All American First Mortgage Ll Mortgage Lending & HMDA Data, 2004

In 2004, All American First Mortgage Ll of Miamisburg, OH reported 86 mortgage applications totaling $15.6 million. The average application was for $181,662, and applicants reported an average income of $81,500. 100% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Naples-Marco Island, FL (1), Raleigh-Cary, NC (1) and Sarasota-Bradenton-Venice, FL (1) (applications in parentheses).

Mortgage Company & Address All American First Mortgage Ll
3232 Newmark Dr
Miamisburg, OH 45342
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  
Total Number of Mortgage Applications 86
Total Mortgage Loan Application Amount $15,623,000
Average Mortgage Loan Application Amount $181,662
Highest Mortgage Loan Application Amount $318,000
Average Applicant Income $81,500
Highest Applicant Income $397,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records All American First Mortgage Ll filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for All American First Mortgage Ll in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 76 $14,002,000 $164,500 $318,000 $112,000 $385,000
Refinancing 10 $1,621,000 $211,000 $273,000 $119,000 $397,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 66 $11,838,000 $212,666 $318,000 $128,666 $397,000
Black or African American 13 $2,437,000 $129,666 $308,000 $53,666 $125,000
Hispanic 7 $1,348,000 $192,000 $238,000 $61,000 $96,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Not Provided 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 48 $8,064,000 $165,250 $318,000 $108,000 $397,000
VA-guaranteed (Veterans Administration) 26 $5,556,000 $213,000 $308,000 $77,000 $125,000
FHA-insured (Federal Housing Administration) 12 $2,003,000 $166,000 $227,000 $58,000 $102,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 86 $15,623,000 $169,250 $318,000 $100,500 $397,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into All American First Mortgage Ll's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess All American First Mortgage Ll's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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