Find mortgage statistics and lending data for the Iron County WI metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Iron County WI, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 294 |
Total Mortgage Loan Application Amount | $38,536,000 |
Average Mortgage Loan Application Amount | $131,000 |
Highest Mortgage Loan Application Amount | $435,000 |
Average Applicant Income | $90,000 |
Highest Applicant Income | $546,000 |
Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
---|---|---|---|---|
ASSOCIATED BANK, NATIONAL ASSOCIATION 200 NORTH ADAMS STREET GREEN BAY, WI 54301 |
* | $ 27,567,209,000 | 34 | $ 3,353,000 |
WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 WINSTON-SALEM, NC 27150 |
* | $ 1,610,580,000,000 | 28 | $ 3,213,000 |
LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE FOOTHILL RANCH, CA 92610 |
* | $ 138,031,000 | 17 | $ 2,107,000 |
TOWNE MORTGAGE COMPANY 2170 E. BIG BEAVER ROAD, SUITE A TROY, MI 48083 |
* | $ 35,475,880,000 | 16 | $ 1,446,000 |
INCREDIBLEBANK 327 N 17TH AVE WAUSAU, WI 54401 |
* | $ 1,064,708,000 | 15 | $ 1,773,000 |
U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 417,458,234,000 | 11 | $ 1,531,000 |
PEOPLES STATE BANK P O BOX 1686, 1905 STEWART AVE WAUSAU, WI 54402 |
* | $ 784,058,000 | 8 | $ 1,084,000 |
CHIPPEWA VALLEY BANK 15755 W COUNTY ROAD B HAYWARD, WI 54843 |
* | $ 301,068,000 | 7 | $ 467,000 |
INLANTA MORTGAGE, INC. W239 N3490 PEWAUKEE ROAD, STE.200 PEWAUKEE, WI 53072 |
* | $ 39,000,000 | 7 | $ 1,433,000 |
FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE FISHERS, IN 46037 |
* | $ 10,000,000 | 6 | $ 804,000 |
GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE CHICAGO, IL 60613 |
* | $ 10,000,000 | 5 | $ 880,000 |
BMO HARRIS BANK NATIONAL ASSOCIATION 111 W. MONROE CHICAGO, IL 60603 |
* | $ 104,121,677,000 | 4 | $ 592,000 |
USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 71,130,930,000 | 4 | $ 588,000 |
PENNYMAC LOAN SERVICES LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ 39,000,000 | 4 | $ 595,000 |
UNIVERSITY OF WISCONSIN CREDIT UNION 3500 UNIVERSITY AVE MADISON, WI 53705 |
* | $ 2,076,988,000 | 4 | $ 733,000 |
COVANTAGE CREDIT UNION 723 6TH AVE, PO BOX 107 ANTIGO, WI 54409 |
* | $ 1,248,405,000 | 4 | $ 394,000 |
HOMEOWNERS FINANCIAL GROUP USA, LLC 16427 N. SCOTTSDALE ROAD, SUITE 145 SCOTTSDALE, AZ 85264 |
* | $ 10,000,000 | 3 | $ 607,000 |
PACIFIC UNION FINANCIAL, LLC 8900 FREEPORT PKWY, STE 150 IRVING, TX 75063 |
* | $ 40,000,000 | 3 | $ 192,000 |
BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,639,305,000,000 | 3 | $ 413,000 |
SUPERIOR CHOICE 1320 GRAND AVENUE SUPERIOR, WI 54880 |
* | $ 331,111,000 | 3 | $ 277,000 |
ABBYBANK 401 E SPRUCE STREET PO BOX 648 ABBORTSFORD, WI 54405 |
* | $ 335,235,000 | 2 | $ 454,000 |
PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE TYSONS, VA 22102 |
* | $ 19,460,442,000 | 2 | $ 508,000 |
OLD NATIONAL BANK ONE MAIN STREET EVANSVILLE, IN 47708 |
* | $ 11,846,211,000 | 2 | $ 318,000 |
STILLMAN BANCCORP N.A. 101 E. MAIN STREET P.O. BOX 150 STILLMAN VALLEY, IL 61084 |
* | $ 423,954,000 | 2 | $ 236,000 |
THE BARABOO NATIONAL BANK 101 THIRD AVENUE, PO BOX 50 BARABOO, WI 53913 |
* | $ 426,889,000 | 2 | $ 276,000 |
NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. FULTON, MD 20759 |
* | $ 4,088,336,000 | 2 | $ 242,000 |
PERL MORTGAGE, INC. 2936 WEST BELMONT AVE CHICAGO, IL 60618 |
* | $ 11,000,000 | 2 | $ 438,000 |
IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 2 | $ 271,000 |
NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ 10,000,000 | 2 | $ 134,000 |
ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ 1,000,000,000 | 2 | $ 203,000 |
EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 2 | $ 385,000 |
NATIONWIDE BANK ONE NATIONWIDE PLAZA COLUMBUS, OH 43215 |
* | $ 6,397,488,000 | 2 | $ 60,000 |
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,914,658,000,000 | 2 | $ 576,000 |
COMPEER FINANCIAL, FLCA 2600 JENNY WREN TRAIL SUN PRAIRIE, WI 53590 |
* | $ 10,000,000 | 2 | $ 162,000 |
MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ 880,000,000 | 2 | $ 323,000 |
DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ 6,260,444,000 | 2 | $ 178,000 |
MARKETPLACE HOME MORTGAGE, LLC 7380 FRANCE AVE S, STE 200 EDINA, MN 55435 |
* | $ 34,593,007,000 | 1 | $ 92,000 |
ACCUNET MORTGAGE LLC 13000 W SILVER SPRING DR. BUTLER, WI 53007 |
* | $ 22,766,000 | 1 | $ 160,000 |
GOODLEAP, LLC 8781 SIERRA COLLEGE BLVD ROSEVILLE, CA 95661 |
* | $ 10,000,000 | 1 | $ 245,000 |
THE FIRST NATIONAL BANK OF RIVER FALLS 104 EAST LOCUST STREET RIVER FALLS, WI 54022 |
* | $ 275,610,000 | 1 | $ 133,000 |
PEOPLES BANK 4831 W 6TH ST LAWRENCE, KS 66049 |
* | $ 451,930,000 | 1 | $ 196,000 |
PEOPLES BANK MIDWEST 10583 MAIN STREET HAYWARD, WI 54843 |
* | $ 324,773,000 | 1 | $ 22,000 |
ZILLOW HOME LOANS, LLC 10975 EL MONTE ST OVERLAND PARK, KS 66211 |
* | $ 10,000,000 | 1 | $ 88,000 |
PEOPLES HOME EQUITY 5205 MARYLAND WAY SUITE 100 BRENTWOOD, TN 37027 |
* | $ 1,065,000 | 1 | $ 196,000 |
AMERICAN NATIONAL BANK - FOX CITIES 2200 N RICHMOND ST APPLETON, WI 54911 |
* | $ 247,394,000 | 1 | $ 232,000 |
BARRINGTON BANK & TRUST COMPANY, N.A. 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 1,949,868,000 | 1 | $ 243,000 |
NICOLET NATIONAL BANK 111 N WASHINGTON ST GREEN BAY, WI 54301 |
* | $ 1,198,541,000 | 1 | $ 156,000 |
TRUIST BANK 3100 SMOKETREE CT FL 5 RALEIGH, NC 27604 |
* | $ 205,125,538,000 | 1 | $ 130,000 |
CAPITAL CREDIT UNION PO BOX 2526 GREEN BAY, WI 54306 |
* | $ 1,142,720,000 | 1 | $ 97,000 |
BROKAW CREDIT UNION 2006 SCHOFIELD AVE WESTON, WI 54476 |
* | $ 49,259,000 | 1 | $ 88,000 |
BAXTER CREDIT UNION 340 N MILWAUKEE AVE VERNON HILLS, IL 60061 |
* | $ 2,358,315,000 | 1 | $ 190,000 |
HERITAGE CREDIT UNION 1212 HUXLEY STREET MADISON, WI 53704 |
* | $ 291,633,000 | 1 | $ 96,000 |
AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WOODLAND HILLS, CA 91367 |
* | $ 10,000,000 | 1 | $ 92,000 |
ASSURED MORTGAGE INC. 12660 W CAPITOL DRIVE STE 100 BROOKFIELD, WI 53005 |
* | $ 1,949,296,000 | 1 | $ 142,000 |
FARMERS & MERCHANTS BANK OF ORFORDVILLE 303 E. SPRING STREET, P.O. BOX 499 ORFORDVILLE, WI 53576 |
* | $ 51,046,000 | 1 | $ 165,000 |
JOHNSON BANK 555 MAIN STREET SUITE 490 RACINE, WI 53403 |
* | $ 4,173,696,000 | 1 | $ 186,000 |
COLLINS STATE BANK 20741 CTH JJ COLLINS, WI 54207 |
* | $ 69,804,000 | 1 | $ 120,000 |
BANK OF WISCONSIN DELLS 716 SUPERIOR ST WISCONSIN DELLS, WI 53965 |
* | $ 442,532,000 | 1 | $ 186,000 |
DUBUQUE BANK AND TRUST COMPANY 1398 CENTRAL AVENUE DUBUQUE, IA 52001 |
* | $ 1,617,322,000 | 1 | $ 314,000 |
SPRING BANK 16620 W BLUEMOUND RD SUITE 100 BROOKFIELD, WI 53005 |
* | $ 221,791,000 | 1 | $ 198,000 |
NORTHERN STATE BANK 321 WEST MAIN ST ASHLAND, WI 54806 |
* | $ 235,895,000 | 1 | $ 22,000 |
MORTGAGE CENTER L.C 29621 NORTHWESTERN HWY SOUTHFIELD, MI 48034 |
* | $ 30,000,000 | 1 | $ 80,000 |
THE MONEY SOURCE INC. 135 MAXESS ROAD MELVILLE, NY 11747 |
* | $ 10,000,000 | 1 | $ 196,000 |
CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD COPPELL, TX 75019 |
* | $ 1,543,699,000 | 1 | $ 356,000 |
VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY HENDERSON, NV 89052 |
* | $ 11,000,000 | 1 | $ 205,000 |
COMMUNITY FIRST CREDIT UNION 1575 DRESANG WAY NEENAH, WI 54956 |
* | $ 2,345,139,000 | 1 | $ 172,000 |
AMERICAN TRUST & SAVINGS BANK 895 MAIN STREET DUBUQUE, IA 52001 |
* | $ 1,044,063,000 | 1 | $ 375,000 |
GLACIER HILLS CREDIT UNION 2150 S. MAIN STREET WEST BEND, WI 53095 |
* | $ 108,610,000 | 1 | $ 191,000 |
DUPACO COMMUNITY PO BOX 179 DUBUQUE, IA 52004 |
* | $ 1,339,209,000 | 1 | $ 223,000 |
MEMBERS COOPERATIVE 4628 MIKE COLALILLO DR DULUTH, MN 55807 |
* | $ 628,944,000 | 1 | $ 32,000 |
STONEGATE MORTGAGE CORPORATION 9190 PRIORITY WAY WEST DRIVE INDIANAPOLIS, IN 46240 |
* | $ 10,000,000 | 1 | $ 66,000 |
FINANCE OF AMERICA MORTGAGE LLC 300 WELSH ROAD BUILDING 5 HORSHAM, PA 19044 |
* | $ 10,000,000 | 1 | $ 160,000 |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE MADISON, WI 53718 |
* | $ 10,000,000 | 1 | $ 198,000 |
AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ 100,247,000 | 1 | $ 20,000 |
OCEANSIDE MORTGAGE COMPANY 55 MAIN ST TOMS RIVER, NJ 08753 |
* | $ 10,000,000 | 1 | $ 201,000 |
AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY, NJ 07054 |
* | $ 10,000,000 | 1 | $ 142,000 |
PROSPECT MORTGAGE, LLC 15301 VENTURA BLVD SUITE D300 SHERMAN OAKS, CA 91403 |
* | $ 10,000,000 | 1 | $ 192,000 |
THE HUNTINGTON NATIONAL BANK 7 EASTON OVAL EA5C242 COLUMBUS, OH 43219 |
* | $ 70,879,778,000 | 1 | $ 53,000 |
FIRSTMERIT BANK NA III CASCADE PLAZA - CAS46 AKRON, OH 44308 |
* | $ 25,520,808,000 | 1 | $ 34,000 |
FLAGSTAR BANK, FSB 5151 CORPORATE DRIVE TROY, MI 48098 |
* | $ 13,649,486,000 | 1 | $ 165,000 |
GREENSTONE FARM CREDIT SERVICES, FLCA 3515 WEST RD EAST LANSING, MI 48823 |
* | $ 10,000,000 | 1 | $ 30,000 |
COMMUNITY FIRST BANK 5525 US HIGHWAY 10 E STEVENS POINT, WI 54482 |
* | $ 75,086,000 | 1 | $ 435,000 |
BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 318,361,000 | 1 | $ 193,000 |
CITIZENS COMMUNITY FEDERAL NATIONAL ASSOCIATION 219 FAIRFAX STREET ALTOONA, WI 54720 |
* | $ 581,770,000 | 1 | $ 104,000 |
MONONA BANK 5515 MONONA DRIVE MONONA, WI 53716 |
* | $ 459,293,000 | 1 | $ 150,000 |
FIRSTBANK 11 CHANNING WAY JACKSON, TN 38305 |
* | $ 2,887,863,000 | 1 | $ 196,000 |
21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ 10,000,000 | 1 | $ 28,000 |
UNITED COMMUNITY BANK 105 S MAIN ST POYNETTE, WI 53955 |
* | $ 166,106,000 | 1 | $ 180,000 |
FLANAGAN STATE BANK 301 W FALCON HWY FLANAGAN, IL 61740 |
* | $ 175,672,000 | 1 | $ 31,000 |
MIDWEST COMMUNITY BANK 510 PARK CREST DR FREEPORT, IL 61032 |
* | $ 217,730,000 | 1 | $ 190,000 |
NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 73,279,079,000 | 1 | $ 20,000 |
HIWAY 111 EMPIRE DRIVE SAINT PAUL, MN 55103 |
* | $ 1,014,652,000 | 1 | $ 235,000 |
AFFINITY PLUS 175 WEST LAFAYETTE FRONTAGE ROAD SAINT PAUL, MN 55107 |
* | $ 1,792,910,000 | 1 | $ 46,000 |
LANDMARK CREDIT UNION 5445 S. WESTRIDGE DR. NEW BERLIN, WI 53151 |
* | $ 2,883,593,000 | 1 | $ 100,000 |
MARINE 811 MONITOR STREET LA CROSSE, WI 54603 |
* | $ 625,382,000 | 1 | $ 342,000 |
ROYAL CREDIT UNION 200 RIVERFRONT TERRACE EAU CLAIRE, WI 54703 |
* | $ 1,711,373,000 | 1 | $ 89,000 |
BANK OF DEERFIELD 15 S. MAIN ST., PO BOX 85 DEERFIELD, WI 53531 |
* | $ 128,187,000 | 1 | $ 164,000 |
FIRST MERCHANTS BANK 200 E. JACKSON ST. MUNCIE, IN 47305 |
* | $ 6,744,662,000 | 1 | $ 417,000 |
PREVAIL BANK 675 E BROADWAY AVE MEDFORD, WI 54451 |
* | $ 614,922,000 | 1 | $ 90,000 |
PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 348,291,098,000 | 1 | $ 82,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 141 | $18,058,000 | $128,000 | $435,000 | $90,000 | $484,000 |
Refinancing | 135 | $18,808,000 | $139,000 | $417,000 | $90,000 | $546,000 |
Home Improvement | 18 | $1,670,000 | $92,000 | $210,000 | $90,000 | $375,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 253 | $32,700,000 | $129,000 | $417,000 | $94,000 | $546,000 |
Not Provided | 19 | $2,457,000 | $129,000 | $270,000 | $84,000 | $388,000 |
Not applicable | 14 | $2,682,000 | $191,000 | $435,000 | $24,000 | $202,000 |
American Indian or Alaskan Native | 3 | $316,000 | $105,000 | $120,000 | $47,000 | $56,000 |
Black or African American | 3 | $180,000 | $60,000 | $60,000 | $222,000 | $225,000 |
Hispanic | 2 | $201,000 | $100,000 | $110,000 | $29,000 | $33,000 |
Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 221 | $29,672,000 | $134,000 | $435,000 | $108,000 | $546,000 |
VA-guaranteed (Veterans Administration) | 38 | $5,132,000 | $135,000 | $245,000 | $29,000 | $78,000 |
FHA-insured (Federal Housing Administration) | 33 | $3,564,000 | $108,000 | $295,000 | $47,000 | $172,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $168,000 | $84,000 | $126,000 | $18,000 | $36,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 163 | $21,155,000 | $129,000 | $417,000 | $107,000 | $546,000 |
Application Denied By Financial Institution | 58 | $6,441,000 | $111,000 | $382,000 | $65,000 | $375,000 |
Application Withdrawn By Applicant | 38 | $5,223,000 | $137,000 | $408,000 | $80,000 | $287,000 |
Loan Purchased By The Institution | 19 | $3,224,000 | $169,000 | $384,000 | $53,000 | $202,000 |
File Closed For Incompleteness | 8 | $1,114,000 | $139,000 | $325,000 | $94,000 | $231,000 |
Application Approved But Not Accepted | 8 | $1,379,000 | $172,000 | $435,000 | $70,000 | $245,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 13 | $968,000 | $74,000 | $210,000 | $48,000 | $192,000 |
Collateral | 9 | $1,154,000 | $128,000 | $361,000 | $114,000 | $246,000 |
Debt-To-Income Ratio | 7 | $796,000 | $113,000 | $289,000 | $83,000 | $375,000 |
Credit Application Incomplete | 3 | $627,000 | $209,000 | $382,000 | $108,000 | $225,000 |
Other | 1 | $51,000 | $51,000 | $51,000 | $23,000 | $23,000 |
Employment History | 1 | $78,000 | $78,000 | $78,000 | $53,000 | $53,000 |
Insufficient Cash (Downpayment, Closing Cost) | 1 | $66,000 | $66,000 | $66,000 | $48,000 | $48,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in Wisconsin, and search similar information back through 2003.