Las Marias Municipio, PR Mortgage Lenders & HMDA Data, 2021
In 2021, lenders reported 22 mortgage applications in Las Marias Municipio, PR totaling $2.3 million, about the same as 2020. The average application was for $105,000, and applicants reported an average income of $39,000. 55% of applications resulted in an originated loan and 9% were denied. The most active lender was Cooperativa De Ahorroy Credito, with 5 applications, followed by The Moneyhouse Inc. and Oriental Bank.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 22 |
| Total Mortgage Loan Application Amount | $2,330,000 |
| Average Mortgage Loan Application Amount | $105,000 |
| Highest Mortgage Loan Application Amount | $275,000 |
| Average Applicant Income | $39,000 |
| Highest Applicant Income | $148,000 |
Top Mortgage Lenders in Las Marias Municipio, PR (2021)
Ranked by the number of mortgage applications each lender reported in Las Marias Municipio, PR in 2021.
| # | Mortgage Lender | Mortgage Applications | Total Dollar Amount | Average Loan Amount | Average Applicant Income |
|---|---|---|---|---|---|
| 1 | Cooperativa De Ahorroy Credito Rincon, PR |
5 | $315,000 | $63,000 | $29,000 |
| 2 | The Moneyhouse Inc. San Juan, PR |
4 | $370,000 | $92,000 | $21,000 |
| 3 | Oriental Bank San Juan, PR |
3 | $215,000 | $71,000 | $27,000 |
| 4 | Banco Popular San Juan, PR |
3 | $395,000 | $131,000 | $90,000 |
| 5 | Pentagon Federal Credit Union Omaha, NE |
2 | $390,000 | $195,000 | $81,000 |
| 6 | Cooperativa De A\C Lares Lares, PR |
1 | $15,000 | $15,000 | $12,000 |
| 7 | Sun West Mortgage Company, Inc Cerritos, CA |
1 | $275,000 | $275,000 | $42,000 |
| 8 | Firstbank San Juan, PR |
1 | $175,000 | $175,000 | $56,000 |
| 9 | Capital Mortgage San Juan, PR |
1 | $95,000 | $95,000 | $25,000 |
| 10 | Vig Mortgage San Juan, PR |
1 | $85,000 | $85,000 | $40,000 |
See every lender active in Las Marias Municipio, PR in 2021 »
The tables below break down 2021 mortgage applications in Las Marias Municipio, PR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Las Marias Municipio, PR in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 16 | $1,850,000 | $115,000 | $275,000 | $43,000 | $148,000 |
| Cash-out Refinancing | 3 | $155,000 | $51,000 | $95,000 | $28,000 | $42,000 |
| Refinancing | 3 | $325,000 | $108,000 | $125,000 | $25,000 | $25,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 19 | $1,705,000 | $89,000 | $205,000 | $33,000 | $87,000 |
| White | 2 | $500,000 | $250,000 | $275,000 | $95,000 | $148,000 |
| Not applicable | 1 | $125,000 | $125,000 | $125,000 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8 | $520,000 | $65,000 | $125,000 | $27,000 | $42,000 |
| FHA-insured (Federal Housing Administration) | 5 | $585,000 | $117,000 | $225,000 | $50,000 | $148,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $385,000 | $77,000 | $95,000 | $25,000 | $40,000 |
| VA-guaranteed (Veterans Administration) | 4 | $840,000 | $210,000 | $275,000 | $65,000 | $87,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12 | $1,410,000 | $117,000 | $275,000 | $46,000 | $148,000 |
| File Closed For Incompleteness | 6 | $450,000 | $75,000 | $105,000 | $22,000 | $46,000 |
| Application Denied By Financial Institution | 2 | $300,000 | $150,000 | $205,000 | $58,000 | $75,000 |
| Application Approved But Not Accepted | 1 | $45,000 | $45,000 | $45,000 | $32,000 | $32,000 |
| Loan Purchased By The Institution | 1 | $125,000 | $125,000 | $125,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 20 | $2,030,000 | $101,000 | $275,000 | $37,000 | $148,000 |
| Collateral | 2 | $300,000 | $150,000 | $205,000 | $58,000 | $75,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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