Judith Basin County, MT Mortgage Lenders & HMDA Data, 2024
In 2024, lenders reported 42 mortgage applications in Judith Basin County, MT totaling $8.1 million, down 7% from 2023. The average application was for $192,000, and applicants reported an average income of $95,000. 60% of applications resulted in an originated loan and 12% were denied. The most active lender was Stockman Bank of Montana, with 9 applications, followed by Glacier Bank and Belt Valley Bank.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 42 |
| Total Mortgage Loan Application Amount | $8,070,000 |
| Average Mortgage Loan Application Amount | $192,000 |
| Highest Mortgage Loan Application Amount | $705,000 |
| Average Applicant Income | $95,000 |
| Highest Applicant Income | $194,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Stockman Bank of Montana 700 MAIN STREET MILES CITY, MT 59301 |
* | $ n/a | 9 | $ 745,000 |
| Glacier Bank 202 MAIN KALISPELL, MT 59901 |
* | $ n/a | 5 | $ 925,000 |
| Belt Valley Bank PO BOX 196 BELT, MT 59412 |
* | $ n/a | 4 | $ 1,140,000 |
| Navy Federal Credit Union 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ n/a | 4 | $ 950,000 |
| Lower, LLC 5950 SYMPHONY WOODS DRIVE COLUMBIA, MD 21044 |
* | $ n/a | 3 | $ 395,000 |
| Mortgage Research Center 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ n/a | 2 | $ 600,000 |
| Newrez LLC FORT WASHINGTON, PA 19034 |
* | $ n/a | 2 | $ 710,000 |
| New American Funding, Llc. 14511 MYFORD ROAD, SUITE 100 TUSTIN, CA 92780 |
* | $ n/a | 2 | $ 460,000 |
| 21st Mortgage 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ n/a | 1 | $ 145,000 |
| Finance of America Reverse LLC 8023 EAST 63RD PLACE, SUITE 700 TULSA, OK 74133 |
* | $ n/a | 1 | $ 195,000 |
| Crosscountry Mortgage, LLC 2160 SUPERIOR AVENUE CLEVELAND, OH 44114 |
* | $ n/a | 1 | $ 245,000 |
| New Day Financial, Llc. 360 SOUTH ROSEMARY AVENUE SUITE 1900 WEST PALM BEACH, FL 33401 |
* | $ n/a | 1 | $ 185,000 |
| American Financing Corporation 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ n/a | 1 | $ 95,000 |
| Amerihome Mortgage Company, LLC 1 BAXTER WAY SUITE 300 THOUSAND OAKS, CA 91362 |
* | $ n/a | 1 | $ 105,000 |
| Opportunity Bank of Montana 1400 PROSPECT AVE HELENA, MT 59601 |
* | $ n/a | 1 | $ 565,000 |
| First Merchants Bank 200 E. JACKSON ST. MUNCIE, IN 47305 |
* | $ n/a | 1 | $ 85,000 |
| PHH Mortgage Corporation WEST PALM BEACH, FL 33409 |
* | $ n/a | 1 | $ 85,000 |
| Mutual of Omaha Mortgage LOMBARD, IL 60148 |
* | $ n/a | 1 | $ 105,000 |
The tables below break down 2024 mortgage applications in Judith Basin County, MT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Judith Basin County, MT in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 16 | $4,200,000 | $262,000 | $705,000 | $95,000 | $194,000 |
| Home Improvement | 10 | $700,000 | $70,000 | $205,000 | $85,000 | $170,000 |
| Cash-out Refinancing | 6 | $1,440,000 | $240,000 | $565,000 | $104,000 | $174,000 |
| Refinancing | 6 | $1,430,000 | $238,000 | $425,000 | $109,000 | $130,000 |
| Other Purpose | 4 | $300,000 | $75,000 | $105,000 | $94,000 | $171,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 35 | $6,545,000 | $187,000 | $705,000 | $97,000 | $194,000 |
| Not applicable | 3 | $595,000 | $198,000 | $405,000 | $0 | $0 |
| American Indian or Alaskan Native | 3 | $755,000 | $251,000 | $295,000 | $66,000 | $79,000 |
| Hispanic | 1 | $175,000 | $175,000 | $175,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 24 | $4,100,000 | $170,000 | $705,000 | $99,000 | $194,000 |
| VA-guaranteed (Veterans Administration) | 9 | $2,375,000 | $263,000 | $425,000 | $90,000 | $174,000 |
| FHA-insured (Federal Housing Administration) | 7 | $1,205,000 | $172,000 | $255,000 | $93,000 | $131,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $390,000 | $195,000 | $235,000 | $73,000 | $76,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 25 | $3,715,000 | $148,000 | $565,000 | $102,000 | $194,000 |
| Application Withdrawn By Applicant | 7 | $1,895,000 | $270,000 | $465,000 | $87,000 | $145,000 |
| Application Denied By Financial Institution | 5 | $1,465,000 | $293,000 | $705,000 | $81,000 | $116,000 |
| Loan Purchased By The Institution | 3 | $595,000 | $198,000 | $405,000 | $0 | $0 |
| File Closed For Incompleteness | 2 | $400,000 | $200,000 | $255,000 | $70,000 | $78,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 34 | $6,170,000 | $181,000 | $565,000 | $98,000 | $194,000 |
| Debt-To-Income Ratio | 5 | $1,365,000 | $273,000 | $705,000 | $92,000 | $130,000 |
| Collateral | 2 | $330,000 | $165,000 | $235,000 | $78,000 | $80,000 |
| Credit History | 1 | $205,000 | $205,000 | $205,000 | $48,000 | $48,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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