Irion County, TX Mortgage Lenders & HMDA Data, 2013
In 2013, lenders reported 60 mortgage applications in Irion County, TX totaling $6.7 million, up 18% from 2012. The average application was for $110,000, and applicants reported an average income of $111,000. 60% of applications resulted in an originated loan and 20% were denied. The most active lender was First National Bank of Mertzon, the, with 14 applications, followed by Wells Fargo Bank NA and JPMorgan Chase Bank, NA.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 60 |
| Total Mortgage Loan Application Amount | $6,658,000 |
| Average Mortgage Loan Application Amount | $110,000 |
| Highest Mortgage Loan Application Amount | $417,000 |
| Average Applicant Income | $111,000 |
| Highest Applicant Income | $458,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| First National Bank of Mertzon, the P O BOX 589 MERTZON, TX 76941 |
* | $ 325,489,000 | 14 | $ 742,000 |
| Wells Fargo Bank NA MINNEAPOLIS, MN 55415 |
* | $ 1,266,125,000,000 | 7 | $ 1,263,000 |
| JPMorgan Chase Bank, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,896,773,000,000 | 4 | $ 672,000 |
| The Bank and Trust, S.S.B. 1200 VETERANS BLVD DEL RIO, TX 78840 |
* | $ 412,299,000 | 4 | $ 722,000 |
| 21st Mortgage 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ 10,000,000 | 4 | $ 248,000 |
| Primelending 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 6,680,971,000 | 3 | $ 518,000 |
| Bank of America NA 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,474,077,383,000 | 3 | $ 339,000 |
| Colonial Savings P O BOX 2988 FORT WORTH, TX 76102 |
* | $ 1,105,077,000 | 3 | $ 541,000 |
| Citizens State Bank 329 W. HARRIS SAN ANGELO, TX 76903 |
* | $ 80,006,000 | 3 | $ 454,000 |
| 1st Community Federal Credit Union 3505 WILDEWOOD DRIVE SAN ANGELO, TX 76904 |
* | $ 202,944,000 | 2 | $ 115,000 |
| Finance of America Reverse LLC 8023 EAST 63RD PLACE, SUITE 700 TULSA, OK 74133 |
* | $ 3,125,000 | 2 | $ 223,000 |
| First Financial Bank 400 PINE STREET ABILENE, TX 79601 |
* | $ 4,472,275,000 | 2 | $ 9,000 |
| The First National Bank of Sonora 5710 SHERWOOD WAY SONORA, TX 76950 |
* | $ 352,672,000 | 1 | $ 69,000 |
| Premier Home Mortgage, Inc. 3024 TOWER RD RAPID CITY, SD 57701 |
* | $ 20,569,000 | 1 | $ 108,000 |
| American Financial Resources LLC 9 SYLVAN WAY PARSIPPANY, NJ 07054 |
* | $ 10,000,000 | 1 | $ 59,000 |
| Tib the Independent Bankersban 11701 LUNA ROAD FARMERS BRANCH, TX 75234 |
* | $ 2,587,134,000 | 1 | $ 104,000 |
| Crockett National Bank 8018 BROADWAY STE 200 SAN ANTONIO, TX 78209 |
* | $ 415,441,000 | 1 | $ 90,000 |
| Texas State Bank 2201 SHERWOOD WAY SAN ANGELO, TX 76901 |
* | $ 241,233,000 | 1 | $ 139,000 |
| Qualtrust Credit Union 6201 E CAMPUS CIRCLE DR IRVING, TX 75063 |
* | $ 185,562,000 | 1 | $ 50,000 |
| Citibank, NA NEW YORK, NY 10012 |
* | $ 1,313,401,000,000 | 1 | $ 135,000 |
| R.H. Lending, Inc. 6209 COLLEYVILLE BLVD. COLLEYVILLE, TX 76034 |
* | $ 10,000,000 | 1 | $ 58,000 |
The tables below break down 2013 mortgage applications in Irion County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Irion County, TX in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 26 | $3,513,000 | $135,000 | $380,000 | $90,000 | $458,000 |
| Refinancing | 22 | $2,868,000 | $130,000 | $417,000 | $137,000 | $458,000 |
| Home Improvement | 12 | $277,000 | $23,000 | $80,000 | $108,000 | $213,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 48 | $5,371,000 | $111,000 | $417,000 | $120,000 | $458,000 |
| Hispanic | 10 | $978,000 | $97,000 | $250,000 | $62,000 | $126,000 |
| Black or African American | 1 | $174,000 | $174,000 | $174,000 | $0 | $0 |
| Not Provided | 1 | $135,000 | $135,000 | $135,000 | $307,000 | $307,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 48 | $4,906,000 | $102,000 | $417,000 | $128,000 | $458,000 |
| FHA-insured (Federal Housing Administration) | 8 | $911,000 | $113,000 | $174,000 | $26,000 | $72,000 |
| VA-guaranteed (Veterans Administration) | 3 | $733,000 | $244,000 | $250,000 | $76,000 | $112,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $108,000 | $108,000 | $108,000 | $63,000 | $63,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 36 | $3,674,000 | $102,000 | $380,000 | $113,000 | $458,000 |
| Application Denied By Financial Institution | 12 | $1,442,000 | $120,000 | $417,000 | $111,000 | $238,000 |
| Loan Purchased By The Institution | 5 | $889,000 | $177,000 | $250,000 | $68,000 | $112,000 |
| Application Approved But Not Accepted | 4 | $384,000 | $96,000 | $135,000 | $99,000 | $213,000 |
| Application Withdrawn By Applicant | 2 | $219,000 | $109,000 | $135,000 | $222,000 | $307,000 |
| File Closed For Incompleteness | 1 | $50,000 | $50,000 | $50,000 | $91,000 | $91,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 3 | $299,000 | $99,000 | $205,000 | $83,000 | $154,000 |
| Collateral | 2 | $518,000 | $259,000 | $417,000 | $203,000 | $236,000 |
| Other | 1 | $120,000 | $120,000 | $120,000 | $158,000 | $158,000 |
| Unverifiable Information | 1 | $168,000 | $168,000 | $168,000 | $238,000 | $238,000 |
| Debt-To-Income Ratio | 1 | $5,000 | $5,000 | $5,000 | $96,000 | $96,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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