Kingfisher County, OK Mortgage Lenders & HMDA Data, 2014

In 2014, lenders reported 579 mortgage applications in Kingfisher County, OK totaling $66.6 million, down 17% from 2013. The average application was for $115,000, and applicants reported an average income of $70,000. 52% of applications resulted in an originated loan and 17% were denied. The most active lender was Bancfirst, with 66 applications, followed by American Southwest Mortgage Corp. and F&M Bank.

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Total Number of Mortgage Applications 579
Total Mortgage Loan Application Amount $66,645,000
Average Mortgage Loan Application Amount $115,000
Highest Mortgage Loan Application Amount $1,128,000
Average Applicant Income $70,000
Highest Applicant Income $937,000

Mortgage Company List for Lending in Kingfisher County, OK for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Bancfirst
101 NORTH BROADWAY AVENUE
OKLAHOMA CITY, OK 73102
* $ 6,020,216,000 66 $ 6,445,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 52 $ 7,093,000
F&M Bank
17100 N MAY AVE
EDMOND, OK 73012
* $ 309,135,000 31 $ 2,577,000
Interbank
4921 NORTH MAY AVENUE
OKLAHOMA CITY, OK 73112
* $ 2,161,353,000 29 $ 2,359,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 29 $ 2,322,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 29 $ 3,668,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 27 $ 1,537,000
Nbc Oklahoma
13401 N PENN
OKC, OK 73120
* $ 534,975,000 21 $ 2,185,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 19 $ 2,761,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,373,600,000,000 18 $ 2,368,000
Tinker Federal Credit Union
4140 W I-40
OKLAHOMA CITY, OK 73108
* $ 3,138,548,000 15 $ 313,000
Mortgage Clearing Corporation
5612 S LEWIS
TULSA, OK 74105
* $ 10,000,000 15 $ 3,080,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 12 $ 1,832,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 11 $ 1,760,000
First United Bank and Trust Company
PO BOX 130
DURANT, OK 74702
* $ 2,378,157,000 11 $ 1,645,000
First Mortgage Company, L.L.C.
6701 NORTH BROADWAY, SUITE 400
OKLAHOMA CITY, OK 73116
* $ 28,000,000 10 $ 1,962,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 26,795,278,000 10 $ 1,303,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,346,747,000,000 8 $ 443,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 8 $ 923,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,433,716,000,000 7 $ 717,000
Origin Bank

HOUSTON, TX 77024
* $ 3,199,260,000 7 $ 749,000
Weokie Federal Credit Union
8100 W RENO
OKLAHOMA CITY, OK 73127
* $ 928,792,000 7 $ 329,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 6 $ 419,000
Arvest Bank

TULSA, OK 74103
* $ 14,081,085,000 5 $ 56,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,261,678,000 5 $ 483,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,596,388,000 5 $ 436,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 539,275,000 4 $ 1,048,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 4 $ 736,000
Prime Bank
1016 W COVELL
EDMOND, OK 73003
* $ 195,016,000 4 $ 428,000
Oklahoma's Credit Union
PO BOX 24027
OKLAHOMA CITY, OK 73124
* $ 418,943,000 3 $ 185,000
Bank7
1039 N.W. 63RD ST
OKLAHOMA CITY, OK 73116
* $ 352,044,000 3 $ 366,000
First American Mortgage, Inc.
1501 S. RANCHWOOD BLVD.
YUKON, OK 73099
* $ 1,749,000 3 $ 387,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 3 $ 413,000
Arvest Mortgage Company
931 W MONROE
LOWELL, AR 72745
* $ 14,081,085,000 3 $ 484,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 171,261,678,000 3 $ 149,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ 26,864,000 2 $ 415,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 2 $ 335,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 2 $ 220,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 2 $ 364,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 2 $ 143,000
City National Bank and Trust
PO BOX 2009
LAWTON, OK 73502
* $ 321,888,000 2 $ 499,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 2 $ 318,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 2 $ 269,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 2 $ 412,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ 10,000,000 2 $ 272,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ 106,835,000 2 $ 414,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,763,439,000 2 $ 102,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 943,388,000 2 $ 486,000
Bank of Commerce
P.O. BOX 851520
YUKON, OK 73085
* $ 183,064,000 2 $ 366,000
First Fidelity Bank, NA
5100 N CLASSEN BLVD SUITE 500
OKLAHOMA CITY, OK 73118
* $ 1,375,498,000 2 $ 306,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 168,648,000 2 $ 668,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 2 $ 556,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 2 $ 158,000
Republic Bank & Trust
401 W. MAIN
NORMAN, OK 73069
* $ 449,453,000 1 $ 106,000
True Sky Federal Credit Union
P.O. BOX 26406
OKLAHOMA CITY, OK 73126
* $ 551,800,000 1 $ 113,000
The Focus Federal Credit Union
420 NE 10TH ST
OKLAHOMA CITY, OK 73104
* $ 96,697,000 1 $ 30,000
Cornerstone Bank
P. O. BOX 169
WATONGA, OK 73772
* $ 146,505,000 1 $ 7,000
Herring Bank
2201 CIVIC CIRCLE
AMARILLO, TX 79109
* $ 472,650,000 1 $ 201,000
Oklahoma State Bank
2610 S DIVISION
GUTHRIE, OK 73044
* $ 77,035,000 1 $ 600,000
Spiritbank
1800 S BALTIMORE AVE STE 600
TULSA, OK 74119
* $ 809,899,000 1 $ 122,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 1 $ 100,000
Citizens State Bank
13840 W. NEWBERRY RD
NEWBERRY, FL 32669
* $ 191,437,000 1 $ 3,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 1 $ 137,000
Thrive Mortgage, LLC
4819 WILLIAMS DRIVE
CARROLLTON, TX 78633
* $ 917,364,000 1 $ 137,000
Liberty Federal Savings Bank
401 W BROADWAY AVE
ENID, OK 73701
* $ 99,770,000 1 $ 68,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,161,463,000 1 $ 125,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 168,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 121,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 1 $ 92,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ 502,411,000 1 $ 110,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 1 $ 160,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 1 $ 79,000
Residential Acceptance Corporation
5027 W LAUREL ST
TAMPA, FL 33607
* $ 10,000,000 1 $ 85,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 1 $ 66,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 1 $ 117,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 1 $ 264,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 1 $ 130,000
Tib the Independent Bankersban
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,184,373,000 1 $ 97,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 1 $ 145,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 166,000
Bay Equity LLC

DETROIT, MI 48226
* $ 12,210,000 1 $ 137,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 1 $ 151,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 1 $ 107,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 309,999,678,000 1 $ 95,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 55,502,976,000 1 $ 21,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 1 $ 40,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 79,339,664,000 1 $ 90,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 179,126,294,000 1 $ 291,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 15,766,346,000 1 $ 67,000

The tables below break down 2014 mortgage applications in Kingfisher County, OK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Kingfisher County, OK in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 345 $44,061,000 $127,000 $1,128,000 $59,000 $379,000
Refinancing 159 $20,521,000 $129,000 $417,000 $79,000 $549,000
Home Improvement 75 $2,063,000 $27,000 $204,000 $100,000 $937,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 394 $45,187,000 $114,000 $600,000 $86,000 $937,000
Not applicable 90 $12,232,000 $135,000 $1,128,000 $6,000 $103,000
Hispanic 50 $3,499,000 $69,000 $162,000 $59,000 $172,000
Not Provided 22 $2,444,000 $111,000 $358,000 $79,000 $164,000
American Indian or Alaskan Native 12 $2,181,000 $181,000 $296,000 $80,000 $124,000
Black or African American 8 $822,000 $102,000 $344,000 $43,000 $72,000
Asian 2 $277,000 $138,000 $151,000 $45,000 $54,000
Native Hawaiian or Other Pacific Islander 1 $3,000 $3,000 $3,000 $59,000 $59,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 410 $44,209,000 $107,000 $1,128,000 $80,000 $937,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 76 $8,588,000 $113,000 $185,000 $28,000 $67,000
FHA-insured (Federal Housing Administration) 74 $10,132,000 $136,000 $254,000 $56,000 $132,000
VA-guaranteed (Veterans Administration) 19 $3,716,000 $195,000 $402,000 $65,000 $138,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 302 $33,967,000 $112,000 $1,128,000 $79,000 $937,000
Loan Purchased By The Institution 110 $15,267,000 $138,000 $417,000 $35,000 $203,000
Application Denied By Financial Institution 100 $9,142,000 $91,000 $344,000 $78,000 $900,000
Application Approved But Not Accepted 32 $3,213,000 $100,000 $270,000 $71,000 $291,000
Application Withdrawn By Applicant 27 $3,899,000 $144,000 $349,000 $67,000 $130,000
File Closed For Incompleteness 7 $1,072,000 $153,000 $324,000 $117,000 $549,000
Preapproval Denied by Financial Institution 1 $85,000 $85,000 $85,000 $21,000 $21,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 9 $809,000 $89,000 $344,000 $143,000 $900,000
Credit History 8 $646,000 $80,000 $208,000 $143,000 $780,000
Collateral 6 $441,000 $73,000 $100,000 $61,000 $80,000
Credit Application Incomplete 5 $878,000 $175,000 $252,000 $197,000 $549,000
Insufficient Cash (Downpayment, Closing Cost) 2 $242,000 $121,000 $163,000 $117,000 $130,000
Other 2 $161,000 $80,000 $113,000 $84,000 $108,000
Unverifiable Information 1 $56,000 $56,000 $56,000 $119,000 $119,000
Employment History 1 $79,000 $79,000 $79,000 $130,000 $130,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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