14 mortgage lenders are based in Albany, NY, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Albany County, NY in 2025.
In 2025, 182 lenders made 5,656 home loans worth $1.3 billion in Albany County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Albany County, which includes Albany.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Broadview Federal Credit Union Albany, NY | 1,272 | $126.0M | $99,000 | 22.5% |
| 2 | Sefcu Services, LLC Albany, NY | 626 | $197.8M | $316,000 | 11.1% |
| 3 | Homestead Funding Corp. Albany, NY | 535 | $162.6M | $304,000 | 9.5% |
| 4 | Trustco Bank Albany, NY | 379 | $80.2M | $212,000 | 6.7% |
| 5 | Citizens Bank, NA Providence, RI | 240 | $37.0M | $154,000 | 4.2% |
| 6 | Sunmark Credit Union Latham, NY | 213 | $67.1M | $315,000 | 3.8% |
| 7 | United Wholesale Mortgage Plymouth, MI | 183 | $54.0M | $295,000 | 3.2% |
| 8 | Keybank National Association Cleveland, OH | 97 | $20.9M | $216,000 | 1.7% |
| 9 | First New York Federal Credit Union Albany, NY | 97 | $19.1M | $197,000 | 1.7% |
| 10 | Premium Mortgage Corporation Rochester, NY | 96 | $26.7M | $278,000 | 1.7% |
See every lender in Albany County and its 2025 mortgage data · top lenders in New York · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Beacon Bank & Trust
ALBANY, NY 12207 |
* | 8,804 | $5,131,656,000 |
| Berkshire Bank
ALBANY, NY 12207 |
* | 58,072 | $18,459,961,000 |
| Broadview Federal Credit Union
700 PATROON CREEK BLVD ALBANY, NY 12206 |
* | 73,258 | $6,214,849,000 |
| Capital Bank and Trust Co
7 SOUTHWOODS BOULEVARD ALBANY, NY 12211 |
* | 6 | $715,000 |
| Capital Communications Federal Credit Union
4 WINNERS CIRCLE ALBANY, NY 12205 |
* | 12,491 | $1,422,523,000 |
| Ccfcu Funding, LLC
4 WINNERS CIRCLE ALBANY, NY 12205 |
* | 25,379 | $5,001,670,000 |
| Excelsior Credit Union
341 NEW KARNER RD ALBANY, NY 12205 |
* | 185 | $21,081,000 |
| First New York Federal Credit Union
2 WALL STREET ALBANY, NY 12205 |
* | 7,818 | $890,675,000 |
| Homestead Funding Corp.
8 AIRLINE DRIVE ALBANY, NY 12205 |
* | 79,191 | $13,671,885,000 |
| Homestead Funding Corp.
8 AIRLINE DRIVE ALBANY, NY 12205 |
* | 91,160 | $23,038,836,000 |
| Ownerschoice Funding, Inc.
1021 WATERVLIET-SHAKER ROAD ALBANY, NY 12203 |
* | 45,843 | $6,385,647,000 |
| Pioneer Bank, National Association
652 ALBANY-SHAKER RD. ALBANY, NY 12211 |
* | 13,940 | $2,653,202,000 |
| Sefcu Services, LLC
700 PATROON CREEK BLVD SUITE 301 ALBANY, NY 12205 |
* | 60,573 | $12,395,850,000 |
| Trustco Bank
6 METRO PARK ROAD ALBANY, NY 12205 |
* | 90,233 | $17,832,090,000 |
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