Isabela Municipio, PR Mortgage Lenders & HMDA Data, 2020
In 2020, lenders reported 377 mortgage applications in Isabela Municipio, PR totaling $50.4 million, up 19% from 2019. The average application was for $133,000, and applicants reported an average income of $73,000. 42% of applications resulted in an originated loan and 11% were denied. The most active lender was Banco Popular, with 158 applications, followed by Firstbank and Oriental Bank.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 377 |
| Total Mortgage Loan Application Amount | $50,405,000 |
| Average Mortgage Loan Application Amount | $133,000 |
| Highest Mortgage Loan Application Amount | $1,995,000 |
| Average Applicant Income | $73,000 |
| Highest Applicant Income | $503,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Banco Popular PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 41,627,000,000 | 158 | $ 17,850,000 |
| Firstbank PO BOX 9146 SAN JUAN, PR 00908 |
* | $ 12,597,360,000 | 56 | $ 8,600,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ 9,253,736,000 | 47 | $ 5,765,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ -1,000 | 20 | $ 3,000,000 |
| Cooperativa De A/C Isabela 21 CALLE BARBOSA SUITE 1 ISABELA, PR 00662 |
* | $ -1,000 | 19 | $ 2,035,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ -1,000 | 11 | $ 3,415,000 |
| Pentagon Federal Credit Union OMAHA, NE 68164 |
* | $ 24,774,361,000 | 9 | $ 1,595,000 |
| Preferred Mortgage LLC 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ -1,000 | 6 | $ 780,000 |
| Emi Equity Mortgage, Inc. 1651 PONCE DE LEON AVE, SUITE 102 SAN JUAN, PR 00909 |
* | $ -1,000 | 6 | $ 830,000 |
| Metro Island Mortgage VILLA NEVAREZ PROF. CENTER SUITE 201 RIO PIEDRAS, PR 00927 |
* | $ -1,000 | 4 | $ 560,000 |
| First Equity Mortgage Bankers Inc. 9300 S DADELAND BLVD STE 500 MIAMI, FL 33156 |
* | $ -1,000 | 4 | $ 710,000 |
| Cooperativa De Ahorro Y Credito De Aguada P.O. BOX 543 AGUADA, PR 00602 |
* | $ -1,000 | 3 | $ 165,000 |
| San Rafael Coop CALLE RAFAEL RODR+¡GUEZ, CANAL 1 URB. AVI QUEBRADILLAS, PR 00678 |
* | $ -1,000 | 3 | $ 295,000 |
| Coop. De A/C La Puertorrique+¦A AVE. ANA G. MÉNDEZ, 9729 PR-176 KM 1.1 SAN JUAN, PR 00921 |
* | $ -1,000 | 3 | $ 535,000 |
| Home Mortgage Bankers AVE. SANCHEZ OSORIO 3BS-5 VIA 60 VILLA F CAROLINA, PR 00983 |
* | $ -1,000 | 3 | $ 685,000 |
| Capital Mortgage 206 ELEANOR ROOSEVELT SAN JUAN, PR 00918 |
* | $ -1,000 | 3 | $ 695,000 |
| Cooperativa De A/C Camuy AVE. BALTAZAR JIMÉNEZ MÉNDEZ #300 CAMUY, PR 00627 |
* | $ -1,000 | 2 | $ 340,000 |
| Calcon Mutual Mortgage LLC 3131 CAMINO DEL RIO N SUITE 1680 SAN DIEGO, CA 92108 |
* | $ -1,000 | 2 | $ 360,000 |
| Senior Mortgage Banker 1239 ROOSEVELT AVE SAN JUAN, PR 00920 |
* | $ -1,000 | 2 | $ 190,000 |
| Cooperativa De Ahorroy Credito PO BOX 608 RINCON, PR 00677 |
* | $ -1,000 | 2 | $ 180,000 |
| Cooperativa A/C Cabo Rojo PR 100 KM. 7.0 BO.MIRADERO CABO ROJO, PR 00623 |
* | $ -1,000 | 2 | $ 150,000 |
| Vig Mortgage 1225 PONCE DE LEON VIG TOWER SUITE B-J SAN JUAN, PR 00907 |
* | $ -1,000 | 2 | $ 250,000 |
| Rf Mortgage & Investment Corp PO BOX 361309 SAN JUAN, PR 00936 |
* | $ -1,000 | 2 | $ 320,000 |
| Coopaca Mortgage PO BOX 1056 ARECIBO, PR 00613 |
* | $ -1,000 | 1 | $ 185,000 |
| Trust Mortgage Corp. EDIFI EMILIO BACARDI SUITE 101A CALLE JUNIN PARK GARDENS SAN JUAN, PR 00923 |
* | $ -1,000 | 1 | $ 75,000 |
| Actual Mortgage Bankers PO BOX 2808 BAYAMON, PR 00960 |
* | $ -1,000 | 1 | $ 75,000 |
| Hr Mortgage Corp M11 CALLE ROBLE, VILLA TURABO CAGUAS, PR 00725 |
* | $ -1,000 | 1 | $ 95,000 |
| Everbank N.A. 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 41,950,721,000 | 1 | $ 55,000 |
| Caribe Federal Credit Union 195 ONEIL ST SAN JUAN, PR 00918 |
* | $ 422,363,000 | 1 | $ 185,000 |
| Planet Home Lending, LLC 321 RESEARCH PARKWAY SUITE 303 MERIDEN, CT 06450 |
* | $ -1,000 | 1 | $ 245,000 |
| The Lending Center Corporation G-8 ONEILL STREET SAN JUAN, PR 00918 |
* | $ -1,000 | 1 | $ 185,000 |
The tables below break down 2020 mortgage applications in Isabela Municipio, PR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Isabela Municipio, PR in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 254 | $33,020,000 | $130,000 | $355,000 | $77,000 | $503,000 |
| Refinancing | 59 | $9,105,000 | $154,000 | $1,995,000 | $69,000 | $199,000 |
| Cash-out Refinancing | 42 | $5,320,000 | $126,000 | $485,000 | $57,000 | $182,000 |
| Not Applicable | 9 | $1,065,000 | $118,000 | $305,000 | $0 | $0 |
| Home Improvement | 8 | $1,250,000 | $156,000 | $325,000 | $63,000 | $200,000 |
| Other Purpose | 5 | $645,000 | $129,000 | $245,000 | $63,000 | $63,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 240 | $31,110,000 | $129,000 | $485,000 | $70,000 | $326,000 |
| Not applicable | 106 | $11,950,000 | $112,000 | $325,000 | $0 | $0 |
| White | 25 | $4,345,000 | $173,000 | $355,000 | $95,000 | $503,000 |
| Black or African American | 3 | $455,000 | $151,000 | $215,000 | $91,000 | $204,000 |
| Not Provided | 3 | $2,545,000 | $848,000 | $1,995,000 | $69,000 | $139,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 160 | $23,680,000 | $148,000 | $1,995,000 | $94,000 | $503,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 106 | $12,730,000 | $120,000 | $265,000 | $41,000 | $91,000 |
| FHA-insured (Federal Housing Administration) | 84 | $8,680,000 | $103,000 | $275,000 | $44,000 | $154,000 |
| VA-guaranteed (Veterans Administration) | 27 | $5,315,000 | $196,000 | $355,000 | $77,000 | $204,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 159 | $21,905,000 | $137,000 | $485,000 | $75,000 | $503,000 |
| Loan Purchased By The Institution | 106 | $11,950,000 | $112,000 | $325,000 | $0 | $0 |
| Application Withdrawn By Applicant | 43 | $6,005,000 | $139,000 | $345,000 | $72,000 | $201,000 |
| Application Denied By Financial Institution | 42 | $5,300,000 | $126,000 | $265,000 | $65,000 | $251,000 |
| File Closed For Incompleteness | 15 | $3,865,000 | $257,000 | $1,995,000 | $74,000 | $200,000 |
| Application Approved But Not Accepted | 12 | $1,380,000 | $115,000 | $295,000 | $71,000 | $321,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 335 | $45,105,000 | $134,000 | $1,995,000 | $74,000 | $503,000 |
| Collateral | 19 | $2,175,000 | $114,000 | $245,000 | $71,000 | $251,000 |
| Credit History | 8 | $780,000 | $97,000 | $195,000 | $57,000 | $205,000 |
| Debt-To-Income Ratio | 7 | $965,000 | $137,000 | $235,000 | $46,000 | $95,000 |
| Other | 3 | $705,000 | $235,000 | $265,000 | $114,000 | $139,000 |
| Unverifiable Information | 3 | $375,000 | $125,000 | $185,000 | $32,000 | $48,000 |
| Credit Application Incomplete | 2 | $300,000 | $150,000 | $215,000 | $77,000 | $130,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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