Jefferson County, MO Mortgage Lenders & HMDA Data, 2019

In 2019, lenders reported 15,941 mortgage applications in Jefferson County, MO totaling $2.7 billion, up 21% from 2018. The average application was for $166,000, and applicants reported an average income of $82,000. 53% of applications resulted in an originated loan and 12% were denied. The most active lender was Guild Mortgage Company, with 1,114 applications, followed by Wells Fargo Bank NA and Das Acquisition Company, LLC.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 15,941
Total Mortgage Loan Application Amount $2,657,865,000
Average Mortgage Loan Application Amount $166,000
Highest Mortgage Loan Application Amount $10,505,000
Average Applicant Income $82,000
Highest Applicant Income $2,483,000

Mortgage Company List for Lending in Jefferson County, MO for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 1,114 $ 205,390,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,689,351,000,000 906 $ 169,800,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 905 $ 157,515,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 703 $ 96,255,000
First Community Credit Union
17151 CHESTERFIELD AIRPORT RD
CHESTERFIELD, MO 63005
* $ 2,504,519,000 552 $ 52,540,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 454 $ 89,530,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 25,383,765,000 437 $ 39,465,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,782,639,000,000 406 $ 45,230,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 362 $ 62,880,000
First State Community Bank
201 E COLUMBIA
FARMINGTON, MO 63640
* $ 2,465,224,000 352 $ 49,560,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 335 $ 62,285,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 323 $ 51,575,000
Jlb Corporation dba Golden Oak Lending
111 WESTPORT PLAZA, #1150
ST. LOUIS, MO 63146
* $ -1,000 319 $ 55,105,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ -1,000 295 $ 55,445,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 267 $ 49,345,000
Together Credit Union
MICHAEL DOUGHERTY
423 LYNCH STREET, MO 63118
* $ 1,707,183,000 264 $ 36,200,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 261 $ 48,315,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 252 $ 46,130,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 244 $ 38,440,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 226 $ 38,960,000
The Home Loan Expert LLC
1600 S BRENTWOOD
ST LOUIS, MO 63144
* $ -1,000 173 $ 32,145,000
Family Finance Mortgage LLC
1787 JEFFCO BLVD
ARNOLD, MO 63010
* $ -1,000 147 $ 28,115,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 16,110,188,000 144 $ 28,860,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 143 $ 30,965,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 140 $ 7,450,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 134 $ 25,550,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 124,716,588,000 133 $ 15,375,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,500,928,000 129 $ 12,915,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 7,690,612,000 125 $ 33,435,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 123 $ 20,405,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 120 $ 24,210,000
Flagstar Bank NA

TROY, MI 49098
* $ 18,466,868,000 119 $ 22,025,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ -1,000 113 $ 21,185,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 6,346,426,000 106 $ 11,740,000
Fortunebank
3494 JEFFCO BLVD
ARNOLD, MO 63010
* $ 193,459,000 106 $ 19,580,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 104 $ 6,610,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,015,112,000 98 $ 5,080,000
Homestar Financial Corporation
332 WASHINGTON STREET, NW
PEACHTREE CORNERS, GA 30501
* $ -1,000 93 $ 12,555,000
Midwest Bankcentre
2191 LEMAY FERRY ROAD LEMAY
SAINT LOUIS, MO 63125
* $ 1,946,316,000 92 $ 14,910,000
Ozarks Federal Savings and Loan
2 E. COLUMBIA ST.
FARMINGTON, MO 63640
* $ 247,934,000 92 $ 19,570,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ -1,000 91 $ 18,945,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 91 $ 17,785,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 84 $ 17,300,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 83 $ 14,485,000
Carrollton Bank

SAINT LOUIS, MO 63132
* $ 1,637,595,000 82 $ 18,040,000
Bloomsdale Bank
55 MILL HILL ROAD, P. O. BOX 100
BLOOMSDALE, MO 63627
* $ 224,420,000 80 $ 14,980,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 219,071,000,000 78 $ 15,260,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 78 $ 15,510,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 353,041,000 76 $ 15,830,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 76 $ 12,680,000
Paramount Bank
90 VILLAGE SQUARE SHOPPING CENTER
HAZELWOOD, MO 63042
* $ 36,070,000 76 $ 15,020,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 75 $ 10,865,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 73 $ 14,525,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 73 $ 14,415,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 70 $ 12,250,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 70 $ 9,830,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 68 $ 12,230,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 28,246,367,000 66 $ 13,210,000
F&B Acquisition Group LLC
12412 POWERSCOURT DRIVE STE. 20
ST. LOUIS, MO 63131
* $ -1,000 62 $ 13,460,000
Vantage Credit Union
19 RESEARCH PARK CT
ST CHARLES, MO 63304
* $ 849,119,000 60 $ 5,600,000
Central Bank of St. Louis
12218 MANCHEST RD.
ST. LOUIS, MO 63131
* $ 1,954,653,000 56 $ 13,010,000
First Integrity Mortgage Services, Inc.
77 WESTPORT PLAZA SUITE 200
ST. LOUIS, MO 63146
* $ -1,000 55 $ 9,815,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 54 $ 10,030,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 53 $ 5,465,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 52 $ 9,290,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 50 $ 7,530,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 49 $ 9,665,000
Peoples National Bank, N.A.
520 S 42ND ST
MOUNT VERNON, IL 62864
* $ 1,209,796,000 49 $ 9,805,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 49 $ 8,795,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 46 $ 8,370,000
Access Capital Funding LLC
14366 SOUTH OUTER FORTY
CHESTERFIELD, MO 63017
* $ -1,000 45 $ 9,535,000
Farmers and Merchants Bank of St. Clair
530 S. MAIN
SAINT CLAIR, MO 63077
* $ 191,723,000 44 $ 7,470,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 43 $ 9,475,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ -1,000 41 $ 6,775,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 23,137,750,000 40 $ 3,570,000
Neighbors Credit Union
6300 S LINDBERGH BLVD
SAINT LOUIS, MO 63123
* $ 370,705,000 40 $ 4,430,000
Century Credit Union
1540 LEMAY FERRY RD
SAINT LOUIS, MO 63125
* $ 105,270,000 39 $ 3,365,000
Enterprise Bank & Trust
150 N. MERAMEC AVE.
CLAYTON, MO 63105
* $ 5,625,398,000 38 $ 5,950,000
Alliance Credit Union
1280 S HIGHWAY DR
FENTON, MO 63026
* $ 281,854,000 37 $ 4,285,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 36 $ 6,390,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 34 $ 5,750,000
West Community Credit Union
4161 STATE HWY K
O'FALLON, MO 63368
* $ 262,201,000 33 $ 2,845,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 32 $ 5,770,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,933,790,000 32 $ 3,400,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 123,147,670,000 31 $ 2,525,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 29 $ 6,085,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 395,677,000 29 $ 5,945,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 27 $ 4,715,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 1,005,697,000 26 $ 5,830,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 5,629,526,000 25 $ 4,355,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 25 $ 3,475,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 24 $ 3,730,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 23 $ 2,735,000
Town & Country Bank
PO BOX 349
SALEM, MO 65560
* $ 502,415,000 23 $ 3,505,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 33,604,332,000 23 $ 8,345,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 268,405,000 21 $ 4,705,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 21 $ 4,385,000
Rockwood Bank
219 THRESHER
EUREKA, MO 63025
* $ 238,294,000 21 $ 3,935,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 20 $ 3,690,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 4,679,144,000 20 $ 3,120,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 144,960,000 20 $ 3,800,000
Frontier Financial, Inc. dba Frontier Mortgage
16647 CHESTERFIELD GROVE ROAD, SUITE 100
CHESTERFIELD, MO 63005
* $ -1,000 20 $ 3,990,000
Community Mortgage, LLC
19045 E. VALLEY VIEW PKWY., STE. F
INDEPENDENCE, MO 64055
* $ -1,000 20 $ 3,550,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 19 $ 3,935,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 19 $ 945,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 19 $ 3,795,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 19 $ 3,135,000
Fcb Banks
800 BELT LINE ROAD
COLLINSVILLE, IL 62234
* $ 1,554,869,000 18 $ 3,000,000
Celebrity Home Loans, LLC
2001 SPRING RD SUITE 100
OAK BROOK, IL 60523
* $ -1,000 18 $ 3,280,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 18 $ 1,720,000
Arsenal Credit Union
3780 VOGEL ROAD
ARNOLD, MO 63010
* $ 234,370,000 17 $ 625,000
Montgomery Bank
P.O. BOX 948
SIKESTON, MO 63801
* $ 910,199,000 17 $ 3,135,000
Rushmore Loan Management Services LLC
15480 LAGUNA CANYON ROAD, SUITE 100
IRVINE, CA 92618
* $ -1,000 16 $ 2,430,000
Unico Bank
625 VETERANS DR
MINERAL POINT, MO 63660
* $ 300,878,000 16 $ 2,580,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ -1,000 16 $ 2,440,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 16 $ 2,580,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ -1,000 15 $ 3,315,000
Capgrow Home Mortgage, LLC
16141 SWINGLEY RIDGE ROAD STE 107
CHESTERFIELD, MO 63017
* $ -1,000 15 $ 3,295,000
Electro Savings Credit Union
1805 CRAIGSHIRE ROAD
ST. LOUIS, MO 63146
* $ 168,199,000 15 $ 2,725,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ -1,000 15 $ 3,615,000
Bank Star
1999 W OSAGE
PACIFIC, MO 63069
* $ 137,858,000 14 $ 1,680,000
American Bank of Freedom
127 WEST HUDSON
WELLSVILLE, MO 63384
* $ 311,829,000 14 $ 3,960,000
Bank of Washington
P.O. BOX 377
WASHINGTON, MO 63090
* $ 687,333,000 14 $ 2,130,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 144,453,358,000 14 $ 2,630,000
Transportation Federal Credit Union
1600 CAMERON STREET
ALEXANDRIA, VA 22314
* $ 240,439,000 14 $ 690,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 14 $ 2,940,000
Citizens National Bank of Greater St. Louis
7305 MANCHESTER AVE.
MAPLEWOOD, MO 63143
* $ 504,819,000 14 $ 2,200,000
Inb, National Association
322 E. CAPITOL
SPRINGFIELD, IL 62701
* $ 909,029,000 13 $ 2,165,000
Scott Credit Union
101 CREDIT UNION WAY
EDWARDSVILLE, IL 62025
* $ 1,219,604,000 12 $ 2,010,000
US Wide Financial LLC
VIBHU GROVER
ST LOUIS, MO 63146
* $ -1,000 12 $ 2,310,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ -1,000 12 $ 2,760,000
United Bank of Union
PO BOX 500
UNION, MO 63084
* $ 372,601,000 12 $ 2,920,000
Bankunited, National Association
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 32,077,582,000 12 $ 1,250,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,135,647,000 12 $ 1,790,000
Heritage Community Bank
100 E LOCUST ST
UNION, MO 63084
* $ 142,400,000 12 $ 1,360,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,811,622,000 11 $ 1,645,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 11 $ 1,435,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 11 $ 2,505,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 10 $ 1,290,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,185,032,000 10 $ 2,730,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ -1,000 10 $ 1,620,000
James B. Nutter & Company
4153 BROADWAY
KANSAS CITY, MO 64111
* $ -1,000 10 $ 1,900,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 10 $ 1,400,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 10 $ 2,100,000
Iberiabank
285 WEST ESPLANADE AVENUE, 2ND FLOOR
KENNER, LA 70065
* $ 30,737,643,000 9 $ 1,365,000
Hnb National Bank
PO BOX 1107; 100 NORTH MAIN STREET
HANNIBAL, MO 63401
* $ 469,791,000 9 $ 1,635,000
Citibank, NA

NEW YORK, NY 10012
* $ 826,876,000,000 9 $ 1,065,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ -1,000 9 $ 1,745,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ 16,518,217,000 9 $ 1,365,000
Mortgage Solutions, LLC
19 RESEARCH PARK CT.
SAINT CHARLES, MO 63304
* $ -1,000 9 $ 1,335,000
Sullivan Bank
PO BOX 489
SULLIVAN, MO 63080
* $ 495,007,000 9 $ 1,795,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 8 $ 1,460,000
Focusone Mortgage, LLC
9601 JONES RD STE 108
HOUSTON, TX 77065
* $ -1,000 8 $ 1,040,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 8 $ 350,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 119,636,147,000 8 $ 1,240,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 1,279,654,000 8 $ 1,140,000
Cornerstone First Mortgage, LLC
2655 CAMINO DEL RIO N #450
SAN DIEGO, CA 92108
* $ -1,000 8 $ 1,500,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ -1,000 8 $ 1,050,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 7 $ 875,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 7 $ 2,065,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 7 $ 1,595,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 7 $ 1,165,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 14,205,430,000 7 $ 625,000
First Southern Bank
300 TOWER SQUARE PLAZA
MARION, IL 62959
* $ 666,879,000 7 $ 355,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 7 $ 2,015,000
Arvest Bank

TULSA, OK 74103
* $ 18,449,940,000 6 $ 930,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 6 $ 930,000
The Bank of Missouri
916 N. KINGSHIGHWAY
PERRYVILLE, MO 63775
* $ 1,773,230,000 6 $ 1,430,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 6 $ 860,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 6 $ 740,000
1st Midamerica Credit Union
731 E. BETHALTO DR
BETHALTO, IL 62010
* $ 751,703,000 5 $ 645,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 5 $ 955,000
Alltru Federal Credit Union
1232 WENTZVILLE PARKWAY
WENTZVILLE, MO 63385
* $ 245,898,000 5 $ 635,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 34,104,022,000 5 $ 715,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 5 $ 1,015,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 5,133,339,000 5 $ 1,345,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 18,008,424,000 5 $ 945,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 240,252,000 5 $ 135,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 1,071,570,000 5 $ 975,000
Ally Bank

CHARLOTTE, NC 28202
* $ 159,291,000,000 5 $ 1,125,000
Gateway Metro Federal Credit U
1001 PINE ST
SAINT LOUIS, MO 63101
* $ 173,562,000 5 $ 995,000
Citizens Bank
P.O. BOX 197
NEW HAVEN, MO 63068
* $ 216,271,000 5 $ 455,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 5 $ 715,000
Communityamerica Federal Credit Union
9777 RIDGE DR
LENEXA, KS 66219
* $ 2,686,628,000 5 $ 1,025,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 24,484,751,000 4 $ 840,000
Inlanta Mortgage, Inc.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ -1,000 4 $ 980,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 312,093,000 4 $ 600,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 4 $ 300,000
Finance of America Commercial LLC
6230 FAIRVIEW ROAD, SUITE 300
CHARLOTTE, NC 28210
* $ -1,000 4 $ 500,000
Secured Investment Corp
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ -1,000 4 $ 510,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ 3,855,606,000 4 $ 710,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 4 $ 680,000
Lindell Bank & Trust Company
6900 CLAYTON AVENUE
SAINT LOUIS, MO 63139
* $ 536,050,000 4 $ 370,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 4 $ 520,000
Triumph Bank
1780 MORIAH WOODS BLVD., SUITE 4
MEMPHIS, TN 38117
* $ 787,746,000 4 $ 1,140,000
Community First National Bank
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 282,714,000 3 $ 715,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 3 $ 455,000
Thompson Kane & Company, Inc
8020 EXCELSIOR DRIVE SUITE 401
MADISON, WI 53717
* $ -1,000 3 $ 425,000
The Bank of Edwardsville
330 W VANDALIA
EDWARDSVILLE, IL 62025
* $ 1,755,606,000 3 $ 695,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 3 $ 615,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 3 $ 365,000
Fay Servicing LLC

TAMPA, FL 33609
* $ -1,000 3 $ 285,000
Nbh Bank
7800 EAST ORCHARD ROAD, SUITE 300
GREENWOOD VILLAGE, CO 80011
* $ 5,665,667,000 3 $ 315,000
Meramec Valley Bank
199 CLARKSON RD.
ELLISVILLE, MO 63011
* $ 117,691,000 3 $ 1,085,000
First National Bank of Waterloo
228 S. MAIN STREET, P.O. BOX 507
WATERLOO, IL 62298
* $ 474,651,000 3 $ 635,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 3 $ 535,000
On Q Financial, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85260
* $ -1,000 3 $ 415,000
CIBC Bank USA
120 SOUTH LASALLE
CHICAGO, IL 60602
* $ 28,958,011,000 3 $ 345,000
Academy Bank, N.A.
8551 NORTH BOARDWALK AVE
KANSAS CITY, MO 64106
* $ 1,462,159,000 3 $ 135,000
First Mid Bank and Trust, NA
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ 3,396,909,000 3 $ 795,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 3 $ 645,000
Bank of Franklin County
900 EAST EIGHTH STREET
WASHINGTON, MO 63090
* $ 262,946,000 3 $ 565,000
Tcf National Bank
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 23,708,028,000 3 $ 245,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 3 $ 1,095,000
New Century Bank
1211 28TH ST
BELLEVILLE, KS 66935
* $ 55,863,000 2 $ 610,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 2 $ 300,000
Peoples Bank
408 W WASHINGTON ST
CUBA, MO 65453
* $ 214,052,000 2 $ 230,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 8,305,036,000 2 $ 200,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 4,426,972,000 2 $ 90,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 2 $ 240,000
Pinnacle Bank
150 3RD AVE SOUTH
NASHVILLE, TN 37203
* $ 24,904,500,000 2 $ 210,000
Temple View Capital Funding LP
7550 WISCONSIN AVE STE 1000
BETHESDA, MD 20814
* $ -1,000 2 $ 170,000
The Bank of Old Monroe
2100 HWY C, PO BOX 188
OLD MONROE, MO 63369
* $ 365,325,000 2 $ 230,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ 2,274,624,000 2 $ 130,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 5,953,334,000 2 $ 410,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ -1,000 2 $ 190,000
Andrews Federal Credit Union
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 1,761,374,000 2 $ 240,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 108,672,320,000 2 $ 370,000
Oakstar Bank
1020 E BATTLEFIELD
SPRINGFIELD, MO 65807
* $ 938,693,000 2 $ 360,000
Midwest Regional Bank
363 FESTUS CENTRE DRIVE
FESTUS, MO 63028
* $ 661,538,000 2 $ 340,000
Ocwen Loan Servicing, LLC
1661 WORTHINGTION ROAD SUITE 100
WEST PALM BEACH, FL 33409
* $ -1,000 2 $ 160,000
Uif Corporation
29777 TELEGRAPH RD. SUITE 3590
SOUTHFIELD, MI 48034
* $ -1,000 2 $ 350,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ -1,000 2 $ 160,000
Altabank
33 E MAIN
AMERICAN FORK, UT 84003
* $ 2,183,774,000 2 $ 210,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 2 $ 430,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 684,352,000 2 $ 200,000
Mrv Banks
871 STE. GENEVIEVE DRIVE
STE. GENEVIEVE, MO 63670
* $ 478,481,000 2 $ 340,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ -1,000 2 $ 360,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ -1,000 2 $ 330,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 2 $ 240,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 578,076,000 2 $ 370,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ -1,000 2 $ 350,000
Superior Choice Credit Union
1320 GRAND AVENUE
SUPERIOR, WI 54880
* $ 476,111,000 1 $ 75,000
Centennial Bank
PO BOX 966
ARKANSAS, AR 72033
* $ 15,291,497,000 1 $ 115,000
Northmarq Capital Finance, L.L.C.

WASHINGTON, DC 20005
* $ -1,000 1 $ 10,505,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 1 $ 325,000
Hallmark Home Mortgage, LLC
7421 COLDWATER ROAD
FORT WAYNE, IN 46825
* $ -1,000 1 $ 165,000
BNC National Bank

BISMARCK, ND 58501
* $ 970,161,000 1 $ 355,000
Ithink Financial Credit Union
1000 NW 17TH AVENUE
DELRAY BEACH, FL 33445
* $ 1,132,677,000 1 $ 295,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 3,538,467,000 1 $ 255,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 11,226,544,000 1 $ 45,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ -1,000 1 $ 165,000
Jefferson Bank and Trust Company
2301 MARKET STREET
SAINT LOUIS, MO 63103
* $ 619,880,000 1 $ 325,000
Jefferson Bank of Missouri
700 SOUTHWEST BLVD.
JEFFERSON CITY, MO 65101
* $ 588,136,000 1 $ 145,000
First Midwest Bank of Dexter
819 WEST BUSINESS HIGHWAY 60
DEXTER, MO 63841
* $ 337,266,000 1 $ 155,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 12,915,178,000 1 $ 105,000
West Town Bank & Trust
7820 W 26TH STREET
NORTH RIVERSIDE, IL 60546
* $ 261,336,000 1 $ 265,000
Multipli Federal Credit Union
3124 W. EDGEWOOD DR.
JEFFERSON CITY, MO 65109
* $ 237,246,000 1 $ 165,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 234,032,000,000 1 $ 275,000
Christensen Financial, Inc.
860 N SR 434
ALTAMONTE SPRINGS, FL 32714
* $ -1,000 1 $ 135,000
The First National Bank in Staunton
115 S ELM ST PO BOX 59
STAUNTON, IL 62088
* $ 540,720,000 1 $ 455,000
First Mortgage Solutions, LLC
9237 WARD PARKWAY, SUITE 300
KANSAS CITY, MO 64114
* $ -1,000 1 $ 185,000
Peoples Savings Bank
101 BLUFF STREET
RHINELAND, MO 65069
* $ 272,288,000 1 $ 1,005,000
American Portfolio Mortgage Corporation
800 EAST NORTHWEST HIGHWAY
PALATINE, IL 60067
* $ -1,000 1 $ 195,000
American National Bank
8990 WEST DODGE RD
OMAHA, NE 68114
* $ 3,715,868,000 1 $ 135,000
First Home Bank
9190 SEMINOLE BLVD
SEMINOLE, FL 33772
* $ 364,059,000 1 $ 195,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,254,711,000 1 $ 195,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 8,530,262,000 1 $ 115,000
Heartland Credi T Union
2213 W WHITE OAKS DR
SPRINGFEILD, IL 62704
* $ 296,357,000 1 $ 185,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 820,261,000 1 $ 235,000
Lenderlive Network, LLC
710 S ASH
GLENDALE, CO 80246
* $ -1,000 1 $ 335,000
Bellwether Enterprise Real Estate Capital, LLC
1360 E. 9TH STREET SUITE 300
CLEVELAND, OH 44114
* $ -1,000 1 $ 5,255,000
Four Points Federal Credit Union
510 N 127TH ST
OMAHA, NE 68137
* $ 132,494,000 1 $ 65,000
Dieterich Bank
300 SUR WOODS DRIVE
EFFINGHAM, IL 62401
* $ 655,218,000 1 $ 195,000
Connections Bank
2817 N BALTIMORE ST
KIRKSVILLE, MO 63501
* $ 86,426,000 1 $ 45,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 769,862,000 1 $ 395,000
Andigo Credit Union
1501 E WOODFIELD RD
SCHAUMBURG, IL 60173
* $ 839,084,000 1 $ 255,000
Chemical Bank
333 E MAIN STREET
MIDLAND, MI 48640
* $ 21,460,393,000 1 $ 105,000
Liberty Savings Bank, FSB
3435 AIRBORNE RD, STE B
WILMINGTON, OH 45177
* $ 635,000,000 1 $ 135,000
Peoples Bank
9204 COLUMBIA AVE.
MUNSTER, IN 46321
* $ 1,093,760,000 1 $ 85,000
Willamette Valley Bank
101 HIGH ST NE
SALEM, OR 97301
* $ 241,136,000 1 $ 275,000
First Bank
300 E THRID
BURKBURNETT, TX 76359
* $ 420,019,000 1 $ 315,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 302,006,000 1 $ 25,000
Florida Capital Bank, N.A
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ 407,529,000 1 $ 265,000
Conservation Employees Credit Union
P.O. BOX 180
JEFFERSON CITY, MO 65102
* $ 112,044,000 1 $ 75,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 1 $ 55,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 55,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ -1,000 1 $ 195,000
Assemblies of God Credit Union
1535 N CAMPBELL AVE
SPRINGFIELD, MO 65803
* $ 171,370,000 1 $ 335,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 1 $ 75,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 10,628,826,000 1 $ 365,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ -1,000 1 $ 105,000
Homesite Mortgage, LLC
222 S MAIN ST STE 106
ROCHESTER, MI 48307
* $ -1,000 1 $ 215,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ -1,000 1 $ 65,000
Rcc Real Estate, Inc.

PHILADELPHIA, PA 19103
* $ -1,000 1 $ 9,655,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ -1,000 1 $ 165,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 75,169,000,000 1 $ 85,000
Town & Country Banc Mortgage Services, Inc.
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ -1,000 1 $ 135,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 949,720,000 1 $ 115,000
Missouri Credit Union
111 EAST BROADWAY
COLUMBIA, MO 65203
* $ 341,728,000 1 $ 145,000
Bank of Belleville
215 S ILLINOIS ST
BELLEVILLE, IL 62220
* $ 209,078,000 1 $ 65,000
Midwest Mortgage Associates Corp
5333 NORTH UNION BLVD - SUITE 100
COLORADO SPRINGS, CO 80918
* $ -1,000 1 $ 295,000
Parkside Lending, LLC
1130 HOWARD ST.
SAN FRANCISCO, CA 94103
* $ -1,000 1 $ 185,000
Jonesburg State Bank
508 N STATE HWY 47
WARRENTON, MO 63383
* $ 94,885,000 1 $ 115,000
F&M Bank
17100 N MAY AVE
EDMOND, OK 73012
* $ 478,360,000 1 $ 225,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ 2,581,302,000 1 $ 215,000
First Federal Savings Bank
P.O. BOX 527
ROCHESTER, IN 46975
* $ 442,823,000 1 $ 295,000

The tables below break down 2019 mortgage applications in Jefferson County, MO by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Jefferson County, MO in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,000 $1,253,450,000 $179,000 $2,105,000 $78,000 $1,166,000
Refinancing 4,139 $797,455,000 $192,000 $10,505,000 $87,000 $2,483,000
Cash-out Refinancing 2,775 $468,375,000 $168,000 $995,000 $80,000 $1,089,000
Other Purpose 948 $61,260,000 $64,000 $5,255,000 $86,000 $985,000
Home Improvement 902 $57,300,000 $63,000 $655,000 $92,000 $1,237,000
Not Applicable 177 $20,025,000 $113,000 $265,000 $57,000 $59,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 12,387 $2,028,255,000 $163,000 $2,105,000 $83,000 $2,483,000
Not applicable 1,992 $369,700,000 $185,000 $10,505,000 $76,000 $473,000
Not Provided 1,113 $182,845,000 $164,000 $565,000 $82,000 $1,920,000
Hispanic 184 $31,270,000 $169,000 $525,000 $70,000 $226,000
Black or African American 107 $19,275,000 $180,000 $565,000 $83,000 $277,000
Asian 101 $18,805,000 $186,000 $385,000 $83,000 $608,000
American Indian or Alaskan Native 42 $5,780,000 $137,000 $705,000 $62,000 $139,000
Native Hawaiian or Other Pacific Islander 7 $1,235,000 $176,000 $325,000 $58,000 $85,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,350 $1,674,330,000 $161,000 $10,505,000 $89,000 $2,483,000
FHA-insured (Federal Housing Administration) 3,486 $566,460,000 $162,000 $335,000 $64,000 $1,920,000
VA-guaranteed (Veterans Administration) 1,663 $351,185,000 $211,000 $655,000 $71,000 $619,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 442 $65,890,000 $149,000 $415,000 $52,000 $105,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,503 $1,462,415,000 $171,000 $10,505,000 $83,000 $1,166,000
Loan Purchased By The Institution 2,904 $549,690,000 $189,000 $9,655,000 $85,000 $473,000
Application Denied By Financial Institution 1,898 $217,210,000 $114,000 $955,000 $72,000 $1,237,000
Application Withdrawn By Applicant 1,739 $299,375,000 $172,000 $875,000 $89,000 $2,483,000
File Closed For Incompleteness 492 $69,840,000 $141,000 $455,000 $73,000 $580,000
Application Approved But Not Accepted 394 $57,430,000 $145,000 $705,000 $82,000 $1,090,000
Preapproval Denied by Financial Institution 7 $1,125,000 $160,000 $285,000 $49,000 $103,000
Preapproval Approved but not Accepted 4 $780,000 $195,000 $235,000 $89,000 $137,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 13,281 $2,324,705,000 $175,000 $10,505,000 $84,000 $2,483,000
Debt-To-Income Ratio 1,277 $173,815,000 $136,000 $1,005,000 $69,000 $916,000
Credit History 617 $56,975,000 $92,000 $955,000 $76,000 $876,000
Collateral 323 $38,185,000 $118,000 $655,000 $94,000 $1,237,000
Other 177 $25,235,000 $142,000 $635,000 $75,000 $429,000
Credit Application Incomplete 163 $25,905,000 $158,000 $695,000 $79,000 $445,000
Unverifiable Information 64 $6,250,000 $97,000 $285,000 $82,000 $1,128,000
Insufficient Cash (Downpayment, Closing Cost) 25 $4,325,000 $173,000 $295,000 $62,000 $123,000
Employment History 14 $2,470,000 $176,000 $345,000 $59,000 $195,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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