Aaa Capital Investment, Inc Mortgage Lending & HMDA Data, 2022

In 2022, Aaa Capital Investment, Inc of Arcadia, CA reported 1,240 mortgage applications totaling $723.7 million. The average application was for $583,620, and applicants reported an average income of $223,998. 71% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (471), Riverside-San Bernardino-Ontario, CA (252) and Anaheim-Santa Ana-Irvine, CA (130) (applications in parentheses).

Mortgage Company & Address Aaa Capital Investment, Inc
41 E Live Oak Ave
Arcadia, CA 91006
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  
Total Number of Mortgage Applications 1,240
Total Mortgage Loan Application Amount $723,690,000
Average Mortgage Loan Application Amount $583,620
Highest Mortgage Loan Application Amount $5,225,000
Average Applicant Income $223,998
Highest Applicant Income $8,534,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Aaa Capital Investment, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Aaa Capital Investment, Inc by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 471 $ 320,805,000 $ 681,114 $ 247,000
San Bernardino, California 138 $ 63,480,000 $ 460,000 $ 230,000
Orange, California 130 $ 90,290,000 $ 694,538 $ 248,000
Riverside, California 114 $ 48,970,000 $ 429,561 $ 133,000
Santa Clara, California 21 $ 20,095,000 $ 956,904 $ 308,000
San Diego, California 19 $ 13,655,000 $ 718,684 $ 269,000
Maricopa, Arizona 17 $ 4,095,000 $ 240,882 $ 129,000
Contra Costa, California 16 $ 9,500,000 $ 593,750 $ 308,000
Ventura, California 11 $ 5,835,000 $ 530,454 $ 349,000
Alameda, California 10 $ 7,100,000 $ 710,000 $ 254,000
Sacramento, California 8 $ 4,560,000 $ 570,000 $ 168,000
King, Washington 8 $ 5,280,000 $ 660,000 $ 256,000
Fresno, California 6 $ 1,960,000 $ 326,666 $ 114,000
DuPage, Illinois 6 $ 2,410,000 $ 401,666 $ 160,000
Collin, Texas 6 $ 2,020,000 $ 336,666 $ 4,000
San Francisco, California 5 $ 3,025,000 $ 605,000 $ 169,000
San Mateo, California 5 $ 8,415,000 $ 1,683,000 $ 866,000
Cook, Illinois 5 $ 1,165,000 $ 233,000 $ 140,000
Imperial, California 4 $ 1,010,000 $ 252,500 $ 121,000
Franklin, Florida 4 $ 900,000 $ 225,000 $ 126,000
Orange, Florida 4 $ 1,640,000 $ 410,000 $ 132,000
Will, Illinois 4 $ 1,930,000 $ 482,500 $ 201,000
Broward, Florida 3 $ 555,000 $ 185,000 $ 109,000
Osceola, Florida 3 $ 1,125,000 $ 375,000 $ 1,000
Palm Beach, Florida 3 $ 895,000 $ 298,333 $ 412,000
Harris, Texas 3 $ 745,000 $ 248,333 $ 103,000
Pima, Arizona 2 $ 510,000 $ 255,000 $ 47,000
Kern, California 2 $ 440,000 $ 220,000 $ 69,000
San Joaquin, California 2 $ 860,000 $ 430,000 $ 34,000
Santa Barbara, California 2 $ 1,510,000 $ 755,000 $ 86,000
Solano, California 2 $ 940,000 $ 470,000 $ 133,000
Adams, Colorado 2 $ 510,000 $ 255,000 $ 146,000
El Paso, Colorado 2 $ 410,000 $ 205,000 $ 107,000
Pinellas, Florida 2 $ 630,000 $ 315,000 $ 180,000
Fulton, Georgia 2 $ 570,000 $ 285,000 $ 5,000
Montgomery, Texas 2 $ 630,000 $ 315,000 $ 127,000
Yuma, Arizona 1 $ 355,000 $ 355,000 $ 147,000
Calaveras, California 1 $ 75,000 $ 75,000 $ 222,000
El Dorado, California 1 $ 95,000 $ 95,000 $ 74,000
Glenn, California 1 $ 35,000 $ 35,000 $ 54,000
Placer, California 1 $ 95,000 $ 95,000 $ 212,000
Santa Cruz, California 1 $ 155,000 $ 155,000 $ 114,000
Sonoma, California 1 $ 95,000 $ 95,000 $ 0
Tulare, California 1 $ 85,000 $ 85,000 $ 164,000
Yolo, California 1 $ 325,000 $ 325,000 $ 9,000
Arapahoe, Colorado 1 $ 355,000 $ 355,000 $ 90,000
Denver, Colorado 1 $ 255,000 $ 255,000 $ 96,000
Douglas, Colorado 1 $ 435,000 $ 435,000 $ 115,000
Jefferson, Colorado 1 $ 165,000 $ 165,000 $ 170,000
Leon, Florida 1 $ 185,000 $ 185,000 $ 0
Manatee, Florida 1 $ 95,000 $ 95,000 $ 67,000
Sarasota, Florida 1 $ 265,000 $ 265,000 $ 274,000
Seminole, Florida 1 $ 105,000 $ 105,000 $ 149,000
St. Johns, Florida 1 $ 935,000 $ 935,000 $ 324,000
Brooks, Georgia 1 $ 75,000 $ 75,000 $ 199,000
Calhoun, Georgia 1 $ 255,000 $ 255,000 $ 57,000
Cobb, Georgia 1 $ 245,000 $ 245,000 $ 78,000
Johnson, Georgia 1 $ 155,000 $ 155,000 $ 52,000
Clay, Illinois 1 $ 85,000 $ 85,000 $ 72,000
Hamilton, Indiana 1 $ 155,000 $ 155,000 $ 0
Marion, Indiana 1 $ 185,000 $ 185,000 $ 0
Baltimore, Maryland 1 $ 285,000 $ 285,000 $ 124,000
Baltimore City, Maryland 1 $ 125,000 $ 125,000 $ 0
Howard, Maryland 1 $ 725,000 $ 725,000 $ 190,000
Montgomery, Maryland 1 $ 1,075,000 $ 1,075,000 $ 314,000
Barnstable, Massachusetts 1 $ 1,485,000 $ 1,485,000 $ 0
Kent, Michigan 1 $ 245,000 $ 245,000 $ 0
Washtenaw, Michigan 1 $ 55,000 $ 55,000 $ 89,000
Itasca, Minnesota 1 $ 155,000 $ 155,000 $ 196,000
Middlesex, New Jersey 1 $ 55,000 $ 55,000 $ 64,000
Buncombe, North Carolina 1 $ 275,000 $ 275,000 $ 182,000
Franklin, Ohio 1 $ 305,000 $ 305,000 $ 1,000
Oklahoma, Oklahoma 1 $ 225,000 $ 225,000 $ 0
Lane, Oregon 1 $ 125,000 $ 125,000 $ 93,000
Multnomah, Oregon 1 $ 45,000 $ 45,000 $ 76,000
Berkeley, South Carolina 1 $ 155,000 $ 155,000 $ 3,000
Dorchester, South Carolina 1 $ 65,000 $ 65,000 $ 147,000
Richland, South Carolina 1 $ 125,000 $ 125,000 $ 133,000
Davidson, Tennessee 1 $ 565,000 $ 565,000 $ 9,000
Bexar, Texas 1 $ 165,000 $ 165,000 $ 0
Galveston, Texas 1 $ 125,000 $ 125,000 $ 63,000
Tarrant, Texas 1 $ 375,000 $ 375,000 $ 325,000
Loudoun, Virginia 1 $ 225,000 $ 225,000 $ 54,000
Clallam, Washington 1 $ 75,000 $ 75,000 $ 61,000

Mortgage Loan Application Detail Totals for Aaa Capital Investment, Inc in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 670 $425,660,000 $635,000 $5,225,000 $234,000 $8,534,000
Cash-out Refinancing 414 $203,860,000 $492,000 $3,575,000 $221,000 $2,385,000
Refinancing 156 $94,170,000 $603,000 $4,655,000 $189,000 $1,858,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Asian 1,020 $611,870,000 $599,000 $5,225,000 $225,000 $8,534,000
White 113 $62,355,000 $551,000 $3,485,000 $248,000 $1,067,000
Not Provided 63 $33,715,000 $535,000 $2,425,000 $235,000 $2,685,000
Hispanic 23 $8,065,000 $350,000 $725,000 $123,000 $231,000
Black or African American 14 $4,090,000 $292,000 $885,000 $142,000 $466,000
Native Hawaiian or Other Pacific Islander 4 $2,020,000 $505,000 $1,485,000 $137,000 $208,000
American Indian or Alaskan Native 3 $1,575,000 $525,000 $655,000 $132,000 $132,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,233 $720,235,000 $584,000 $5,225,000 $225,000 $8,534,000
VA-guaranteed (Veterans Administration) 4 $2,360,000 $590,000 $875,000 $144,000 $227,000
FHA-insured (Federal Housing Administration) 3 $1,095,000 $365,000 $405,000 $84,000 $99,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 879 $505,115,000 $574,000 $5,225,000 $218,000 $8,534,000
Application Withdrawn By Applicant 316 $183,280,000 $580,000 $4,655,000 $224,000 $2,685,000
Application Denied By Financial Institution 45 $35,295,000 $784,000 $2,855,000 $349,000 $4,340,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,195 $688,395,000 $576,000 $5,225,000 $220,000 $8,534,000
Other 31 $24,095,000 $777,000 $2,765,000 $381,000 $4,340,000
Credit History 5 $2,715,000 $543,000 $1,805,000 $303,000 $866,000
Debt-To-Income Ratio 5 $5,885,000 $1,177,000 $2,855,000 $350,000 $752,000
Employment History 2 $1,110,000 $555,000 $675,000 $261,000 $264,000
Credit Application Incomplete 2 $1,490,000 $745,000 $935,000 $160,000 $166,000
Collateral 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Aaa Capital Investment, Inc's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Aaa Capital Investment, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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