Afl-Cio Ecu Mortgage Lending & HMDA Data, 2025

In 2025, Afl-Cio Ecu of Washington, DC reported 24 mortgage applications totaling $2.5 million, down 35% from 2024. The average application was for $103,333, and applicants reported an average income of $243,000. 83% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Washington, DC-MD (8), Washington-Baltimore-Arlington, DC (3) and Arlington-Alexandria-Reston, VA-WV (2) (applications in parentheses).

Mortgage Company & Address Afl-Cio Ecu
555 New Jersey Ave, Nw, Suite 100
Washington, DC 20001
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  
Total Number of Mortgage Applications 24
Total Mortgage Loan Application Amount $2,480,000
Average Mortgage Loan Application Amount $103,333
Highest Mortgage Loan Application Amount $255,000
Average Applicant Income $243,000
Highest Applicant Income $1,086,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Afl-Cio Ecu filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Afl-Cio Ecu by Metropolitan Area in 2025

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Washington, DC-MD 8 $ 810,000 $ 101,250 $ 261,375
Washington-Baltimore-Arlington, DC 3 $ 275,000 $ 91,666 $ 116,000
Arlington-Alexandria-Reston, VA-WV 2 $ 220,000 $ 110,000 $ 147,000
Baltimore-Columbia-Towson, MD 2 $ 130,000 $ 65,000 $ 943,000
Cambridge-Newton-Framingham, MA 1 $ 125,000 $ 125,000 $ 137,000
Charleston-North Charleston, SC 1 $ 255,000 $ 255,000 $ 165,000
Chicago-Naperville, IL 1 $ 65,000 $ 65,000 $ 47,000
Elgin, IL 1 $ 105,000 $ 105,000 $ 196,000
Louisville/Jefferson County, KY-IN 1 $ 65,000 $ 65,000 $ 72,000
Portland-Vancouver-Hillsboro, OR-WA 1 $ 45,000 $ 45,000 $ 88,000
San Antonio-New Braunfels, TX 1 $ 75,000 $ 75,000 $ 296,000
Tampa, FL 1 $ 55,000 $ 55,000 $ 71,000
Winchester, VA-WV 1 $ 255,000 $ 255,000 $ 149,000

Mortgage Loan Application Detail Totals for Afl-Cio Ecu in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 16 $1,760,000 $110,000 $255,000 $262,000 $1,086,000
Other Purpose 8 $720,000 $90,000 $215,000 $205,000 $801,000
Refinancing 0 $0 $0 $0 $0 $0
Home Purchase 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Cash-out Refinancing 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 9 $1,165,000 $129,000 $255,000 $243,000 $1,000,000
White 7 $575,000 $82,000 $165,000 $245,000 $801,000
Black or African American 4 $300,000 $75,000 $105,000 $109,000 $158,000
Hispanic 4 $440,000 $110,000 $215,000 $376,000 $1,086,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 24 $2,480,000 $103,000 $255,000 $243,000 $1,086,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 20 $1,940,000 $97,000 $255,000 $215,000 $1,086,000
Application Denied By Financial Institution 4 $540,000 $135,000 $255,000 $385,000 $1,000,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 20 $1,940,000 $97,000 $255,000 $215,000 $1,086,000
Collateral 2 $210,000 $105,000 $105,000 $539,000 $1,000,000
Credit History 1 $75,000 $75,000 $75,000 $296,000 $296,000
Debt-To-Income Ratio 1 $255,000 $255,000 $255,000 $165,000 $165,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Afl-Cio Ecu's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Afl-Cio Ecu's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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