Lafayette County, MO Mortgage Lenders & HMDA Data, 2014

In 2014, lenders reported 1,142 mortgage applications in Lafayette County, MO totaling $131.3 million, down 30% from 2013. The average application was for $114,000, and applicants reported an average income of $62,000. 56% of applications resulted in an originated loan and 16% were denied. The most active lender was Wells Fargo Bank NA, with 110 applications, followed by Central Bank of Warrensburg and US Bank, N.A..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,142
Total Mortgage Loan Application Amount $131,273,000
Average Mortgage Loan Application Amount $114,000
Highest Mortgage Loan Application Amount $1,016,000
Average Applicant Income $62,000
Highest Applicant Income $735,000

Mortgage Company List for Lending in Lafayette County, MO for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,373,600,000,000 110 $ 15,035,000
Central Bank of Warrensburg
PO BOX 477
WARRENSBURG, MO 64093
* $ 204,512,000 66 $ 5,804,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 64 $ 6,044,000
Equity Bank
7701 E KELLOGG STE 100
WICHITA, KS 67207
* $ 1,141,191,000 55 $ 6,026,000
Bank of Odessa
301 W HIGHWAY 40
ODESSA, MO 64076
* $ 229,987,000 49 $ 3,466,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 46 $ 5,531,000
B & L Bank
205 S. 13TH ST.
LEXINGTON, MO 64067
* $ 151,110,000 34 $ 2,251,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,433,716,000,000 34 $ 3,284,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 32 $ 4,469,000
Wood & Huston Bank
27 E. NORTH STREET
MARSHALL, MO 65340
* $ 557,434,000 32 $ 4,081,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 23 $ 3,019,000
State Bank of Missouri
101 NW 2ND ST.
CONCORDIA, MO 64020
* $ 82,029,000 23 $ 2,086,000
Community Mortgage, LLC
19045 E. VALLEY VIEW PKWY., STE. F
INDEPENDENCE, MO 64055
* $ 512,000 21 $ 2,881,000
Nbh Bank, N.A.
1111 MAIN, SUITE 2700
KANSAS CITY, MO 64105
* $ 4,890,328,000 20 $ 1,052,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 17 $ 2,386,000
Cornerstone Mortgage, Inc.
17280 NORTH OUTER 40 RD.
CHESTERFIELD, MO 63005
* $ 10,000,000 17 $ 2,217,000
Blue Ridge Bank and Trust Co.
4200 LITTLE BLUE PARKWAY
INDEPENDENCE, MO 64057
* $ 462,784,000 15 $ 1,971,000
Concordia Bank
PO BOX 909
CONCORDIA, MO 64020
* $ 55,391,000 14 $ 1,481,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 13 $ 1,794,000
Community Bank of Marshall
P.O. BOX 700
MARSHALL, MO 65340
* $ 137,565,000 13 $ 810,000
Central Bank of the Midwest
609 N. HIGHWAY 291
LEE'S SUMMIT, MO 64063
* $ 1,213,287,000 12 $ 687,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 12 $ 2,002,000
Pulaski Bank, NA
12300 OLIVE BLVD
ST LOUIS, MO 63141
* $ 1,293,139,000 12 $ 1,328,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 9 $ 930,000
Equitable Mortgage
909 E REPUBLIC ROAD B200
SPRINGFIELD, MO 65807
* $ 1,300,000 9 $ 1,293,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 179,126,294,000 8 $ 1,211,000
Central Missouri Community Credit Union
620 N MAGUIRE
WARRENSBURG, MO 64093
* $ 98,863,000 8 $ 492,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 8 $ 923,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 22,943,132,000 8 $ 608,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,346,747,000,000 7 $ 689,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 7 $ 767,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 7 $ 1,432,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 7 $ 1,336,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,361,206,000 7 $ 941,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 7 $ 907,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 15,766,346,000 7 $ 935,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 79,339,664,000 7 $ 869,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 7 $ 672,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 7 $ 886,000
United Fidelity Funding Corp.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ 1,000,000,000 6 $ 1,143,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 17,638,918,000 6 $ 617,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 260,398,000 6 $ 856,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 6 $ 715,000
Megastar Finanacial Corp
1080 CHEROKEE STREET
DENVER, CO 80204
* $ 10,000,000 6 $ 1,055,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 6 $ 477,000
United Consumers Credit Union
1111 E 23RD ST S
INDEPENDENCE, MO 64055
* $ 118,372,000 5 $ 551,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 5 $ 662,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 5 $ 551,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 5 $ 321,000
Commercial Bank of Oak Grove, Mo
1114 BROADWAY
OAK GROVE, MO 64075
* $ 77,360,000 5 $ 436,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 5 $ 593,000
Exchange Bank of Missouri
P.O. BOX 69, 101 SOUTH CHURCH STREET
FAYETTE, MO 65248
* $ 130,451,000 5 $ 704,000
Preferred Bank
PO BOX 8
ROTHVILLE, MO 64676
* $ 106,343,000 4 $ 224,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 16,642,506,000 4 $ 539,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 4 $ 833,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,261,678,000 4 $ 522,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 4 $ 441,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 4 $ 468,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 4 $ 617,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 4 $ 481,000
Mortgage Investment Services Corporation
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ 10,000,000 4 $ 392,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,161,463,000 4 $ 498,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 55,502,976,000 4 $ 539,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 3 $ 338,000
Arvest Bank

TULSA, OK 74103
* $ 14,081,085,000 3 $ 34,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 26,795,278,000 3 $ 410,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 3 $ 466,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 439,528,000 3 $ 325,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 3 $ 374,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 10,000,000 3 $ 352,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 3 $ 453,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 3 $ 287,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 3 $ 296,000
Arvest Mortgage Company
931 W MONROE
LOWELL, AR 72745
* $ 14,081,085,000 3 $ 915,000
1st Midamerica Credit Union
731 E. BETHALTO DR
BETHALTO, IL 62010
* $ 497,459,000 3 $ 261,000
Hawthorn Bank
132 E. HIGH STREET
JEFFERSON CITY, MO 65101
* $ 1,129,075,000 3 $ 255,000
Bank 21
ONE W WASHINGTON ST
CARROLLTON, MO 64633
* $ 89,229,000 3 $ 820,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 168,648,000 3 $ 432,000
Enterprise Bank & Trust
150 N. MERAMEC AVE.
CLAYTON, MO 63105
* $ 3,151,790,000 2 $ 257,000
Public Safety Credit Union
2800 E 14TH ST
KANSAS CITY, MO 64127
* $ 107,877,000 2 $ 298,000
Bank of Labor
756 MINNESOTA AVENUE
KANSAS CITY, KS 66101
* $ 518,966,000 2 $ 461,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 2 $ 264,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,664,450,000 2 $ 290,000
Mb Financial Bank NA
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 9,624,027,000 2 $ 324,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ 39,000,000 2 $ 168,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 171,261,678,000 2 $ 10,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 2 $ 171,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 2 $ 203,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 2 $ 348,000
Firstrust Mortgage, Inc
6710 W. 121ST STREET
OVERLAND PARK, KS 66209
* $ 6,198,000 2 $ 212,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 2 $ 463,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 330,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 2 $ 201,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 2 $ 367,000
Communityamerica Federal Credit Union
9777 RIDGE DR
LENEXA, KS 66219
* $ 1,867,377,000 2 $ 160,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 116,608,550,000 2 $ 189,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ 10,000,000 2 $ 160,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 91,286,152,000 2 $ 524,000
Loan Simple, Inc.
9635 MAROON CIRCLE SUITE 100
ENGLEWOOD, CO 80112
* $ 20,474,937,000 1 $ 120,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 16,840,840,000 1 $ 154,000
Southern Bank
531 VINE ST
POPLAR BLUFF, MO 63901
* $ 940,997,000 1 $ 320,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 146,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 49,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 778,902,000 1 $ 185,000
Adams Dairy Bank
651 NE CORONADO DRIVE
BLUE SPRINGS, MO 64014
* $ 77,495,000 1 $ 176,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 410,770,000 1 $ 144,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,596,388,000 1 $ 46,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 141,772,000 1 $ 220,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 690,026,000 1 $ 117,000
Citizens State Bank
13840 W. NEWBERRY RD
NEWBERRY, FL 32669
* $ 191,437,000 1 $ 12,000
Platte Valley Bank of Missouri
PO BOX 1250
PLATTE CITY, MO 64079
* $ 405,591,000 1 $ 73,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 1 $ 300,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 1 $ 71,000
Landmark National Bank
701 POYNTZ AVE
MANHATTAN, KS 66502
* $ 826,961,000 1 $ 166,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 566,962,000 1 $ 199,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 3,618,297,000 1 $ 67,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ 9,128,932,000 1 $ 109,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 340,728,000 1 $ 186,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 1 $ 80,000
Jlb Corporation dba Golden Oak Lending
111 WESTPORT PLAZA, #1150
ST. LOUIS, MO 63146
* $ 12,988,000 1 $ 121,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 1 $ 217,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 1 $ 73,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 1 $ 142,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 85,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 277,561,000 1 $ 179,000
Origin Bank

HOUSTON, TX 77024
* $ 3,199,260,000 1 $ 200,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 1 $ 94,000
Vinson Mortgage Group
12801 FLUSHING MEADOWS DR SUITE 100
SAINT LOUIS, MO 63131
* $ 10,000,000 1 $ 104,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 296,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ 10,000,000 1 $ 116,000
Catalyst Lending, Inc.
6530 S YOSEMITE STREET, SUITE 310
GREENWOOD VILLAGE, CO 80111
* $ 410,214,000 1 $ 111,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 66,467,781,000 1 $ 15,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 309,999,678,000 1 $ 114,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 127,428,329,000 1 $ 112,000
Homeservices Lending, LLC
2700 WESTOWN PARKWAY, SUITE 345
WEST DES MOINES, IA 50266
* $ 25,000,000 1 $ 241,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 1 $ 200,000
Kearney Trust Company
310 W. 92 HIGHWAY
KEARNEY, MO 64060
* $ 150,135,000 1 $ 75,000
Inlanta Mortgage, Inc.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ 39,000,000 1 $ 130,000
Providence Bank
3855 FORUM BOULEVARD
COLUMBIA, MO 65203
* $ 654,483,000 1 $ 100,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 845,160,000 1 $ 78,000
Mid American Credit Union
8404 W. KELLOGG DR.
WICHITA, KS 67209
* $ 219,603,000 1 $ 102,000
R-G Federal Credit Union
421 REMINGTON PLAZA CT
RAYMORE, MO 64083
* $ 71,169,000 1 $ 165,000
The Bank of Grain Valley
14801 E 40 HIGHWAY
KANSAS CITY, MO 64136
* $ 85,841,000 1 $ 41,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 1,099,031,000 1 $ 90,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 22,000

The tables below break down 2014 mortgage applications in Lafayette County, MO by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Lafayette County, MO in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 523 $63,435,000 $121,000 $700,000 $64,000 $354,000
Home Purchase 517 $62,327,000 $120,000 $600,000 $60,000 $735,000
Home Improvement 102 $5,511,000 $54,000 $1,016,000 $64,000 $239,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 908 $103,775,000 $114,000 $1,016,000 $70,000 $735,000
Not applicable 125 $15,688,000 $125,000 $400,000 $6,000 $102,000
Not Provided 79 $8,647,000 $109,000 $315,000 $67,000 $207,000
Hispanic 13 $1,021,000 $78,000 $134,000 $63,000 $128,000
Black or African American 8 $818,000 $102,000 $234,000 $55,000 $98,000
Native Hawaiian or Other Pacific Islander 5 $875,000 $175,000 $238,000 $79,000 $123,000
American Indian or Alaskan Native 2 $224,000 $112,000 $145,000 $33,000 $34,000
Asian 2 $225,000 $112,000 $157,000 $60,000 $79,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 753 $84,394,000 $112,000 $1,016,000 $73,000 $735,000
FHA-insured (Federal Housing Administration) 164 $18,579,000 $113,000 $239,000 $43,000 $228,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 138 $14,094,000 $102,000 $201,000 $33,000 $85,000
VA-guaranteed (Veterans Administration) 87 $14,206,000 $163,000 $330,000 $57,000 $167,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 638 $71,481,000 $112,000 $1,016,000 $71,000 $735,000
Loan Purchased By The Institution 188 $23,677,000 $125,000 $377,000 $29,000 $184,000
Application Denied By Financial Institution 178 $19,756,000 $110,000 $480,000 $63,000 $480,000
Application Withdrawn By Applicant 89 $10,323,000 $115,000 $300,000 $64,000 $239,000
Application Approved But Not Accepted 26 $2,771,000 $106,000 $400,000 $66,000 $147,000
File Closed For Incompleteness 23 $3,265,000 $141,000 $282,000 $78,000 $228,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 38 $3,448,000 $90,000 $296,000 $54,000 $143,000
Debt-To-Income Ratio 28 $3,057,000 $109,000 $330,000 $56,000 $174,000
Collateral 26 $3,013,000 $115,000 $250,000 $79,000 $266,000
Credit Application Incomplete 11 $1,551,000 $141,000 $304,000 $57,000 $107,000
Other 8 $649,000 $81,000 $226,000 $110,000 $480,000
Unverifiable Information 5 $268,000 $53,000 $92,000 $55,000 $207,000
Insufficient Cash (Downpayment, Closing Cost) 5 $770,000 $154,000 $480,000 $61,000 $136,000
Employment History 2 $139,000 $69,000 $89,000 $25,000 $29,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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