Aaxy LLC Mortgage Lending & HMDA Data, 2019

In 2019, Aaxy LLC of Austin, TX reported 505 mortgage applications totaling $153.2 million. The average application was for $303,376, and applicants reported an average income of $154,225. 94% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Austin-Round Rock, TX (288), Houston-The Woodlands-Sugar Land, TX (110) and Dallas-Plano-Irving, TX (62) (applications in parentheses).

Mortgage Company & Address Aaxy LLC
13284 Pond Springs Rd Ste 405
Austin, TX 78729
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  
Total Number of Mortgage Applications 505
Total Mortgage Loan Application Amount $153,205,000
Average Mortgage Loan Application Amount $303,376
Highest Mortgage Loan Application Amount $495,000
Average Applicant Income $154,225
Highest Applicant Income $721,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Aaxy LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Aaxy LLC by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Williamson, Texas 165 $ 50,565,000 $ 306,454 $ 149,000
Travis, Texas 115 $ 36,365,000 $ 316,217 $ 166,000
Harris, Texas 49 $ 14,575,000 $ 297,448 $ 148,000
Fort Bend, Texas 43 $ 11,875,000 $ 276,162 $ 149,000
Bexar, Texas 32 $ 9,610,000 $ 300,312 $ 144,000
Collin, Texas 29 $ 9,425,000 $ 325,000 $ 129,000
Denton, Texas 21 $ 7,575,000 $ 360,714 $ 140,000
Dallas, Texas 11 $ 3,595,000 $ 326,818 $ 169,000
Montgomery, Texas 9 $ 2,145,000 $ 238,333 $ 188,000
Hays, Texas 8 $ 2,200,000 $ 275,000 $ 261,000
Tarrant, Texas 7 $ 1,565,000 $ 223,571 $ 186,000
Brazoria, Texas 6 $ 1,370,000 $ 228,333 $ 100,000
Galveston, Texas 3 $ 625,000 $ 208,333 $ 134,000
San Diego, California 1 $ 475,000 $ 475,000 $ 120,000
Brazos, Texas 1 $ 325,000 $ 325,000 $ 186,000
Grayson, Texas 1 $ 155,000 $ 155,000 $ 151,000
Kaufman, Texas 1 $ 175,000 $ 175,000 $ 260,000
Lee, Texas 1 $ 145,000 $ 145,000 $ 143,000
Nueces, Texas 1 $ 195,000 $ 195,000 $ 130,000
Polk, Texas 1 $ 245,000 $ 245,000 $ 207,000

Mortgage Loan Application Detail Totals for Aaxy LLC in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 312 $100,410,000 $321,000 $485,000 $147,000 $700,000
Home Purchase 158 $43,270,000 $273,000 $485,000 $165,000 $721,000
Cash-out Refinancing 35 $9,525,000 $272,000 $495,000 $170,000 $485,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Asian 438 $133,290,000 $304,000 $495,000 $152,000 $721,000
White 52 $15,080,000 $290,000 $485,000 $177,000 $485,000
Not Provided 5 $1,575,000 $315,000 $425,000 $122,000 $150,000
Black or African American 2 $510,000 $255,000 $255,000 $128,000 $198,000
Hispanic 1 $215,000 $215,000 $215,000 $109,000 $109,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 505 $153,205,000 $303,000 $495,000 $154,000 $721,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 476 $144,180,000 $302,000 $485,000 $155,000 $721,000
Application Withdrawn By Applicant 24 $7,460,000 $310,000 $495,000 $131,000 $284,000
Application Denied By Financial Institution 5 $1,565,000 $313,000 $485,000 $128,000 $185,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 500 $151,640,000 $303,000 $495,000 $154,000 $721,000
Debt-To-Income Ratio 4 $1,220,000 $305,000 $485,000 $110,000 $142,000
Employment History 1 $345,000 $345,000 $345,000 $185,000 $185,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Aaxy LLC's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Aaxy LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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