Las Piedras Municipio, PR Mortgage Lenders & HMDA Data, 2020
In 2020, lenders reported 698 mortgage applications in Las Piedras Municipio, PR totaling $86.7 million, up 124% from 2019. The average application was for $124,000, and applicants reported an average income of $48,000. 41% of applications resulted in an originated loan and 7% were denied. The most active lender was Banco Popular, with 243 applications, followed by First Equity Mortgage Bankers Inc. and Oriental Bank.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 698 |
| Total Mortgage Loan Application Amount | $86,670,000 |
| Average Mortgage Loan Application Amount | $124,000 |
| Highest Mortgage Loan Application Amount | $325,000 |
| Average Applicant Income | $48,000 |
| Highest Applicant Income | $340,000 |
Top Mortgage Lenders in Las Piedras Municipio, PR (2020)
Ranked by the number of mortgage applications each lender reported in Las Piedras Municipio, PR in 2020.
| # | Mortgage Lender | Mortgage Applications | Total Dollar Amount | Average Loan Amount | Average Applicant Income |
|---|---|---|---|---|---|
| 1 | Banco Popular San Juan, PR |
243 | $29,495,000 | $121,000 | $60,000 |
| 2 | First Equity Mortgage Bankers Inc. Miami, FL |
102 | $13,970,000 | $136,000 | $54,000 |
| 3 | Oriental Bank San Juan, PR |
66 | $7,010,000 | $106,000 | $48,000 |
| 4 | Planet Home Lending, LLC Meriden, CT |
62 | $8,610,000 | $138,000 | $0 |
| 5 | Firstbank San Juan, PR |
47 | $6,465,000 | $137,000 | $56,000 |
| 6 | Hr Mortgage Corp Caguas, PR |
28 | $3,340,000 | $119,000 | $41,000 |
| 7 | The Moneyhouse Inc. San Juan, PR |
26 | $3,020,000 | $116,000 | $39,000 |
| 8 | Home Mortgage Bankers Carolina, PR |
25 | $3,025,000 | $121,000 | $39,000 |
| 9 | Preferred Mortgage LLC San Juan, PR |
19 | $2,135,000 | $112,000 | $37,000 |
| 10 | Rf Mortgage & Investment Corp San Juan, PR |
11 | $1,205,000 | $109,000 | $31,000 |
See every lender active in Las Piedras Municipio, PR in 2020 »
The tables below break down 2020 mortgage applications in Las Piedras Municipio, PR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Las Piedras Municipio, PR in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 536 | $67,210,000 | $125,000 | $325,000 | $46,000 | $340,000 |
| Refinancing | 74 | $9,230,000 | $124,000 | $275,000 | $57,000 | $219,000 |
| Cash-out Refinancing | 36 | $3,970,000 | $110,000 | $205,000 | $55,000 | $179,000 |
| Not Applicable | 29 | $3,455,000 | $119,000 | $185,000 | $0 | $0 |
| Other Purpose | 17 | $2,155,000 | $126,000 | $215,000 | $58,000 | $88,000 |
| Home Improvement | 6 | $650,000 | $108,000 | $165,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 385 | $47,845,000 | $124,000 | $325,000 | $48,000 | $340,000 |
| Not applicable | 299 | $37,295,000 | $124,000 | $275,000 | $0 | $0 |
| White | 14 | $1,530,000 | $109,000 | $225,000 | $52,000 | $177,000 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 363 | $46,085,000 | $126,000 | $215,000 | $39,000 | $89,000 |
| FHA-insured (Federal Housing Administration) | 204 | $24,770,000 | $121,000 | $325,000 | $51,000 | $140,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 101 | $10,845,000 | $107,000 | $275,000 | $63,000 | $340,000 |
| VA-guaranteed (Veterans Administration) | 30 | $4,970,000 | $165,000 | $305,000 | $66,000 | $112,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 299 | $37,295,000 | $124,000 | $275,000 | $0 | $0 |
| Loan Originated | 284 | $35,350,000 | $124,000 | $325,000 | $47,000 | $340,000 |
| Application Denied By Financial Institution | 49 | $6,155,000 | $125,000 | $305,000 | $55,000 | $219,000 |
| Application Withdrawn By Applicant | 46 | $5,950,000 | $129,000 | $305,000 | $54,000 | $150,000 |
| Application Approved But Not Accepted | 11 | $1,115,000 | $101,000 | $145,000 | $39,000 | $65,000 |
| File Closed For Incompleteness | 9 | $805,000 | $89,000 | $135,000 | $45,000 | $62,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 649 | $80,515,000 | $124,000 | $325,000 | $47,000 | $340,000 |
| Collateral | 28 | $3,200,000 | $114,000 | $265,000 | $57,000 | $219,000 |
| Credit History | 11 | $1,415,000 | $128,000 | $185,000 | $56,000 | $140,000 |
| Debt-To-Income Ratio | 5 | $645,000 | $129,000 | $155,000 | $34,000 | $55,000 |
| Unverifiable Information | 2 | $440,000 | $220,000 | $305,000 | $84,000 | $130,000 |
| Employment History | 1 | $135,000 | $135,000 | $135,000 | $33,000 | $33,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $195,000 | $195,000 | $195,000 | $42,000 | $42,000 |
| Other | 1 | $125,000 | $125,000 | $125,000 | $38,000 | $38,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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