Keya Paha County, NE Mortgage Lenders & HMDA Data, 2016

In 2016, lenders reported 6 mortgage applications in Keya Paha County, NE totaling $768,000, up 200% from 2015. The average application was for $128,000, and applicants reported an average income of $85,000. 33% of applications resulted in an originated loan and 50% were denied. The most active lender was New Day Financial, Llc., with 1 applications, followed by Pinnacle Bank and Union Bank and Trust Company.

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Total Number of Mortgage Applications 6
Total Mortgage Loan Application Amount $768,000
Average Mortgage Loan Application Amount $128,000
Highest Mortgage Loan Application Amount $575,000
Average Applicant Income $85,000
Highest Applicant Income $329,000

Mortgage Company List for Lending in Keya Paha County, NE for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 1 $ 27,000
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ 4,302,336,000 1 $ 575,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ 3,351,909,000 1 $ 10,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ 915,092,000 1 $ 66,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 1 $ 56,000

The tables below break down 2016 mortgage applications in Keya Paha County, NE by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Keya Paha County, NE in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3 $658,000 $219,000 $575,000 $132,000 $329,000
Home Purchase 2 $100,000 $50,000 $66,000 $31,000 $38,000
Home Improvement 1 $10,000 $10,000 $10,000 $55,000 $55,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6 $768,000 $128,000 $575,000 $85,000 $329,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiin or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Not Provided 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4 $707,000 $176,000 $575,000 $114,000 $329,000
FHA-insured (Federal Housing Administration) 1 $34,000 $34,000 $34,000 $25,000 $25,000
VA-guaranteed (Veterans Administration) 1 $27,000 $27,000 $27,000 $32,000 $32,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 3 $117,000 $39,000 $56,000 $31,000 $36,000
Loan Originated 2 $641,000 $320,000 $575,000 $183,000 $329,000
Application Approved But Not Accepted 1 $10,000 $10,000 $10,000 $55,000 $55,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 1 $56,000 $56,000 $56,000 $36,000 $36,000
Collateral 1 $34,000 $34,000 $34,000 $25,000 $25,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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