5 Arch Funding Corp. Mortgage Lending & HMDA Data, 2020
In 2020, 5 Arch Funding Corp. of Irvine, CA reported 219 mortgage applications totaling $162.1 million, down 75% from 2019. The average application was for $740,296, and applicants reported an average income of $0. 92% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (17), Chambersburg-Waynesboro, PA (16) and Riverside-San Bernardino-Ontario, CA (14) (applications in parentheses).
| Mortgage Company & Address | 5 Arch Funding Corp. 19800 Macarthur Blvd Suite 1150 Irvine, CA 92612 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2015 2014 |
| Total Number of Mortgage Applications | 219 |
| Total Mortgage Loan Application Amount | $162,125,000 |
| Average Mortgage Loan Application Amount | $740,296 |
| Highest Mortgage Loan Application Amount | $12,005,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records 5 Arch Funding Corp. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for 5 Arch Funding Corp. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 97 | $72,735,000 | $749,000 | $12,005,000 | $0 | $0 |
| Refinancing | 80 | $56,270,000 | $703,000 | $5,785,000 | $0 | $0 |
| Cash-out Refinancing | 41 | $32,605,000 | $795,000 | $4,205,000 | $0 | $0 |
| Home Improvement | 1 | $515,000 | $515,000 | $515,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 199 | $151,405,000 | $760,000 | $12,005,000 | $0 | $0 |
| Not Provided | 14 | $6,310,000 | $450,000 | $1,495,000 | $0 | $0 |
| Asian | 3 | $1,165,000 | $388,000 | $855,000 | $0 | $0 |
| Black or African American | 1 | $205,000 | $205,000 | $205,000 | $0 | $0 |
| Hispanic | 1 | $1,725,000 | $1,725,000 | $1,725,000 | $0 | $0 |
| White | 1 | $1,315,000 | $1,315,000 | $1,315,000 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 219 | $162,125,000 | $740,000 | $12,005,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 201 | $147,785,000 | $735,000 | $12,005,000 | $0 | $0 |
| Application Approved But Not Accepted | 16 | $14,120,000 | $882,000 | $6,205,000 | $0 | $0 |
| Application Denied By Financial Institution | 2 | $220,000 | $110,000 | $135,000 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 217 | $161,905,000 | $746,000 | $12,005,000 | $0 | $0 |
| Collateral | 1 | $85,000 | $85,000 | $85,000 | $0 | $0 |
| Credit History | 1 | $135,000 | $135,000 | $135,000 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into 5 Arch Funding Corp.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess 5 Arch Funding Corp.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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