All American Home Mortgage Cor Mortgage Lending & HMDA Data, 2009
In 2009, All American Home Mortgage Cor of Uniondale, NY reported 402 mortgage applications totaling $137.3 million. The average application was for $341,490, and applicants reported an average income of $84,092. 0% of its applications resulted in an originated loan and 29% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (195), Nassau-Suffolk, NY (145) and Newark-Union, NJ-PA (12) (applications in parentheses).
| Mortgage Company & Address | All American Home Mortgage Cor 333 Earle Ovington Blvd Suite 102 Uniondale, NY 11553 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 |
| Total Number of Mortgage Applications | 402 |
| Total Mortgage Loan Application Amount | $137,279,000 |
| Average Mortgage Loan Application Amount | $341,490 |
| Highest Mortgage Loan Application Amount | $725,000 |
| Average Applicant Income | $84,092 |
| Highest Applicant Income | $397,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records All American Home Mortgage Cor filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for All American Home Mortgage Cor in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 255 | $86,147,000 | $337,000 | $687,000 | $84,000 | $342,000 |
| Refinancing | 146 | $50,844,000 | $348,000 | $725,000 | $84,000 | $397,000 |
| Home Improvement | 1 | $288,000 | $288,000 | $288,000 | $121,000 | $121,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 145 | $48,307,000 | $333,000 | $702,000 | $75,000 | $182,000 |
| White | 97 | $33,036,000 | $340,000 | $700,000 | $98,000 | $317,000 |
| Black or African American | 73 | $26,076,000 | $357,000 | $725,000 | $91,000 | $397,000 |
| Not Provided | 46 | $14,472,000 | $314,000 | $653,000 | $72,000 | $342,000 |
| Asian | 36 | $13,627,000 | $378,000 | $707,000 | $86,000 | $202,000 |
| American Indian or Alaskan Native | 3 | $1,227,000 | $409,000 | $434,000 | $135,000 | $180,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $534,000 | $267,000 | $275,000 | $63,000 | $67,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 262 | $93,097,000 | $355,000 | $725,000 | $82,000 | $397,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 139 | $43,773,000 | $314,000 | $700,000 | $90,000 | $317,000 |
| VA-guaranteed (Veterans Administration) | 1 | $409,000 | $409,000 | $409,000 | $78,000 | $78,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 277 | $96,276,000 | $347,000 | $725,000 | $86,000 | $397,000 |
| Application Denied By Financial Institution | 118 | $38,386,000 | $325,000 | $702,000 | $79,000 | $317,000 |
| File Closed For Incompleteness | 6 | $1,992,000 | $332,000 | $578,000 | $83,000 | $202,000 |
| Loan Originated | 1 | $625,000 | $625,000 | $625,000 | $195,000 | $195,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 29 | $9,650,000 | $332,000 | $687,000 | $72,000 | $129,000 |
| Collateral | 7 | $2,916,000 | $416,000 | $605,000 | $73,000 | $129,000 |
| Other | 5 | $1,927,000 | $385,000 | $702,000 | $147,000 | $317,000 |
| Unverifiable Information | 4 | $1,296,000 | $324,000 | $400,000 | $82,000 | $102,000 |
| Employment History | 2 | $292,000 | $146,000 | $172,000 | $39,000 | $40,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $432,000 | $216,000 | $304,000 | $50,000 | $53,000 |
| Credit Application Incomplete | 1 | $232,000 | $232,000 | $232,000 | $89,000 | $89,000 |
| Credit History | 1 | $209,000 | $209,000 | $209,000 | $47,000 | $47,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into All American Home Mortgage Cor's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess All American Home Mortgage Cor's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About