Lares County PR
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010

Unlock detailed Lares County PR mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Puerto Rico.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 239
Total Mortgage Loan Application Amount $18,266,000
Average Mortgage Loan Application Amount $76,000
Highest Mortgage Loan Application Amount $323,000
Average Applicant Income $41,000
Highest Applicant Income $487,000

Mortgage Company List for Lending in Lares County PR for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
BANCO POPULAR DE PUERTO RICO
PO BOX 362708
SAN JUAN, PR 00936
* $ 23,271,000,000 45 $ 588,000
POPULAR MORTGAGE, INC.
PO BOX 362708
SAN JUAN, PR 00936
* $ 25,691,000,000 37 $ 3,854,000
DORAL MORTGAGE LLC
DORAL FINANCIAL PLAZA, 1451 ROOSEVELT AV
SAN JUAN, PR 00921
* $ 11,855,073,000 23 $ 2,374,000
SCOTIABANK DE PUERTO RICO
290 JESUS T. PIN++ERO
SAN JUAN, PR 00918
* $ 1,775,127,000 22 $ 1,301,000
FIRSTBANK PUERTO RICO
PO BOX 9146
SANTURCE, PR 00908
* $ 19,616,388,000 20 $ 1,544,000
DORAL BANK
268 PONCE DE LEON SUITE 910
SAN JUAN, PR 00918
* $ 9,288,322,000 13 $ 1,262,000
SANTANDER FINANCIAL SERVICES
P.O. BOX 362589
SAN JUAN, PR 00936
* $ 8,082,156,000 11 $ 1,033,000
ORIENTAL BANK
PO BOX 195115
SAN JUAN, PR 00919
* $ 6,412,164,000 10 $ 984,000
BANCO SANTANDER
P.O.BOX 362589
SAN JUAN, PR 00936
* $ 6,591,027,000 9 $ 660,000
FIRSTMORTGAGE
PO BOX 9146
SAN JUAN, PR 00908
* $ 9,582,507,000 9 $ 960,000
COOP AHORRO Y CREDITO DE LARES
AVE.LOS PATRIOTAS C/111 KM 8.3
LARES, PR 00669
* $ 10,000,000 7 $ 445,000
COOPERATIVA DE AHORO Y CR+ŹDITO BO. QUEBRADA DE CAMUY, PR
HC 02 BOX 7873
CAMUY, PR 00627
* $ 10,000,000 6 $ 285,000
RELIABLE FINANCIAL SERVICES
PO BOX 21382, MAC F0302-001
SAN JUAN, PR 00928
* $ 481,996,000 4 $ 256,000
BANCO BILBAO VIZCAYA ARGENTARI
254 MUNOZ RIVERA AVE
SAN JUAN, PR 00918
* $ 5,519,043,000 4 $ 554,000
THE MONEY HOUSE INC.
#52 CALLE PASEO COVANDONGA
SAN JUAN, PR 00901
* $ 10,000,000 2 $ 314,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ 3,125,000 2 $ 245,000
AEELA MORTGAGE
PO BOX 71502
SAN JUAN, PR 00936
* $ 1,000,000,000 2 $ 186,000
HOME MORTGAGE BANKERS CORP.
AVE. SANCHEZ OSORIO 3BS-5 VIA 60 VILLA F
CAROLINA, PR 00983
* $ 10,000,000 2 $ 245,000
HR MORTGAGE CORP.
M11 CALLE ROBLE, VILLA TURABO
CAGUAS, PR 00725
* $ 10,000,000 2 $ 217,000
VIG MORTGAGE CORPORATION
1225 PONCE DE LEON VIG TOWER SUITE B-J
GUAYNABO, PR 00907
* $ 789,772,000 1 $ 117,000
COOPERATIVA DE A/C MOROVENA
PO BOX 577
MOROVIS, PR 00687
* $ 80,807,158,000 1 $ 75,000
AAA CONCORDIA MORTGAGE CORP
RR-37 BOX 1837
SAN JUAN, PR 00926
* $ 10,000,000 1 $ 81,000
COOP AC DE LOS GERENCIALES DE
1200 AVE. PONCE DE LEON
SAN JUAN, PR 00987
* $ 70,473,000 1 $ 158,000
METRO ISLAND MORTGAGE, INC.
VILLA NEVAREZ PROF. CENTER SUITE 201
SAN JUAN, PR 00927
* $ 10,000,000 1 $ 89,000
TOP MORTGAGE BANKERS
PONCE DE LEON AVE. 1913
SANTURCE, PR 00607
* $ 100,000,000 1 $ 72,000
ADVANCE MORTGAGE BANKERS, INC.
P.O. BOX 50286
TOA BAJA, PR 00950
* $ 15,555,000 1 $ 98,000
COOPERATIVA DE AHORRO Y CREDITO DE AGUADA
P.O. BOX 543
AGUADA, PR 00602
* $ 10,000,000 1 $ 219,000
COOPERATIVA DE AHORRO Y CREDITO DE CAMUY
300 AVE. BALTAZAR JIMENEZ MENDEZ
CAMUY, PR 00627
* $ 10,000,000 1 $ 50,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2010, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Lares County PR in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 86 $8,202,000 $95,000 $323,000 $42,000 $180,000
Home Improvement 84 $3,521,000 $41,000 $168,000 $31,000 $180,000
Home Purchase 69 $6,543,000 $94,000 $255,000 $51,000 $487,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 203 $15,593,000 $76,000 $323,000 $40,000 $180,000
Not applicable 30 $2,410,000 $80,000 $137,000 $32,000 $103,000
Not Provided 4 $31,000 $7,000 $20,000 $21,000 $51,000
White 2 $232,000 $116,000 $116,000 $258,000 $487,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 164 $10,666,000 $65,000 $323,000 $45,000 $487,000
FHA-insured (Federal Housing Administration) 47 $5,133,000 $109,000 $168,000 $36,000 $81,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 26 $2,305,000 $88,000 $155,000 $24,000 $50,000
VA-guaranteed (Veterans Administration) 2 $162,000 $81,000 $81,000 $12,000 $24,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 108 $7,612,000 $70,000 $219,000 $40,000 $180,000
Application Denied By Financial Institution 57 $4,213,000 $73,000 $323,000 $45,000 $487,000
Loan Purchased By The Institution 34 $2,698,000 $79,000 $168,000 $31,000 $103,000
Application Withdrawn By Applicant 20 $2,011,000 $100,000 $216,000 $41,000 $180,000
File Closed For Incompleteness 14 $1,333,000 $95,000 $255,000 $53,000 $180,000
Application Approved But Not Accepted 6 $399,000 $66,000 $123,000 $40,000 $51,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 5 $497,000 $99,000 $145,000 $73,000 $180,000
Credit History 5 $228,000 $45,000 $116,000 $34,000 $69,000
Debt-To-Income Ratio 5 $312,000 $62,000 $147,000 $21,000 $29,000
Insufficient Cash (Downpayment, Closing Cost) 1 $147,000 $147,000 $147,000 $81,000 $81,000
Other 1 $106,000 $106,000 $106,000 $31,000 $31,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Puerto Rico Lender List