Jones County, NC Mortgage Lenders & HMDA Data, 2006

In 2006, lenders reported 620 mortgage applications in Jones County, NC totaling $58.3 million, down 8% from 2005. The average application was for $93,000, and applicants reported an average income of $59,000. 37% of applications resulted in an originated loan and 35% were denied. The most active lender was Branch Banking and Trust Co, with 62 applications, followed by Beneficial Company LLC and Countrywide Home Loans.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 620
Total Mortgage Loan Application Amount $58,259,000
Average Mortgage Loan Application Amount $93,000
Highest Mortgage Loan Application Amount $860,000
Average Applicant Income $59,000
Highest Applicant Income $1,020,000

Mortgage Company List for Lending in Jones County, NC for 2006

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 80,226,832,000 62 $ 7,413,000
Beneficial Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 56 $ 4,282,000
Countrywide Home Loans
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 175,085,370,000 38 $ 4,593,000
Citifinancial Services, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 30 $ 1,866,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,082,250,290,000 30 $ 3,212,000
Hfc Company LLC
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 16,981,282,000 22 $ 1,680,000
Residential Funding Corp. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 20 $ 2,671,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 472,143,000,000 16 $ 761,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 403,258,000,000 15 $ 1,935,000
State Employees' Credit Union
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ 12,916,513,000 15 $ 1,328,000
Equity One
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 21,874,000,000 13 $ 1,095,000
Nfcu
820 FOLLIN LANE
VIENNA, VA 22180
* $ 24,644,357,000 10 $ 660,000
Vanderbilt Mortgage
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 10 $ 425,000
Delta Funding Corporation
1000 WOODBURY ROAD
WOODBURY, NY 11797
* $ 31,000,000 10 $ 840,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 9 $ 763,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 9 $ 825,000
Option One Mortgage Corp
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 9 $ 796,000
CU Factory Built Lending, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,000 9 $ 435,000
Wachovia Mortgage Corp
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 9 $ 1,688,000
Rbc Bank
131 NORTH CHURCH STREET
ROCKY MOUNT, NC 27804
* $ 20,320,528,000 9 $ 1,460,000
First-Citizens Bank & Trust Co
16 E ROWAN STREET
RALEIGH, NC 27609
* $ 12,709,802,000 8 $ 1,226,000
Green Tree Servicing LLC
345 ST. PETER STREET
ST. PAUL, MN 55102
* $ 31,000,000 8 $ 424,000
Slm Financial Corporation
300 CONTINENTAL DRIVE
NEWARK, DE 19713
* $ 10,000,000 7 $ 203,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 19,653,232,000 7 $ 595,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 7 $ 986,000
Ameriquest Mortgage Company
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 6 $ 752,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 706,497,000 6 $ 574,000
1st Choice Mortgage/Equity Cor
1021 BRIARGATE CIRCLE
COLUMBIA, SC 29210
* $ 10,000,000 6 $ 314,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 5 $ 75,000
First Federal
2440 MALL DR SUITE 100
NORTH CHARLESTON, SC 29406
* $ 2,523,772,000 5 $ 243,000
Long Beach Mortgage Co.
227 EAST AVENUE
ALBION, NY 14411
* $ 330,706,384,000 5 $ 476,000
Countrywide Bank, N.A.
35 NORTH LAKE, MS 35-148
PASADENA, CA 91101
* $ 73,116,292,000 5 $ 319,000
Argent Mortgage Company
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 5 $ 831,000
H&R Block Mortgage Corporation
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 4 $ 249,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 4 $ 292,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,013,985,000,000 4 $ 335,000
National City Bank
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 69,482,177,000 4 $ 308,000
Taylor, Bean & Whitaker
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 4 $ 374,000
Home Loan Investment Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 240,529,000 4 $ 150,000
Amtrust Bank
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 16,241,462,000 4 $ 389,000
First South Bank
1311 CAROLINA AVE
WASHINGTON, NC 27889
* $ 831,602,000 4 $ 338,000
Fremont Investment & Loan
2727 E. IMPERIAL HIGHWAY
BREA, CA 92821
* $ 11,315,543,000 3 $ 220,000
Decision One Mortgage
26525 N. RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 3,387,027,000 3 $ 178,000
Eloan
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 3 $ 180,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 177,231,290,000 3 $ 526,000
Irwin Mortgage Corporation
10500 KINCAID DRIVE
FISHERS, IN 47037
* $ 6,179,872,000 3 $ 312,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 3 $ 540,000
Aurora Bank FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 22,481,092,000 3 $ 230,000
Corinthian Mortgage Corp
5750 W 95TH STREET, SUITE 155
OVERLAND PARK, KS 66207
* $ 341,661,000 3 $ 297,000
Novastar Mortgage
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 3 $ 265,000
The Cit Group/Consumer Finance
1 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 10,000,000 3 $ 176,000
Primary Residential Mortgage
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 3 $ 253,000
Citibank, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 706,497,000,000 3 $ 330,000
HSBC Bank USA, NA
1 HSBC CENTER - 24TH FLOOR
BUFFALO, NY 14203
* $ 150,679,481,000 3 $ 380,000
Chase Manhattan Bank USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 75,051,579,000 2 $ 181,000
New Century Mortgage Corporati
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 2 $ 178,000
Aames Funding Corporation
15090 AVENUE OF SCIENCE
SAN DIEGO, CA 92128
* $ 10,000,000 2 $ 128,000
American Home Mortgage Corp.
538 BROADHOLLOW RD
MELVILLE, NY 11747
* $ 10,000,000 2 $ 142,000
Accredited Home Lenders, Inc
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 2 $ 246,000
Kellner Mortgage Investments
5055 W. PARK BLVD., SUITE 600
PLANO, TX 75093
* $ 10,000,000 2 $ 96,000
Aegis Lending Corporation
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 2 $ 120,000
First Nlc Financial Services,
4680 CONFERENCE WAY SOUTH
BOCA RATON, FL 33431
* $ 10,000,000 2 $ 152,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 2 $ 327,000
First Flight Federal Credit Union
1815 KILDAIRE FARM RD STE A
CARY, NC 27518
* $ 150,130,000 2 $ 87,000
Aig Federal Savings Bank
600 N KING STREET, SUITE 2
WILMINGTON, DE 19801
* $ 2,037,344,000 2 $ 435,000
Tierone Bank
1235 "N" STREET
LINCOLN, NE 68508
* $ 3,218,381,000 2 $ 104,000
Lendmark Financial Services
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 2 $ 143,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 2,429,481,000 2 $ 182,000
Washington Mutual Bank
227 EAST AVENUE
ALBION, NY 14411
* $ 330,706,384,000 2 $ 146,000
BNC Mortgage
745 SEVENTH AVENUE, 24TH FLOOR
NEW YORK, NY 10019
* $ 2,500,000,000 2 $ 162,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 36,499,554,000 2 $ 116,000
Citifinancial Mtg Co, Inc
4000 REGENT BLVD
IRVING, TX 75063
* $ 32,424,600,000 2 $ 105,000
Abn Amro Mtg Group Inc
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 2 $ 506,000
HSBC Mortgage Services, Inc.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 16,981,282,000 2 $ 104,000
Equifirst Corporation
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 81,074,402,000 1 $ 64,000
Wells Fargo Fin'l No Carolina
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 1 $ 76,000
Randolph Bank & Trust Co
PO BOX 1888
ASHEBORO, NC 27205
* $ 269,034,000 1 $ 38,000
Southern Bank and Trust Company
PO BOX 729
MOUNT OLIVE, NC 28365
* $ 1,057,538,000 1 $ 120,000
Sutton Bank
1 SOUTH MAIN ST
ATTICA, OH 44807
* $ 291,996,000 1 $ 72,000
The East Carolina Bank
1816 PROGRESS ROAD
GREENVILLE, NC 27834
* $ 547,110,000 1 $ 67,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 177,231,290,000 1 $ 123,000
Americanmtgnetwork dba Vertice
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 473,000,000,000 1 $ 88,000
Mortgage Lion, Inc.
327 SOUTH MAIN STREET
FITZGERALD, GA 31750
* $ 50,000,000 1 $ 200,000
Wachovia Mortgage FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 124,384,506,000 1 $ 150,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 2,080,726,000 1 $ 51,000
First Independent Mortgage
11225 SE 6TH STREET SUITE 110
BELLEVUE, WA 98004
* $ 659,325,000 1 $ 172,000
Indymac Bank, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 20,329,938,000 1 $ 78,000
Capital One Home Loans, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 1 $ 50,000
Civic FCU
P.O. DRAWER 25279
RALEIGH, NC 27609
* $ 605,494,000 1 $ 82,000
Marine Federal Credit Union
4180 WESTERN BLVD
JACKSONVILLE, NC 28546
* $ 530,957,000 1 $ 63,000
Wmc Mortgage Corp.
3100 THORTON AVE
BURBANK, CA 91504
* $ 31,000,000 1 $ 90,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 1 $ 122,000
Novastar Home Mortgage, Inc.
8140 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 10,000,000 1 $ 76,000
Oak Street Mortgage
11555 N MERIDIAN ST
CARMEL, IN 46032
* $ 10,000,000 1 $ 80,000
Aegis Wholesale Corporation
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 1 $ 78,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 1 $ 98,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 1 $ 81,000
Schmidt Mortgage Corporation
11111 CARMEL COMMONS BLVD STE 110
CHARLOTTE, NC 28226
* $ 10,000,000 1 $ 79,000
Nations Home Funding, Inc
761 OLD HICKORY BLVD., STE 400
BRENTWOOD, TN 37027
* $ 10,000,000 1 $ 58,000
Fieldstone Mortgage Company
11000 BROKEN LAND PARKWAY, SUITE 900
COLUMBIA, MD 21044
* $ 10,000,000 1 $ 64,000
Homecomings Financial LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 68,000
Coastal Mortgage Corporation
684 N. SPENCE AVENUE
GOLDSBORO, NC 27534
* $ 10,000,000 1 $ 143,000

The tables below break down 2006 mortgage applications in Jones County, NC by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Jones County, NC in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 316 $28,952,000 $91,000 $860,000 $57,000 $500,000
Home Purchase 225 $24,500,000 $108,000 $550,000 $59,000 $446,000
Home Improvement 79 $4,807,000 $60,000 $212,000 $67,000 $1,020,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 362 $37,518,000 $103,000 $860,000 $68,000 $500,000
Black or African American 134 $9,242,000 $68,000 $210,000 $53,000 $1,020,000
Not Provided 82 $7,025,000 $85,000 $348,000 $52,000 $168,000
Not applicable 32 $3,756,000 $117,000 $425,000 $3,000 $76,000
Hispanic 9 $620,000 $68,000 $149,000 $40,000 $80,000
American Indian or Alaskan Native 1 $98,000 $98,000 $98,000 $27,000 $27,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 579 $53,828,000 $92,000 $860,000 $60,000 $1,020,000
FHA-insured (Federal Housing Administration) 22 $2,016,000 $91,000 $132,000 $37,000 $70,000
VA-guaranteed (Veterans Administration) 19 $2,415,000 $127,000 $263,000 $48,000 $101,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 228 $24,232,000 $106,000 $860,000 $69,000 $446,000
Application Denied By Financial Institution 217 $17,007,000 $78,000 $380,000 $56,000 $1,020,000
Application Withdrawn By Applicant 55 $5,238,000 $95,000 $468,000 $58,000 $392,000
Loan Purchased By The Institution 51 $5,623,000 $110,000 $425,000 $23,000 $183,000
Application Approved But Not Accepted 50 $4,135,000 $82,000 $325,000 $64,000 $500,000
File Closed For Incompleteness 19 $2,024,000 $106,000 $310,000 $57,000 $159,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 46 $4,258,000 $92,000 $380,000 $60,000 $275,000
Other 25 $1,927,000 $77,000 $348,000 $53,000 $435,000
Collateral 18 $1,683,000 $93,000 $341,000 $57,000 $110,000
Debt-To-Income Ratio 11 $994,000 $90,000 $207,000 $38,000 $63,000
Credit Application Incomplete 10 $853,000 $85,000 $199,000 $147,000 $1,020,000
Employment History 1 $19,000 $19,000 $19,000 $20,000 $20,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the North Carolina Lender List