Afl-Cio Ecu Mortgage Lending & HMDA Data, 2024
In 2024, Afl-Cio Ecu of Washington, DC reported 37 mortgage applications totaling $3.5 million, about the same as 2023. The average application was for $94,459, and applicants reported an average income of $175,378. 76% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Washington, DC-MD (8), Lexington Park, MD (6) and Washington-Baltimore-Arlington, DC (6) (applications in parentheses).
| Mortgage Company & Address | Afl-Cio Ecu 555 New Jersey Ave, Nw, Suite 100 Washington, DC 20001 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 |
| Total Number of Mortgage Applications | 37 |
| Total Mortgage Loan Application Amount | $3,495,000 |
| Average Mortgage Loan Application Amount | $94,459 |
| Highest Mortgage Loan Application Amount | $255,000 |
| Average Applicant Income | $175,378 |
| Highest Applicant Income | $654,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Afl-Cio Ecu filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Calvert, Maryland | 6 | $ 430,000 | $ 71,666 | $ 117,000 |
| Montgomery, Maryland | 4 | $ 350,000 | $ 87,500 | $ 117,000 |
| Prince George's, Maryland | 4 | $ 340,000 | $ 85,000 | $ 101,000 |
| Charles, Maryland | 3 | $ 285,000 | $ 95,000 | $ 163,000 |
| Cook, Illinois | 2 | $ 40,000 | $ 20,000 | $ 76,000 |
| Frederick, Maryland | 2 | $ 240,000 | $ 120,000 | $ 133,000 |
| Prince William, Virginia | 2 | $ 210,000 | $ 105,000 | $ 117,000 |
| Jefferson, Alabama | 1 | $ 45,000 | $ 45,000 | $ 0 |
| District of Columbia, District Of Columbia | 1 | $ 155,000 | $ 155,000 | $ 325,000 |
| Palm Beach, Florida | 1 | $ 255,000 | $ 255,000 | $ 350,000 |
| Baltimore City, Maryland | 1 | $ 55,000 | $ 55,000 | $ 236,000 |
| Washington, Maryland | 1 | $ 55,000 | $ 55,000 | $ 210,000 |
| Essex, Massachusetts | 1 | $ 85,000 | $ 85,000 | $ 654,000 |
| Jackson, Missouri | 1 | $ 45,000 | $ 45,000 | $ 92,000 |
| Camden, New Jersey | 1 | $ 155,000 | $ 155,000 | $ 200,000 |
| Passaic, New Jersey | 1 | $ 95,000 | $ 95,000 | $ 341,000 |
| Bronx, New York | 1 | $ 105,000 | $ 105,000 | $ 170,000 |
| Westchester, New York | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Allegheny, Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Charleston, South Carolina | 1 | $ 235,000 | $ 235,000 | $ 207,000 |
| Travis, Texas | 1 | $ 45,000 | $ 45,000 | $ 0 |
Mortgage Loan Application Detail Totals for Afl-Cio Ecu in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 29 | $2,775,000 | $95,000 | $255,000 | $173,000 | $654,000 |
| Other Purpose | 8 | $720,000 | $90,000 | $175,000 | $184,000 | $341,000 |
| Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Purchase | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13 | $1,525,000 | $117,000 | $255,000 | $164,000 | $350,000 |
| Not applicable | 11 | $995,000 | $90,000 | $255,000 | $142,000 | $200,000 |
| Black or African American | 8 | $640,000 | $80,000 | $155,000 | $180,000 | $325,000 |
| Not Provided | 3 | $215,000 | $71,000 | $105,000 | $280,000 | $654,000 |
| Hispanic | 2 | $120,000 | $60,000 | $65,000 | $120,000 | $126,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 37 | $3,495,000 | $94,000 | $255,000 | $175,000 | $654,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 28 | $3,010,000 | $107,000 | $255,000 | $185,000 | $654,000 |
| Application Denied By Financial Institution | 6 | $290,000 | $48,000 | $85,000 | $89,000 | $109,000 |
| Application Approved But Not Accepted | 3 | $195,000 | $65,000 | $105,000 | $90,000 | $90,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 31 | $3,205,000 | $103,000 | $255,000 | $181,000 | $654,000 |
| Other | 3 | $135,000 | $45,000 | $75,000 | $109,000 | $109,000 |
| Debt-To-Income Ratio | 2 | $140,000 | $70,000 | $85,000 | $70,000 | $70,000 |
| Credit Application Incomplete | 1 | $15,000 | $15,000 | $15,000 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Afl-Cio Ecu's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Afl-Cio Ecu's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in District of Columbia, download the full spreadsheet
with aggregated HMDA statistics today.
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