First Technology Federal Credit Union Mortgage Lending & HMDA Data, 2024
In 2024, First Technology Federal Credit Union of Hillsboro, OR reported 6,270 mortgage applications totaling $2.6 billion, down 13% from 2023. The average application was for $413,283, and applicants reported an average income of $226,094. 54% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Portland-Vancouver-Hillsboro, OR-WA (1,644), Seattle-Bellevue-Everett, WA (841) and Salem, OR (235) (applications in parentheses).
| Mortgage Company & Address | First Technology Federal Credit Union Hillsboro, OR 97124 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,270 |
| Total Mortgage Loan Application Amount | $2,591,290,000 |
| Average Mortgage Loan Application Amount | $413,283 |
| Highest Mortgage Loan Application Amount | $18,345,000 |
| Average Applicant Income | $226,094 |
| Highest Applicant Income | $7,392,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Technology Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington, Oregon | 958 | $ 232,540,000 | $ 242,734 | $ 172,000 |
| King, Washington | 841 | $ 528,425,000 | $ 628,329 | $ 316,000 |
| Multnomah, Oregon | 332 | $ 73,450,000 | $ 221,234 | $ 179,000 |
| Snohomish, Washington | 194 | $ 91,350,000 | $ 470,876 | $ 238,000 |
| Marion, Oregon | 193 | $ 35,015,000 | $ 181,424 | $ 132,000 |
| Santa Clara, California | 177 | $ 121,605,000 | $ 687,033 | $ 357,000 |
| Clackamas, Oregon | 168 | $ 52,430,000 | $ 312,083 | $ 217,000 |
| San Diego, California | 123 | $ 41,175,000 | $ 334,756 | $ 229,000 |
| Larimer, Colorado | 114 | $ 28,130,000 | $ 246,754 | $ 158,000 |
| Clark, Washington | 98 | $ 27,710,000 | $ 282,755 | $ 194,000 |
| Ada, Idaho | 93 | $ 24,015,000 | $ 258,225 | $ 147,000 |
| Alameda, California | 80 | $ 51,300,000 | $ 641,250 | $ 371,000 |
| Placer, California | 76 | $ 16,490,000 | $ 216,973 | $ 200,000 |
| Lane, Oregon | 75 | $ 8,875,000 | $ 118,333 | $ 102,000 |
| Deschutes, Oregon | 67 | $ 18,095,000 | $ 270,074 | $ 201,000 |
| Maricopa, Arizona | 57 | $ 14,435,000 | $ 253,245 | $ 217,000 |
| Yamhill, Oregon | 57 | $ 12,385,000 | $ 217,280 | $ 173,000 |
| Contra Costa, California | 54 | $ 23,840,000 | $ 441,481 | $ 288,000 |
| Los Angeles, California | 54 | $ 24,130,000 | $ 446,851 | $ 388,000 |
| Harris, Texas | 54 | $ 13,480,000 | $ 249,629 | $ 222,000 |
| Benton, Oregon | 53 | $ 10,805,000 | $ 203,867 | $ 146,000 |
| Sacramento, California | 49 | $ 12,165,000 | $ 248,265 | $ 175,000 |
| Sonoma, California | 49 | $ 18,195,000 | $ 371,326 | $ 155,000 |
| Polk, Oregon | 42 | $ 5,990,000 | $ 142,619 | $ 129,000 |
| Orange, California | 41 | $ 17,945,000 | $ 437,682 | $ 263,000 |
| Montgomery, Texas | 39 | $ 13,635,000 | $ 349,615 | $ 220,000 |
| Pierce, Washington | 38 | $ 11,100,000 | $ 292,105 | $ 307,000 |
| Linn, Oregon | 35 | $ 7,165,000 | $ 204,714 | $ 111,000 |
| Riverside, California | 32 | $ 9,430,000 | $ 294,687 | $ 218,000 |
| Weld, Colorado | 28 | $ 3,850,000 | $ 137,500 | $ 143,000 |
| Columbia, Oregon | 26 | $ 4,480,000 | $ 172,307 | $ 136,000 |
| San Mateo, California | 25 | $ 16,465,000 | $ 658,600 | $ 321,000 |
| El Paso, Colorado | 23 | $ 3,665,000 | $ 159,347 | $ 125,000 |
| Clark, Nevada | 22 | $ 4,010,000 | $ 182,272 | $ 263,000 |
| Canyon, Idaho | 21 | $ 4,775,000 | $ 227,380 | $ 152,000 |
| Kitsap, Washington | 20 | $ 8,000,000 | $ 400,000 | $ 336,000 |
| Pima, Arizona | 18 | $ 2,890,000 | $ 160,555 | $ 272,000 |
| Douglas, Colorado | 18 | $ 6,260,000 | $ 347,777 | $ 220,000 |
| Travis, Texas | 18 | $ 7,180,000 | $ 398,888 | $ 228,000 |
| Broward, Florida | 17 | $ 6,715,000 | $ 395,000 | $ 356,000 |
| San Joaquin, California | 16 | $ 7,900,000 | $ 493,750 | $ 232,000 |
| Tillamook, Oregon | 16 | $ 4,250,000 | $ 265,625 | $ 223,000 |
| Denton, Texas | 16 | $ 6,730,000 | $ 420,625 | $ 237,000 |
| Williamson, Texas | 16 | $ 6,220,000 | $ 388,750 | $ 241,000 |
| San Bernardino, California | 15 | $ 2,325,000 | $ 155,000 | $ 142,000 |
| Denver, Colorado | 15 | $ 3,375,000 | $ 225,000 | $ 153,000 |
| Collin, Texas | 14 | $ 6,200,000 | $ 442,857 | $ 194,000 |
| Fort Bend, Texas | 14 | $ 3,980,000 | $ 284,285 | $ 191,000 |
| Arapahoe, Colorado | 13 | $ 2,815,000 | $ 216,538 | $ 197,000 |
| Fulton, Georgia | 13 | $ 4,045,000 | $ 311,153 | $ 239,000 |
| Middlesex, Massachusetts | 13 | $ 7,925,000 | $ 609,615 | $ 284,000 |
| El Dorado, California | 12 | $ 4,190,000 | $ 349,166 | $ 253,000 |
| San Francisco, California | 12 | $ 5,740,000 | $ 478,333 | $ 314,000 |
| Jefferson, Colorado | 12 | $ 2,060,000 | $ 171,666 | $ 187,000 |
| Wake, North Carolina | 12 | $ 3,840,000 | $ 320,000 | $ 245,000 |
| Spokane, Washington | 12 | $ 2,640,000 | $ 220,000 | $ 224,000 |
| Lincoln, Oregon | 11 | $ 3,245,000 | $ 295,000 | $ 164,000 |
| Orange, Florida | 10 | $ 5,290,000 | $ 529,000 | $ 235,000 |
| Cobb, Georgia | 10 | $ 2,480,000 | $ 248,000 | $ 129,000 |
| DeKalb, Georgia | 10 | $ 20,770,000 | $ 2,077,000 | $ 210,000 |
| Forsyth, Georgia | 10 | $ 3,160,000 | $ 316,000 | $ 219,000 |
| Hood River, Oregon | 10 | $ 3,090,000 | $ 309,000 | $ 214,000 |
| Cowlitz, Washington | 10 | $ 2,080,000 | $ 208,000 | $ 166,000 |
| Whatcom, Washington | 9 | $ 2,975,000 | $ 330,555 | $ 169,000 |
| Butte, California | 8 | $ 1,420,000 | $ 177,500 | $ 208,000 |
| Marin, California | 8 | $ 5,620,000 | $ 702,500 | $ 365,000 |
| Ventura, California | 8 | $ 2,530,000 | $ 316,250 | $ 200,000 |
| Clatsop, Oregon | 8 | $ 2,440,000 | $ 305,000 | $ 226,000 |
| Essex, Massachusetts | 7 | $ 1,345,000 | $ 192,142 | $ 201,000 |
| Worcester, Massachusetts | 7 | $ 3,095,000 | $ 442,142 | $ 301,000 |
| Mecklenburg, North Carolina | 7 | $ 2,225,000 | $ 317,857 | $ 263,000 |
| Cuyahoga, Ohio | 7 | $ 645,000 | $ 92,142 | $ 335,000 |
| Douglas, Oregon | 7 | $ 865,000 | $ 123,571 | $ 140,000 |
| Grays Harbor, Washington | 7 | $ 1,315,000 | $ 187,857 | $ 280,000 |
| Monterey, California | 6 | $ 1,790,000 | $ 298,333 | $ 189,000 |
| Nevada, California | 6 | $ 1,460,000 | $ 243,333 | $ 122,000 |
| Boulder, Colorado | 6 | $ 1,300,000 | $ 216,666 | $ 191,000 |
| Hillsborough, Florida | 6 | $ 2,070,000 | $ 345,000 | $ 194,000 |
| Pinellas, Florida | 6 | $ 760,000 | $ 126,666 | $ 227,000 |
| Gwinnett, Georgia | 6 | $ 1,180,000 | $ 196,666 | $ 147,000 |
| Franklin, Ohio | 6 | $ 1,050,000 | $ 175,000 | $ 197,000 |
| Jackson, Oregon | 6 | $ 1,310,000 | $ 218,333 | $ 110,000 |
| Charleston, South Carolina | 6 | $ 970,000 | $ 161,666 | $ 233,000 |
| Tarrant, Texas | 6 | $ 1,650,000 | $ 275,000 | $ 232,000 |
| Utah, Utah | 6 | $ 1,440,000 | $ 240,000 | $ 175,000 |
| Loudoun, Virginia | 6 | $ 3,310,000 | $ 551,666 | $ 159,000 |
| Pinal, Arizona | 5 | $ 815,000 | $ 163,000 | $ 125,000 |
| Santa Cruz, California | 5 | $ 1,245,000 | $ 249,000 | $ 198,000 |
| Tulare, California | 5 | $ 345,000 | $ 69,000 | $ 130,000 |
| Yolo, California | 5 | $ 725,000 | $ 145,000 | $ 242,000 |
| Palm Beach, Florida | 5 | $ 1,935,000 | $ 387,000 | $ 201,000 |
| Richmond, Georgia | 5 | $ 255,000 | $ 51,000 | $ 214,000 |
| Norfolk, Massachusetts | 5 | $ 2,395,000 | $ 479,000 | $ 177,000 |
| Mercer, New Jersey | 5 | $ 745,000 | $ 149,000 | $ 198,000 |
| Nassau, New York | 5 | $ 3,425,000 | $ 685,000 | $ 530,000 |
| New York, New York | 5 | $ 6,955,000 | $ 1,391,000 | $ 542,000 |
| Wasco, Oregon | 5 | $ 785,000 | $ 157,000 | $ 117,000 |
| Philadelphia, Pennsylvania | 5 | $ 535,000 | $ 107,000 | $ 181,000 |
| Kittitas, Washington | 5 | $ 1,125,000 | $ 225,000 | $ 216,000 |
| Pacific, Washington | 5 | $ 515,000 | $ 103,000 | $ 129,000 |
| Skamania, Washington | 5 | $ 1,325,000 | $ 265,000 | $ 153,000 |
| Thurston, Washington | 5 | $ 1,395,000 | $ 279,000 | $ 199,000 |
| Walla Walla, Washington | 5 | $ 395,000 | $ 79,000 | $ 101,000 |
| Napa, California | 4 | $ 490,000 | $ 122,500 | $ 152,000 |
| San Benito, California | 4 | $ 940,000 | $ 235,000 | $ 90,000 |
| Shasta, California | 4 | $ 600,000 | $ 150,000 | $ 175,000 |
| La Plata, Colorado | 4 | $ 1,540,000 | $ 385,000 | $ 144,000 |
| Duval, Florida | 4 | $ 610,000 | $ 152,500 | $ 71,000 |
| Miami-Dade, Florida | 4 | $ 520,000 | $ 130,000 | $ 197,000 |
| Polk, Florida | 4 | $ 1,550,000 | $ 387,500 | $ 65,000 |
| Paulding, Georgia | 4 | $ 1,970,000 | $ 492,500 | $ 278,000 |
| Kootenai, Idaho | 4 | $ 3,210,000 | $ 802,500 | $ 131,000 |
| Suffolk, Massachusetts | 4 | $ 1,190,000 | $ 297,500 | $ 131,000 |
| Hennepin, Minnesota | 4 | $ 1,100,000 | $ 275,000 | $ 122,000 |
| Washoe, Nevada | 4 | $ 850,000 | $ 212,500 | $ 124,000 |
| Bergen, New Jersey | 4 | $ 2,400,000 | $ 600,000 | $ 321,000 |
| Bernalillo, New Mexico | 4 | $ 1,050,000 | $ 262,500 | $ 201,000 |
| Crook, Oregon | 4 | $ 1,460,000 | $ 365,000 | $ 481,000 |
| Bexar, Texas | 4 | $ 1,220,000 | $ 305,000 | $ 95,000 |
| Salt Lake, Utah | 4 | $ 570,000 | $ 142,500 | $ 188,000 |
| Weber, Utah | 4 | $ 460,000 | $ 115,000 | $ 107,000 |
| Chelan, Washington | 4 | $ 1,420,000 | $ 355,000 | $ 1,160,000 |
| Coconino, Arizona | 3 | $ 2,905,000 | $ 968,333 | $ 402,000 |
| Fresno, California | 3 | $ 195,000 | $ 65,000 | $ 87,000 |
| Siskiyou, California | 3 | $ 265,000 | $ 88,333 | $ 217,000 |
| Solano, California | 3 | $ 795,000 | $ 265,000 | $ 120,000 |
| Adams, Colorado | 3 | $ 505,000 | $ 168,333 | $ 133,000 |
| District of Columbia, District Of Columbia | 3 | $ 455,000 | $ 151,666 | $ 150,000 |
| Leon, Florida | 3 | $ 245,000 | $ 81,666 | $ 952,000 |
| Manatee, Florida | 3 | $ 685,000 | $ 228,333 | $ 140,000 |
| Osceola, Florida | 3 | $ 1,465,000 | $ 488,333 | $ 251,000 |
| Columbia, Georgia | 3 | $ 1,205,000 | $ 401,666 | $ 191,000 |
| Fayette, Georgia | 3 | $ 285,000 | $ 95,000 | $ 185,000 |
| Gem, Idaho | 3 | $ 515,000 | $ 171,666 | $ 130,000 |
| Twin Falls, Idaho | 3 | $ 495,000 | $ 165,000 | $ 118,000 |
| Anne Arundel, Maryland | 3 | $ 445,000 | $ 148,333 | $ 198,000 |
| Dakota, Minnesota | 3 | $ 545,000 | $ 181,666 | $ 166,000 |
| Hillsborough, New Hampshire | 3 | $ 585,000 | $ 195,000 | $ 237,000 |
| Monmouth, New Jersey | 3 | $ 415,000 | $ 138,333 | $ 218,000 |
| Sandoval, New Mexico | 3 | $ 745,000 | $ 248,333 | $ 223,000 |
| Monroe, New York | 3 | $ 625,000 | $ 208,333 | $ 221,000 |
| Queens, New York | 3 | $ 735,000 | $ 245,000 | $ 108,000 |
| Suffolk, New York | 3 | $ 825,000 | $ 275,000 | $ 230,000 |
| Durham, North Carolina | 3 | $ 535,000 | $ 178,333 | $ 150,000 |
| Union, North Carolina | 3 | $ 765,000 | $ 255,000 | $ 163,000 |
| Butler, Ohio | 3 | $ 4,315,000 | $ 1,438,333 | $ 136,000 |
| Mahoning, Ohio | 3 | $ 795,000 | $ 265,000 | $ 148,000 |
| Montgomery, Ohio | 3 | $ 235,000 | $ 78,333 | $ 160,000 |
| Allegheny, Pennsylvania | 3 | $ 435,000 | $ 145,000 | $ 247,000 |
| Cameron, Texas | 3 | $ 5,145,000 | $ 1,715,000 | $ 369,000 |
| El Paso, Texas | 3 | $ 545,000 | $ 181,666 | $ 109,000 |
| Iron, Utah | 3 | $ 2,415,000 | $ 805,000 | $ 110,000 |
| Fairfax, Virginia | 3 | $ 615,000 | $ 205,000 | $ 437,000 |
| Virginia Beach, Virginia | 3 | $ 945,000 | $ 315,000 | $ 191,000 |
| Clallam, Washington | 3 | $ 1,065,000 | $ 355,000 | $ 136,000 |
| Island, Washington | 3 | $ 1,005,000 | $ 335,000 | $ 244,000 |
| Jefferson, Washington | 3 | $ 1,755,000 | $ 585,000 | $ 350,000 |
| San Juan, Washington | 3 | $ 675,000 | $ 225,000 | $ 257,000 |
| Skagit, Washington | 3 | $ 1,215,000 | $ 405,000 | $ 326,000 |
| Mohave, Arizona | 2 | $ 860,000 | $ 430,000 | $ 126,000 |
| Amador, California | 2 | $ 560,000 | $ 280,000 | $ 134,000 |
| Calaveras, California | 2 | $ 210,000 | $ 105,000 | $ 142,000 |
| Kern, California | 2 | $ 190,000 | $ 95,000 | $ 171,000 |
| Santa Barbara, California | 2 | $ 920,000 | $ 460,000 | $ 191,000 |
| Stanislaus, California | 2 | $ 430,000 | $ 215,000 | $ 87,000 |
| Sutter, California | 2 | $ 500,000 | $ 250,000 | $ 106,000 |
| Yuba, California | 2 | $ 1,030,000 | $ 515,000 | $ 67,000 |
| Greater Bridgeport Planning Region, Connecticut | 2 | $ 1,830,000 | $ 915,000 | $ 120,000 |
| New Castle, Delaware | 2 | $ 390,000 | $ 195,000 | $ 91,000 |
| Marion, Florida | 2 | $ 320,000 | $ 160,000 | $ 114,000 |
| Seminole, Florida | 2 | $ 300,000 | $ 150,000 | $ 109,000 |
| St. Lucie, Florida | 2 | $ 390,000 | $ 195,000 | $ 94,000 |
| Sumter, Florida | 2 | $ 510,000 | $ 255,000 | $ 155,000 |
| Volusia, Florida | 2 | $ 260,000 | $ 130,000 | $ 52,000 |
| Bartow, Georgia | 2 | $ 240,000 | $ 120,000 | $ 158,000 |
| Bryan, Georgia | 2 | $ 780,000 | $ 390,000 | $ 148,000 |
| Coweta, Georgia | 2 | $ 520,000 | $ 260,000 | $ 204,000 |
| Bannock, Idaho | 2 | $ 4,980,000 | $ 2,490,000 | $ 83,000 |
| Lincoln, Idaho | 2 | $ 30,000 | $ 15,000 | $ 119,000 |
| Penobscot, Maine | 2 | $ 120,000 | $ 60,000 | $ 74,000 |
| Baltimore City, Maryland | 2 | $ 100,000 | $ 50,000 | $ 93,000 |
| Prince George's, Maryland | 2 | $ 350,000 | $ 175,000 | $ 207,000 |
| Hampden, Massachusetts | 2 | $ 280,000 | $ 140,000 | $ 96,000 |
| Elko, Nevada | 2 | $ 200,000 | $ 100,000 | $ 105,000 |
| Camden, New Jersey | 2 | $ 200,000 | $ 100,000 | $ 254,000 |
| Ocean, New Jersey | 2 | $ 1,110,000 | $ 555,000 | $ 1,046,000 |
| Kings, New York | 2 | $ 810,000 | $ 405,000 | $ 242,000 |
| Steuben, New York | 2 | $ 150,000 | $ 75,000 | $ 181,000 |
| Westchester, New York | 2 | $ 390,000 | $ 195,000 | $ 195,000 |
| Beaufort, North Carolina | 2 | $ 1,550,000 | $ 775,000 | $ 85,000 |
| Brunswick, North Carolina | 2 | $ 180,000 | $ 90,000 | $ 124,000 |
| Davidson, North Carolina | 2 | $ 410,000 | $ 205,000 | $ 93,000 |
| Forsyth, North Carolina | 2 | $ 290,000 | $ 145,000 | $ 92,000 |
| New Hanover, North Carolina | 2 | $ 210,000 | $ 105,000 | $ 223,000 |
| Onslow, North Carolina | 2 | $ 90,000 | $ 45,000 | $ 100,000 |
| Pender, North Carolina | 2 | $ 210,000 | $ 105,000 | $ 224,000 |
| Pitt, North Carolina | 2 | $ 1,480,000 | $ 740,000 | $ 110,000 |
| Hamilton, Ohio | 2 | $ 130,000 | $ 65,000 | $ 134,000 |
| Muskogee, Oklahoma | 2 | $ 3,710,000 | $ 1,855,000 | $ 0 |
| Oklahoma, Oklahoma | 2 | $ 12,210,000 | $ 6,105,000 | $ 0 |
| Coos, Oregon | 2 | $ 150,000 | $ 75,000 | $ 187,000 |
| Delaware, Pennsylvania | 2 | $ 180,000 | $ 90,000 | $ 125,000 |
| Montgomery, Pennsylvania | 2 | $ 230,000 | $ 115,000 | $ 220,000 |
| Pickens, South Carolina | 2 | $ 400,000 | $ 200,000 | $ 212,000 |
| Bell, Texas | 2 | $ 4,250,000 | $ 2,125,000 | $ 907,000 |
| Comal, Texas | 2 | $ 630,000 | $ 315,000 | $ 4,035,000 |
| Hays, Texas | 2 | $ 1,060,000 | $ 530,000 | $ 223,000 |
| Alexandria, Virginia | 2 | $ 1,620,000 | $ 810,000 | $ 268,000 |
| Henrico, Virginia | 2 | $ 350,000 | $ 175,000 | $ 119,000 |
| Prince William, Virginia | 2 | $ 290,000 | $ 145,000 | $ 372,000 |
| Richmond City, Virginia | 2 | $ 540,000 | $ 270,000 | $ 117,000 |
| Spotsylvania, Virginia | 2 | $ 320,000 | $ 160,000 | $ 1,027,000 |
| Lewis, Washington | 2 | $ 400,000 | $ 200,000 | $ 130,000 |
| Yakima, Washington | 2 | $ 210,000 | $ 105,000 | $ 75,000 |
| Colbert, Alabama | 1 | $ 845,000 | $ 845,000 | $ 0 |
| Lee, Alabama | 1 | $ 1,105,000 | $ 1,105,000 | $ 0 |
| Russell, Alabama | 1 | $ 7,725,000 | $ 7,725,000 | $ 0 |
| Fairbanks North Star, Alaska | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Cochise, Arizona | 1 | $ 5,005,000 | $ 5,005,000 | $ 0 |
| Gila, Arizona | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| Navajo, Arizona | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Santa Cruz, Arizona | 1 | $ 505,000 | $ 505,000 | $ 149,000 |
| Yavapai, Arizona | 1 | $ 365,000 | $ 365,000 | $ 249,000 |
| Yuma, Arizona | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Humboldt, California | 1 | $ 225,000 | $ 225,000 | $ 120,000 |
| Imperial, California | 1 | $ 135,000 | $ 135,000 | $ 252,000 |
| Kings, California | 1 | $ 65,000 | $ 65,000 | $ 75,000 |
| Madera, California | 1 | $ 55,000 | $ 55,000 | $ 47,000 |
| Merced, California | 1 | $ 485,000 | $ 485,000 | $ 260,000 |
| Plumas, California | 1 | $ 475,000 | $ 475,000 | $ 268,000 |
| San Luis Obispo, California | 1 | $ 1,275,000 | $ 1,275,000 | $ 539,000 |
| Chaffee, Colorado | 1 | $ 105,000 | $ 105,000 | $ 140,000 |
| Elbert, Colorado | 1 | $ 75,000 | $ 75,000 | $ 273,000 |
| Fremont, Colorado | 1 | $ 405,000 | $ 405,000 | $ 128,000 |
| Moffat, Colorado | 1 | $ 2,295,000 | $ 2,295,000 | $ 0 |
| Montrose, Colorado | 1 | $ 105,000 | $ 105,000 | $ 249,000 |
| Pueblo, Colorado | 1 | $ 175,000 | $ 175,000 | $ 123,000 |
| Routt, Colorado | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| San Juan, Colorado | 1 | $ 155,000 | $ 155,000 | $ 310,000 |
| Capitol Planning Region, Connecticut | 1 | $ 115,000 | $ 115,000 | $ 103,000 |
| Lower Connecticut River Valley Planning Region, Connecticut | 1 | $ 55,000 | $ 55,000 | $ 134,000 |
| South Central Connecticut Planning Region, Connecticut | 1 | $ 115,000 | $ 115,000 | $ 103,000 |
| Sussex, Delaware | 1 | $ 105,000 | $ 105,000 | $ 186,000 |
| Alachua, Florida | 1 | $ 335,000 | $ 335,000 | $ 123,000 |
| Brevard, Florida | 1 | $ 305,000 | $ 305,000 | $ 70,000 |
| Charlotte, Florida | 1 | $ 75,000 | $ 75,000 | $ 80,000 |
| Escambia, Florida | 1 | $ 265,000 | $ 265,000 | $ 153,000 |
| Lake, Florida | 1 | $ 135,000 | $ 135,000 | $ 200,000 |
| Lee, Florida | 1 | $ 275,000 | $ 275,000 | $ 372,000 |
| Levy, Florida | 1 | $ 15,000 | $ 15,000 | $ 19,000 |
| Pasco, Florida | 1 | $ 255,000 | $ 255,000 | $ 200,000 |
| St. Johns, Florida | 1 | $ 305,000 | $ 305,000 | $ 192,000 |
| Walton, Florida | 1 | $ 325,000 | $ 325,000 | $ 205,000 |
| Barrow, Georgia | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Bleckley, Georgia | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| Chatham, Georgia | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Cherokee, Georgia | 1 | $ 945,000 | $ 945,000 | $ 310,000 |
| Clarke, Georgia | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| Clayton, Georgia | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| Dawson, Georgia | 1 | $ 115,000 | $ 115,000 | $ 227,000 |
| Decatur, Georgia | 1 | $ 3,495,000 | $ 3,495,000 | $ 0 |
| Douglas, Georgia | 1 | $ 175,000 | $ 175,000 | $ 269,000 |
| Hall, Georgia | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| Henry, Georgia | 1 | $ 85,000 | $ 85,000 | $ 125,000 |
| Liberty, Georgia | 1 | $ 15,000 | $ 15,000 | $ 270,000 |
| Muscogee, Georgia | 1 | $ 2,555,000 | $ 2,555,000 | $ 0 |
| Newton, Georgia | 1 | $ 105,000 | $ 105,000 | $ 127,000 |
| Pulaski, Georgia | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| Tift, Georgia | 1 | $ 7,905,000 | $ 7,905,000 | $ 0 |
| Blaine, Idaho | 1 | $ 175,000 | $ 175,000 | $ 275,000 |
| Boise, Idaho | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| Bonner, Idaho | 1 | $ 395,000 | $ 395,000 | $ 121,000 |
| Clearwater, Idaho | 1 | $ 95,000 | $ 95,000 | $ 96,000 |
| Elmore, Idaho | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Jefferson, Idaho | 1 | $ 105,000 | $ 105,000 | $ 85,000 |
| Owyhee, Idaho | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Valley, Idaho | 1 | $ 485,000 | $ 485,000 | $ 277,000 |
| Cumberland, Maine | 1 | $ 55,000 | $ 55,000 | $ 128,000 |
| Washington, Maine | 1 | $ 45,000 | $ 45,000 | $ 240,000 |
| York, Maine | 1 | $ 685,000 | $ 685,000 | $ 222,000 |
| Baltimore, Maryland | 1 | $ 345,000 | $ 345,000 | $ 155,000 |
| Frederick, Maryland | 1 | $ 95,000 | $ 95,000 | $ 135,000 |
| Howard, Maryland | 1 | $ 165,000 | $ 165,000 | $ 171,000 |
| Barnstable, Massachusetts | 1 | $ 65,000 | $ 65,000 | $ 203,000 |
| Bristol, Massachusetts | 1 | $ 75,000 | $ 75,000 | $ 128,000 |
| Plymouth, Massachusetts | 1 | $ 45,000 | $ 45,000 | $ 53,000 |
| Cass, Minnesota | 1 | $ 185,000 | $ 185,000 | $ 248,000 |
| Crow Wing, Minnesota | 1 | $ 195,000 | $ 195,000 | $ 136,000 |
| Scott, Minnesota | 1 | $ 225,000 | $ 225,000 | $ 87,000 |
| St. Louis, Minnesota | 1 | $ 55,000 | $ 55,000 | $ 17,000 |
| Stearns, Minnesota | 1 | $ 745,000 | $ 745,000 | $ 271,000 |
| Washington, Minnesota | 1 | $ 455,000 | $ 455,000 | $ 303,000 |
| DeSoto, Mississippi | 1 | $ 4,005,000 | $ 4,005,000 | $ 0 |
| St. Charles, Missouri | 1 | $ 315,000 | $ 315,000 | $ 220,000 |
| Douglas, Nebraska | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Scotts Bluff, Nebraska | 1 | $ 5,000 | $ 5,000 | $ 17,000 |
| Rockingham, New Hampshire | 1 | $ 85,000 | $ 85,000 | $ 125,000 |
| Middlesex, New Jersey | 1 | $ 65,000 | $ 65,000 | $ 90,000 |
| Morris, New Jersey | 1 | $ 105,000 | $ 105,000 | $ 210,000 |
| Somerset, New Jersey | 1 | $ 215,000 | $ 215,000 | $ 360,000 |
| Sussex, New Jersey | 1 | $ 485,000 | $ 485,000 | $ 345,000 |
| Union, New Jersey | 1 | $ 305,000 | $ 305,000 | $ 586,000 |
| Lincoln, New Mexico | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| Otero, New Mexico | 1 | $ 65,000 | $ 65,000 | $ 84,000 |
| San Juan, New Mexico | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Santa Fe, New Mexico | 1 | $ 75,000 | $ 75,000 | $ 147,000 |
| Cayuga, New York | 1 | $ 175,000 | $ 175,000 | $ 220,000 |
| Cortland, New York | 1 | $ 3,405,000 | $ 3,405,000 | $ 0 |
| Delaware, New York | 1 | $ 115,000 | $ 115,000 | $ 85,000 |
| Dutchess, New York | 1 | $ 25,000 | $ 25,000 | $ 130,000 |
| Fulton, New York | 1 | $ 205,000 | $ 205,000 | $ 24,000 |
| Niagara, New York | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Onondaga, New York | 1 | $ 255,000 | $ 255,000 | $ 105,000 |
| Putnam, New York | 1 | $ 675,000 | $ 675,000 | $ 277,000 |
| Saratoga, New York | 1 | $ 85,000 | $ 85,000 | $ 133,000 |
| Sullivan, New York | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Avery, North Carolina | 1 | $ 405,000 | $ 405,000 | $ 263,000 |
| Buncombe, North Carolina | 1 | $ 115,000 | $ 115,000 | $ 167,000 |
| Cabarrus, North Carolina | 1 | $ 645,000 | $ 645,000 | $ 301,000 |
| Gaston, North Carolina | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Guilford, North Carolina | 1 | $ 165,000 | $ 165,000 | $ 120,000 |
| Harnett, North Carolina | 1 | $ 65,000 | $ 65,000 | $ 94,000 |
| Henderson, North Carolina | 1 | $ 575,000 | $ 575,000 | $ 360,000 |
| Hoke, North Carolina | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Iredell, North Carolina | 1 | $ 255,000 | $ 255,000 | $ 163,000 |
| Johnston, North Carolina | 1 | $ 295,000 | $ 295,000 | $ 175,000 |
| Lincoln, North Carolina | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
| McDowell, North Carolina | 1 | $ 205,000 | $ 205,000 | $ 279,000 |
| Polk, North Carolina | 1 | $ 225,000 | $ 225,000 | $ 71,000 |
| Randolph, North Carolina | 1 | $ 65,000 | $ 65,000 | $ 109,000 |
| Stanly, North Carolina | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| Stokes, North Carolina | 1 | $ 105,000 | $ 105,000 | $ 295,000 |
| Washington, North Carolina | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Delaware, Ohio | 1 | $ 435,000 | $ 435,000 | $ 180,000 |
| Knox, Ohio | 1 | $ 275,000 | $ 275,000 | $ 155,000 |
| Licking, Ohio | 1 | $ 45,000 | $ 45,000 | $ 151,000 |
| Summit, Ohio | 1 | $ 425,000 | $ 425,000 | $ 184,000 |
| Warren, Ohio | 1 | $ 155,000 | $ 155,000 | $ 150,000 |
| Washington, Oklahoma | 1 | $ 8,305,000 | $ 8,305,000 | $ 0 |
| Jefferson, Oregon | 1 | $ 65,000 | $ 65,000 | $ 1,896,000 |
| Klamath, Oregon | 1 | $ 405,000 | $ 405,000 | $ 74,000 |
| Malheur, Oregon | 1 | $ 195,000 | $ 195,000 | $ 279,000 |
| Berks, Pennsylvania | 1 | $ 1,115,000 | $ 1,115,000 | $ 0 |
| Bucks, Pennsylvania | 1 | $ 475,000 | $ 475,000 | $ 345,000 |
| Cumberland, Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 155,000 |
| Franklin, Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 91,000 |
| Westmoreland, Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 124,000 |
| York, Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 56,000 |
| Aiken, South Carolina | 1 | $ 235,000 | $ 235,000 | $ 129,000 |
| Beaufort, South Carolina | 1 | $ 385,000 | $ 385,000 | $ 249,000 |
| Dorchester, South Carolina | 1 | $ 85,000 | $ 85,000 | $ 188,000 |
| Horry, South Carolina | 1 | $ 75,000 | $ 75,000 | $ 126,000 |
| Lancaster, South Carolina | 1 | $ 45,000 | $ 45,000 | $ 96,000 |
| York, South Carolina | 1 | $ 285,000 | $ 285,000 | $ 161,000 |
| Andrews, Texas | 1 | $ 45,000 | $ 45,000 | $ 72,000 |
| Aransas, Texas | 1 | $ 245,000 | $ 245,000 | $ 91,000 |
| Bastrop, Texas | 1 | $ 25,000 | $ 25,000 | $ 91,000 |
| Brazos, Texas | 1 | $ 295,000 | $ 295,000 | $ 238,000 |
| Burnet, Texas | 1 | $ 215,000 | $ 215,000 | $ 149,000 |
| Dallas, Texas | 1 | $ 105,000 | $ 105,000 | $ 132,000 |
| Lubbock, Texas | 1 | $ 45,000 | $ 45,000 | $ 169,000 |
| Midland, Texas | 1 | $ 395,000 | $ 395,000 | $ 197,000 |
| Randall, Texas | 1 | $ 205,000 | $ 205,000 | $ 119,000 |
| Tom Green, Texas | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| Davis, Utah | 1 | $ 85,000 | $ 85,000 | $ 224,000 |
| Summit, Utah | 1 | $ 845,000 | $ 845,000 | $ 139,000 |
| Tooele, Utah | 1 | $ 15,000 | $ 15,000 | $ 112,000 |
| Wasatch, Utah | 1 | $ 405,000 | $ 405,000 | $ 344,000 |
| Washington, Utah | 1 | $ 405,000 | $ 405,000 | $ 155,000 |
| Arlington, Virginia | 1 | $ 2,235,000 | $ 2,235,000 | $ 0 |
| Charlottesville, Virginia | 1 | $ 255,000 | $ 255,000 | $ 239,000 |
| Chesterfield, Virginia | 1 | $ 45,000 | $ 45,000 | $ 49,000 |
| Fluvanna, Virginia | 1 | $ 15,000 | $ 15,000 | $ 88,000 |
| Norfolk, Virginia | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Orange, Virginia | 1 | $ 135,000 | $ 135,000 | $ 131,000 |
| Douglas, Washington | 1 | $ 405,000 | $ 405,000 | $ 332,000 |
| Grant, Washington | 1 | $ 55,000 | $ 55,000 | $ 101,000 |
| Klickitat, Washington | 1 | $ 575,000 | $ 575,000 | $ 202,000 |
| Okanogan, Washington | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Milwaukee, Wisconsin | 1 | $ 2,775,000 | $ 2,775,000 | $ 0 |
Mortgage Loan Application Detail Totals for First Technology Federal Credit Union in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,457 | $1,631,445,000 | $663,000 | $18,345,000 | $255,000 | $5,376,000 |
| Other Purpose | 1,517 | $245,535,000 | $161,000 | $2,015,000 | $197,000 | $7,392,000 |
| Cash-out Refinancing | 1,052 | $320,970,000 | $305,000 | $8,305,000 | $205,000 | $3,108,000 |
| Home Improvement | 938 | $148,900,000 | $158,000 | $1,005,000 | $196,000 | $1,476,000 |
| Refinancing | 306 | $244,440,000 | $798,000 | $6,505,000 | $303,000 | $3,564,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,473 | $632,835,000 | $255,000 | $4,005,000 | $199,000 | $7,392,000 |
| Not Provided | 2,185 | $1,119,815,000 | $512,000 | $4,855,000 | $231,000 | $3,108,000 |
| Asian | 958 | $587,670,000 | $613,000 | $3,305,000 | $296,000 | $5,376,000 |
| Hispanic | 445 | $99,355,000 | $223,000 | $2,005,000 | $199,000 | $2,284,000 |
| Black or African American | 126 | $22,020,000 | $174,000 | $965,000 | $230,000 | $2,749,000 |
| American Indian or Alaskan Native | 37 | $4,355,000 | $117,000 | $405,000 | $247,000 | $2,554,000 |
| Not applicable | 37 | $124,285,000 | $3,359,000 | $18,345,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 9 | $955,000 | $106,000 | $405,000 | $127,000 | $244,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,270 | $2,591,290,000 | $413,000 | $18,345,000 | $226,000 | $7,392,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,364 | $1,279,490,000 | $380,000 | $8,305,000 | $223,000 | $2,554,000 |
| Application Denied By Financial Institution | 924 | $210,280,000 | $227,000 | $4,505,000 | $164,000 | $7,392,000 |
| Preapproval Approved but not Accepted | 751 | $591,445,000 | $787,000 | $4,005,000 | $256,000 | $1,608,000 |
| Application Approved But Not Accepted | 404 | $153,660,000 | $380,000 | $3,005,000 | $231,000 | $2,352,000 |
| File Closed For Incompleteness | 372 | $117,000,000 | $314,000 | $2,775,000 | $310,000 | $5,376,000 |
| Application Withdrawn By Applicant | 369 | $180,585,000 | $489,000 | $18,345,000 | $271,000 | $3,564,000 |
| Preapproval Denied by Financial Institution | 86 | $58,830,000 | $684,000 | $3,305,000 | $159,000 | $670,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,260 | $2,322,180,000 | $441,000 | $18,345,000 | $238,000 | $5,376,000 |
| Debt-To-Income Ratio | 625 | $161,835,000 | $258,000 | $4,505,000 | $108,000 | $708,000 |
| Credit History | 150 | $38,070,000 | $253,000 | $2,295,000 | $240,000 | $3,964,000 |
| Collateral | 135 | $29,025,000 | $215,000 | $2,055,000 | $292,000 | $7,392,000 |
| Other | 39 | $16,235,000 | $416,000 | $3,185,000 | $295,000 | $1,166,000 |
| Unverifiable Information | 38 | $16,040,000 | $422,000 | $1,805,000 | $217,000 | $850,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $6,735,000 | $396,000 | $1,125,000 | $194,000 | $487,000 |
| Employment History | 4 | $910,000 | $227,000 | $405,000 | $19,000 | $78,000 |
| Credit Application Incomplete | 2 | $260,000 | $130,000 | $205,000 | $311,000 | $348,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Technology Federal Credit Union's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Technology Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oregon, download the full spreadsheet
with aggregated HMDA statistics today.
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