Lakeview Community Capital Mortgage Lending & HMDA Data, 2019

In 2019, Lakeview Community Capital of Coral Gables, FL reported 2,038 mortgage applications totaling $536.5 million, up 822% from 2018. The average application was for $263,248, and applicants reported an average income of $90,017. 93% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (159), Phoenix-Mesa-Scottsdale, AZ (129) and Riverside-San Bernardino-Ontario, CA (119) (applications in parentheses).

Mortgage Company & Address Lakeview Community Capital
4425 Pone De Leon Blvd, Ms 5-251
Coral Gables, FL 33146
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  
Total Number of Mortgage Applications 2,038
Total Mortgage Loan Application Amount $536,500,000
Average Mortgage Loan Application Amount $263,248
Highest Mortgage Loan Application Amount $725,000
Average Applicant Income $90,017
Highest Applicant Income $335,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Lakeview Community Capital filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for Lakeview Community Capital in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,700 $453,070,000 $266,000 $705,000 $90,000 $214,000
Cash-out Refinancing 333 $82,215,000 $246,000 $725,000 $90,000 $335,000
Home Purchase 5 $1,215,000 $243,000 $335,000 $97,000 $135,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Black or African American 949 $244,945,000 $258,000 $705,000 $86,000 $297,000
Hispanic 928 $244,690,000 $263,000 $725,000 $88,000 $335,000
White 148 $42,850,000 $289,000 $655,000 $106,000 $214,000
American Indian or Alaskan Native 5 $1,545,000 $309,000 $475,000 $0 $0
Asian 5 $1,565,000 $313,000 $445,000 $200,000 $202,000
Not Provided 2 $530,000 $265,000 $345,000 $193,000 $193,000
Native Hawaiian or Other Pacific Islander 1 $375,000 $375,000 $375,000 $112,000 $112,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 971 $243,755,000 $251,000 $685,000 $85,000 $251,000
VA-guaranteed (Veterans Administration) 762 $220,220,000 $289,000 $705,000 $136,000 $201,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 305 $72,525,000 $237,000 $725,000 $92,000 $335,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,900 $500,880,000 $263,000 $705,000 $90,000 $335,000
Application Approved But Not Accepted 94 $25,180,000 $267,000 $725,000 $95,000 $180,000
Application Withdrawn By Applicant 29 $7,045,000 $242,000 $425,000 $63,000 $120,000
Application Denied By Financial Institution 15 $3,395,000 $226,000 $375,000 $74,000 $127,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,023 $533,105,000 $263,000 $725,000 $90,000 $335,000
Credit Application Incomplete 10 $2,240,000 $224,000 $365,000 $57,000 $57,000
Debt-To-Income Ratio 2 $520,000 $260,000 $375,000 $82,000 $127,000
Credit History 1 $245,000 $245,000 $245,000 $0 $0
Other 1 $255,000 $255,000 $255,000 $0 $0
Unverifiable Information 1 $135,000 $135,000 $135,000 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Lakeview Community Capital's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Lakeview Community Capital's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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