Juana Diaz Municipio, PR Mortgage Lenders & HMDA Data, 2018
In 2018, lenders reported 292 mortgage applications in Juana Diaz Municipio, PR totaling $31.5 million, down 50% from 2017. The average application was for $107,000, and applicants reported an average income of $46,000. 52% of applications resulted in an originated loan and 14% were denied. The most active lender was Firstbank, with 84 applications, followed by Banco Popular and Scotiabank De Puerto Rico.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 292 |
| Total Mortgage Loan Application Amount | $31,520,000 |
| Average Mortgage Loan Application Amount | $107,000 |
| Highest Mortgage Loan Application Amount | $385,000 |
| Average Applicant Income | $46,000 |
| Highest Applicant Income | $617,000 |
Top Mortgage Lenders in Juana Diaz Municipio, PR (2018)
Ranked by the number of mortgage applications each lender reported in Juana Diaz Municipio, PR in 2018.
| # | Mortgage Lender | Mortgage Applications | Total Dollar Amount | Average Loan Amount | Average Applicant Income |
|---|---|---|---|---|---|
| 1 | Firstbank San Juan, PR |
84 | $8,960,000 | $106,000 | $50,000 |
| 2 | Banco Popular San Juan, PR |
69 | $7,415,000 | $107,000 | $48,000 |
| 3 | Scotiabank De Puerto Rico San Juan, PR |
30 | $2,780,000 | $92,000 | $37,000 |
| 4 | Actual Mortgage Bankers Bayamon, PR |
20 | $2,390,000 | $119,000 | $48,000 |
| 5 | First Equity Mortgage Bankers Inc. Miami, FL |
18 | $2,240,000 | $124,000 | $44,000 |
| 6 | Oriental Bank San Juan, PR |
18 | $2,220,000 | $123,000 | $51,000 |
| 7 | The Moneyhouse Inc. San Juan, PR |
14 | $1,190,000 | $85,000 | $43,000 |
| 8 | Sun West Mortgage Company, Inc Cerritos, CA |
13 | $1,455,000 | $111,000 | $41,000 |
| 9 | Hr Mortgage Corp Caguas, PR |
4 | $390,000 | $97,000 | $41,000 |
| 10 | Metro Island Mortgage Rio Piedras, PR |
4 | $440,000 | $110,000 | $43,000 |
See every lender active in Juana Diaz Municipio, PR in 2018 »
The tables below break down 2018 mortgage applications in Juana Diaz Municipio, PR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Juana Diaz Municipio, PR in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 228 | $26,000,000 | $114,000 | $385,000 | $48,000 | $617,000 |
| Refinancing | 28 | $2,300,000 | $82,000 | $155,000 | $44,000 | $105,000 |
| Cash-out Refinancing | 27 | $2,455,000 | $90,000 | $225,000 | $35,000 | $86,000 |
| Not Applicable | 4 | $400,000 | $100,000 | $115,000 | $0 | $0 |
| Home Improvement | 3 | $215,000 | $71,000 | $85,000 | $30,000 | $34,000 |
| Other Purpose | 2 | $150,000 | $75,000 | $75,000 | $28,000 | $42,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 221 | $22,945,000 | $103,000 | $265,000 | $43,000 | $175,000 |
| Not applicable | 63 | $7,355,000 | $116,000 | $225,000 | $0 | $0 |
| White | 5 | $975,000 | $195,000 | $385,000 | $164,000 | $617,000 |
| Not Provided | 3 | $245,000 | $81,000 | $125,000 | $38,000 | $77,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 130 | $14,580,000 | $112,000 | $385,000 | $36,000 | $85,000 |
| FHA-insured (Federal Housing Administration) | 76 | $7,840,000 | $103,000 | $245,000 | $39,000 | $120,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 66 | $5,930,000 | $89,000 | $215,000 | $61,000 | $617,000 |
| VA-guaranteed (Veterans Administration) | 20 | $3,170,000 | $158,000 | $265,000 | $70,000 | $162,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 151 | $16,275,000 | $107,000 | $265,000 | $49,000 | $617,000 |
| Loan Purchased By The Institution | 64 | $7,740,000 | $120,000 | $385,000 | $36,000 | $36,000 |
| Application Denied By Financial Institution | 41 | $4,245,000 | $103,000 | $215,000 | $43,000 | $106,000 |
| Application Withdrawn By Applicant | 22 | $2,070,000 | $94,000 | $245,000 | $34,000 | $77,000 |
| File Closed For Incompleteness | 10 | $800,000 | $80,000 | $105,000 | $32,000 | $62,000 |
| Application Approved But Not Accepted | 4 | $390,000 | $97,000 | $155,000 | $53,000 | $83,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 251 | $27,275,000 | $108,000 | $385,000 | $47,000 | $617,000 |
| Debt-To-Income Ratio | 14 | $1,390,000 | $99,000 | $205,000 | $37,000 | $91,000 |
| Collateral | 10 | $1,110,000 | $111,000 | $165,000 | $62,000 | $106,000 |
| Credit History | 8 | $780,000 | $97,000 | $165,000 | $33,000 | $77,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $430,000 | $107,000 | $155,000 | $37,000 | $63,000 |
| Other | 3 | $415,000 | $138,000 | $215,000 | $61,000 | $66,000 |
| Unverifiable Information | 1 | $65,000 | $65,000 | $65,000 | $15,000 | $15,000 |
| Employment History | 1 | $55,000 | $55,000 | $55,000 | $21,000 | $21,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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