First Technology Federal Credit Union Mortgage Lending & HMDA Data, 2025
In 2025, First Technology Federal Credit Union of Hillsboro, OR reported 6,874 mortgage applications totaling $2.6 billion, up 10% from 2024. The average application was for $382,887, and applicants reported an average income of $232,943. 61% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Portland-Vancouver-Hillsboro, OR-WA (1,810), Seattle-Bellevue-Everett, WA (811) and Salem, OR (261) (applications in parentheses).
| Mortgage Company & Address | First Technology Federal Credit Union Hillsboro, OR 97124 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,874 |
| Total Mortgage Loan Application Amount | $2,631,970,000 |
| Average Mortgage Loan Application Amount | $382,887 |
| Highest Mortgage Loan Application Amount | $59,505,000 |
| Average Applicant Income | $232,943 |
| Highest Applicant Income | $9,812,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Technology Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Portland-Vancouver-Hillsboro, OR-WA | 1,810 | $ 457,940,000 | $ 253,005 | $ 190,182 |
| Seattle-Bellevue-Everett, WA | 811 | $ 490,655,000 | $ 605,000 | $ 335,000 |
| Outside any metro area | 661 | $ 404,725,000 | $ 612,291 | $ 226,124 |
| Salem, OR | 261 | $ 40,435,000 | $ 154,923 | $ 128,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 219 | $ 150,705,000 | $ 688,150 | $ 404,000 |
| Everett, WA | 191 | $ 92,855,000 | $ 486,151 | $ 273,000 |
| Los Angeles-Long Beach-Glendale, CA | 179 | $ 58,545,000 | $ 327,067 | $ 293,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 166 | $ 36,480,000 | $ 219,759 | $ 186,000 |
| Oakland-Hayward-Berkeley, CA | 154 | $ 81,380,000 | $ 528,441 | $ 284,000 |
| San Diego-Carlsbad, CA | 142 | $ 52,230,000 | $ 367,816 | $ 264,000 |
| Houston-The Woodlands-Sugar Land, TX | 124 | $ 40,840,000 | $ 329,354 | $ 195,000 |
| Phoenix-Mesa-Scottsdale, AZ | 113 | $ 26,295,000 | $ 232,699 | $ 261,000 |
| Boise City, ID | 109 | $ 26,855,000 | $ 246,376 | $ 176,000 |
| Eugene, OR | 88 | $ 15,220,000 | $ 172,954 | $ 124,000 |
| Fort Collins, CO | 81 | $ 18,875,000 | $ 233,024 | $ 192,000 |
| Bend-Redmond, OR | 79 | $ 23,705,000 | $ 300,063 | $ 248,000 |
| Anaheim-Santa Ana-Irvine, CA | 73 | $ 31,845,000 | $ 436,232 | $ 297,000 |
| Atlanta-Sandy Springs-Roswell, GA | 68 | $ 15,940,000 | $ 234,411 | $ 229,000 |
| Denver-Aurora-Lakewood, CO | 66 | $ 19,260,000 | $ 291,818 | $ 237,000 |
| Riverside-San Bernardino-Ontario, CA | 63 | $ 17,275,000 | $ 274,206 | $ 216,000 |
| San Francisco-Redwood City-South San Francisco, CA | 51 | $ 41,065,000 | $ 805,196 | $ 390,000 |
| Corvallis, OR | 48 | $ 10,200,000 | $ 212,500 | $ 140,000 |
| Tucson, AZ | 45 | $ 9,195,000 | $ 204,333 | $ 182,000 |
| Greeley, CO | 43 | $ 8,085,000 | $ 188,023 | $ 148,000 |
| Charlotte-Concord-Gastonia, NC-SC | 40 | $ 10,670,000 | $ 266,750 | $ 191,225 |
| Oxnard-Thousand Oaks-Ventura, CA | 39 | $ 10,525,000 | $ 269,871 | $ 251,000 |
| Santa Rosa, CA | 38 | $ 8,200,000 | $ 215,789 | $ 195,000 |
| Tacoma-Lakewood, WA | 37 | $ 10,305,000 | $ 278,513 | $ 211,000 |
| Las Vegas-Henderson-Paradise, NV | 36 | $ 8,750,000 | $ 243,055 | $ 156,000 |
| New York-Jersey City-White Plains, NY-NJ | 34 | $ 14,370,000 | $ 422,647 | $ 221,117 |
| Albany, OR | 32 | $ 5,740,000 | $ 179,375 | $ 121,000 |
| Stockton-Lodi, CA | 26 | $ 9,470,000 | $ 364,230 | $ 223,000 |
| Austin-Round Rock, TX | 25 | $ 11,305,000 | $ 452,200 | $ 635,000 |
| Colorado Springs, CO | 25 | $ 4,335,000 | $ 173,400 | $ 165,000 |
| Orlando-Kissimmee-Sanford, FL | 22 | $ 4,860,000 | $ 220,909 | $ 175,000 |
| Nassau County-Suffolk County, NY | 21 | $ 5,425,000 | $ 258,333 | $ 229,000 |
| Newark, NJ-PA | 21 | $ 5,875,000 | $ 279,761 | $ 318,000 |
| Santa Maria-Santa Barbara, CA | 21 | $ 17,435,000 | $ 830,238 | $ 544,000 |
| Tampa, FL | 21 | $ 4,385,000 | $ 208,809 | $ 215,000 |
| Arlington-Alexandria-Reston, VA-WV | 20 | $ 10,390,000 | $ 519,500 | $ 256,000 |
| Cambridge-Newton-Framingham, MA | 20 | $ 9,790,000 | $ 489,500 | $ 259,000 |
| Bremerton-Silverdale, WA | 19 | $ 9,505,000 | $ 500,263 | $ 305,000 |
| Dallas-Plano-Irving, TX | 19 | $ 7,675,000 | $ 403,947 | $ 281,000 |
| Salt Lake City, UT | 19 | $ 4,765,000 | $ 250,789 | $ 169,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 17 | $ 6,835,000 | $ 402,058 | $ 207,000 |
| Raleigh, NC | 17 | $ 3,605,000 | $ 212,058 | $ 245,000 |
| Lakewood-New Brunswick, NJ | 16 | $ 4,520,000 | $ 282,500 | $ 163,000 |
| Marietta, GA | 16 | $ 4,520,000 | $ 282,500 | $ 166,000 |
| Provo-Orem, UT | 16 | $ 3,760,000 | $ 235,000 | $ 160,000 |
| Miami-Miami Beach-Kendall, FL | 15 | $ 4,385,000 | $ 292,333 | $ 254,000 |
| Bellingham, WA | 12 | $ 3,180,000 | $ 265,000 | $ 324,000 |
| Longview, WA | 12 | $ 2,460,000 | $ 205,000 | $ 168,000 |
| Medford, OR | 12 | $ 1,730,000 | $ 144,166 | $ 125,000 |
| Montgomery County-Bucks County-Chester County, PA | 12 | $ 2,650,000 | $ 220,833 | $ 366,000 |
| Salinas, CA | 12 | $ 2,960,000 | $ 246,666 | $ 368,000 |
| Washington, DC-MD | 12 | $ 2,510,000 | $ 209,166 | $ 167,750 |
| Baltimore-Columbia-Towson, MD | 11 | $ 25,005,000 | $ 2,273,181 | $ 201,000 |
| Columbus, OH | 11 | $ 4,235,000 | $ 385,000 | $ 198,000 |
| Philadelphia, PA | 11 | $ 6,285,000 | $ 571,363 | $ 71,000 |
| Vallejo-Fairfield, CA | 11 | $ 1,495,000 | $ 135,909 | $ 188,000 |
| Walla Walla, WA | 11 | $ 1,255,000 | $ 114,090 | $ 100,000 |
| Yuba City, CA | 11 | $ 2,315,000 | $ 210,454 | $ 148,000 |
| Cincinnati, OH-KY-IN | 10 | $ 1,420,000 | $ 142,000 | $ 167,000 |
| Fresno, CA | 10 | $ 1,140,000 | $ 114,000 | $ 106,000 |
| Rockingham County-Strafford County, NH | 10 | $ 3,920,000 | $ 392,000 | $ 219,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 10 | $ 2,900,000 | $ 290,000 | $ 219,000 |
| North Port-Sarasota-Bradenton, FL | 9 | $ 2,595,000 | $ 288,333 | $ 213,000 |
| Boston, MA | 8 | $ 2,730,000 | $ 341,250 | $ 511,000 |
| Boulder, CO | 8 | $ 2,440,000 | $ 305,000 | $ 154,000 |
| Bridgeport-Stamford-Norwalk, CT | 8 | $ 2,800,000 | $ 350,000 | $ 250,000 |
| Chicago-Naperville, IL | 8 | $ 1,730,000 | $ 216,250 | $ 246,000 |
| Jacksonville, FL | 8 | $ 1,560,000 | $ 195,000 | $ 110,000 |
| Mount Vernon-Anacortes, WA | 8 | $ 3,130,000 | $ 391,250 | $ 244,000 |
| Olympia-Tumwater, WA | 8 | $ 950,000 | $ 118,750 | $ 132,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 8 | $ 1,540,000 | $ 192,500 | $ 168,000 |
| Spokane-Spokane Valley, WA | 8 | $ 2,600,000 | $ 325,000 | $ 207,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 7 | $ 965,000 | $ 137,857 | $ 320,000 |
| Modesto, CA | 7 | $ 875,000 | $ 125,000 | $ 106,000 |
| San Rafael, CA | 7 | $ 4,875,000 | $ 696,428 | $ 251,000 |
| Santa Cruz-Watsonville, CA | 7 | $ 3,395,000 | $ 485,000 | $ 334,000 |
| St. Petersburg-Clearwater-Largo, FL | 7 | $ 1,235,000 | $ 176,428 | $ 164,000 |
| Worcester, MA-CT | 7 | $ 1,565,000 | $ 223,571 | $ 205,000 |
| Albuquerque, NM | 6 | $ 1,630,000 | $ 271,666 | $ 154,000 |
| Augusta-Richmond County, GA-SC | 6 | $ 980,000 | $ 163,333 | $ 257,500 |
| Cape Coral-Fort Myers, FL | 6 | $ 700,000 | $ 116,666 | $ 168,000 |
| Kennewick-Richland, WA | 6 | $ 1,320,000 | $ 220,000 | $ 186,000 |
| Ogden-Clearfield, UT | 6 | $ 1,080,000 | $ 180,000 | $ 200,000 |
| Prescott Valley-Prescott, AZ | 6 | $ 2,160,000 | $ 360,000 | $ 209,000 |
| Visalia-Porterville, CA | 6 | $ 790,000 | $ 131,666 | $ 138,000 |
| Wenatchee, WA | 6 | $ 1,990,000 | $ 331,666 | $ 354,000 |
| Wilmington, DE-MD-NJ | 6 | $ 1,070,000 | $ 178,333 | $ 151,833 |
| Durham-Chapel Hill, NC | 5 | $ 905,000 | $ 181,000 | $ 141,000 |
| Fayetteville, NC | 5 | $ 165,000 | $ 33,000 | $ 129,000 |
| Lake Havasu City-Kingman, AZ | 5 | $ 655,000 | $ 131,000 | $ 109,000 |
| San Antonio-New Braunfels, TX | 5 | $ 895,000 | $ 179,000 | $ 228,000 |
| Warren-Troy-Farmington Hills, MI | 5 | $ 685,000 | $ 137,000 | $ 157,000 |
| Wilmington, NC | 5 | $ 555,000 | $ 111,000 | $ 115,000 |
| Atlantic City-Hammonton, NJ | 4 | $ 5,990,000 | $ 1,497,500 | $ 148,000 |
| Camden, NJ | 4 | $ 950,000 | $ 237,500 | $ 187,000 |
| Charleston-North Charleston, SC | 4 | $ 2,290,000 | $ 572,500 | $ 209,000 |
| Chico, CA | 4 | $ 510,000 | $ 127,500 | $ 127,000 |
| Coeur D'Alene, ID | 4 | $ 1,210,000 | $ 302,500 | $ 101,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 4 | $ 880,000 | $ 220,000 | $ 148,000 |
| Flagstaff, AZ | 4 | $ 1,600,000 | $ 400,000 | $ 56,000 |
| Greensboro-High Point, NC | 4 | $ 550,000 | $ 137,500 | $ 171,000 |
| Idaho Falls, ID | 4 | $ 650,000 | $ 162,500 | $ 97,000 |
| Lakeland-Winter Haven, FL | 4 | $ 490,000 | $ 122,500 | $ 126,000 |
| Port St. Lucie, FL | 4 | $ 640,000 | $ 160,000 | $ 127,000 |
| Reno, NV | 4 | $ 890,000 | $ 222,500 | $ 162,000 |
| Richmond, VA | 4 | $ 750,000 | $ 187,500 | $ 97,000 |
| Washington-Baltimore-Arlington, DC | 4 | $ 730,000 | $ 182,500 | $ 234,000 |
| Grants Pass, OR | 3 | $ 1,335,000 | $ 445,000 | $ 138,000 |
| Hickory-Lenoir-Morganton, NC | 3 | $ 365,000 | $ 121,666 | $ 85,000 |
| Indianapolis-Carmel-Anderson, IN | 3 | $ 18,295,000 | $ 6,098,333 | $ 149,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 3 | $ 415,000 | $ 138,333 | $ 151,000 |
| Macon-Bibb County, GA | 3 | $ 575,000 | $ 191,666 | $ 241,000 |
| Merced, CA | 3 | $ 155,000 | $ 51,666 | $ 137,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 3 | $ 1,015,000 | $ 338,333 | $ 149,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 3 | $ 715,000 | $ 238,333 | $ 145,000 |
| Pittsburgh, PA | 3 | $ 485,000 | $ 161,666 | $ 142,000 |
| Providence-Warwick, RI-MA | 3 | $ 285,000 | $ 95,000 | $ 103,333 |
| Redding, CA | 3 | $ 875,000 | $ 291,666 | $ 250,000 |
| St. Louis, MO-IL | 3 | $ 165,000 | $ 55,000 | $ 542,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 3 | $ 135,000 | $ 45,000 | $ 65,000 |
| Albany-Schenectady-Troy, NY | 2 | $ 50,000 | $ 25,000 | $ 82,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 230,000 | $ 115,000 | $ 148,000 |
| Asheville, NC | 2 | $ 160,000 | $ 80,000 | $ 89,000 |
| Athens-Clarke County, GA | 2 | $ 80,000 | $ 40,000 | $ 23,000 |
| Bangor, ME | 2 | $ 270,000 | $ 135,000 | $ 144,000 |
| Birmingham-Hoover, AL | 2 | $ 70,000 | $ 35,000 | $ 47,000 |
| Brunswick, GA | 2 | $ 240,000 | $ 120,000 | $ 165,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 2 | $ 240,000 | $ 120,000 | $ 238,000 |
| Cleveland, OH | 2 | $ 2,840,000 | $ 1,420,000 | $ 74,000 |
| Columbus, GA-AL | 2 | $ 230,000 | $ 115,000 | $ 115,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 340,000 | $ 170,000 | $ 186,000 |
| Fort Worth-Arlington, TX | 2 | $ 190,000 | $ 95,000 | $ 1,071,000 |
| Gainesville, FL | 2 | $ 220,000 | $ 110,000 | $ 236,000 |
| Greenville-Anderson-Mauldin, SC | 2 | $ 250,000 | $ 125,000 | $ 104,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 2 | $ 190,000 | $ 95,000 | $ 91,000 |
| Homosassa Springs, FL | 2 | $ 350,000 | $ 175,000 | $ 131,000 |
| Kingston, NY | 2 | $ 460,000 | $ 230,000 | $ 144,000 |
| Naples-Immokalee-Marco Island, FL | 2 | $ 160,000 | $ 80,000 | $ 263,000 |
| Pinehurst-Southern Pines, NC | 2 | $ 100,000 | $ 50,000 | $ 228,000 |
| Pocatello, ID | 2 | $ 390,000 | $ 195,000 | $ 111,000 |
| Sherman-Denison, TX | 2 | $ 730,000 | $ 365,000 | $ 137,000 |
| Syracuse, NY | 2 | $ 320,000 | $ 160,000 | $ 155,000 |
| Twin Falls, ID | 2 | $ 850,000 | $ 425,000 | $ 161,000 |
| Yakima, WA | 2 | $ 280,000 | $ 140,000 | $ 111,000 |
| Akron, OH | 1 | $ 595,000 | $ 595,000 | $ 375,000 |
| Albany, GA | 1 | $ 8,905,000 | $ 8,905,000 | $ 0 |
| Amarillo, TX | 1 | $ 35,000 | $ 35,000 | $ 116,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 75,000 | $ 75,000 | $ 140,000 |
| Bakersfield, CA | 1 | $ 2,595,000 | $ 2,595,000 | $ 0 |
| Barnstable Town, MA | 1 | $ 255,000 | $ 255,000 | $ 52,000 |
| Baton Rouge, LA | 1 | $ 45,000 | $ 45,000 | $ 163,000 |
| Bloomington, IL | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Bozeman, MT | 1 | $ 195,000 | $ 195,000 | $ 138,000 |
| Burlington, NC | 1 | $ 165,000 | $ 165,000 | $ 185,000 |
| Cedar Rapids, IA | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Charlottesville, VA | 1 | $ 205,000 | $ 205,000 | $ 144,000 |
| Columbia, SC | 1 | $ 95,000 | $ 95,000 | $ 176,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 405,000 | $ 405,000 | $ 182,000 |
| Daphne-Fairhope-Foley, AL | 1 | $ 305,000 | $ 305,000 | $ 376,000 |
| Dayton-Springfield-Kettering, OH | 1 | $ 75,000 | $ 75,000 | $ 217,000 |
| Des Moines-West Des Moines, IA | 1 | $ 95,000 | $ 95,000 | $ 406,000 |
| Detroit-Dearborn-Livonia, MI | 1 | $ 15,000 | $ 15,000 | $ 29,000 |
| Elgin, IL | 1 | $ 235,000 | $ 235,000 | $ 112,000 |
| Florence, SC | 1 | $ 1,135,000 | $ 1,135,000 | $ 0 |
| Gainesville, GA | 1 | $ 45,000 | $ 45,000 | $ 161,000 |
| Grand Junction, CO | 1 | $ 205,000 | $ 205,000 | $ 169,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 275,000 | $ 275,000 | $ 188,000 |
| Great Falls, MT | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 65,000 | $ 65,000 | $ 166,000 |
| Johnson City, TN | 1 | $ 255,000 | $ 255,000 | $ 239,000 |
| Jonesboro, AR | 1 | $ 1,885,000 | $ 1,885,000 | $ 0 |
| Kansas City, MO-KS | 1 | $ 75,000 | $ 75,000 | $ 54,000 |
| Knoxville, TN | 1 | $ 65,000 | $ 65,000 | $ 126,000 |
| Lake County-Porter County-Jasper County, IN | 1 | $ 35,000 | $ 35,000 | $ 300,000 |
| Lancaster, PA | 1 | $ 25,000 | $ 25,000 | $ 160,000 |
| Lansing-East Lansing, MI | 1 | $ 2,405,000 | $ 2,405,000 | $ 0 |
| Lexington Park, MD | 1 | $ 155,000 | $ 155,000 | $ 253,000 |
| Lexington-Fayette, KY | 1 | $ 45,000 | $ 45,000 | $ 173,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Logan, UT-ID | 1 | $ 305,000 | $ 305,000 | $ 175,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Midland, TX | 1 | $ 375,000 | $ 375,000 | $ 211,000 |
| Montgomery, AL | 1 | $ 35,000 | $ 35,000 | $ 130,000 |
| New Orleans-Metairie, LA | 1 | $ 45,000 | $ 45,000 | $ 105,000 |
| Oklahoma City, OK | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 155,000 | $ 155,000 | $ 594,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 605,000 | $ 605,000 | $ 142,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Portland-South Portland, ME | 1 | $ 245,000 | $ 245,000 | $ 143,000 |
| Pueblo, CO | 1 | $ 125,000 | $ 125,000 | $ 119,000 |
| Punta Gorda, FL | 1 | $ 105,000 | $ 105,000 | $ 20,000 |
| Rapid City, SD | 1 | $ 2,335,000 | $ 2,335,000 | $ 0 |
| Reading, PA | 1 | $ 145,000 | $ 145,000 | $ 113,000 |
| Rochester, NY | 1 | $ 185,000 | $ 185,000 | $ 230,000 |
| Rocky Mount, NC | 1 | $ 105,000 | $ 105,000 | $ 69,000 |
| Sandusky, OH | 1 | $ 135,000 | $ 135,000 | $ 223,000 |
| Santa Fe, NM | 1 | $ 55,000 | $ 55,000 | $ 120,000 |
| Savannah, GA | 1 | $ 355,000 | $ 355,000 | $ 179,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 405,000 | $ 405,000 | $ 138,000 |
| Spartanburg, SC | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| St. George, UT | 1 | $ 215,000 | $ 215,000 | $ 95,000 |
| State College, PA | 1 | $ 45,000 | $ 45,000 | $ 266,000 |
| Tallahassee, FL | 1 | $ 75,000 | $ 75,000 | $ 118,000 |
| Toledo, OH | 1 | $ 55,000 | $ 55,000 | $ 118,000 |
| Trenton, NJ | 1 | $ 255,000 | $ 255,000 | $ 462,000 |
| Tyler, TX | 1 | $ 215,000 | $ 215,000 | $ 80,000 |
| Watertown-Fort Drum, NY | 1 | $ 59,505,000 | $ 59,505,000 | $ 0 |
| Wichita Falls, TX | 1 | $ 1,105,000 | $ 1,105,000 | $ 0 |
| Winchester, VA-WV | 1 | $ 255,000 | $ 255,000 | $ 174,000 |
| Winston-Salem, NC | 1 | $ 145,000 | $ 145,000 | $ 157,000 |
| York-Hanover, PA | 1 | $ 175,000 | $ 175,000 | $ 194,000 |
| Yuma, AZ | 1 | $ 165,000 | $ 165,000 | $ 139,000 |
Mortgage Loan Application Detail Totals for First Technology Federal Credit Union in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,974 | $1,283,020,000 | $649,000 | $10,505,000 | $269,000 | $4,692,000 |
| Other Purpose | 1,809 | $326,945,000 | $180,000 | $2,005,000 | $212,000 | $9,812,000 |
| Home Improvement | 1,431 | $263,625,000 | $184,000 | $1,005,000 | $209,000 | $5,331,000 |
| Cash-out Refinancing | 1,226 | $421,530,000 | $343,000 | $59,505,000 | $210,000 | $1,360,000 |
| Refinancing | 434 | $336,850,000 | $776,000 | $8,905,000 | $300,000 | $3,135,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,915 | $691,755,000 | $237,000 | $2,805,000 | $212,000 | $9,812,000 |
| Not Provided | 2,386 | $1,183,230,000 | $495,000 | $6,705,000 | $248,000 | $3,744,000 |
| Asian | 882 | $454,820,000 | $515,000 | $3,225,000 | $295,000 | $4,692,000 |
| Hispanic | 469 | $103,875,000 | $221,000 | $1,805,000 | $181,000 | $1,140,000 |
| Black or African American | 142 | $25,890,000 | $182,000 | $1,035,000 | $225,000 | $6,753,000 |
| American Indian or Alaskan Native | 33 | $6,125,000 | $185,000 | $785,000 | $107,000 | $360,000 |
| Not applicable | 29 | $163,145,000 | $5,625,000 | $59,505,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 17 | $2,825,000 | $166,000 | $385,000 | $192,000 | $375,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,874 | $2,631,970,000 | $382,000 | $59,505,000 | $233,000 | $9,812,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,168 | $1,553,040,000 | $372,000 | $59,505,000 | $234,000 | $5,331,000 |
| Application Denied By Financial Institution | 861 | $210,115,000 | $244,000 | $2,765,000 | $173,000 | $9,812,000 |
| Application Approved But Not Accepted | 515 | $162,405,000 | $315,000 | $3,005,000 | $205,000 | $1,400,000 |
| Preapproval Approved but not Accepted | 484 | $362,820,000 | $749,000 | $3,905,000 | $249,000 | $1,096,000 |
| Application Withdrawn By Applicant | 402 | $186,810,000 | $464,000 | $9,635,000 | $271,000 | $3,556,000 |
| File Closed For Incompleteness | 400 | $133,740,000 | $334,000 | $2,045,000 | $332,000 | $6,753,000 |
| Preapproval Denied by Financial Institution | 44 | $23,040,000 | $523,000 | $1,685,000 | $154,000 | $584,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,969 | $2,398,815,000 | $401,000 | $59,505,000 | $242,000 | $6,753,000 |
| Debt-To-Income Ratio | 533 | $145,305,000 | $272,000 | $2,005,000 | $113,000 | $703,000 |
| Collateral | 158 | $34,290,000 | $217,000 | $2,105,000 | $337,000 | $9,812,000 |
| Credit History | 154 | $29,700,000 | $192,000 | $1,605,000 | $193,000 | $3,948,000 |
| Unverifiable Information | 19 | $6,665,000 | $350,000 | $1,005,000 | $227,000 | $684,000 |
| Other | 17 | $6,555,000 | $385,000 | $2,765,000 | $260,000 | $875,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $8,215,000 | $547,000 | $2,505,000 | $141,000 | $584,000 |
| Employment History | 5 | $825,000 | $165,000 | $405,000 | $105,000 | $283,000 |
| Credit Application Incomplete | 4 | $1,600,000 | $400,000 | $655,000 | $153,000 | $199,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Technology Federal Credit Union's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Technology Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oregon, download the full spreadsheet
with aggregated HMDA statistics today.
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