Abbeville Building & Loan (A State-Chartered Savings Bank) Mortgage Lending & HMDA Data, 2014
In 2014, Abbeville Building & Loan (A State-Chartered Savings Bank) of Abbeville, LA reported 491 mortgage applications totaling $86.7 million. The average application was for $176,631, and applicants reported an average income of $97,050. 86% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Lafayette, LA (432), Lake Charles, LA (5) and Alexandria, LA (2) (applications in parentheses).
| Mortgage Company & Address | Abbeville Building & Loan (A State-Chartered Savings Bank) 1212 Charity Street Abbeville, LA 70510 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 491 |
| Total Mortgage Loan Application Amount | $86,726,000 |
| Average Mortgage Loan Application Amount | $176,631 |
| Highest Mortgage Loan Application Amount | $417,000 |
| Average Applicant Income | $97,050 |
| Highest Applicant Income | $475,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Abbeville Building & Loan (A State-Chartered Savings Bank) filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Vermilion, Louisiana | 179 | $ 25,216,000 | $ 140,871 | $ 85,000 |
| Lafayette, Louisiana | 93 | $ 21,045,000 | $ 226,290 | $ 120,000 |
| Acadia, Louisiana | 83 | $ 14,387,000 | $ 173,337 | $ 99,000 |
| Iberia, Louisiana | 46 | $ 8,908,000 | $ 193,652 | $ 92,000 |
| St. Martin, Louisiana | 31 | $ 5,533,000 | $ 178,483 | $ 93,000 |
| Jefferson Davis, Louisiana | 25 | $ 5,110,000 | $ 204,400 | $ 107,000 |
| St. Landry, Louisiana | 20 | $ 4,088,000 | $ 204,400 | $ 98,000 |
| Calcasieu, Louisiana | 3 | $ 472,000 | $ 157,333 | $ 73,000 |
| St. Mary, Louisiana | 3 | $ 745,000 | $ 248,333 | $ 132,000 |
| Cameron, Louisiana | 2 | $ 108,000 | $ 54,000 | $ 52,000 |
| Rapides, Louisiana | 2 | $ 313,000 | $ 156,500 | $ 79,000 |
| Allen, Louisiana | 1 | $ 256,000 | $ 256,000 | $ 130,000 |
| Beauregard, Louisiana | 1 | $ 189,000 | $ 189,000 | $ 78,000 |
| Evangeline, Louisiana | 1 | $ 51,000 | $ 51,000 | $ 64,000 |
| Terrebonne, Louisiana | 1 | $ 305,000 | $ 305,000 | $ 124,000 |
Mortgage Loan Application Detail Totals for Abbeville Building & Loan (A State-Chartered Savings Bank) in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 323 | $64,503,000 | $199,000 | $417,000 | $100,000 | $399,000 |
| Refinancing | 139 | $18,889,000 | $135,000 | $417,000 | $90,000 | $475,000 |
| Home Improvement | 29 | $3,334,000 | $114,000 | $248,000 | $98,000 | $237,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 436 | $77,768,000 | $178,000 | $417,000 | $100,000 | $475,000 |
| Black or African American | 24 | $3,587,000 | $149,000 | $373,000 | $74,000 | $173,000 |
| Asian | 21 | $3,563,000 | $169,000 | $375,000 | $76,000 | $276,000 |
| Not applicable | 4 | $754,000 | $188,000 | $276,000 | $0 | $0 |
| Not Provided | 3 | $365,000 | $121,000 | $146,000 | $113,000 | $173,000 |
| Hispanic | 3 | $689,000 | $229,000 | $417,000 | $64,000 | $128,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 491 | $86,726,000 | $176,000 | $417,000 | $97,000 | $475,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 423 | $76,612,000 | $181,000 | $417,000 | $99,000 | $470,000 |
| Application Denied By Financial Institution | 41 | $5,152,000 | $125,000 | $308,000 | $76,000 | $191,000 |
| Application Withdrawn By Applicant | 20 | $3,331,000 | $166,000 | $384,000 | $110,000 | $475,000 |
| Loan Purchased By The Institution | 4 | $754,000 | $188,000 | $276,000 | $0 | $0 |
| Application Approved But Not Accepted | 3 | $877,000 | $292,000 | $366,000 | $115,000 | $147,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Abbeville Building & Loan (A State-Chartered Savings Bank)'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Abbeville Building & Loan (A State-Chartered Savings Bank)'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Louisiana, download the full spreadsheet
with aggregated HMDA statistics today.
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