Isabela Municipio, PR Mortgage Lenders & HMDA Data, 2022
In 2022, lenders reported 384 mortgage applications in Isabela Municipio, PR totaling $63.9 million, down 24% from 2021. The average application was for $166,000, and applicants reported an average income of $137,000. 58% of applications resulted in an originated loan and 15% were denied. The most active lender was Banco Popular, with 82 applications, followed by Firstbank and Cooperativa De A/C Isabela.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 384 |
| Total Mortgage Loan Application Amount | $63,880,000 |
| Average Mortgage Loan Application Amount | $166,000 |
| Highest Mortgage Loan Application Amount | $3,315,000 |
| Average Applicant Income | $137,000 |
| Highest Applicant Income | $7,426,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Banco Popular PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 64,243,000,000 | 82 | $ 10,620,000 |
| Firstbank PO BOX 9146 SAN JUAN, PR 00908 |
* | $ 20,778,081,000 | 69 | $ 10,925,000 |
| Cooperativa De A/C Isabela 21 CALLE BARBOSA SUITE 1 ISABELA, PR 00662 |
* | $ -1,000 | 51 | $ 5,065,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ 9,805,742,000 | 42 | $ 5,800,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ -1,000 | 18 | $ 4,940,000 |
| Pentagon Federal Credit Union OMAHA, NE 68164 |
* | $ 32,520,025,000 | 17 | $ 3,535,000 |
| First Equity Mortgage Bankers Inc. 9300 S DADELAND BLVD STE 500 MIAMI, FL 33156 |
* | $ -1,000 | 15 | $ 3,525,000 |
| Cooperativa De Ahorroy Credito PO BOX 608 RINCON, PR 00677 |
* | $ -1,000 | 13 | $ 1,315,000 |
| Preferred Mortgage LLC 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ -1,000 | 8 | $ 950,000 |
| Multiples Mortgage Corp. 761 AVE. LUIS MUNOZ RIVERA, SAN JUAN, PR 00918 |
* | $ -1,000 | 7 | $ 715,000 |
| San Rafael Coop CALLE RAFAEL RODR+¡GUEZ, CANAL 1 URB. AVI QUEBRADILLAS, PR 00678 |
* | $ -1,000 | 6 | $ 530,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ -1,000 | 6 | $ 1,340,000 |
| Planet Home Lending, LLC 321 RESEARCH PARKWAY SUITE 303 MERIDEN, CT 06450 |
* | $ -1,000 | 5 | $ 1,185,000 |
| Capital Mortgage 206 ELEANOR ROOSEVELT SAN JUAN, PR 00918 |
* | $ -1,000 | 5 | $ 1,805,000 |
| Senior Mortgage Banker 1239 ROOSEVELT AVE SAN JUAN, PR 00920 |
* | $ -1,000 | 4 | $ 600,000 |
| Calcon Mutual Mortgage LLC 3131 CAMINO DEL RIO N SUITE 1680 SAN DIEGO, CA 92108 |
* | $ -1,000 | 4 | $ 2,310,000 |
| Crosscountry Mortgage, LLC 2160 SUPERIOR AVENUE CLEVELAND, OH 44114 |
* | $ -1,000 | 4 | $ 1,070,000 |
| A&D Mortgage LLC 899 W. CYPRESS CREEK ROAD FT. LAUDERDALE, FL 33309 |
* | $ -1,000 | 3 | $ 1,205,000 |
| Cooperativa De A/C Camuy AVE. BALTAZAR JIMÉNEZ MÉNDEZ #300 CAMUY, PR 00627 |
* | $ -1,000 | 2 | $ 210,000 |
| Metro Island Mortgage VILLA NEVAREZ PROF. CENTER SUITE 201 RIO PIEDRAS, PR 00927 |
* | $ -1,000 | 2 | $ 440,000 |
| Actual Mortgage Bankers PO BOX 2808 BAYAMON, PR 00960 |
* | $ -1,000 | 2 | $ 240,000 |
| Home Mortgage Bankers AVE. SANCHEZ OSORIO 3BS-5 VIA 60 VILLA F CAROLINA, PR 00983 |
* | $ -1,000 | 2 | $ 450,000 |
| Vig Mortgage 1225 PONCE DE LEON VIG TOWER SUITE B-J SAN JUAN, PR 00907 |
* | $ -1,000 | 2 | $ 380,000 |
| Rf Mortgage & Investment Corp PO BOX 361309 SAN JUAN, PR 00936 |
* | $ -1,000 | 2 | $ 300,000 |
| Trust Mortgage Corp. EDIFI EMILIO BACARDI SUITE 101A CALLE JUNIN PARK GARDENS SAN JUAN, PR 00923 |
* | $ -1,000 | 2 | $ 200,000 |
| Hr Mortgage Corp M11 CALLE ROBLE, VILLA TURABO CAGUAS, PR 00725 |
* | $ -1,000 | 1 | $ 135,000 |
| PNC Bank N.A. 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 551,902,526,000 | 1 | $ 3,315,000 |
| Emi Equity Mortgage, Inc. 1651 PONCE DE LEON AVE, SUITE 102 SAN JUAN, PR 00909 |
* | $ -1,000 | 1 | $ 145,000 |
| The Lending Center Corporation G-8 ONEILL STREET SAN JUAN, PR 00918 |
* | $ -1,000 | 1 | $ 65,000 |
| Cooperativa De A\C Roosvelt R 88PM+5QQ, FAJARDO FAJARDO, PR 00738 |
* | $ -1,000 | 1 | $ 45,000 |
| Cooperativa De A\C Oriental PO BOX 876 HUMACAO, PR 00791 |
* | $ -1,000 | 1 | $ 65,000 |
| Coopaca Mortgage PO BOX 1056 ARECIBO, PR 00613 |
* | $ -1,000 | 1 | $ 85,000 |
| Cooperativa De A\C Lares CARR 111 KM 3.8 AVE LOS PATRIOTAS LARES, PR 00669 |
* | $ -1,000 | 1 | $ 45,000 |
| Cooperativa La Sagrada Familia CALLE BOU 38 COROZAL, PR 00783 |
* | $ -1,000 | 1 | $ 155,000 |
| Cooperativa De Ac Hatillo PO BOX 95 HATILLO, PR 00659 |
* | $ -1,000 | 1 | $ 95,000 |
| Baxter Credit Union 340 N MILWAUKEE AVE 340 N MILWAUKEE AVE, IL 60061 |
* | $ 5,072,223,000 | 1 | $ 75,000 |
The tables below break down 2022 mortgage applications in Isabela Municipio, PR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Isabela Municipio, PR in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 278 | $45,350,000 | $163,000 | $1,765,000 | $141,000 | $7,426,000 |
| Cash-out Refinancing | 66 | $10,920,000 | $165,000 | $905,000 | $146,000 | $3,825,000 |
| Refinancing | 22 | $5,520,000 | $250,000 | $3,315,000 | $65,000 | $280,000 |
| Not Applicable | 8 | $490,000 | $61,000 | $95,000 | $91,000 | $91,000 |
| Other Purpose | 6 | $1,170,000 | $195,000 | $645,000 | $120,000 | $275,000 |
| Home Improvement | 4 | $430,000 | $107,000 | $135,000 | $80,000 | $226,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 298 | $40,550,000 | $136,000 | $1,645,000 | $87,000 | $5,206,000 |
| White | 48 | $10,650,000 | $221,000 | $995,000 | $274,000 | $7,426,000 |
| Not applicable | 29 | $7,485,000 | $258,000 | $3,315,000 | $0 | $0 |
| Not Provided | 5 | $3,405,000 | $681,000 | $1,765,000 | $1,355,000 | $3,825,000 |
| Black or African American | 2 | $1,240,000 | $620,000 | $1,055,000 | $1,251,000 | $2,448,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $355,000 | $355,000 | $355,000 | $89,000 | $89,000 |
| American Indian or Alaskan Native | 1 | $195,000 | $195,000 | $195,000 | $100,000 | $100,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 232 | $41,550,000 | $179,000 | $3,315,000 | $184,000 | $7,426,000 |
| FHA-insured (Federal Housing Administration) | 68 | $8,910,000 | $131,000 | $355,000 | $55,000 | $361,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 49 | $5,785,000 | $118,000 | $285,000 | $36,000 | $85,000 |
| VA-guaranteed (Veterans Administration) | 35 | $7,635,000 | $218,000 | $465,000 | $76,000 | $147,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 221 | $32,205,000 | $145,000 | $995,000 | $115,000 | $7,426,000 |
| Application Denied By Financial Institution | 57 | $8,255,000 | $144,000 | $645,000 | $126,000 | $3,825,000 |
| Application Withdrawn By Applicant | 44 | $9,160,000 | $208,000 | $1,645,000 | $221,000 | $5,206,000 |
| Loan Purchased By The Institution | 28 | $4,170,000 | $148,000 | $355,000 | $0 | $0 |
| Application Approved But Not Accepted | 18 | $7,010,000 | $389,000 | $3,315,000 | $124,000 | $1,342,000 |
| File Closed For Incompleteness | 16 | $3,080,000 | $192,000 | $1,055,000 | $266,000 | $2,448,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 327 | $55,625,000 | $170,000 | $3,315,000 | $139,000 | $7,426,000 |
| Collateral | 24 | $3,160,000 | $131,000 | $355,000 | $64,000 | $361,000 |
| Debt-To-Income Ratio | 15 | $2,445,000 | $163,000 | $645,000 | $61,000 | $200,000 |
| Other | 7 | $1,085,000 | $155,000 | $515,000 | $587,000 | $3,825,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $530,000 | $132,000 | $165,000 | $35,000 | $49,000 |
| Unverifiable Information | 3 | $355,000 | $118,000 | $215,000 | $13,000 | $30,000 |
| Credit Application Incomplete | 2 | $240,000 | $120,000 | $125,000 | $42,000 | $54,000 |
| Credit History | 2 | $440,000 | $220,000 | $225,000 | $184,000 | $287,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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