Alliance Portfolio Private Equity Finance Mortgage Lending & HMDA Data, 2019
In 2019, Alliance Portfolio Private Equity Finance of Aliso Viejo, CA reported 90 mortgage applications totaling $75.4 million, down 30% from 2018. The average application was for $837,333, and applicants reported an average income of $387,222. 42% of its applications resulted in an originated loan and 29% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (51), Anaheim-Santa Ana-Irvine, CA (22) and Oakland-Hayward-Berkeley, CA (5) (applications in parentheses).
| Mortgage Company & Address | Alliance Portfolio Private Equity Finance 120 Vantis Dr #515 Aliso Viejo, CA 92656 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 |
| Total Number of Mortgage Applications | 90 |
| Total Mortgage Loan Application Amount | $75,360,000 |
| Average Mortgage Loan Application Amount | $837,333 |
| Highest Mortgage Loan Application Amount | $6,825,000 |
| Average Applicant Income | $387,222 |
| Highest Applicant Income | $2,760,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Alliance Portfolio Private Equity Finance filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 51 | $ 43,405,000 | $ 851,078 | $ 300,000 |
| Anaheim-Santa Ana-Irvine, CA | 22 | $ 15,930,000 | $ 724,090 | $ 715,000 |
| Oakland-Hayward-Berkeley, CA | 5 | $ 2,895,000 | $ 579,000 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 2 | $ 5,060,000 | $ 2,530,000 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 2 | $ 1,210,000 | $ 605,000 | $ 0 |
| San Diego-Carlsbad, CA | 2 | $ 1,060,000 | $ 530,000 | $ 191,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2 | $ 1,610,000 | $ 805,000 | $ 230,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Salinas, CA | 1 | $ 275,000 | $ 275,000 | $ 132,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1 | $ 3,005,000 | $ 3,005,000 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 455,000 | $ 455,000 | $ 275,000 |
Mortgage Loan Application Detail Totals for Alliance Portfolio Private Equity Finance in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 40 | $27,620,000 | $690,000 | $6,825,000 | $511,000 | $2,760,000 |
| Refinancing | 32 | $32,860,000 | $1,026,000 | $5,005,000 | $336,000 | $1,200,000 |
| Home Improvement | 12 | $7,800,000 | $650,000 | $3,005,000 | $208,000 | $350,000 |
| Home Purchase | 5 | $6,075,000 | $1,215,000 | $1,955,000 | $194,000 | $194,000 |
| Not Applicable | 1 | $1,005,000 | $1,005,000 | $1,005,000 | $192,000 | $192,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 35 | $28,615,000 | $817,000 | $6,825,000 | $555,000 | $2,760,000 |
| White | 25 | $12,175,000 | $487,000 | $1,955,000 | $463,000 | $2,300,000 |
| Not applicable | 14 | $23,080,000 | $1,648,000 | $5,005,000 | $0 | $0 |
| Black or African American | 4 | $1,690,000 | $422,000 | $805,000 | $154,000 | $276,000 |
| Hispanic | 2 | $2,660,000 | $1,330,000 | $2,355,000 | $355,000 | $480,000 |
| Asian | 1 | $2,555,000 | $2,555,000 | $2,555,000 | $363,000 | $363,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 90 | $75,360,000 | $837,000 | $6,825,000 | $404,000 | $2,760,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 38 | $20,860,000 | $548,000 | $2,555,000 | $407,000 | $2,760,000 |
| Application Denied By Financial Institution | 26 | $29,240,000 | $1,124,000 | $5,005,000 | $338,000 | $1,500,000 |
| Application Withdrawn By Applicant | 20 | $15,760,000 | $788,000 | $1,805,000 | $521,000 | $1,200,000 |
| File Closed For Incompleteness | 6 | $9,500,000 | $1,583,000 | $6,825,000 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 64 | $46,120,000 | $720,000 | $6,825,000 | $422,000 | $2,760,000 |
| Other | 13 | $20,145,000 | $1,549,000 | $5,005,000 | $172,000 | $480,000 |
| Collateral | 8 | $5,670,000 | $708,000 | $2,605,000 | $587,000 | $1,500,000 |
| Unverifiable Information | 3 | $875,000 | $291,000 | $405,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $2,550,000 | $1,275,000 | $1,955,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Alliance Portfolio Private Equity Finance's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Alliance Portfolio Private Equity Finance's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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