Lee County, MS Mortgage Lenders & HMDA Data, 2019

In 2019, lenders reported 3,869 mortgage applications in Lee County, MS totaling $511.7 million, up 6% from 2018. The average application was for $132,000, and applicants reported an average income of $89,000. 59% of applications resulted in an originated loan and 17% were denied. The most active lender was Cadence Bank, with 670 applications, followed by Renasant Bank and 21st Mortgage.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Mississippi.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,869
Total Mortgage Loan Application Amount $511,665,000
Average Mortgage Loan Application Amount $132,000
Highest Mortgage Loan Application Amount $1,205,000
Average Applicant Income $89,000
Highest Applicant Income $3,300,000

Mortgage Company List for Lending in Lee County, MS for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 18,008,424,000 670 $ 83,860,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 12,915,178,000 623 $ 83,435,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 256 $ 16,760,000
Community Bank of Mississippi
323 EAST THIRD STREET
FLOWOOD, MS 39232
* $ 3,239,014,000 211 $ 25,275,000
Bankplus
1068 HIGHLAND COLONY PARKWAY
RIDGELAND, MS 39157
* $ 2,761,289,000 183 $ 33,955,000
Trustmark Bank
PO BOX 291
JACKSON, MS 39201
* $ 13,284,058,000 160 $ 16,370,000
Flagstar Bank NA

TROY, MI 49098
* $ 18,466,868,000 156 $ 23,460,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,689,351,000,000 146 $ 25,700,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 124,716,588,000 141 $ 14,835,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 83 $ 8,285,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 5,133,339,000 62 $ 4,950,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 57 $ 9,095,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 43 $ 7,645,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 40 $ 6,970,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 39 $ 3,075,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 37 $ 7,555,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 34 $ 5,780,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 33 $ 4,805,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,015,112,000 31 $ 1,315,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 29 $ 4,035,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 28 $ 5,030,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 25 $ 3,835,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 23 $ 2,005,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 22 $ 3,710,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 22 $ 3,200,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 21 $ 3,365,000
American Home Lending USA, LLC
230 S BUCHANAN ST, STE A
EDWARDSVILLE, IL 62025
* $ -1,000 21 $ 3,795,000
Cb&S Bank
200 JACKSON AVE. S.
RUSSELLVILLE, AL 35653
* $ 1,655,537,000 20 $ 3,080,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 18 $ 3,230,000
Standard Mortgage Corporation
701 POYDRAS STREET STE 300 PLAZA
NEW ORLEANS, LA 70139
* $ -1,000 18 $ 1,630,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 18 $ 3,090,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ -1,000 17 $ 2,495,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 13 $ 1,555,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 11 $ 1,585,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 312,093,000 11 $ 1,785,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 10 $ 810,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 28,246,367,000 10 $ 1,960,000
Community Mortgage Corporation
142 TIMBER CREEK DRIVE
CORDOVA, TN 38018
* $ -1,000 9 $ 1,675,000
Mortgage Investors Group
501 JAMES ROBERTSON PARKWAY
NASHVILLE, TN 37219
* $ -1,000 9 $ 1,325,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 9 $ 1,225,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 9 $ 1,275,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 9 $ 1,395,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 9 $ 1,535,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,933,790,000 9 $ 1,345,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ -1,000 8 $ 600,000
Hamilton Mortgage Corporation
2850 19TH ST S, SUITE 300
BIRMINGHAM, AL 35209
* $ -1,000 8 $ 1,120,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ -1,000 7 $ 625,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,135,647,000 7 $ 665,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 7 $ 295,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 7 $ 1,125,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 7 $ 395,000
Atlantic Bay Mortgage Group
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ -1,000 6 $ 860,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 6 $ 940,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 6 $ 730,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 6 $ 730,000
Triumph Bank
1780 MORIAH WOODS BLVD., SUITE 4
MEMPHIS, TN 38117
* $ 787,746,000 6 $ 1,060,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 6 $ 650,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 5 $ 625,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ -1,000 5 $ 235,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 5 $ 595,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 5 $ 645,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 219,071,000,000 5 $ 775,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,782,639,000,000 4 $ 630,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 4 $ 1,000,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 4 $ 710,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 4 $ 510,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 395,677,000 4 $ 770,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 24,484,751,000 4 $ 580,000
Faa Federal Credit Union
3920 WHITEBROOK DR.
MEMPHIS, TN 38118
* $ 111,081,000 4 $ 300,000
Bank of Holly Springs
970 HIGHWAY 7 SOUTH
HOLLY SPRINGS, MS 38635
* $ 217,727,000 4 $ 790,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 4 $ 840,000
Unify Financial Federal Credit Union
1899 WESTERN WAY
ALLEN, TX 75013
* $ 3,023,882,000 4 $ 320,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 4 $ 620,000
Superior Choice Credit Union
1320 GRAND AVENUE
SUPERIOR, WI 54880
* $ 476,111,000 4 $ 320,000
Members Cooperative Credit Union
4628 MIKE COLALILLO DR
DULUTH, MN 55816
* $ 738,388,000 4 $ 250,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 4 $ 810,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 3 $ 505,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 3 $ 575,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 3 $ 155,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 3 $ 525,000
Bankfirst Financial Services
PO BOX 31
MACON, MS 39341
* $ 975,235,000 3 $ 335,000
Bankunited, National Association
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 32,077,582,000 3 $ 265,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 3 $ 415,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 4,426,972,000 3 $ 195,000
United Bank
225 ASYLUM ST
HARTFORD, CT 06103
* $ 7,347,510,000 3 $ 245,000
Eagle Bank and Trust Company
650 SOUTH SHACKLEFORD SUITE 150 P O BOX 22120
LITTLE ROCK, AR 72211
* $ 404,037,000 3 $ 325,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 3 $ 475,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 3 $ 305,000
Keesler Federal Credit Union
2602 PASS ROAD
BILOXI, MS 39531
* $ 2,734,648,000 3 $ 275,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 3 $ 455,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 684,352,000 2 $ 410,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 2 $ 410,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,011,136,000 2 $ 480,000
1st Franklin Financial Corporation
135 E. TUGALO ST.
TOCCOA, GA 30577
* $ -1,000 2 $ 60,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 2 $ 100,000
Hometown Lenders, Inc.
310 THE BRIDGE STREET, 4TH FLOOR SUITE A
HUNTSVILLE, AL 35806
* $ -1,000 2 $ 240,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 949,720,000 2 $ 340,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 2 $ 350,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ 16,518,217,000 2 $ 1,190,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,500,928,000 2 $ 290,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,811,622,000 2 $ 300,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 2 $ 360,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ -1,000 2 $ 510,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 2 $ 230,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ -1,000 2 $ 310,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 1,279,654,000 2 $ 340,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 2 $ 310,000
Fort Financial Credit Union
3102 SPRING ST
FORT WAYNE, IN 46818
* $ 228,341,000 1 $ 55,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 123,147,670,000 1 $ 545,000
Lakeview Community Capital
4425 PONE DE LEON BLVD, MS 5-251
CORAL GABLES, FL 33146
* $ -1,000 1 $ 185,000
Generations Bank
20 EAST BAYARD STREET
SENECA FALLS, NY 13148
* $ 318,448,000 1 $ 65,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 1 $ 185,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ -1,000 1 $ 245,000
Peoples Bank
PO BOX 7
MENDENHALL, MS 39114
* $ 297,303,000 1 $ 235,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 105,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 1 $ 395,000
Atlanta Postal Credit Union
1605 BOGGS ROAD
ATLANTA, GA 30354
* $ 2,121,514,000 1 $ 85,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 1 $ 275,000
Credit Union Mortgage Associat
10800 MAIN STREET
FAIRFAX, VA 22030
* $ -1,000 1 $ 105,000
Bank Independent
710 S MONTGOMERY AVE
SHEFFIELD, AL 35660
* $ 1,597,704,000 1 $ 155,000
First Home Bank
9190 SEMINOLE BLVD
SEMINOLE, FL 33772
* $ 364,059,000 1 $ 95,000
Austin Capital Bank SSB
8100 SHOAL CREEK BLVD
AUSTIN, TX 78757
* $ 105,746,000 1 $ 175,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 1 $ 65,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 1 $ 95,000
BNC National Bank

BISMARCK, ND 58501
* $ 970,161,000 1 $ 255,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 3,538,467,000 1 $ 75,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 11,226,544,000 1 $ 145,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 1 $ 85,000
First Bank
100 S BROADWAY
MCCOMB, MS 39648
* $ 543,863,000 1 $ 775,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 1 $ 95,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 144,453,358,000 1 $ 265,000
Guaranty Bank & Trust Company
210 N. HAYDEN STREET
BELZONI, MS 39038
* $ 831,011,000 1 $ 475,000
Cadence Bank, N.A.
2100 3RD AVE N
BIRMINGHAM, AL 35203
* $ 12,714,862,000 1 $ 65,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,185,032,000 1 $ 215,000
Greenbox Loans
3250 WILSHIRE BLVD., SUITE 1900
LOS ANGELES, CA 90010
* $ -1,000 1 $ 155,000
Superior Financial Solutions
4230 ELIDA RD
LIMA, OH 45807
* $ -1,000 1 $ 125,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 1 $ 135,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ -1,000 1 $ 145,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 1 $ 35,000
Arvest Bank

TULSA, OK 74103
* $ 18,449,940,000 1 $ 265,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 1 $ 155,000
Citibank, NA

NEW YORK, NY 10012
* $ 826,876,000,000 1 $ 305,000
Patriot Bank
8376 HIGHWAY 51 N
MILLINGTON, TN 38053
* $ 335,670,000 1 $ 65,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 144,960,000 1 $ 145,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 1 $ 105,000
First National Bank
341 MILITARY STREET SOUTH
HAMILTON, AL 35570
* $ 289,114,000 1 $ 105,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 16,110,188,000 1 $ 345,000
South State Bank
520 GERVAIS STREET
COLUMBIA, SC 29201
* $ 14,673,422,000 1 $ 85,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ 9,321,162,000 1 $ 135,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 1 $ 125,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 1 $ 35,000
Acipco Federal Credit Union
1501 31ST AVE N
BIRMINGHAM, AL 35202
* $ 156,892,000 1 $ 355,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 6,346,426,000 1 $ 85,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 268,405,000 1 $ 275,000
Red River Employees Federal Credit Union
4405 SUMMERHILL ROAD
TEXARKANA, TX 75503
* $ 892,403,000 1 $ 65,000
Mississippi Land Bank, Aca
5509 US-51
SENATOBIA, MS 38668
* $ -1,000 1 $ 245,000
The Bank of Fayette County
1265 HWY 57 EAST
COLLIERVILLE, TN 38017
* $ 617,322,000 1 $ 155,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ 2,274,624,000 1 $ 55,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ -1,000 1 $ 85,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 1 $ 135,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ -1,000 1 $ 345,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ 3,855,606,000 1 $ 245,000
Home Point Mortgage Acceptance Corporation
121 RESEARCH BLVD
MADISON, AL 35758
* $ -1,000 1 $ 165,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 1 $ 135,000
Cfbank NA
4960 E DUBLIN GRANVILLE RD SUITE 400
COLUMBUS, OH 43081
* $ 664,284,000 1 $ 425,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 820,261,000 1 $ 355,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 25,140,256,000 1 $ 685,000
Cherrywood Mortgage, LLC
20955 PATHFINDER RD #370
DIAMOND BAR, CA 91765
* $ -1,000 1 $ 515,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 473,202,000 1 $ 325,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 1 $ 135,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 1 $ 205,000
Four Points Federal Credit Union
510 N 127TH ST
OMAHA, NE 68137
* $ 132,494,000 1 $ 165,000

The tables below break down 2019 mortgage applications in Lee County, MS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Lee County, MS in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,011 $294,015,000 $146,000 $1,005,000 $78,000 $1,197,000
Refinancing 829 $118,665,000 $143,000 $1,205,000 $102,000 $1,877,000
Cash-out Refinancing 410 $62,050,000 $151,000 $545,000 $84,000 $750,000
Other Purpose 397 $20,785,000 $52,000 $345,000 $112,000 $1,560,000
Home Improvement 173 $9,585,000 $55,000 $545,000 $118,000 $3,300,000
Not Applicable 49 $6,565,000 $133,000 $435,000 $87,000 $225,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,594 $349,340,000 $134,000 $1,035,000 $98,000 $3,300,000
Black or African American 628 $67,440,000 $107,000 $515,000 $58,000 $499,000
Not applicable 381 $57,195,000 $150,000 $1,205,000 $83,000 $320,000
Not Provided 175 $25,445,000 $145,000 $955,000 $81,000 $741,000
Hispanic 44 $5,980,000 $135,000 $395,000 $72,000 $209,000
Asian 20 $2,950,000 $147,000 $295,000 $76,000 $181,000
American Indian or Alaskan Native 15 $1,675,000 $111,000 $285,000 $57,000 $150,000
Native Hawaiian or Other Pacific Islander 4 $270,000 $67,000 $125,000 $29,000 $45,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,818 $354,310,000 $125,000 $1,205,000 $99,000 $3,300,000
FHA-insured (Federal Housing Administration) 672 $91,920,000 $136,000 $335,000 $56,000 $273,000
VA-guaranteed (Veterans Administration) 248 $48,590,000 $195,000 $535,000 $74,000 $255,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 131 $16,845,000 $128,000 $235,000 $47,000 $91,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,295 $319,485,000 $139,000 $1,035,000 $100,000 $3,300,000
Application Denied By Financial Institution 640 $55,480,000 $86,000 $655,000 $61,000 $840,000
Loan Purchased By The Institution 341 $56,035,000 $164,000 $545,000 $95,000 $480,000
Application Withdrawn By Applicant 300 $46,720,000 $155,000 $1,205,000 $82,000 $730,000
File Closed For Incompleteness 161 $17,525,000 $108,000 $425,000 $63,000 $750,000
Application Approved But Not Accepted 129 $16,025,000 $124,000 $675,000 $91,000 $776,000
Preapproval Denied by Financial Institution 2 $240,000 $120,000 $135,000 $33,000 $35,000
Preapproval Approved but not Accepted 1 $155,000 $155,000 $155,000 $85,000 $85,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,179 $447,545,000 $140,000 $1,205,000 $96,000 $3,300,000
Credit History 304 $20,390,000 $67,000 $445,000 $58,000 $600,000
Debt-To-Income Ratio 190 $23,760,000 $125,000 $775,000 $54,000 $416,000
Collateral 89 $7,105,000 $79,000 $435,000 $84,000 $840,000
Credit Application Incomplete 49 $7,225,000 $147,000 $335,000 $89,000 $335,000
Other 30 $3,120,000 $104,000 $345,000 $58,000 $180,000
Unverifiable Information 14 $950,000 $67,000 $225,000 $60,000 $119,000
Employment History 9 $1,015,000 $112,000 $175,000 $41,000 $83,000
Insufficient Cash (Downpayment, Closing Cost) 5 $555,000 $111,000 $255,000 $68,000 $159,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Mississippi Lender List