Aafmaa Mortgage Services LLC Mortgage Lending & HMDA Data, 2025
In 2025, Aafmaa Mortgage Services LLC of Cary, NC reported 320 mortgage applications totaling $122.7 million, down 3% from 2024. The average application was for $383,562, and applicants reported an average income of $131,831. 67% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Jacksonville, NC (29), Fort Worth-Arlington, TX (21) and Fayetteville, NC (19) (applications in parentheses).
| Mortgage Company & Address | Aafmaa Mortgage Services LLC 2000 Regency Parkway Suite 140 Cary, NC 27518 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 |
| Total Number of Mortgage Applications | 320 |
| Total Mortgage Loan Application Amount | $122,740,000 |
| Average Mortgage Loan Application Amount | $383,562 |
| Highest Mortgage Loan Application Amount | $2,305,000 |
| Average Applicant Income | $131,831 |
| Highest Applicant Income | $1,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Aafmaa Mortgage Services LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 58 | $ 23,120,000 | $ 398,620 | $ 147,655 |
| Jacksonville, NC | 29 | $ 9,035,000 | $ 311,551 | $ 99,000 |
| Fort Worth-Arlington, TX | 21 | $ 5,265,000 | $ 250,714 | $ 94,000 |
| Fayetteville, NC | 19 | $ 4,755,000 | $ 250,263 | $ 85,000 |
| Houston-The Woodlands-Sugar Land, TX | 17 | $ 4,785,000 | $ 281,470 | $ 102,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 15 | $ 6,745,000 | $ 449,666 | $ 133,000 |
| Atlanta-Sandy Springs-Roswell, GA | 14 | $ 5,410,000 | $ 386,428 | $ 108,000 |
| Arlington-Alexandria-Reston, VA-WV | 9 | $ 5,015,000 | $ 557,222 | $ 199,000 |
| Dallas-Plano-Irving, TX | 5 | $ 1,835,000 | $ 367,000 | $ 199,000 |
| Greenville-Anderson-Mauldin, SC | 5 | $ 1,815,000 | $ 363,000 | $ 90,000 |
| Riverside-San Bernardino-Ontario, CA | 5 | $ 2,915,000 | $ 583,000 | $ 232,000 |
| Tampa, FL | 5 | $ 1,465,000 | $ 293,000 | $ 162,000 |
| Charlotte-Concord-Gastonia, NC-SC | 4 | $ 2,310,000 | $ 577,500 | $ 141,750 |
| Denver-Aurora-Lakewood, CO | 4 | $ 2,070,000 | $ 517,500 | $ 238,000 |
| Hinesville, GA | 4 | $ 710,000 | $ 177,500 | $ 102,000 |
| Jacksonville, FL | 4 | $ 1,750,000 | $ 437,500 | $ 78,000 |
| Marietta, GA | 4 | $ 1,330,000 | $ 332,500 | $ 113,000 |
| Winchester, VA-WV | 4 | $ 1,310,000 | $ 327,500 | $ 87,000 |
| Charleston-North Charleston, SC | 3 | $ 965,000 | $ 321,666 | $ 94,000 |
| Clarksville, TN-KY | 3 | $ 665,000 | $ 221,666 | $ 131,333 |
| Colorado Springs, CO | 3 | $ 2,355,000 | $ 785,000 | $ 139,000 |
| Daphne-Fairhope-Foley, AL | 3 | $ 1,305,000 | $ 435,000 | $ 151,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 3 | $ 1,015,000 | $ 338,333 | $ 94,000 |
| Durham-Chapel Hill, NC | 3 | $ 1,045,000 | $ 348,333 | $ 155,000 |
| Greenville, NC | 3 | $ 1,225,000 | $ 408,333 | $ 128,000 |
| Indianapolis-Carmel-Anderson, IN | 3 | $ 695,000 | $ 231,666 | $ 81,000 |
| North Port-Sarasota-Bradenton, FL | 3 | $ 945,000 | $ 315,000 | $ 158,000 |
| Wilmington, NC | 3 | $ 2,015,000 | $ 671,666 | $ 208,000 |
| Albany, GA | 2 | $ 980,000 | $ 490,000 | $ 190,000 |
| Charlottesville, VA | 2 | $ 1,050,000 | $ 525,000 | $ 148,000 |
| Greensboro-High Point, NC | 2 | $ 210,000 | $ 105,000 | $ 101,000 |
| Knoxville, TN | 2 | $ 2,030,000 | $ 1,015,000 | $ 246,000 |
| Lexington-Fayette, KY | 2 | $ 710,000 | $ 355,000 | $ 133,000 |
| Louisville/Jefferson County, KY-IN | 2 | $ 410,000 | $ 205,000 | $ 70,000 |
| Olympia-Tumwater, WA | 2 | $ 2,850,000 | $ 1,425,000 | $ 242,000 |
| Pinehurst-Southern Pines, NC | 2 | $ 710,000 | $ 355,000 | $ 139,000 |
| Raleigh, NC | 2 | $ 810,000 | $ 405,000 | $ 152,000 |
| Richmond, VA | 2 | $ 1,630,000 | $ 815,000 | $ 215,000 |
| Savannah, GA | 2 | $ 530,000 | $ 265,000 | $ 140,000 |
| Seattle-Bellevue-Everett, WA | 2 | $ 480,000 | $ 240,000 | $ 91,000 |
| Spokane-Spokane Valley, WA | 2 | $ 1,880,000 | $ 940,000 | $ 84,000 |
| Tucson, AZ | 2 | $ 1,100,000 | $ 550,000 | $ 162,000 |
| Waco, TX | 2 | $ 290,000 | $ 145,000 | $ 41,000 |
| Anaheim-Santa Ana-Irvine, CA | 1 | $ 605,000 | $ 605,000 | $ 1,000,000 |
| Auburn-Opelika, AL | 1 | $ 75,000 | $ 75,000 | $ 73,000 |
| Austin-Round Rock, TX | 1 | $ 415,000 | $ 415,000 | $ 260,000 |
| Baltimore-Columbia-Towson, MD | 1 | $ 305,000 | $ 305,000 | $ 96,000 |
| Brunswick, GA | 1 | $ 415,000 | $ 415,000 | $ 300,000 |
| Chico, CA | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Cincinnati, OH-KY-IN | 1 | $ 545,000 | $ 545,000 | $ 105,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 205,000 | $ 205,000 | $ 229,000 |
| El Paso, TX | 1 | $ 265,000 | $ 265,000 | $ 138,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1 | $ 215,000 | $ 215,000 | $ 69,000 |
| Goldsboro, NC | 1 | $ 365,000 | $ 365,000 | $ 81,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 675,000 | $ 675,000 | $ 145,000 |
| Huntsville, AL | 1 | $ 465,000 | $ 465,000 | $ 80,000 |
| Montgomery, AL | 1 | $ 455,000 | $ 455,000 | $ 162,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1 | $ 645,000 | $ 645,000 | $ 275,000 |
| Ocala, FL | 1 | $ 195,000 | $ 195,000 | $ 77,000 |
| Orlando-Kissimmee-Sanford, FL | 1 | $ 365,000 | $ 365,000 | $ 212,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 565,000 | $ 565,000 | $ 179,000 |
| Phoenix-Mesa-Scottsdale, AZ | 1 | $ 405,000 | $ 405,000 | $ 127,000 |
| Prescott Valley-Prescott, AZ | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Punta Gorda, FL | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| Salem, OR | 1 | $ 415,000 | $ 415,000 | $ 92,000 |
| San Diego-Carlsbad, CA | 1 | $ 1,005,000 | $ 1,005,000 | $ 134,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 805,000 | $ 805,000 | $ 189,000 |
| Sebastian-Vero Beach, FL | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| St. Petersburg-Clearwater-Largo, FL | 1 | $ 215,000 | $ 215,000 | $ 203,000 |
| Tacoma-Lakewood, WA | 1 | $ 375,000 | $ 375,000 | $ 256,000 |
| Tallahassee, FL | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| Tyler, TX | 1 | $ 425,000 | $ 425,000 | $ 104,000 |
| Warner Robins, GA | 1 | $ 375,000 | $ 375,000 | $ 106,000 |
| Washington, DC-MD | 1 | $ 475,000 | $ 475,000 | $ 0 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Wichita Falls, TX | 1 | $ 95,000 | $ 95,000 | $ 144,000 |
| Wildwood-The Villages, FL | 1 | $ 455,000 | $ 455,000 | $ 224,000 |
Mortgage Loan Application Detail Totals for Aafmaa Mortgage Services LLC in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 221 | $77,075,000 | $348,000 | $1,775,000 | $124,000 | $718,000 |
| Cash-out Refinancing | 59 | $22,025,000 | $373,000 | $1,405,000 | $176,000 | $1,000,000 |
| Refinancing | 39 | $23,295,000 | $597,000 | $2,305,000 | $106,000 | $340,000 |
| Other Purpose | 1 | $345,000 | $345,000 | $345,000 | $264,000 | $264,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 180 | $65,840,000 | $365,000 | $1,535,000 | $143,000 | $1,000,000 |
| Not Provided | 60 | $30,220,000 | $503,000 | $2,305,000 | $137,000 | $401,000 |
| Hispanic | 45 | $14,375,000 | $319,000 | $705,000 | $89,000 | $214,000 |
| Black or African American | 30 | $10,670,000 | $355,000 | $795,000 | $116,000 | $238,000 |
| Asian | 4 | $1,530,000 | $382,000 | $585,000 | $105,000 | $260,000 |
| American Indian or Alaskan Native | 1 | $105,000 | $105,000 | $105,000 | $200,000 | $200,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 183 | $78,705,000 | $430,000 | $1,775,000 | $123,000 | $424,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 86 | $29,830,000 | $346,000 | $2,305,000 | $172,000 | $1,000,000 |
| FHA-insured (Federal Housing Administration) | 50 | $13,960,000 | $279,000 | $535,000 | $93,000 | $245,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $245,000 | $245,000 | $245,000 | $78,000 | $78,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 214 | $82,990,000 | $387,000 | $2,305,000 | $124,000 | $521,000 |
| Application Withdrawn By Applicant | 75 | $27,305,000 | $364,000 | $1,775,000 | $137,000 | $670,000 |
| Application Denied By Financial Institution | 17 | $7,035,000 | $413,000 | $1,205,000 | $125,000 | $400,000 |
| File Closed For Incompleteness | 10 | $3,850,000 | $385,000 | $965,000 | $251,000 | $1,000,000 |
| Application Approved But Not Accepted | 4 | $1,560,000 | $390,000 | $545,000 | $158,000 | $260,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 303 | $115,705,000 | $381,000 | $2,305,000 | $132,000 | $1,000,000 |
| Credit History | 7 | $1,975,000 | $282,000 | $635,000 | $94,000 | $196,000 |
| Debt-To-Income Ratio | 5 | $1,425,000 | $285,000 | $365,000 | $64,000 | $108,000 |
| Collateral | 3 | $2,515,000 | $838,000 | $1,205,000 | $270,000 | $400,000 |
| Other | 1 | $595,000 | $595,000 | $595,000 | $193,000 | $193,000 |
| Unverifiable Information | 1 | $525,000 | $525,000 | $525,000 | $136,000 | $136,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Aafmaa Mortgage Services LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Aafmaa Mortgage Services LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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