Leelanau County, MI Mortgage Lenders & HMDA Data, 2019

In 2019, lenders reported 1,646 mortgage applications in Leelanau County, MI totaling $436.7 million, up 19% from 2018. The average application was for $265,000, and applicants reported an average income of $154,000. 67% of applications resulted in an originated loan and 11% were denied. The most active lender was Huntington National Bank, with 217 applications, followed by Lake Michigan Credit Union and Fifth Third Bank, National Association.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,646
Total Mortgage Loan Application Amount $436,660,000
Average Mortgage Loan Application Amount $265,000
Highest Mortgage Loan Application Amount $4,965,000
Average Applicant Income $154,000
Highest Applicant Income $2,991,000

Mortgage Company List for Lending in Leelanau County, MI for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 108,672,320,000 217 $ 52,765,000
Lake Michigan Credit Union
PO BOX 2848
GRAND RAPIDS, MI 49501
* $ 6,064,106,000 167 $ 52,485,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 144,453,358,000 133 $ 26,445,000
Tcf National Bank
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 23,708,028,000 121 $ 28,765,000
Chemical Bank
333 E MAIN STREET
MIDLAND, MI 48640
* $ 21,460,393,000 110 $ 21,900,000
Independent Bank
4200 EAST BELTLINE
GRAND RAPIDS, MI 49525
* $ 3,356,129,000 98 $ 23,610,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 73 $ 17,075,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 37 $ 9,125,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,689,351,000,000 35 $ 9,545,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,782,639,000,000 25 $ 15,765,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 23 $ 6,065,000
Mbank
130 S CEDAR ST
MANISTIQUE, MI 49854
* $ 1,314,951,000 23 $ 5,575,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,500,928,000 19 $ 5,175,000
Msu Federal Credit Union
3777 WEST ROAD
EAST LANSING, MI 48823
* $ 4,229,818,000 17 $ 3,775,000
Credit Union One
400 E NINE MILE RD
FERNDALE, MI 48220
* $ 1,190,826,000 15 $ 1,855,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 13 $ 3,755,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 13 $ 3,225,000
Greenstone Farm Credit Services
3515 WEST RD
EAST LANSING, MI 48823
* $ -1,000 12 $ 4,460,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 19,633,838,000 12 $ 4,350,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 12 $ 2,770,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 11 $ 4,515,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 11 $ 2,875,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 33,604,332,000 10 $ 4,260,000
Staunton Financial Inc
25800 NORTHWESTERN HIGHWAY SUITE 110
SOUTHFIELD, MI 48076
* $ -1,000 10 $ 2,190,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 10 $ 3,340,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 9 $ 2,145,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 9 $ 3,435,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ -1,000 8 $ 1,350,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 7 $ 1,715,000
Flagstar Bank NA

TROY, MI 49098
* $ 18,466,868,000 7 $ 1,735,000
Hall Financial
888 W BIG BEAVER RD, SUITE 800
TROY, MI 48083
* $ -1,000 6 $ 1,840,000
Amerifirst Financial Corporation
950 TRADE CENTRE WAY SUITE 400
KALAMAZOO, MI 49009
* $ -1,000 6 $ 1,290,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 6 $ 1,150,000
Macatawa Bank, N.A.

ROSEMONT, IL 60018
* $ 1,973,456,000 5 $ 1,285,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 234,032,000,000 5 $ 2,945,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 5 $ 1,305,000
The State Bank
175 N LEROY ST
FENTON, MI 48430
* $ 926,250,000 4 $ 1,160,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 4 $ 120,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 4 $ 870,000
Team One Credit Union
520 HAYDEN
SAGINAW, MI 48607
* $ 518,805,000 4 $ 870,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 4 $ 830,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 4 $ 830,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 4 $ 1,220,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 4 $ 770,000
Arbor Financial Credit Union
1551 SOUTH 9TH STREET
KALAMAZOO, MI 49009
* $ 573,422,000 4 $ 1,570,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 4 $ 1,460,000
Mercantile Bank
310 LEONARD STREET NORTH WEST
GRAND RAPIDS, MI 49504
* $ 3,344,251,000 4 $ 2,190,000
Ally Bank

CHARLOTTE, NC 28202
* $ 159,291,000,000 4 $ 1,760,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,015,112,000 4 $ 490,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 4 $ 1,010,000
Dow Credit Union
600 E. LYON ROAD P.O. BOX 1649
MIDLAND, MI 48641
* $ 1,628,364,000 4 $ 830,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 3 $ 765,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 3 $ 1,525,000
Dfcu Financial
400 TOWN CENTER DRIVE
DEARBORN, MI 48121
* $ 4,667,477,000 3 $ 685,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,135,647,000 3 $ 785,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 3 $ 515,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 3 $ 1,005,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 3 $ 975,000
Platinum Home Mortgage Corporation
2200 HICKS RD, STE 101
SPRINGFIELD, IL 60008
* $ -1,000 3 $ 1,185,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 3 $ 1,035,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ -1,000 3 $ 645,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ -1,000 3 $ 775,000
Equity Bank
7701 E KELLOGG STE 100
WICHITA, KS 67207
* $ 4,058,211,000 3 $ 2,045,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 3 $ 485,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 3 $ 525,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 2 $ 470,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 3,538,467,000 2 $ 850,000
Genisys Credit Union
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ 2,576,413,000 2 $ 820,000
First Community Bank
200 EAST MAIN STREET
HARBOR SPRINGS, MI 49740
* $ 312,256,000 2 $ 600,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,185,032,000 2 $ 540,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 2 $ 760,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 2 $ 740,000
Comerica Bank

FARMINGTON HILLS, MI 48331
* $ 70,737,276,000 2 $ 320,000
Consumers Credit Union
PO BOX 525
KALAMAZOO, MI 49009
* $ 1,092,793,000 2 $ 130,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 2 $ 300,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 1,279,654,000 2 $ 670,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ -1,000 2 $ 420,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 2 $ 370,000
Main Street Bank
31780 TELEGRAPH ROAD, SUITE 100
BINGHAM FARMS, MI 48025
* $ 255,194,000 2 $ 580,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 2 $ 390,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 137,976,503,000 2 $ 1,200,000
United Federal Credit Union
2807 SOUTH STATE ST
ST. JOSEPH, MI 49085
* $ 2,791,677,000 2 $ 250,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 24,484,751,000 2 $ 510,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 2 $ 280,000
Bank of Ann Arbor
1333 W ANN ARBOR ROAD
ANN ARBOR, MI 48104
* $ 1,686,849,000 2 $ 570,000
Jolt Credit Union
6180 STATE STREET
SAGINAW, MI 48603
* $ 340,388,000 2 $ 720,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 1,071,570,000 2 $ 900,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 2 $ 330,000
Wright Patt Credit Union Inc
3560 PENTAGON BLVD.
BEAVERCREEK, OH 45431
* $ 4,429,115,000 2 $ 430,000
CIBC Bank USA
120 SOUTH LASALLE
CHICAGO, IL 60602
* $ 28,958,011,000 2 $ 2,020,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 28,246,367,000 2 $ 720,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 684,352,000 2 $ 790,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 2 $ 680,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 2 $ 210,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 2 $ 310,000
Lake Trust Credit Union
4605 S OLD US HIGHWAY 23
BRIGHTON, MI 48114
* $ 1,860,352,000 2 $ 300,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 25,140,256,000 2 $ 660,000
Prairie State Bank & Trust
3751 W. WABASH AVE
SPRINGFIELD, IL 62704
* $ 710,084,000 2 $ 850,000
Frankenmuth Credit Union
580 N. MAIN ST., PO BOX 209
FRANKENMUTH, MI 48734
* $ 651,967,000 2 $ 1,350,000
1st State Bank
PO BOX 1468
SAGINAW, MI 48605
* $ 283,186,000 2 $ 660,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ -1,000 2 $ 430,000
Blueleaf Lending, LLC
112 S SANGAMON STREET 2ND FLOOR
CHICAGO, IL 60607
* $ -1,000 1 $ 465,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 1 $ 475,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 1 $ 205,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 1 $ 145,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 219,071,000,000 1 $ 745,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 1 $ 135,000
Intercontinental Capital Group, Inc
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ -1,000 1 $ 115,000
Signature Bank, National Association
4607 W. SYLVANIA AVE.
TOLEDO, OH 43623
* $ 913,703,000 1 $ 675,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,011,136,000 1 $ 175,000
Lenderlive Network, LLC
710 S ASH
GLENDALE, CO 80246
* $ -1,000 1 $ 235,000
Vibe Credit Union
1375 N OAKLAND BLVD
NOVI, MI 48377
* $ 361,698,000 1 $ 35,000
Tjc Mortgage Inc
1 PERIMETER PARK S, STE 230 S
BIRMINGHAM, AL 35243
* $ -1,000 1 $ 195,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 1,005,697,000 1 $ 275,000
Mutualbank
110 E CHARLES ST
MUNCIE, IN 47305
* $ 2,044,013,000 1 $ 145,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 1 $ 365,000
Mortgage Center Lc
26555 EVERGREEN RD SUITE 900
SOUTHFIELD, MI 48076
* $ -1,000 1 $ 195,000
Advantage One Credit Union
23670 TELEGRAPH RD.
BROWNSTOWN, MI 48134
* $ 143,480,000 1 $ 165,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 1 $ 255,000
Isabella Bank
139 E. BROADWAY
MT PLEASANT, MI 48858
* $ 1,784,227,000 1 $ 645,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 1 $ 275,000
Horizon Bank
515 FRANKLIN ST
MICHIGAN CITY, IN 46360
* $ 4,241,335,000 1 $ 255,000
Wesbanco Bank, Inc.
1 BANK PLAZA
WHEELING, WV 26003
* $ 12,440,252,000 1 $ 585,000
University Lending Group, LLC
42452 HAYES, STE I
CLLINTON TOWNSHIP, MI 48038
* $ -1,000 1 $ 285,000
First State Bank
24300 LITTLE MACK
ST CLAIR SHORES, MI 48080
* $ 711,727,000 1 $ 445,000
Aac Credit Union
904 BROADWAY NW
GRAND RAPIDS, MI 49504
* $ 143,224,000 1 $ 285,000
American National Bank & Trust
2732 MIDWESTERN PKWY
WICHITA FALLS, TX 78130
* $ 732,343,000 1 $ 245,000
First Merchants Bank
200 E. JACKSON ST.
MUNCIE, IN 47305
* $ 9,873,896,000 1 $ 345,000
Michigan Columbus FCU
30419 SIX MILE RD
LIVONIA, MI 48152
* $ 47,671,000 1 $ 65,000
Homesite Mortgage, LLC
222 S MAIN ST STE 106
ROCHESTER, MI 48307
* $ -1,000 1 $ 365,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 285,000
Community Financial
500 S HARVEY ST
PLYMOUTH, MI 48170
* $ 932,018,000 1 $ 195,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 1 $ 475,000
Pfcu
9077 CHARLOTTE HWY
PORTLAND, MI 48875
* $ 533,428,000 1 $ 475,000
Dart Bank
368 S. PARK ST.
MASON, MI 48854
* $ 454,157,000 1 $ 105,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 145,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 9,796,674,000 1 $ 175,000
Superior Credit Union, Inc.
4230 ELIDA RD
LIMA, OH 45807
* $ 917,552,000 1 $ 145,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ -1,000 1 $ 505,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 14,205,430,000 1 $ 105,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 16,110,188,000 1 $ 335,000
Banksouth Mortgage Company LLC
6340 LAKE OCONEE PARKWAY SUITE 202
GREENSBORO, GA 30642
* $ -1,000 1 $ 245,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 365,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 1 $ 465,000
Arbor Bank
911 CENTRAL AVENUE
NEBRASKA CITY, NE 68410
* $ 331,653,000 1 $ 105,000
Star Financial Bank
127 WEST BERRY ST
FORT WAYNE, IN 46802
* $ 2,002,618,000 1 $ 285,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 1 $ 315,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ 3,855,606,000 1 $ 415,000
Heartland Bank
430 N HAMILTON ROAD
WHITEHALL, OH 43213
* $ 1,045,174,000 1 $ 85,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 2,077,491,000 1 $ 445,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,933,790,000 1 $ 155,000
Premier Bank
601 CLINTON STREET
YOUNGSTOWN, OH 44503
* $ 3,154,248,000 1 $ 555,000
Gold Coast Bank
1165 N. CLARK ST., SUITE 200
CHICAGO, IL 60610
* $ 379,120,000 1 $ 145,000
Honor Credit Union
EDGEWOOD RD
BERRIEN SPRINGS, MI 49103
* $ 934,012,000 1 $ 845,000
Wanigas Credit Union
4026 SHATTUCK RD
SAGINAW, MI 48603
* $ 325,628,000 1 $ 145,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ -1,000 1 $ 325,000
Financial Plus Credit Union
G-3381 VAN SLYKE RD, P.O. BOX 7006
FLINT, MI 48507
* $ 536,762,000 1 $ 105,000
Johnson Bank
555 MAIN STREET SUITE 490
RACINE, WI 53403
* $ 4,983,953,000 1 $ 695,000
West Michigan Community Bank
5367 SCHOOL AVE.
HUDSONVILLE, MI 49426
* $ 518,084,000 1 $ 205,000
Commercial Bank
301 N. STATE ST
ALMA, MI 48801
* $ 526,700,000 1 $ 415,000
Mortgage 1 Incorporated
43456 MOUND ROAD
STERLING HEIGHTS, MI 48314
* $ -1,000 1 $ 215,000
Wmcu
1319 FRONT AVE NW
GRAND RAPIDS, MI 49504
* $ 164,916,000 1 $ 195,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 1 $ 465,000
Ross Mortgage Corporation
2075 W. BIG BEAVER, SUITE 700
TROY, MI 48084
* $ -1,000 1 $ 265,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 1 $ 415,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 1 $ 345,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 1 $ 75,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 1 $ 245,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 3,483,865,000 1 $ 415,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 59,366,170,000 1 $ 625,000
The Anderson Financial Group, Inc.
2421 NORTH ASHLAND AVENUE
CHICAGO, IL 60614
* $ -1,000 1 $ 305,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 1,798,459,000 1 $ 55,000
Wildfire Credit Union
6640 BAY RD
SAGINAW, MI 48605
* $ 769,220,000 1 $ 215,000
Jmac Lending, Inc.
2510 RED HILL AVENUE
SANTA ANA, CA 92705
* $ -1,000 1 $ 175,000
General Electric Credit Union
10485 READING RD
CINCINNATI, OH 45242
* $ 3,042,617,000 1 $ 995,000
Greenstone Farm Credit Services
5285 W US-223
EAST LANSING, MI 48823
* $ -1,000 1 $ 35,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ -1,000 1 $ 145,000
Pinnacle Bank
14287 NORTH 87TH STREET, SUITE 123
SCOTTSDALE, AZ 85260
* $ 221,985,000 1 $ 305,000
Grand River Bank
4471 WILSON AVENUE SW
GRANDVILLE, MI 49418
* $ 264,110,000 1 $ 215,000
Prime Choice Funding Inc.
17852 17TH ST #107
TUSTIN, CA 92780
* $ -1,000 1 $ 345,000
Neighborhood Loans, Inc
1333 BUTTERFIELD RD SUITE 600
DOWNERS GROVE, IL 60515
* $ -1,000 1 $ 435,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 25,383,765,000 1 $ 1,275,000

The tables below break down 2019 mortgage applications in Leelanau County, MI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Leelanau County, MI in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 561 $198,865,000 $354,000 $4,965,000 $188,000 $2,650,000
Refinancing 444 $116,910,000 $263,000 $1,255,000 $161,000 $2,991,000
Cash-out Refinancing 328 $78,720,000 $240,000 $965,000 $108,000 $600,000
Other Purpose 170 $25,080,000 $147,000 $935,000 $135,000 $1,000,000
Home Improvement 141 $16,595,000 $117,000 $505,000 $136,000 $969,000
Not Applicable 2 $490,000 $245,000 $445,000 $30,000 $30,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,351 $355,405,000 $263,000 $2,545,000 $151,000 $2,991,000
Not Provided 226 $57,040,000 $252,000 $1,505,000 $181,000 $1,044,000
Not applicable 37 $18,805,000 $508,000 $4,965,000 $120,000 $489,000
American Indian or Alaskan Native 11 $1,675,000 $152,000 $285,000 $78,000 $202,000
Hispanic 11 $1,865,000 $169,000 $365,000 $93,000 $243,000
Asian 4 $930,000 $232,000 $325,000 $222,000 $465,000
Black or African American 4 $760,000 $190,000 $205,000 $526,000 $1,632,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,513 $405,805,000 $268,000 $4,965,000 $161,000 $2,991,000
FHA-insured (Federal Housing Administration) 68 $14,580,000 $214,000 $475,000 $61,000 $132,000
VA-guaranteed (Veterans Administration) 56 $14,890,000 $265,000 $495,000 $76,000 $266,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 9 $1,385,000 $153,000 $195,000 $45,000 $62,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,097 $298,965,000 $272,000 $3,045,000 $157,000 $2,650,000
Application Withdrawn By Applicant 189 $49,105,000 $259,000 $2,255,000 $165,000 $2,991,000
Application Denied By Financial Institution 188 $37,540,000 $199,000 $1,255,000 $111,000 $969,000
File Closed For Incompleteness 73 $19,565,000 $268,000 $785,000 $177,000 $1,200,000
Loan Purchased By The Institution 59 $16,585,000 $281,000 $935,000 $141,000 $489,000
Application Approved But Not Accepted 39 $14,765,000 $378,000 $4,965,000 $190,000 $2,156,000
Preapproval Approved but not Accepted 1 $135,000 $135,000 $135,000 $115,000 $115,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,441 $395,415,000 $274,000 $4,965,000 $160,000 $2,991,000
Debt-To-Income Ratio 82 $16,140,000 $196,000 $675,000 $88,000 $603,000
Credit History 43 $4,495,000 $104,000 $455,000 $75,000 $240,000
Collateral 38 $10,380,000 $273,000 $945,000 $179,000 $830,000
Credit Application Incomplete 18 $3,850,000 $213,000 $695,000 $169,000 $969,000
Other 15 $2,975,000 $198,000 $585,000 $127,000 $434,000
Unverifiable Information 7 $2,945,000 $420,000 $1,255,000 $187,000 $650,000
Employment History 1 $195,000 $195,000 $195,000 $33,000 $33,000
Insufficient Cash (Downpayment, Closing Cost) 1 $265,000 $265,000 $265,000 $132,000 $132,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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