Kingfisher County, OK Mortgage Lenders & HMDA Data, 2016

In 2016, lenders reported 590 mortgage applications in Kingfisher County, OK totaling $78.3 million, down 2% from 2015. The average application was for $132,000, and applicants reported an average income of $67,000. 49% of applications resulted in an originated loan and 18% were denied. The most active lender was Bancfirst, with 61 applications, followed by American Southwest Mortgage Corp. and loanDepot.com LLC.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 590
Total Mortgage Loan Application Amount $78,325,000
Average Mortgage Loan Application Amount $132,000
Highest Mortgage Loan Application Amount $417,000
Average Applicant Income $67,000
Highest Applicant Income $1,012,000

Mortgage Company List for Lending in Kingfisher County, OK for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Bancfirst
101 NORTH BROADWAY AVENUE
OKLAHOMA CITY, OK 73102
* $ 6,678,359,000 61 $ 5,138,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 37 $ 6,154,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 35 $ 5,630,000
Interbank
4921 NORTH MAY AVENUE
OKLAHOMA CITY, OK 73112
* $ 2,903,698,000 31 $ 3,366,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,610,580,000,000 28 $ 5,337,000
F&M Bank
17100 N MAY AVE
EDMOND, OK 73012
* $ 377,750,000 26 $ 3,098,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 24 $ 1,485,000
Mortgage Clearing Corporation
5612 S LEWIS
TULSA, OK 74105
* $ 10,000,000 21 $ 3,674,000
Nbc Oklahoma
13401 N PENN
OKC, OK 73120
* $ 576,625,000 21 $ 2,888,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 20 $ 3,214,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 15 $ 836,000
Freedom Mortgage Corporation
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 14 $ 2,010,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,914,658,000,000 12 $ 1,373,000
American Southwest Mortgage Funding Corp
5900 MOSTELLER DRIVE SUITE 8
OKLAHOMA CITY, OK 73112
* $ 336,426,000 11 $ 1,380,000
Tinker Federal Credit Union
4140 W I-40
OKLAHOMA CITY, OK 73108
* $ 3,446,707,000 10 $ 360,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 10 $ 1,653,000
First United Bank and Trust Company
PO BOX 130
DURANT, OK 74702
* $ 3,153,899,000 10 $ 1,480,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 9 $ 1,294,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 9 $ 1,460,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 31,272,894,000 8 $ 678,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,801,773,000 7 $ 477,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,764,654,000 6 $ 935,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 6 $ 638,000
First Mortgage Company, L.L.C.
6701 NORTH BROADWAY, SUITE 400
OKLAHOMA CITY, OK 73116
* $ 28,000,000 6 $ 1,149,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 5 $ 475,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 4 $ 555,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 444,244,000 4 $ 88,000
Bankers Mortgage Corporation
7500 COLLEGE BOULEVARD, SUITE 1150
OVERLAND PARK, KS 66210
* $ 273,300,000 4 $ 786,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 186,710,993,000 4 $ 128,000
Security National Bank
201 WEST BROADWAY
ENID, OK 73703
* $ 340,208,000 4 $ 813,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 73,279,079,000 3 $ 320,000
Communication Federal Credit Union
4141 NW EXPRESSWAY, SUITE 200
OKLAHOMA CITY, OK 73116
* $ 1,033,171,000 3 $ 525,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 961,290,000 3 $ 398,000
American Homestar Mortgage, LLC
2450 SOUTH SHORE BLVD., SUITE 301
LEAGUE CITY, TX 77573
* $ 47,278,000 3 $ 453,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 3 $ 339,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 3 $ 840,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 3 $ 476,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 3 $ 713,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 3 $ 738,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 554,698,000 2 $ 643,000
Kirkpatrick Bank
15 E 15TH ST
EDMOND, OK 73013
* $ 727,061,000 2 $ 298,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 451,930,000 2 $ 581,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,709,556,000 2 $ 273,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 2 $ 197,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 186,710,993,000 2 $ 116,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 2 $ 452,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 2 $ 168,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 353,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 2 $ 290,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 2 $ 378,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 2 $ 531,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 2 $ 392,000
Weokie Federal Credit Union
8100 W RENO
OKLAHOMA CITY, OK 73127
* $ 1,018,123,000 2 $ 264,000
First Fidelity Bank
5100 N CLASSEN BLVD SUITE 500
OKLAHOMA CITY, OK 73118
* $ 1,391,008,000 2 $ 372,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 75,743,098,000 2 $ 271,000
Halliburton Employees Federal Credit Union
703 SOUTH 9TH STREET
DUNCAN, OK 73533
* $ 148,165,000 2 $ 122,000
Prime Bank
1016 W COVELL
EDMOND, OK 73003
* $ 242,837,000 2 $ 93,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 11,567,246,000 2 $ 245,000
Arvest Bank

TULSA, OK 74103
* $ 15,843,566,000 2 $ 7,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,299,801,000,000 2 $ 197,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 2 $ 222,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 2 $ 277,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 1 $ 183,000
Centennial Lending, LLC
4112 KODIAK COURT, UNIT D
FIRESTONE, CO 80504
* $ 3,406,000,000 1 $ 39,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ 42,331,494,000 1 $ 116,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ 39,000,000 1 $ 84,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 85,747,508,000 1 $ 75,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,639,305,000,000 1 $ 65,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 1 $ 235,000
Cornerstone Bank
P. O. BOX 169
WATONGA, OK 73772
* $ 158,978,000 1 $ 144,000
True Sky Federal Credit Union
P.O. BOX 26406
OKLAHOMA CITY, OK 73126
* $ 571,603,000 1 $ 144,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 348,291,098,000 1 $ 36,000
Newton Federal Bank
3175 HIGHWAY 278
COVINGTON, GA 30014
* $ 227,559,000 1 $ 54,000
The Focus Federal Credit Union
420 NE 10TH ST
OKLAHOMA CITY, OK 73104
* $ 106,082,000 1 $ 40,000
Acb Bank
323 S GRAND AVE
CHEROKEE, OK 73728
* $ 110,585,000 1 $ 80,000
Ynb
P.O BOX 851700
YUKON, OK 73099
* $ 189,704,000 1 $ 301,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 1 $ 243,000
Bank7
1039 N.W. 63RD ST
OKLAHOMA CITY, OK 73116
* $ 563,951,000 1 $ 417,000
The First State Bank
3030 NW EXPRESSWAY, SUITE 130
OKLAHOMA CITY, OK 73112
* $ 249,394,000 1 $ 113,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 1 $ 260,000
Alliance Financial Resources
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 1 $ 133,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 130,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 108,000
First American Mortgage, Inc.
1501 S. RANCHWOOD BLVD.
YUKON, OK 73099
* $ 1,749,000 1 $ 114,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 1 $ 323,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 1 $ 133,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 1 $ 75,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 259,000
The Bank of Kremlin
P.O. BOX 197, 102 6TH ST.
KREMLIN, OK 73753
* $ 282,390,000 1 $ 172,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 1 $ 243,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ 89,030,433,000 1 $ 323,000
The First National Bank & Trust Co
PO BOX 1130
CHICKASHA, OK 73018
* $ 530,104,000 1 $ 360,000
City National Bank and Trust
PO BOX 2009
LAWTON, OK 73502
* $ 328,884,000 1 $ 5,000
Banccentral, National Association
PO BOX 667
ALVA, OK 73717
* $ 484,375,000 1 $ 83,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 567,648,000 1 $ 221,000
Georgia Banking Company
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30309
* $ 384,114,000 1 $ 98,000
Lenderlive Network, LLC
710 S ASH
GLENDALE, CO 80246
* $ 17,900,000 1 $ 70,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 1 $ 123,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 1 $ 255,000

The tables below break down 2016 mortgage applications in Kingfisher County, OK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Kingfisher County, OK in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 298 $40,715,000 $136,000 $417,000 $60,000 $290,000
Refinancing 219 $34,977,000 $159,000 $417,000 $76,000 $1,012,000
Home Improvement 73 $2,633,000 $36,000 $199,000 $74,000 $341,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 402 $55,869,000 $138,000 $417,000 $77,000 $1,012,000
Not applicable 72 $9,908,000 $137,000 $361,000 $10,000 $107,000
Hispanic 58 $5,209,000 $89,000 $257,000 $66,000 $290,000
Not Provided 38 $4,489,000 $118,000 $339,000 $86,000 $635,000
American Indian or Alaskan Native 11 $1,508,000 $137,000 $352,000 $76,000 $127,000
Black or African American 6 $1,240,000 $206,000 $360,000 $26,000 $62,000
Asian 3 $102,000 $34,000 $55,000 $48,000 $91,000
Native Hawaiin or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 398 $49,436,000 $124,000 $417,000 $79,000 $1,012,000
FHA-insured (Federal Housing Administration) 103 $14,614,000 $141,000 $276,000 $43,000 $173,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 56 $7,579,000 $135,000 $255,000 $37,000 $89,000
VA-guaranteed (Veterans Administration) 33 $6,696,000 $202,000 $417,000 $51,000 $184,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 292 $36,573,000 $125,000 $417,000 $76,000 $1,012,000
Loan Purchased By The Institution 112 $18,145,000 $162,000 $417,000 $45,000 $275,000
Application Denied By Financial Institution 107 $13,753,000 $128,000 $417,000 $66,000 $541,000
Application Withdrawn By Applicant 36 $5,170,000 $143,000 $360,000 $73,000 $176,000
File Closed For Incompleteness 24 $2,153,000 $89,000 $260,000 $61,000 $635,000
Application Approved But Not Accepted 19 $2,531,000 $133,000 $360,000 $71,000 $279,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 9 $857,000 $95,000 $339,000 $95,000 $214,000
Debt-To-Income Ratio 6 $637,000 $106,000 $166,000 $41,000 $85,000
Credit Application Incomplete 6 $852,000 $142,000 $207,000 $65,000 $147,000
Collateral 4 $612,000 $153,000 $283,000 $84,000 $115,000
Unverifiable Information 4 $373,000 $93,000 $217,000 $96,000 $260,000
Other 2 $375,000 $187,000 $265,000 $87,000 $120,000
Employment History 1 $140,000 $140,000 $140,000 $60,000 $60,000
Insufficient Cash (Downpayment, Closing Cost) 1 $202,000 $202,000 $202,000 $103,000 $103,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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