Absolutely Zero Corporation Mortgage Lending & HMDA Data, 2021
In 2021, Absolutely Zero Corporation of Orange, CA reported 8,967 mortgage applications totaling $4.6 billion. The average application was for $513,388, and applicants reported an average income of $167,245. 22% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (2,333), Anaheim-Santa Ana-Irvine, CA (1,273) and Riverside-San Bernardino-Ontario, CA (1,135) (applications in parentheses).
| Mortgage Company & Address | Absolutely Zero Corporation 18002 Irvine Blvd # 201 Orange, CA 92868 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 |
| Total Number of Mortgage Applications | 8,967 |
| Total Mortgage Loan Application Amount | $4,603,555,000 |
| Average Mortgage Loan Application Amount | $513,388 |
| Highest Mortgage Loan Application Amount | $2,005,000 |
| Average Applicant Income | $167,245 |
| Highest Applicant Income | $2,103,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Absolutely Zero Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Absolutely Zero Corporation in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 7,525 | $3,798,685,000 | $504,000 | $2,005,000 | $166,000 | $2,103,000 |
| Refinancing | 960 | $538,950,000 | $561,000 | $1,805,000 | $178,000 | $874,000 |
| Other Purpose | 368 | $201,500,000 | $547,000 | $1,735,000 | $161,000 | $1,140,000 |
| Home Purchase | 106 | $61,220,000 | $577,000 | $1,605,000 | $181,000 | $1,738,000 |
| Home Improvement | 8 | $3,200,000 | $400,000 | $975,000 | $153,000 | $396,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,168 | $1,639,430,000 | $517,000 | $2,005,000 | $171,000 | $1,821,000 |
| Not Provided | 2,174 | $1,134,050,000 | $521,000 | $2,005,000 | $172,000 | $1,392,000 |
| Asian | 2,043 | $1,153,375,000 | $564,000 | $1,795,000 | $183,000 | $2,103,000 |
| Hispanic | 1,201 | $504,835,000 | $420,000 | $2,005,000 | $129,000 | $738,000 |
| Black or African American | 271 | $122,895,000 | $453,000 | $1,375,000 | $144,000 | $725,000 |
| Native Hawaiian or Other Pacific Islander | 50 | $21,890,000 | $437,000 | $685,000 | $140,000 | $355,000 |
| Not applicable | 35 | $14,145,000 | $404,000 | $685,000 | $0 | $0 |
| American Indian or Alaskan Native | 25 | $12,935,000 | $517,000 | $1,815,000 | $150,000 | $444,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,735 | $4,501,045,000 | $515,000 | $2,005,000 | $168,000 | $2,103,000 |
| VA-guaranteed (Veterans Administration) | 195 | $86,035,000 | $441,000 | $1,385,000 | $138,000 | $1,314,000 |
| FHA-insured (Federal Housing Administration) | 37 | $16,475,000 | $445,000 | $745,000 | $118,000 | $303,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 3,434 | $1,957,390,000 | $570,000 | $2,005,000 | $183,000 | $2,103,000 |
| Application Approved But Not Accepted | 2,221 | $999,425,000 | $449,000 | $1,495,000 | $158,000 | $1,124,000 |
| Loan Originated | 1,961 | $906,855,000 | $462,000 | $2,005,000 | $157,000 | $1,378,000 |
| Application Denied By Financial Institution | 1,316 | $725,740,000 | $551,000 | $2,005,000 | $157,000 | $1,392,000 |
| Loan Purchased By The Institution | 35 | $14,145,000 | $404,000 | $685,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,651 | $3,877,815,000 | $506,000 | $2,005,000 | $169,000 | $2,103,000 |
| Credit Application Incomplete | 610 | $320,170,000 | $524,000 | $2,005,000 | $162,000 | $1,392,000 |
| Other | 307 | $170,895,000 | $556,000 | $1,595,000 | $167,000 | $659,000 |
| Debt-To-Income Ratio | 178 | $99,640,000 | $559,000 | $2,005,000 | $114,000 | $513,000 |
| Unverifiable Information | 99 | $57,115,000 | $576,000 | $1,535,000 | $157,000 | $1,140,000 |
| Collateral | 54 | $41,240,000 | $763,000 | $1,805,000 | $207,000 | $826,000 |
| Credit History | 52 | $24,450,000 | $470,000 | $1,235,000 | $128,000 | $303,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $7,025,000 | $780,000 | $1,205,000 | $243,000 | $411,000 |
| Employment History | 7 | $5,205,000 | $743,000 | $1,385,000 | $164,000 | $371,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Absolutely Zero Corporation's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Absolutely Zero Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About