Johnson County, WY Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 233 mortgage applications in Johnson County, WY totaling $58.3 million, up 3% from 2023. The average application was for $250,000, and applicants reported an average income of $137,000. 52% of applications resulted in an originated loan and 15% were denied. The most active lender was First Interstate Bank, with 39 applications, followed by Anb Bank and Freedom Mortgage Corporation.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 233
Total Mortgage Loan Application Amount $58,295,000
Average Mortgage Loan Application Amount $250,000
Highest Mortgage Loan Application Amount $765,000
Average Applicant Income $137,000
Highest Applicant Income $2,043,000

Mortgage Company List for Lending in Johnson County, WY for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ n/a 39 $ 6,245,000
Anb Bank
3033 E 1ST AVENUE
DENVER, CO 80206
* $ n/a 20 $ 2,410,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 15 $ 5,305,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 9 $ 3,285,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 9 $ 2,535,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 8 $ 1,960,000
Glacier Bank
202 MAIN
KALISPELL, MT 59901
* $ n/a 7 $ 1,875,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 7 $ 2,905,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 6 $ 2,390,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 6 $ 2,300,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 5 $ 545,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 4 $ 1,190,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 4 $ 700,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 4 $ 260,000
Wyhy Federal Credit Union
1715 STILLWATER AVE
CHEYENNE, WY 82009
* $ n/a 3 $ 645,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 3 $ 1,165,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 3 $ 1,025,000
Little Horn State Bank
835 N CENTER AVE
HARDIN, MT 59034
* $ n/a 3 $ 1,005,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 3 $ 455,000
Bay Equity LLC

DETROIT, MI 48226
* $ n/a 3 $ 625,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 2 $ 150,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 2 $ 210,000
Inwood National Bank
7621 INWOOD RD
DALLAS, TX 75209
* $ n/a 2 $ 990,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 2 $ 980,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 2 $ 470,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 2 $ 210,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 2 $ 570,000
Platte Valley Bank

SCOTTSBLUFF, NE 69361
* $ n/a 2 $ 660,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 2 $ 840,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ n/a 2 $ 100,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 2 $ 370,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 2 $ 760,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 2 $ 960,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 2 $ 400,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 2 $ 320,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 2 $ 520,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ n/a 1 $ 455,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 1 $ 275,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 1 $ 295,000
Jonah Bank of Wyoming
777 WEST 1ST STREET
CASPER, WY 82601
* $ n/a 1 $ 335,000
Uniwyo Federal Credit Union
2020 GRAND AVE
LARAMIE, WY 82070
* $ n/a 1 $ 145,000
Meridian Trust Federal Credit Union
PO BOX 548
CHEYENNE, WY 82003
* $ n/a 1 $ 255,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 1 $ 485,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 1 $ 525,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 1 $ 345,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 1 $ 335,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 1 $ 255,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 1 $ 185,000
Air Academy Federal Credit Union
9810 N UNION BLVD
COLORADO SPRINGS, CO 80924
* $ n/a 1 $ 305,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 1 $ 185,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 1 $ 275,000
American Liberty Mortgage Inco
1932 W 33RD AVE
DENVER, CO 80211
* $ n/a 1 $ 375,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 1 $ 65,000
Gate City Bank
500 2ND AVE N
FARGO, ND 58102
* $ n/a 1 $ 55,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 1 $ 345,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 1 $ 65,000
Nbh Bank
7800 EAST ORCHARD ROAD, SUITE 300
GREENWOOD VILLAGE, CO 80011
* $ n/a 1 $ 315,000
Pinnacle Bank - Wyoming
PO BOX 760
CODY, WY 82414
* $ n/a 1 $ 35,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 1 $ 145,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 1 $ 595,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 1 $ 445,000
Veritas Funding, LLC
MORGUN HALL
MIDVALE, UT 84047
* $ n/a 1 $ 325,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 1 $ 515,000
Black Hills Federal Credit Union
PO BOX 1420-225 MAIN ST
RAPID CITY, SD 57702
* $ n/a 1 $ 25,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 1 $ 435,000

The tables below break down 2024 mortgage applications in Johnson County, WY by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Johnson County, WY in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 109 $32,845,000 $301,000 $685,000 $164,000 $2,043,000
Cash-out Refinancing 40 $10,470,000 $261,000 $765,000 $99,000 $169,000
Refinancing 34 $9,400,000 $276,000 $715,000 $146,000 $600,000
Other Purpose 25 $2,155,000 $86,000 $285,000 $128,000 $392,000
Home Improvement 25 $3,425,000 $137,000 $655,000 $105,000 $229,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 171 $37,565,000 $219,000 $765,000 $135,000 $2,043,000
Not applicable 34 $12,100,000 $355,000 $715,000 $0 $0
Not Provided 23 $7,185,000 $312,000 $595,000 $139,000 $394,000
Hispanic 3 $1,345,000 $448,000 $685,000 $285,000 $406,000
Asian 2 $100,000 $50,000 $75,000 $119,000 $120,000
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 165 $36,755,000 $222,000 $765,000 $152,000 $2,043,000
FHA-insured (Federal Housing Administration) 34 $9,090,000 $267,000 $445,000 $88,000 $193,000
VA-guaranteed (Veterans Administration) 29 $10,865,000 $374,000 $655,000 $91,000 $127,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $1,585,000 $317,000 $405,000 $84,000 $100,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 120 $27,790,000 $231,000 $685,000 $153,000 $2,043,000
Application Denied By Financial Institution 35 $6,175,000 $176,000 $495,000 $98,000 $257,000
Loan Purchased By The Institution 34 $11,830,000 $347,000 $715,000 $145,000 $237,000
Application Withdrawn By Applicant 26 $8,120,000 $312,000 $765,000 $124,000 $406,000
File Closed For Incompleteness 14 $3,970,000 $283,000 $685,000 $127,000 $372,000
Application Approved But Not Accepted 4 $410,000 $102,000 $205,000 $125,000 $190,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 194 $50,760,000 $261,000 $765,000 $147,000 $2,043,000
Debt-To-Income Ratio 11 $3,385,000 $307,000 $495,000 $103,000 $257,000
Collateral 10 $1,340,000 $134,000 $455,000 $108,000 $159,000
Credit History 9 $1,295,000 $143,000 $295,000 $99,000 $156,000
Credit Application Incomplete 4 $440,000 $110,000 $125,000 $61,000 $111,000
Other 2 $230,000 $115,000 $175,000 $81,000 $106,000
Insufficient Cash (Downpayment, Closing Cost) 2 $570,000 $285,000 $355,000 $141,000 $226,000
Unverifiable Information 1 $275,000 $275,000 $275,000 $43,000 $43,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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