Sre Mortgage Alliance Inc. Mortgage Lending & HMDA Data, 2015

In 2015, Sre Mortgage Alliance Inc. of El Segundo, CA reported 1,480 mortgage applications totaling $652.5 million, up 8% from 2014. The average application was for $440,880, and applicants reported an average income of $154,664. 68% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (525), Riverside-San Bernardino-Ontario, CA (157) and Anaheim-Santa Ana-Irvine, CA (150) (applications in parentheses).

Mortgage Company & Address Sre Mortgage Alliance Inc.
2245 Campus Drive
El Segundo, CA 90245
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  
Total Number of Mortgage Applications 1,480
Total Mortgage Loan Application Amount $652,503,000
Average Mortgage Loan Application Amount $440,880
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $154,664
Highest Applicant Income $2,426,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sre Mortgage Alliance Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Sre Mortgage Alliance Inc. by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 525 $ 302,154,000 $ 575,531 $ 202,000
Orange, California 150 $ 75,903,000 $ 506,020 $ 176,000
Riverside, California 110 $ 31,854,000 $ 289,581 $ 116,000
Butte, California 63 $ 13,557,000 $ 215,190 $ 84,000
Sacramento, California 63 $ 16,744,000 $ 265,777 $ 77,000
San Diego, California 60 $ 26,370,000 $ 439,500 $ 141,000
Santa Fe, New Mexico 58 $ 18,196,000 $ 313,724 $ 143,000
Placer, California 55 $ 18,274,000 $ 332,254 $ 93,000
San Bernardino, California 47 $ 12,567,000 $ 267,382 $ 105,000
Alameda, California 38 $ 17,553,000 $ 461,921 $ 167,000
Contra Costa, California 29 $ 12,908,000 $ 445,103 $ 128,000
Sonoma, California 27 $ 9,321,000 $ 345,222 $ 129,000
Ventura, California 20 $ 8,213,000 $ 410,650 $ 147,000
El Dorado, California 13 $ 5,323,000 $ 409,461 $ 150,000
San Joaquin, California 12 $ 3,570,000 $ 297,500 $ 101,000
San Mateo, California 8 $ 4,571,000 $ 571,375 $ 209,000
Santa Clara, California 8 $ 4,542,000 $ 567,750 $ 174,000
San Francisco, California 7 $ 4,314,000 $ 616,285 $ 215,000
Clackamas, Oregon 6 $ 1,319,000 $ 219,833 $ 94,000
Santa Barbara, California 5 $ 2,371,000 $ 474,200 $ 241,000
Santa Cruz, California 5 $ 2,021,000 $ 404,200 $ 139,000
Solano, California 5 $ 1,630,000 $ 326,000 $ 98,000
Kootenai, Idaho 5 $ 1,029,000 $ 205,800 $ 71,000
Kern, California 4 $ 641,000 $ 160,250 $ 76,000
Marin, California 3 $ 1,586,000 $ 528,666 $ 160,000
Nevada, California 3 $ 1,019,000 $ 339,666 $ 90,000
San Luis Obispo, California 3 $ 753,000 $ 251,000 $ 98,000
Stanislaus, California 3 $ 832,000 $ 277,333 $ 93,000
Ada, Idaho 3 $ 594,000 $ 198,000 $ 69,000
Kitsap, Washington 3 $ 444,000 $ 148,000 $ 33,000
Calaveras, California 2 $ 483,000 $ 241,500 $ 257,000
Napa, California 2 $ 914,000 $ 457,000 $ 144,000
Shasta, California 2 $ 383,000 $ 191,500 $ 92,000
Yolo, California 2 $ 644,000 $ 322,000 $ 123,000
Yuba, California 2 $ 444,000 $ 222,000 $ 81,000
King, Washington 2 $ 857,000 $ 428,500 $ 142,000
Humboldt, California 1 $ 225,000 $ 225,000 $ 54,000
Lake, California 1 $ 91,000 $ 91,000 $ 46,000
Merced, California 1 $ 271,000 $ 271,000 $ 124,000
Mono, California 1 $ 998,000 $ 998,000 $ 1,501,000
Monterey, California 1 $ 565,000 $ 565,000 $ 0
Plumas, California 1 $ 300,000 $ 300,000 $ 220,000
Sutter, California 1 $ 165,000 $ 165,000 $ 74,000
Tehama, California 1 $ 97,000 $ 97,000 $ 29,000
Tulare, California 1 $ 113,000 $ 113,000 $ 115,000
Mesa, Colorado 1 $ 344,000 $ 344,000 $ 164,000
Sandoval, New Mexico 1 $ 195,000 $ 195,000 $ 69,000
Marion, Oregon 1 $ 323,000 $ 323,000 $ 96,000
Multnomah, Oregon 1 $ 825,000 $ 825,000 $ 212,000
Washington, Oregon 1 $ 188,000 $ 188,000 $ 70,000
Davidson, Tennessee 1 $ 151,000 $ 151,000 $ 200,000
Brown, Texas 1 $ 103,000 $ 103,000 $ 73,000
Dallas, Texas 1 $ 177,000 $ 177,000 $ 89,000
Harris, Texas 1 $ 265,000 $ 265,000 $ 36,000
Island, Washington 1 $ 220,000 $ 220,000 $ 52,000
Pierce, Washington 1 $ 265,000 $ 265,000 $ 55,000
Snohomish, Washington 1 $ 220,000 $ 220,000 $ 126,000
Whatcom, Washington 1 $ 292,000 $ 292,000 $ 168,000
Yakima, Washington 1 $ 158,000 $ 158,000 $ 125,000

Mortgage Loan Application Detail Totals for Sre Mortgage Alliance Inc. in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 644 $274,726,000 $426,000 $3,000,000 $148,000 $2,356,000
Refinancing 606 $284,758,000 $469,000 $2,860,000 $162,000 $2,385,000
Home Improvement 230 $93,019,000 $404,000 $1,900,000 $154,000 $2,426,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,040 $460,235,000 $442,000 $3,000,000 $154,000 $2,385,000
Hispanic 174 $59,219,000 $340,000 $2,175,000 $111,000 $535,000
Not Provided 118 $69,473,000 $588,000 $2,860,000 $222,000 $1,435,000
Asian 82 $39,745,000 $484,000 $3,000,000 $204,000 $2,426,000
Black or African American 44 $16,217,000 $368,000 $749,000 $117,000 $543,000
American Indian or Alaskan Native 9 $3,321,000 $369,000 $569,000 $124,000 $356,000
Not applicable 9 $2,776,000 $308,000 $626,000 $0 $0
Native Hawaiian or Other Pacific Islander 4 $1,517,000 $379,000 $512,000 $124,000 $211,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,167 $536,248,000 $459,000 $3,000,000 $171,000 $2,426,000
FHA-insured (Federal Housing Administration) 239 $82,162,000 $343,000 $762,000 $86,000 $314,000
VA-guaranteed (Veterans Administration) 72 $33,622,000 $466,000 $1,000,000 $118,000 $391,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $471,000 $235,000 $268,000 $69,000 $70,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,000 $436,087,000 $436,000 $3,000,000 $153,000 $2,385,000
Application Withdrawn By Applicant 314 $143,549,000 $457,000 $2,240,000 $155,000 $2,426,000
Application Approved But Not Accepted 82 $34,367,000 $419,000 $1,500,000 $166,000 $1,840,000
File Closed For Incompleteness 44 $21,429,000 $487,000 $1,516,000 $182,000 $1,501,000
Application Denied By Financial Institution 40 $17,071,000 $426,000 $1,900,000 $131,000 $589,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 8 $1,929,000 $241,000 $470,000 $108,000 $170,000
Credit History 7 $3,341,000 $477,000 $999,000 $150,000 $331,000
Debt-To-Income Ratio 6 $4,246,000 $707,000 $1,500,000 $166,000 $264,000
Other 5 $2,568,000 $513,000 $1,900,000 $151,000 $589,000
Employment History 2 $829,000 $414,000 $424,000 $119,000 $125,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Sre Mortgage Alliance Inc.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Sre Mortgage Alliance Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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