Lajas County PR
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Unlock detailed Lajas County PR mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
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for all lenders based in Puerto Rico.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 735 |
| Total Mortgage Loan Application Amount | $54,004,000 |
| Average Mortgage Loan Application Amount | $73,000 |
| Highest Mortgage Loan Application Amount | $497,000 |
| Average Applicant Income | $45,000 |
| Highest Applicant Income | $1,000,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| POPULAR MORTGAGE, INC. PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 25,691,000,000 | 114 | $ 12,944,000 |
| WESTERNBAK PUERTO RICO PO BOX 1180 MAYAGUEZ, PR 00681 |
* | $ 17,080,020,000 | 110 | $ 5,266,000 |
| BANCO POPULAR DE PUERTO RICO PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 25,020,000,000 | 96 | $ 1,227,000 |
| R & G MORTGAGE CORPORATION P O BOX 362394 SAN JUAN, PR 00936 |
* | $ 12,405,129,000 | 66 | $ 7,215,000 |
| SANTANDER FINANCIAL SERVICES P.O. BOX 362589 SAN JUAN, PR 00936 |
* | $ 8,082,156,000 | 40 | $ 2,228,000 |
| CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 34 | $ 3,048,000 |
| DORAL MORTGAGE LLC DORAL FINANCIAL PLAZA, 1451 ROOSEVELT AV SAN JUAN, PR 00921 |
* | $ 11,855,073,000 | 31 | $ 3,802,000 |
| CITIFINANCIAL 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,745,248,000,000 | 31 | $ 1,483,000 |
| BANCO SANTANDER P.O.BOX 362589 SAN JUAN, PR 00936 |
* | $ 8,231,368,000 | 29 | $ 1,290,000 |
| CITIBANK, N.A. 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 27 | $ 354,000 |
| R-G PREMIER BANK OF P.R. PO BOX 2510 GUAYNABO, PR 00970 |
* | $ 8,062,197,000 | 22 | $ 1,850,000 |
| SANTANDER MORTGAGE CORPORATION PO BOX 192199 SAN JUAN, PR 00919 |
* | $ 47,000,000 | 16 | $ 2,351,000 |
| FIRSTMORTGAGE PO BOX 9146 SAN JUAN, PR 00908 |
* | $ 9,582,507,000 | 13 | $ 1,090,000 |
| FIRSTBANK PUERTO RICO PO BOX 9146 SANTURCE, PR 00908 |
* | $ 16,488,291,000 | 12 | $ 914,000 |
| JR MORTGAGE HOME 2979 EMILIO FAGOT AVE. SUITE 1 PONCE, PR 00716 |
* | $ 1,395,899,000 | 12 | $ 1,179,000 |
| EXPRESS SOLUTION MORTGAGE CORP 1606 PONCE DE LEON AVE. SUITE L-06 SAN JUAN, PR 00909 |
* | $ 15,000,000 | 12 | $ 868,000 |
| DORAL BANK 268 PONCE DE LEON SUITE 910 SAN JUAN, PR 00918 |
* | $ 9,220,610,000 | 11 | $ 920,000 |
| ORIENTAL BANK PO BOX 195115 SAN JUAN, PR 00919 |
* | $ 4,298,305,000 | 10 | $ 751,000 |
| SCOTIABANK DE PUERTO RICO 290 JESUS T. PIN++ERO SAN JUAN, PR 00918 |
* | $ 1,544,228,000 | 8 | $ 1,106,000 |
| BANCO BILBAO VIZCAYA ARGENTARI 254 MUNOZ RIVERA AVE SAN JUAN, PR 00918 |
* | $ 6,331,376,000 | 7 | $ 1,202,000 |
| PREFERRED MORTGAGE CORPORATION 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ 10,000,000 | 6 | $ 606,000 |
| THE MORTGAGE HOUSE INC. 915 ROBERTO SANCHEZ VILELA AVE SAN JUAN, PR 00924 |
* | $ 10,000,000 | 3 | $ 289,000 |
| POPULAR FINANCE, INC. PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 25,691,000,000 | 3 | $ 185,000 |
| THE MONEY HOUSE INC. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ 10,000,000 | 3 | $ 260,000 |
| AEELA MORTGAGE PO BOX 71502 SAN JUAN, PR 00936 |
* | $ 10,000,000 | 2 | $ 195,000 |
| ADVANCE MORTGAGE BANKERS, INC. P.O. BOX 50286 TOA BAJA, PR 00950 |
* | $ 15,555,000 | 2 | $ 128,000 |
| COOPERATIVA DE AHORRO Y CREDITO DE CABO ROJO PR 100 KM. 7.0 BO.MIRADERO CABO ROJO, PR 00623 |
* | $ 10,000,000 | 2 | $ 83,000 |
| COOP AC DE LA INDUSTRIA BIOPHA VILLA CAROLINA, C9 AVE. ROBERTO CLEMENTE CAROLINA, PR 00985 |
* | $ 10,000,000 | 2 | $ 242,000 |
| CMFC, INC. 850 THIRD AVENUE, 12TH FLOOR NEW YORK, NY 10022 |
* | $ 279,830,959,000 | 2 | $ 180,000 |
| EUROBANK PO BOX 191009 SAN JUAN, PR 00926 |
* | $ 2,500,164,000 | 1 | $ 140,000 |
| EMI EQUITY MORTGAGE INC. 413 BOLIVAR ST SAN JUAN, PR 00912 |
* | $ 17,958,000 | 1 | $ 88,000 |
| BEEWEE MORTGAGE BANKERS CORPOR 416 PONCE DE LEON UNION PLAZA SAN JUAN, PR 00918 |
* | $ 10,000,000 | 1 | $ 105,000 |
| HOME MORTGAGE BANKERS AVE. SANCHEZ OSORIO 3BS-5 VFP CAROLINA, PR 00983 |
* | $ 10,000,000 | 1 | $ 116,000 |
| SAN RAFAEL COOP CALLE RAFAEL RODR+ĄGUEZ, CANAL 1 URB. AVI QUEBRADILLAS, PR 00678 |
* | $ 137,000,000 | 1 | $ 63,000 |
| COOPERATIVA DE AHORRO Y CREDITO DE RINCON PO BOX 608 RINCON, PR 00677 |
* | $ 10,000,000 | 1 | $ 51,000 |
| COOPERATIVA DE AHORRO Y CREDITO HATILLO PO BOX 95 HATILLO, PR 00659 |
* | $ 97,971,000 | 1 | $ 51,000 |
| POPULAR AUTO PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 25,691,000,000 | 1 | $ 18,000 |
| COUNTRYPLACE MORTGAGE, LTD. 15301 SPECTRUM DR. STE 550 AUSTIN, TX 75001 |
* | $ 10,000,000 | 1 | $ 116,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2007, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Lajas County PR in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 277 | $6,275,000 | $22,000 | $127,000 | $28,000 | $345,000 |
| Home Purchase | 271 | $30,127,000 | $111,000 | $455,000 | $57,000 | $481,000 |
| Refinancing | 187 | $17,602,000 | $94,000 | $497,000 | $54,000 | $1,000,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 654 | $46,296,000 | $70,000 | $497,000 | $46,000 | $1,000,000 |
| Not applicable | 71 | $7,035,000 | $99,000 | $351,000 | $41,000 | $232,000 |
| Not Provided | 7 | $68,000 | $9,000 | $25,000 | $29,000 | $89,000 |
| White | 3 | $605,000 | $201,000 | $448,000 | $109,000 | $153,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 630 | $44,408,000 | $70,000 | $497,000 | $48,000 | $1,000,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 55 | $5,011,000 | $91,000 | $108,000 | $25,000 | $60,000 |
| FHA-insured (Federal Housing Administration) | 47 | $4,289,000 | $91,000 | $137,000 | $35,000 | $105,000 |
| VA-guaranteed (Veterans Administration) | 3 | $296,000 | $98,000 | $100,000 | $48,000 | $59,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 303 | $22,746,000 | $75,000 | $497,000 | $52,000 | $1,000,000 |
| Application Denied By Financial Institution | 198 | $9,834,000 | $49,000 | $455,000 | $32,000 | $287,000 |
| Application Withdrawn By Applicant | 92 | $7,830,000 | $85,000 | $405,000 | $44,000 | $300,000 |
| Loan Purchased By The Institution | 80 | $7,758,000 | $96,000 | $351,000 | $43,000 | $232,000 |
| File Closed For Incompleteness | 31 | $2,898,000 | $93,000 | $417,000 | $62,000 | $287,000 |
| Application Approved But Not Accepted | 31 | $2,938,000 | $94,000 | $356,000 | $55,000 | $245,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 43 | $1,576,000 | $36,000 | $128,000 | $27,000 | $157,000 |
| Debt-To-Income Ratio | 20 | $1,578,000 | $78,000 | $450,000 | $26,000 | $90,000 |
| Other | 10 | $649,000 | $64,000 | $100,000 | $35,000 | $86,000 |
| Collateral | 8 | $507,000 | $63,000 | $96,000 | $31,000 | $52,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $95,000 | $19,000 | $55,000 | $16,000 | $36,000 |
| Employment History | 4 | $378,000 | $94,000 | $300,000 | $148,000 | $287,000 |
| Credit Application Incomplete | 3 | $65,000 | $21,000 | $30,000 | $33,000 | $40,000 |
| Unverifiable Information | 2 | $139,000 | $69,000 | $138,000 | $100,000 | $192,000 |
| Mortgage Insurance Denied | 1 | $238,000 | $238,000 | $238,000 | $145,000 | $145,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.