First Technology Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
First Technology Federal Credit Union 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Technology Federal Credit Union 3555 Sw 153Rd Dr San Jose, CA 97003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,103 |
| Total Mortgage Loan Application Amount | $999,043,000 |
| Average Mortgage Loan Application Amount | $171,000 |
| Highest Mortgage Loan Application Amount | $1,689,000 |
| Average Applicant Income | $123,000 |
| Highest Applicant Income | $1,071,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with First Technology Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Technology Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down First Technology Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Technology Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by First Technology Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Technology Federal Credit Union's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Santa Clara County California | 454 | $ 141,103,000 | $ 310,000 | $ 153,000 |
| Larimer County Colorado | 434 | $ 81,866,000 | $ 188,000 | $ 100,000 |
| Placer County California | 395 | $ 87,444,000 | $ 221,000 | $ 122,000 |
| San Diego County California | 308 | $ 78,057,000 | $ 253,000 | $ 145,000 |
| Ada County Idaho | 284 | $ 53,832,000 | $ 189,000 | $ 100,000 |
| Sonoma County California | 233 | $ 56,083,000 | $ 240,000 | $ 107,000 |
| El Paso County Colorado | 230 | $ 44,372,000 | $ 192,000 | $ 95,000 |
| Benton County Oregon | 181 | $ 35,135,000 | $ 194,000 | $ 112,000 |
| Los Angeles County California | 127 | $ 9,159,000 | $ 72,000 | $ 137,000 |
| Sacramento County California | 109 | $ 21,889,000 | $ 200,000 | $ 109,000 |
| Clark County Washington | 107 | $ 21,188,000 | $ 198,000 | $ 97,000 |
| Harris County Texas | 105 | $ 15,424,000 | $ 146,000 | $ 103,000 |
| San Mateo County California | 73 | $ 24,043,000 | $ 329,000 | $ 155,000 |
| Alameda County California | 72 | $ 19,673,000 | $ 273,000 | $ 134,000 |
| Maricopa County Arizona | 67 | $ 4,498,000 | $ 67,000 | $ 110,000 |
| Weld County Colorado | 66 | $ 11,396,000 | $ 172,000 | $ 86,000 |
| Riverside County California | 59 | $ 4,458,000 | $ 75,000 | $ 130,000 |
| Orange County California | 52 | $ 6,437,000 | $ 123,000 | $ 179,000 |
| Linn County Oregon | 51 | $ 8,948,000 | $ 175,000 | $ 84,000 |
| Middlesex County Massachusetts | 47 | $ 13,500,000 | $ 287,000 | $ 132,000 |
| Contra Costa County California | 43 | $ 5,091,000 | $ 118,000 | $ 144,000 |
| Douglas County Colorado | 42 | $ 9,295,000 | $ 221,000 | $ 113,000 |
| Fresno County California | 39 | $ 2,487,000 | $ 63,000 | $ 137,000 |
| San Bernardino County California | 38 | $ 2,911,000 | $ 76,000 | $ 128,000 |
| Multnomah County Oregon | 38 | $ 9,338,000 | $ 245,000 | $ 132,000 |
| Kern County California | 32 | $ 1,109,000 | $ 34,000 | $ 98,000 |
| El Dorado County California | 31 | $ 4,300,000 | $ 138,000 | $ 163,000 |
| Canyon County Idaho | 30 | $ 5,535,000 | $ 184,000 | $ 84,000 |
| Essex County Massachusetts | 30 | $ 7,344,000 | $ 244,000 | $ 137,000 |
| Suffolk County New York | 30 | $ 1,172,000 | $ 39,000 | $ 131,000 |
| Denver County Colorado | 29 | $ 6,052,000 | $ 208,000 | $ 94,000 |
| New Castle County Delaware | 27 | $ 4,944,000 | $ 183,000 | $ 105,000 |
| Santa Cruz County California | 26 | $ 8,583,000 | $ 330,000 | $ 139,000 |
| San Francisco County California | 25 | $ 7,753,000 | $ 310,000 | $ 150,000 |
| Rockingham County New Hampshire | 25 | $ 5,306,000 | $ 212,000 | $ 125,000 |
| Arapahoe County Colorado | 22 | $ 3,995,000 | $ 181,000 | $ 87,000 |
| Boulder County Colorado | 22 | $ 5,060,000 | $ 230,000 | $ 105,000 |
| San Joaquin County California | 21 | $ 1,744,000 | $ 83,000 | $ 92,000 |
| Washington County Oregon | 21 | $ 4,967,000 | $ 236,000 | $ 102,000 |
| Nevada County California | 19 | $ 4,412,000 | $ 232,000 | $ 76,000 |
| Worcester County Massachusetts | 17 | $ 3,512,000 | $ 206,000 | $ 115,000 |
| Adams County Colorado | 16 | $ 1,831,000 | $ 114,000 | $ 96,000 |
| Jefferson County Colorado | 16 | $ 3,350,000 | $ 209,000 | $ 97,000 |
| Fulton County Georgia | 16 | $ 2,965,000 | $ 185,000 | $ 109,000 |
| Nassau County New York | 16 | $ 1,236,000 | $ 77,000 | $ 142,000 |
| Pima County Arizona | 15 | $ 1,389,000 | $ 92,000 | $ 108,000 |
| Miami-Dade County Florida | 15 | $ 3,386,000 | $ 225,000 | $ 104,000 |
| Clark County Nevada | 15 | $ 1,731,000 | $ 115,000 | $ 128,000 |
| San Luis Obispo County California | 14 | $ 1,455,000 | $ 103,000 | $ 154,000 |
| Broward County Florida | 14 | $ 4,335,000 | $ 309,000 | $ 137,000 |
| Cobb County Georgia | 14 | $ 2,783,000 | $ 198,000 | $ 140,000 |
| Gwinnett County Georgia | 14 | $ 2,941,000 | $ 210,000 | $ 107,000 |
| Orleans County Louisiana | 13 | $ 553,000 | $ 42,000 | $ 93,000 |
| Polk County Oregon | 13 | $ 2,028,000 | $ 156,000 | $ 88,000 |
| Chester County Pennsylvania | 13 | $ 2,547,000 | $ 195,000 | $ 117,000 |
| Calaveras County California | 12 | $ 1,771,000 | $ 147,000 | $ 116,000 |
| Yuba County California | 12 | $ 750,000 | $ 62,000 | $ 79,000 |
| Marion County Oregon | 12 | $ 2,701,000 | $ 225,000 | $ 67,000 |
| Pinal County Arizona | 11 | $ 438,000 | $ 39,000 | $ 68,000 |
| Yavapai County Arizona | 11 | $ 297,000 | $ 27,000 | $ 78,000 |
| Ventura County California | 11 | $ 953,000 | $ 86,000 | $ 123,000 |
| Teller County Colorado | 11 | $ 1,665,000 | $ 151,000 | $ 98,000 |
| Hillsborough County New Hampshire | 11 | $ 2,182,000 | $ 198,000 | $ 108,000 |
| Monmouth County New Jersey | 11 | $ 790,000 | $ 71,000 | $ 295,000 |
| Bernalillo County New Mexico | 11 | $ 951,000 | $ 86,000 | $ 88,000 |
| Travis County Texas | 11 | $ 2,178,000 | $ 198,000 | $ 144,000 |
| King County Washington | 11 | $ 2,669,000 | $ 242,000 | $ 115,000 |
| Spokane County Washington | 11 | $ 1,839,000 | $ 167,000 | $ 89,000 |
| Marin County California | 10 | $ 3,970,000 | $ 397,000 | $ 220,000 |
| Solano County California | 10 | $ 1,340,000 | $ 134,000 | $ 132,000 |
| Atlantic County New Jersey | 10 | $ 443,000 | $ 44,000 | $ 153,000 |
| Clackamas County Oregon | 10 | $ 2,450,000 | $ 245,000 | $ 121,000 |
| Napa County California | 9 | $ 2,359,000 | $ 262,000 | $ 211,000 |
| DeKalb County Georgia | 9 | $ 1,443,000 | $ 160,000 | $ 104,000 |
| Forsyth County Georgia | 9 | $ 1,796,000 | $ 199,000 | $ 79,000 |
| Deschutes County Oregon | 9 | $ 1,714,000 | $ 190,000 | $ 122,000 |
| Lane County Oregon | 9 | $ 1,582,000 | $ 175,000 | $ 77,000 |
| Washington County Utah | 9 | $ 896,000 | $ 99,000 | $ 119,000 |
| Shasta County California | 8 | $ 1,512,000 | $ 189,000 | $ 67,000 |
| Valley County Idaho | 8 | $ 1,374,000 | $ 171,000 | $ 134,000 |
| Montgomery County Pennsylvania | 8 | $ 264,000 | $ 33,000 | $ 92,000 |
| Fort Bend County Texas | 8 | $ 1,227,000 | $ 153,000 | $ 131,000 |
| Montgomery County Texas | 8 | $ 2,274,000 | $ 284,000 | $ 146,000 |
| Williamson County Texas | 8 | $ 1,179,000 | $ 147,000 | $ 118,000 |
| Monterey County California | 7 | $ 2,017,000 | $ 288,000 | $ 214,000 |
| Stanislaus County California | 7 | $ 546,000 | $ 78,000 | $ 84,000 |
| Yolo County California | 7 | $ 1,242,000 | $ 177,000 | $ 151,000 |
| Summit County Colorado | 7 | $ 1,574,000 | $ 224,000 | $ 147,000 |
| Hillsborough County Florida | 7 | $ 611,000 | $ 87,000 | $ 127,000 |
| York County Maine | 7 | $ 962,000 | $ 137,000 | $ 95,000 |
| Burlington County New Jersey | 7 | $ 435,000 | $ 62,000 | $ 105,000 |
| Middlesex County New Jersey | 7 | $ 505,000 | $ 72,000 | $ 111,000 |
| Sussex County New Jersey | 7 | $ 417,000 | $ 59,000 | $ 82,000 |
| Butte County California | 6 | $ 1,128,000 | $ 188,000 | $ 169,000 |
| Lake County California | 6 | $ 1,240,000 | $ 206,000 | $ 84,000 |
| Merced County California | 6 | $ 280,000 | $ 46,000 | $ 131,000 |
| Santa Barbara County California | 6 | $ 284,000 | $ 47,000 | $ 161,000 |
| Cherokee County Georgia | 6 | $ 650,000 | $ 108,000 | $ 75,000 |
| Anne Arundel County Maryland | 6 | $ 1,343,000 | $ 223,000 | $ 110,000 |
| Snohomish County Washington | 6 | $ 1,001,000 | $ 166,000 | $ 148,000 |
| Grand County Colorado | 5 | $ 850,000 | $ 170,000 | $ 192,000 |
| Honolulu County Hawaii | 5 | $ 165,000 | $ 33,000 | $ 124,000 |
| Bergen County New Jersey | 5 | $ 375,000 | $ 75,000 | $ 107,000 |
| Passaic County New Jersey | 5 | $ 537,000 | $ 107,000 | $ 116,000 |
| Fairfax County Virginia | 5 | $ 1,686,000 | $ 337,000 | $ 140,000 |
| Mohave County Arizona | 4 | $ 585,000 | $ 146,000 | $ 104,000 |
| Sutter County California | 4 | $ 157,000 | $ 39,000 | $ 125,000 |
| Tuolumne County California | 4 | $ 685,000 | $ 171,000 | $ 162,000 |
| Mesa County Colorado | 4 | $ 388,000 | $ 97,000 | $ 76,000 |
| Gem County Idaho | 4 | $ 541,000 | $ 135,000 | $ 67,000 |
| Kootenai County Idaho | 4 | $ 391,000 | $ 97,000 | $ 85,000 |
| Frederick County Maryland | 4 | $ 405,000 | $ 101,000 | $ 125,000 |
| Barnstable County Massachusetts | 4 | $ 849,000 | $ 212,000 | $ 144,000 |
| Bristol County Massachusetts | 4 | $ 252,000 | $ 63,000 | $ 84,000 |
| Norfolk County Massachusetts | 4 | $ 320,000 | $ 80,000 | $ 97,000 |
| Cape May County New Jersey | 4 | $ 443,000 | $ 110,000 | $ 198,000 |
| Essex County New Jersey | 4 | $ 1,056,000 | $ 264,000 | $ 99,000 |
| Morris County New Jersey | 4 | $ 658,000 | $ 164,000 | $ 89,000 |
| Somerset County New Jersey | 4 | $ 582,000 | $ 145,000 | $ 151,000 |
| Westchester County New York | 4 | $ 319,000 | $ 79,000 | $ 153,000 |
| Wake County North Carolina | 4 | $ 568,000 | $ 142,000 | $ 116,000 |
| Lincoln County Oregon | 4 | $ 865,000 | $ 216,000 | $ 110,000 |
| Aguadilla County Puerto Rico | 4 | $ 331,000 | $ 82,000 | $ 51,000 |
| Isabela County Puerto Rico | 4 | $ 317,000 | $ 79,000 | $ 60,000 |
| Dallas County Texas | 4 | $ 221,000 | $ 55,000 | $ 115,000 |
| Summit County Utah | 4 | $ 1,046,000 | $ 261,000 | $ 175,000 |
| Loudoun County Virginia | 4 | $ 950,000 | $ 237,000 | $ 123,000 |
| Kings County California | 3 | $ 199,000 | $ 66,000 | $ 117,000 |
| Madera County California | 3 | $ 82,000 | $ 27,000 | $ 186,000 |
| Custer County Colorado | 3 | $ 600,000 | $ 200,000 | $ 68,000 |
| Elbert County Colorado | 3 | $ 879,000 | $ 293,000 | $ 90,000 |
| La Plata County Colorado | 3 | $ 850,000 | $ 283,000 | $ 69,000 |
| Fairfield County Connecticut | 3 | $ 882,000 | $ 294,000 | $ 145,000 |
| Brevard County Florida | 3 | $ 544,000 | $ 181,000 | $ 86,000 |
| Lee County Florida | 3 | $ 152,000 | $ 50,000 | $ 101,000 |
| Orange County Florida | 3 | $ 255,000 | $ 85,000 | $ 196,000 |
| Pasco County Florida | 3 | $ 133,000 | $ 44,000 | $ 94,000 |
| Adams County Idaho | 3 | $ 810,000 | $ 270,000 | $ 108,000 |
| Boise County Idaho | 3 | $ 346,000 | $ 115,000 | $ 97,000 |
| Jefferson County Louisiana | 3 | $ 118,000 | $ 39,000 | $ 89,000 |
| Baltimore County Maryland | 3 | $ 74,000 | $ 24,000 | $ 88,000 |
| Montgomery County Maryland | 3 | $ 707,000 | $ 235,000 | $ 65,000 |
| Suffolk County Massachusetts | 3 | $ 1,073,000 | $ 357,000 | $ 100,000 |
| Washoe County Nevada | 3 | $ 461,000 | $ 153,000 | $ 200,000 |
| Merrimack County New Hampshire | 3 | $ 580,000 | $ 193,000 | $ 119,000 |
| Cumberland County New Jersey | 3 | $ 322,000 | $ 107,000 | $ 65,000 |
| Gloucester County New Jersey | 3 | $ 214,000 | $ 71,000 | $ 89,000 |
| Union County New Jersey | 3 | $ 325,000 | $ 108,000 | $ 273,000 |
| Dutchess County New York | 3 | $ 74,000 | $ 24,000 | $ 98,000 |
| Columbia County Oregon | 3 | $ 811,000 | $ 270,000 | $ 83,000 |
| Jackson County Oregon | 3 | $ 690,000 | $ 230,000 | $ 120,000 |
| Delaware County Pennsylvania | 3 | $ 646,000 | $ 215,000 | $ 117,000 |
| Spartanburg County South Carolina | 3 | $ 464,000 | $ 154,000 | $ 189,000 |
| Bexar County Texas | 3 | $ 290,000 | $ 96,000 | $ 111,000 |
| Cochise County Arizona | 2 | $ 268,000 | $ 134,000 | $ 175,000 |
| Coconino County Arizona | 2 | $ 139,000 | $ 69,000 | $ 61,000 |
| Amador County California | 2 | $ 130,000 | $ 65,000 | $ 63,000 |
| Mariposa County California | 2 | $ 85,000 | $ 42,000 | $ 195,000 |
| Mendocino County California | 2 | $ 355,000 | $ 177,000 | $ 51,000 |
| Mono County California | 2 | $ 221,000 | $ 110,000 | $ 62,000 |
| Plumas County California | 2 | $ 834,000 | $ 417,000 | $ 258,000 |
| San Benito County California | 2 | $ 80,000 | $ 40,000 | $ 226,000 |
| Tehama County California | 2 | $ 330,000 | $ 165,000 | $ 232,000 |
| Tulare County California | 2 | $ 535,000 | $ 267,000 | $ 115,000 |
| Broomfield County Colorado | 2 | $ 675,000 | $ 337,000 | $ 176,000 |
| Fremont County Colorado | 2 | $ 278,000 | $ 139,000 | $ 72,000 |
| Montrose County Colorado | 2 | $ 274,000 | $ 137,000 | $ 29,000 |
| Pitkin County Colorado | 2 | $ 872,000 | $ 436,000 | $ 193,000 |
| Pueblo County Colorado | 2 | $ 507,000 | $ 253,000 | $ 119,000 |
| Sussex County Delaware | 2 | $ 282,000 | $ 141,000 | $ 102,000 |
| District of Columbia County District Of Columbia | 2 | $ 378,000 | $ 189,000 | $ 330,000 |
| Alachua County Florida | 2 | $ 138,000 | $ 69,000 | $ 76,000 |
| Collier County Florida | 2 | $ 438,000 | $ 219,000 | $ 114,000 |
| Lake County Florida | 2 | $ 188,000 | $ 94,000 | $ 47,000 |
| Manatee County Florida | 2 | $ 73,000 | $ 36,000 | $ 156,000 |
| Palm Beach County Florida | 2 | $ 503,000 | $ 251,000 | $ 116,000 |
| Pinellas County Florida | 2 | $ 68,000 | $ 34,000 | $ 294,000 |
| Sarasota County Florida | 2 | $ 164,000 | $ 82,000 | $ 94,000 |
| Seminole County Florida | 2 | $ 147,000 | $ 73,000 | $ 141,000 |
| Bartow County Georgia | 2 | $ 190,000 | $ 95,000 | $ 59,000 |
| Rockdale County Georgia | 2 | $ 231,000 | $ 115,000 | $ 73,000 |
| Maui County Hawaii | 2 | $ 100,000 | $ 50,000 | $ 211,000 |
| Bonneville County Idaho | 2 | $ 383,000 | $ 191,000 | $ 73,000 |
| Payette County Idaho | 2 | $ 327,000 | $ 163,000 | $ 186,000 |
| St. Tammany County Louisiana | 2 | $ 65,000 | $ 32,000 | $ 86,000 |
| Plymouth County Massachusetts | 2 | $ 278,000 | $ 139,000 | $ 55,000 |
| Oakland County Michigan | 2 | $ 22,000 | $ 11,000 | $ 100,000 |
| Grafton County New Hampshire | 2 | $ 308,000 | $ 154,000 | $ 154,000 |
| Camden County New Jersey | 2 | $ 72,000 | $ 36,000 | $ 119,000 |
| Mercer County New Jersey | 2 | $ 182,000 | $ 91,000 | $ 209,000 |
| Ocean County New Jersey | 2 | $ 90,000 | $ 45,000 | $ 121,000 |
| Salem County New Jersey | 2 | $ 100,000 | $ 50,000 | $ 71,000 |
| Erie County New York | 2 | $ 138,000 | $ 69,000 | $ 112,000 |
| Queens County New York | 2 | $ 184,000 | $ 92,000 | $ 97,000 |
| Union County North Carolina | 2 | $ 435,000 | $ 217,000 | $ 120,000 |
| Franklin County Ohio | 2 | $ 185,000 | $ 92,000 | $ 119,000 |
| Hamilton County Ohio | 2 | $ 361,000 | $ 180,000 | $ 107,000 |
| Yamhill County Oregon | 2 | $ 432,000 | $ 216,000 | $ 257,000 |
| Bucks County Pennsylvania | 2 | $ 765,000 | $ 382,000 | $ 171,000 |
| Philadelphia County Pennsylvania | 2 | $ 282,000 | $ 141,000 | $ 106,000 |
| York County South Carolina | 2 | $ 657,000 | $ 328,000 | $ 105,000 |
| Bell County Texas | 2 | $ 212,000 | $ 106,000 | $ 107,000 |
| Bosque County Texas | 2 | $ 142,000 | $ 71,000 | $ 110,000 |
| Collin County Texas | 2 | $ 354,000 | $ 177,000 | $ 172,000 |
| Comal County Texas | 2 | $ 141,000 | $ 70,000 | $ 108,000 |
| Denton County Texas | 2 | $ 231,000 | $ 115,000 | $ 92,000 |
| El Paso County Texas | 2 | $ 151,000 | $ 75,000 | $ 126,000 |
| Hays County Texas | 2 | $ 269,000 | $ 134,000 | $ 156,000 |
| Prince William County Virginia | 2 | $ 426,000 | $ 213,000 | $ 89,000 |
| Virginia Beach County Virginia | 2 | $ 215,000 | $ 107,000 | $ 94,000 |
| Benton County Washington | 2 | $ 398,000 | $ 199,000 | $ 80,000 |
| Douglas County Washington | 2 | $ 100,000 | $ 50,000 | $ 332,000 |
| Kitsap County Washington | 2 | $ 701,000 | $ 350,000 | $ 193,000 |
| Pierce County Washington | 2 | $ 287,000 | $ 143,000 | $ 170,000 |
| Graham County Arizona | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| Greenlee County Arizona | 1 | $ 50,000 | $ 50,000 | $ 62,000 |
| Yuma County Arizona | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| Benton County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Alpine County California | 1 | $ 166,000 | $ 166,000 | $ 186,000 |
| Glenn County California | 1 | $ 178,000 | $ 178,000 | $ 39,000 |
| Imperial County California | 1 | $ 34,000 | $ 34,000 | $ 72,000 |
| Sierra County California | 1 | $ 404,000 | $ 404,000 | $ 198,000 |
| Trinity County California | 1 | $ 183,000 | $ 183,000 | $ 64,000 |
| Costilla County Colorado | 1 | $ 174,000 | $ 174,000 | $ 125,000 |
| Montezuma County Colorado | 1 | $ 144,000 | $ 144,000 | $ 112,000 |
| Morgan County Colorado | 1 | $ 73,000 | $ 73,000 | $ 50,000 |
| Park County Colorado | 1 | $ 228,000 | $ 228,000 | $ 213,000 |
| Phillips County Colorado | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Saguache County Colorado | 1 | $ 128,000 | $ 128,000 | $ 14,000 |
| Middlesex County Connecticut | 1 | $ 50,000 | $ 50,000 | $ 55,000 |
| New Haven County Connecticut | 1 | $ 55,000 | $ 55,000 | $ 101,000 |
| Charlotte County Florida | 1 | $ 7,000 | $ 7,000 | $ 23,000 |
| Citrus County Florida | 1 | $ 42,000 | $ 42,000 | $ 94,000 |
| Clay County Florida | 1 | $ 220,000 | $ 220,000 | $ 90,000 |
| Duval County Florida | 1 | $ 20,000 | $ 20,000 | $ 132,000 |
| Escambia County Florida | 1 | $ 141,000 | $ 141,000 | $ 90,000 |
| Okaloosa County Florida | 1 | $ 234,000 | $ 234,000 | $ 111,000 |
| St. Johns County Florida | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Sumter County Florida | 1 | $ 248,000 | $ 248,000 | $ 101,000 |
| Volusia County Florida | 1 | $ 50,000 | $ 50,000 | $ 52,000 |
| Chatham County Georgia | 1 | $ 20,000 | $ 20,000 | $ 68,000 |
| Coweta County Georgia | 1 | $ 120,000 | $ 120,000 | $ 130,000 |
| Douglas County Georgia | 1 | $ 247,000 | $ 247,000 | $ 133,000 |
| Greene County Georgia | 1 | $ 242,000 | $ 242,000 | $ 96,000 |
| Hall County Georgia | 1 | $ 466,000 | $ 466,000 | $ 260,000 |
| Hart County Georgia | 1 | $ 276,000 | $ 276,000 | $ 179,000 |
| Muscogee County Georgia | 1 | $ 98,000 | $ 98,000 | $ 156,000 |
| Paulding County Georgia | 1 | $ 91,000 | $ 91,000 | $ 93,000 |
| Rabun County Georgia | 1 | $ 169,000 | $ 169,000 | $ 79,000 |
| Richmond County Georgia | 1 | $ 108,000 | $ 108,000 | $ 50,000 |
| Elmore County Idaho | 1 | $ 94,000 | $ 94,000 | $ 74,000 |
| Nez Perce County Idaho | 1 | $ 107,000 | $ 107,000 | $ 32,000 |
| Teton County Idaho | 1 | $ 240,000 | $ 240,000 | $ 96,000 |
| DuPage County Illinois | 1 | $ 20,000 | $ 20,000 | $ 88,000 |
| Ascension County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 157,000 |
| Livingston County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| St. Charles County Louisiana | 1 | $ 15,000 | $ 15,000 | $ 49,000 |
| Aroostook County Maine | 1 | $ 150,000 | $ 150,000 | $ 43,000 |
| Cumberland County Maine | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Hancock County Maine | 1 | $ 150,000 | $ 150,000 | $ 165,000 |
| Waldo County Maine | 1 | $ 93,000 | $ 93,000 | $ 139,000 |
| Cecil County Maryland | 1 | $ 272,000 | $ 272,000 | $ 73,000 |
| Howard County Maryland | 1 | $ 35,000 | $ 35,000 | $ 176,000 |
| Prince George's County Maryland | 1 | $ 50,000 | $ 50,000 | $ 92,000 |
| Franklin County Massachusetts | 1 | $ 315,000 | $ 315,000 | $ 91,000 |
| Hampshire County Massachusetts | 1 | $ 248,000 | $ 248,000 | $ 110,000 |
| Wayne County Michigan | 1 | $ 5,000 | $ 5,000 | $ 29,000 |
| Anoka County Minnesota | 1 | $ 4,000 | $ 4,000 | $ 84,000 |
| Brown County Minnesota | 1 | $ 40,000 | $ 40,000 | $ 49,000 |
| Redwood County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 63,000 |
| Richland County Montana | 1 | $ 190,000 | $ 190,000 | $ 252,000 |
| Lancaster County Nebraska | 1 | $ 8,000 | $ 8,000 | $ 36,000 |
| Douglas County Nevada | 1 | $ 184,000 | $ 184,000 | $ 113,000 |
| Mineral County Nevada | 1 | $ 42,000 | $ 42,000 | $ 231,000 |
| Nye County Nevada | 1 | $ 93,000 | $ 93,000 | $ 139,000 |
| Hudson County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 79,000 |
| Hunterdon County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 174,000 |
| Grant County New Mexico | 1 | $ 192,000 | $ 192,000 | $ 92,000 |
| San Juan County New Mexico | 1 | $ 216,000 | $ 216,000 | $ 104,000 |
| Sandoval County New Mexico | 1 | $ 110,000 | $ 110,000 | $ 42,000 |
| Socorro County New Mexico | 1 | $ 205,000 | $ 205,000 | $ 199,000 |
| Valencia County New Mexico | 1 | $ 36,000 | $ 36,000 | $ 49,000 |
| Broome County New York | 1 | $ 10,000 | $ 10,000 | $ 33,000 |
| Livingston County New York | 1 | $ 18,000 | $ 18,000 | $ 74,000 |
| Monroe County New York | 1 | $ 272,000 | $ 272,000 | $ 163,000 |
| New York County New York | 1 | $ 50,000 | $ 50,000 | $ 166,000 |
| Orange County New York | 1 | $ 375,000 | $ 375,000 | $ 310,000 |
| Ulster County New York | 1 | $ 60,000 | $ 60,000 | $ 173,000 |
| Carteret County North Carolina | 1 | $ 770,000 | $ 770,000 | $ 140,000 |
| Clay County North Carolina | 1 | $ 278,000 | $ 278,000 | $ 85,000 |
| Gaston County North Carolina | 1 | $ 20,000 | $ 20,000 | $ 72,000 |
| Granville County North Carolina | 1 | $ 23,000 | $ 23,000 | $ 153,000 |
| Montgomery County North Carolina | 1 | $ 33,000 | $ 33,000 | $ 73,000 |
| Wayne County North Carolina | 1 | $ 7,000 | $ 7,000 | $ 24,000 |
| Athens County Ohio | 1 | $ 97,000 | $ 97,000 | $ 58,000 |
| Butler County Ohio | 1 | $ 216,000 | $ 216,000 | $ 63,000 |
| Coshocton County Ohio | 1 | $ 30,000 | $ 30,000 | $ 12,000 |
| Cuyahoga County Ohio | 1 | $ 20,000 | $ 20,000 | $ 184,000 |
| Fairfield County Ohio | 1 | $ 106,000 | $ 106,000 | $ 78,000 |
| Medina County Ohio | 1 | $ 14,000 | $ 14,000 | $ 152,000 |
| Coos County Oregon | 1 | $ 312,000 | $ 312,000 | $ 118,000 |
| Curry County Oregon | 1 | $ 89,000 | $ 89,000 | $ 311,000 |
| Josephine County Oregon | 1 | $ 97,000 | $ 97,000 | $ 32,000 |
| Tillamook County Oregon | 1 | $ 413,000 | $ 413,000 | $ 154,000 |
| Adams County Pennsylvania | 1 | $ 31,000 | $ 31,000 | $ 89,000 |
| Allegheny County Pennsylvania | 1 | $ 256,000 | $ 256,000 | $ 150,000 |
| Berks County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 64,000 |
| Blair County Pennsylvania | 1 | $ 38,000 | $ 38,000 | $ 188,000 |
| Lawrence County Pennsylvania | 1 | $ 153,000 | $ 153,000 | $ 117,000 |
| Northampton County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 100,000 |
| Perry County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 95,000 |
| Pike County Pennsylvania | 1 | $ 33,000 | $ 33,000 | $ 191,000 |
| Wayne County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 270,000 |
| Westmoreland County Pennsylvania | 1 | $ 210,000 | $ 210,000 | $ 64,000 |
| York County Pennsylvania | 1 | $ 59,000 | $ 59,000 | $ 115,000 |
| Aguada County Puerto Rico | 1 | $ 7,000 | $ 7,000 | $ 38,000 |
| Camuy County Puerto Rico | 1 | $ 3,000 | $ 3,000 | $ 22,000 |
| Carolina County Puerto Rico | 1 | $ 396,000 | $ 396,000 | $ 81,000 |
| Mayaguez County Puerto Rico | 1 | $ 20,000 | $ 20,000 | $ 87,000 |
| Quebradillas County Puerto Rico | 1 | $ 10,000 | $ 10,000 | $ 39,000 |
| Rincon County Puerto Rico | 1 | $ 15,000 | $ 15,000 | $ 64,000 |
| Anderson County South Carolina | 1 | $ 110,000 | $ 110,000 | $ 117,000 |
| Beaufort County South Carolina | 1 | $ 167,000 | $ 167,000 | $ 136,000 |
| Charleston County South Carolina | 1 | $ 750,000 | $ 750,000 | $ 314,000 |
| Greenville County South Carolina | 1 | $ 28,000 | $ 28,000 | $ 81,000 |
| Laurens County South Carolina | 1 | $ 40,000 | $ 40,000 | $ 130,000 |
| Austin County Texas | 1 | $ 108,000 | $ 108,000 | $ 44,000 |
| Brewster County Texas | 1 | $ 206,000 | $ 206,000 | $ 65,000 |
| Cameron County Texas | 1 | $ 47,000 | $ 47,000 | $ 52,000 |
| Galveston County Texas | 1 | $ 13,000 | $ 13,000 | $ 108,000 |
| Hidalgo County Texas | 1 | $ 187,000 | $ 187,000 | $ 97,000 |
| Matagorda County Texas | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| Parker County Texas | 1 | $ 237,000 | $ 237,000 | $ 121,000 |
| Stephens County Texas | 1 | $ 10,000 | $ 10,000 | $ 52,000 |
| Washington County Texas | 1 | $ 314,000 | $ 314,000 | $ 233,000 |
| Wise County Texas | 1 | $ 417,000 | $ 417,000 | $ 210,000 |
| Henrico County Virginia | 1 | $ 171,000 | $ 171,000 | $ 69,000 |
| Shenandoah County Virginia | 1 | $ 189,000 | $ 189,000 | $ 338,000 |
| Spotsylvania County Virginia | 1 | $ 395,000 | $ 395,000 | $ 172,000 |
| Clallam County Washington | 1 | $ 196,000 | $ 196,000 | $ 62,000 |
| Island County Washington | 1 | $ 109,000 | $ 109,000 | $ 105,000 |
| Jefferson County Washington | 1 | $ 245,000 | $ 245,000 | $ 89,000 |
| Lewis County Washington | 1 | $ 30,000 | $ 30,000 | $ 248,000 |
| Whatcom County Washington | 1 | $ 284,000 | $ 284,000 | $ 154,000 |
| Ozaukee County Wisconsin | 1 | $ 69,000 | $ 69,000 | $ 160,000 |
Mortgage Loan Application Detail Totals for First Technology Federal Credit Union in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,627 | $858,107,000 | $236,000 | $999,000 | $115,000 | $900,000 |
| Home Improvement | 1,037 | $33,244,000 | $32,000 | $300,000 | $136,000 | $1,060,000 |
| Home Purchase | 439 | $107,692,000 | $245,000 | $1,689,000 | $118,000 | $1,071,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,633 | $557,907,000 | $211,000 | $1,689,000 | $115,000 | $900,000 |
| Not Provided | 1,748 | $275,029,000 | $157,000 | $850,000 | $127,000 | $1,060,000 |
| Asian | 360 | $96,782,000 | $268,000 | $956,000 | $130,000 | $1,071,000 |
| Hispanic | 273 | $52,444,000 | $192,000 | $988,000 | $107,000 | $529,000 |
| Black or African American | 67 | $12,816,000 | $191,000 | $540,000 | $114,000 | $535,000 |
| American Indian or Alaskan Native | 13 | $2,635,000 | $202,000 | $361,000 | $96,000 | $174,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,430,000 | $158,000 | $392,000 | $91,000 | $190,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,103 | $999,043,000 | $195,000 | $1,689,000 | $120,000 | $1,071,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,818 | $672,396,000 | $176,000 | $1,689,000 | $121,000 | $1,060,000 |
| Application Withdrawn By Applicant | 727 | $184,026,000 | $253,000 | $795,000 | $121,000 | $900,000 |
| Application Denied By Financial Institution | 343 | $86,630,000 | $252,000 | $988,000 | $99,000 | $1,071,000 |
| Application Approved But Not Accepted | 204 | $52,799,000 | $258,000 | $822,000 | $119,000 | $479,000 |
| File Closed For Incompleteness | 11 | $3,192,000 | $290,000 | $417,000 | $136,000 | $316,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 148 | $38,292,000 | $258,000 | $730,000 | $112,000 | $1,071,000 |
| Debt-To-Income Ratio | 87 | $23,910,000 | $274,000 | $988,000 | $73,000 | $220,000 |
| Credit History | 27 | $5,510,000 | $204,000 | $950,000 | $110,000 | $276,000 |
| Other | 17 | $4,923,000 | $289,000 | $632,000 | $119,000 | $284,000 |
| Unverifiable Information | 9 | $2,193,000 | $243,000 | $417,000 | $77,000 | $207,000 |
| Employment History | 4 | $962,000 | $240,000 | $329,000 | $64,000 | $105,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Technology Federal Credit Union's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Technology Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.