Kearny County, KS Mortgage Lenders & HMDA Data, 2020
In 2020, lenders reported 91 mortgage applications in Kearny County, KS totaling $12.1 million, up 42% from 2019. The average application was for $133,000, and applicants reported an average income of $79,000. 52% of applications resulted in an originated loan and 16% were denied. The most active lender was Golden Plains Credit Union, with 21 applications, followed by Wells Fargo Bank NA and Union Home Mortgage Corp..
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 91 |
| Total Mortgage Loan Application Amount | $12,125,000 |
| Average Mortgage Loan Application Amount | $133,000 |
| Highest Mortgage Loan Application Amount | $265,000 |
| Average Applicant Income | $79,000 |
| Highest Applicant Income | $200,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Golden Plains Credit Union 1714 EAST KANSAS AVENUE GARDEN CITY, KS 67846 |
* | $ 674,892,000 | 21 | $ 2,525,000 |
| Wells Fargo Bank NA MINNEAPOLIS, MN 55415 |
* | $ 1,712,919,000,000 | 16 | $ 2,450,000 |
| Union Home Mortgage Corp. 8241 DOW CIRCLE STRONGSVILLE, OH 44136 |
* | $ -1,000 | 5 | $ 785,000 |
| Truist Bank 3100 SMOKETREE CT FL 5 RALEIGH, NC 27604 |
* | $ 461,256,000,000 | 3 | $ 375,000 |
| Leaderone Financial Corp. 7500 COLLEGE BLVD SUITE 1150 OVERLAND PARK, KS 66210 |
* | $ -1,000 | 2 | $ 170,000 |
| Nationstar Mortgage 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ -1,000 | 2 | $ 210,000 |
| American Financing Corporation 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ -1,000 | 2 | $ 410,000 |
| PHH Mortgage Corporation WEST PALM BEACH, FL 33409 |
* | $ -1,000 | 2 | $ 360,000 |
| Freedom Mortgage Corporation 951 YAMATO ROAD SUITE 175 BOCA RATON, FL 33431 |
* | $ -1,000 | 2 | $ 170,000 |
| Plains Commerce Bank 220 MAIN ST HOVEN, SD 57450 |
* | $ 707,275,000 | 2 | $ 300,000 |
| Nations Lending Corporation 4 SUMMIT PARK DR STE 200 INDEPENDENCE, OH 44131 |
* | $ -1,000 | 2 | $ 220,000 |
| Commerce Bank 922 WALNUT, TB 12-1 KANSAS CITY, MO 64106 |
* | $ 25,955,469,000 | 2 | $ 140,000 |
| US Bank, N.A. 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 486,004,220,000 | 1 | $ 55,000 |
| Midfirst Bank 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 22,986,309,000 | 1 | $ 125,000 |
| PNC Bank N.A. 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 397,703,264,000 | 1 | $ 95,000 |
| Amerihome Mortgage Company, LLC 1 BAXTER WAY SUITE 300 THOUSAND OAKS, CA 91362 |
* | $ -1,000 | 1 | $ 185,000 |
| Roundpoint Mortgage Servicing LLC 446 WRENPLACE ROAD FORT MILL, SC 29715 |
* | $ -1,000 | 1 | $ 115,000 |
| Landmark National Bank 701 POYNTZ AVE MANHATTAN, KS 66502 |
* | $ 995,323,000 | 1 | $ 165,000 |
| Carrington Mortgage Services LLC 500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400 ORANGE, CA 92868 |
* | $ -1,000 | 1 | $ 115,000 |
| Citizens Bank, NA ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 165,742,416,000 | 1 | $ 255,000 |
| Shoreham Bank ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 346,188,000 | 1 | $ 15,000 |
| 21st Mortgage 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ -1,000 | 1 | $ 185,000 |
| United Fidelity Funding Corp. 1300 NW BRIARCLIFF PKWY SUITE 275 JEFFERSON CITY, MO 64150 |
* | $ -1,000 | 1 | $ 205,000 |
| Everbank N.A. 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 41,950,721,000 | 1 | $ 45,000 |
| loanDepot.com LLC 6561 IRVINE CENTER DRIVE IRVINE, CA 92618 |
* | $ -1,000 | 1 | $ 135,000 |
| Mutual of Omaha Mortgage LOMBARD, IL 60148 |
* | $ -1,000 | 1 | $ 105,000 |
| Northern Mortgage Services, LLC 3714 28TH ST SW GRANDVILLE, MI 49418 |
* | $ -1,000 | 1 | $ 185,000 |
| Meritrust Federal Credit Union 8710 E 32ND ST NORTH WICHITA, KS 67202 |
* | $ 1,266,155,000 | 1 | $ 155,000 |
| Barrington Bank & Trust Company, N.A. 201 SOUTH HOUGH STREET BARRINGTON, IL 60010 |
* | $ 2,445,435,000 | 1 | $ 55,000 |
The tables below break down 2020 mortgage applications in Kearny County, KS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Kearny County, KS in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 39 | $5,455,000 | $139,000 | $245,000 | $70,000 | $197,000 |
| Refinancing | 34 | $4,790,000 | $140,000 | $265,000 | $86,000 | $186,000 |
| Cash-out Refinancing | 11 | $1,315,000 | $119,000 | $195,000 | $97,000 | $200,000 |
| Not Applicable | 5 | $495,000 | $99,000 | $185,000 | $0 | $0 |
| Home Improvement | 2 | $70,000 | $35,000 | $55,000 | $70,000 | $96,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 56 | $8,170,000 | $145,000 | $265,000 | $92,000 | $200,000 |
| Hispanic | 12 | $1,450,000 | $120,000 | $225,000 | $57,000 | $86,000 |
| Not applicable | 11 | $1,295,000 | $117,000 | $185,000 | $49,000 | $59,000 |
| Not Provided | 8 | $690,000 | $86,000 | $165,000 | $46,000 | $87,000 |
| American Indian or Alaskan Native | 2 | $230,000 | $115,000 | $165,000 | $55,000 | $59,000 |
| Asian | 1 | $105,000 | $105,000 | $105,000 | $51,000 | $51,000 |
| Black or African American | 1 | $185,000 | $185,000 | $185,000 | $45,000 | $45,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 54 | $7,400,000 | $137,000 | $255,000 | $87,000 | $200,000 |
| FHA-insured (Federal Housing Administration) | 26 | $3,400,000 | $130,000 | $265,000 | $64,000 | $101,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $790,000 | $131,000 | $165,000 | $69,000 | $138,000 |
| VA-guaranteed (Veterans Administration) | 5 | $535,000 | $107,000 | $155,000 | $47,000 | $47,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 47 | $6,655,000 | $141,000 | $255,000 | $82,000 | $197,000 |
| Application Denied By Financial Institution | 15 | $2,065,000 | $137,000 | $265,000 | $84,000 | $140,000 |
| Loan Purchased By The Institution | 12 | $1,550,000 | $129,000 | $255,000 | $71,000 | $158,000 |
| Application Withdrawn By Applicant | 8 | $1,090,000 | $136,000 | $245,000 | $74,000 | $200,000 |
| File Closed For Incompleteness | 6 | $550,000 | $91,000 | $165,000 | $82,000 | $186,000 |
| Preapproval Denied by Financial Institution | 2 | $80,000 | $40,000 | $65,000 | $34,000 | $40,000 |
| Preapproval Approved but not Accepted | 1 | $135,000 | $135,000 | $135,000 | $58,000 | $58,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 74 | $9,980,000 | $134,000 | $255,000 | $80,000 | $200,000 |
| Credit History | 6 | $700,000 | $116,000 | $265,000 | $64,000 | $101,000 |
| Debt-To-Income Ratio | 3 | $295,000 | $98,000 | $135,000 | $70,000 | $138,000 |
| Other | 2 | $310,000 | $155,000 | $175,000 | $91,000 | $93,000 |
| Credit Application Incomplete | 2 | $290,000 | $145,000 | $195,000 | $119,000 | $140,000 |
| Collateral | 1 | $65,000 | $65,000 | $65,000 | $77,000 | $77,000 |
| Unverifiable Information | 1 | $165,000 | $165,000 | $165,000 | $140,000 | $140,000 |
| Employment History | 1 | $165,000 | $165,000 | $165,000 | $55,000 | $55,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $155,000 | $155,000 | $155,000 | $48,000 | $48,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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