA, KS 66071
* $ n/a 1 $ 85,000
Frontier Bank
17002 MARCY ST, STE 120
OMAHA, NE 68154
* $ n/a 1 $ 55,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 1 $ 85,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ n/a 1 $ 95,000
First Bank & Trust
520 6TH STREET
BROOKINGS, SD 57006
* $ n/a 1 $ 305,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ n/a 1 $ 455,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 1 $ 195,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 1 $ 165,000
Stride Bank, National Association
324 WEST BROADWAY AVENUE
ENID, OK 73701
* $ n/a 1 $ 105,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 1 $ 65,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 1 $ 95,000

The tables below break down 2024 mortgage applications in Holt County, MO by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Holt County, MO in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 96 $15,270,000 $159,000 $495,000 $93,000 $359,000
Cash-out Refinancing 18 $2,680,000 $148,000 $525,000 $70,000 $253,000
Refinancing 11 $1,185,000 $107,000 $345,000 $91,000 $280,000
Other Purpose 9 $1,155,000 $128,000 $605,000 $120,000 $487,000
Home Improvement 6 $1,220,000 $203,000 $705,000 $112,000 $294,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 106 $15,350,000 $144,000 $605,000 $86,000 $487,000
Not applicable 20 $3,380,000 $169,000 $525,000 $0 $0
Not Provided 8 $1,510,000 $188,000 $345,000 $161,000 $280,000
American Indian or Alaskan Native 2 $150,000 $75,000 $75,000 $84,000 $85,000
Hispanic 2 $230,000 $115,000 $185,000 $67,000 $85,000
Native Hawaiian or Other Pacific Islander 1 $705,000 $705,000 $705,000 $294,000 $294,000
Black or African American 1 $185,000 $185,000 $185,000 $53,000 $53,000
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 90 $14,870,000 $165,000 $705,000 $107,000 $487,000
FHA-insured (Federal Housing Administration) 33 $3,695,000 $111,000 $245,000 $59,000 $88,000
VA-guaranteed (Veterans Administration) 15 $2,765,000 $184,000 $335,000 $84,000 $148,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $180,000 $90,000 $115,000 $34,000 $34,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 79 $12,495,000 $158,000 $705,000 $103,000 $359,000
Application Withdrawn By Applicant 19 $3,105,000 $163,000 $605,000 $95,000 $487,000
Loan Purchased By The Institution 18 $2,700,000 $150,000 $305,000 $86,000 $153,000
Application Denied By Financial Institution 13 $1,325,000 $101,000 $255,000 $56,000 $125,000
File Closed For Incompleteness 7 $1,555,000 $222,000 $525,000 $66,000 $93,000
Application Approved But Not Accepted 4 $330,000 $82,000 $155,000 $41,000 $49,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 101 $17,035,000 $168,000 $705,000 $95,000 $487,000
Debt-To-Income Ratio 30 $3,630,000 $121,000 $405,000 $98,000 $359,000
Credit Application Incomplete 4 $450,000 $112,000 $255,000 $51,000 $85,000
Collateral 2 $280,000 $140,000 $145,000 $45,000 $46,000
Credit History 1 $25,000 $25,000 $25,000 $48,000 $48,000
Other 1 $75,000 $75,000 $75,000 $125,000 $125,000
Unverifiable Information 1 $15,000 $15,000 $15,000 $18,000 $18,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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