Abl Rpc Residential Credit Acquisition LLC Mortgage Lending & HMDA Data, 2025

In 2025, Abl Rpc Residential Credit Acquisition LLC of Jersey City, NJ reported 1,820 mortgage applications totaling $914.0 million, down 11% from 2024. The average application was for $502,192, and applicants reported an average income of $0. 65% of its applications resulted in an originated loan and 21% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (142), Newark, NJ-PA (129) and Nashville-Davidson--Murfreesboro--Franklin, TN (92) (applications in parentheses).

Mortgage Company & Address Abl Rpc Residential Credit Acquisition LLC
30 Montgomery St Ste 150
Jersey City, NJ 07302
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  
Total Number of Mortgage Applications 1,820
Total Mortgage Loan Application Amount $913,990,000
Average Mortgage Loan Application Amount $502,192
Highest Mortgage Loan Application Amount $14,005,000
Average Applicant Income $0
Highest Applicant Income $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Abl Rpc Residential Credit Acquisition LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for Abl Rpc Residential Credit Acquisition LLC in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 971 $631,195,000 $650,000 $14,005,000 $0 $0
Cash-out Refinancing 502 $168,690,000 $336,000 $2,065,000 $0 $0
Home Purchase 185 $53,725,000 $290,000 $1,205,000 $0 $0
Refinancing 144 $56,630,000 $393,000 $2,655,000 $0 $0
Other Purpose 18 $3,750,000 $208,000 $665,000 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,820 $913,990,000 $502,000 $14,005,000 $0 $0
Not Provided 0 $0 $0 $0 $0 $0
White 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,820 $913,990,000 $502,000 $14,005,000 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,189 $667,915,000 $561,000 $14,005,000 $0 $0
Application Denied By Financial Institution 379 $149,705,000 $395,000 $3,205,000 $0 $0
Application Approved But Not Accepted 138 $48,160,000 $348,000 $2,065,000 $0 $0
Application Withdrawn By Applicant 114 $48,210,000 $422,000 $2,655,000 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,441 $764,285,000 $530,000 $14,005,000 $0 $0
Credit Application Incomplete 197 $83,495,000 $423,000 $3,205,000 $0 $0
Collateral 149 $57,895,000 $388,000 $2,495,000 $0 $0
Credit History 19 $5,075,000 $267,000 $705,000 $0 $0
Unverifiable Information 9 $2,205,000 $245,000 $625,000 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 5 $1,035,000 $207,000 $345,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Abl Rpc Residential Credit Acquisition LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Abl Rpc Residential Credit Acquisition LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet with aggregated HMDA statistics today.

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