Newpoint Real Estate Capital Mortgage Lending & HMDA Data, 2024

In 2024, Newpoint Real Estate Capital of Plano, TX reported 146 mortgage applications totaling $2.9 billion, up 17% from 2023. The average application was for $19,772,842, and applicants reported an average income of $0. 77% of its applications resulted in an originated loan and 1% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (10), Columbus, OH (7) and Arlington-Alexandria-Reston, VA-WV (6) (applications in parentheses).

Mortgage Company & Address Newpoint Real Estate Capital
5800 Tennyson Parkway, Suite 200
Plano, TX 75024
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  
Total Number of Mortgage Applications 146
Total Mortgage Loan Application Amount $2,886,835,000
Average Mortgage Loan Application Amount $19,772,842
Highest Mortgage Loan Application Amount $93,195,000
Average Applicant Income $0
Highest Applicant Income $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Newpoint Real Estate Capital filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Newpoint Real Estate Capital by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Franklin, Ohio 6 $ 141,250,000 $ 23,541,666 $ 0
Davidson, Tennessee 6 $ 96,180,000 $ 16,030,000 $ 0
Montgomery, Alabama 4 $ 21,640,000 $ 5,410,000 $ 0
Los Angeles, California 4 $ 36,110,000 $ 9,027,500 $ 0
Prince George's, Maryland 4 $ 84,020,000 $ 21,005,000 $ 0
Harris, Texas 4 $ 59,510,000 $ 14,877,500 $ 0
Montgomery, Pennsylvania 3 $ 165,255,000 $ 55,085,000 $ 0
Providence, Rhode Island 3 $ 47,555,000 $ 15,851,666 $ 0
Jefferson, Colorado 2 $ 93,470,000 $ 46,735,000 $ 0
Larimer, Colorado 2 $ 22,310,000 $ 11,155,000 $ 0
Wells, Indiana 2 $ 3,920,000 $ 1,960,000 $ 0
Baltimore, Maryland 2 $ 15,590,000 $ 7,795,000 $ 0
Baltimore City, Maryland 2 $ 30,360,000 $ 15,180,000 $ 0
Hudson, New Jersey 2 $ 36,310,000 $ 18,155,000 $ 0
Union, New Jersey 2 $ 33,470,000 $ 16,735,000 $ 0
Bronx, New York 2 $ 40,580,000 $ 20,290,000 $ 0
Kings, New York 2 $ 84,330,000 $ 42,165,000 $ 0
Monroe, New York 2 $ 40,650,000 $ 20,325,000 $ 0
New York, New York 2 $ 6,105,000 $ 3,052,500 $ 0
Saratoga, New York 2 $ 15,930,000 $ 7,965,000 $ 0
Alamance, North Carolina 2 $ 77,070,000 $ 38,535,000 $ 0
Wake, North Carolina 2 $ 88,020,000 $ 44,010,000 $ 0
Hamilton, Ohio 2 $ 64,810,000 $ 32,405,000 $ 0
Montgomery, Ohio 2 $ 40,340,000 $ 20,170,000 $ 0
Cumberland, Pennsylvania 2 $ 10,770,000 $ 5,385,000 $ 0
Lehigh, Pennsylvania 2 $ 59,260,000 $ 29,630,000 $ 0
Collin, Texas 2 $ 61,690,000 $ 30,845,000 $ 0
Denton, Texas 2 $ 55,380,000 $ 27,690,000 $ 0
Tarrant, Texas 2 $ 43,820,000 $ 21,910,000 $ 0
Arlington, Virginia 2 $ 0 $ 0 $ 0
Prince William, Virginia 2 $ 93,195,000 $ 46,597,500 $ 0
Maricopa, Arizona 1 $ 6,085,000 $ 6,085,000 $ 0
Pima, Arizona 1 $ 4,605,000 $ 4,605,000 $ 0
Calaveras, California 1 $ 7,125,000 $ 7,125,000 $ 0
Fresno, California 1 $ 17,235,000 $ 17,235,000 $ 0
Riverside, California 1 $ 4,585,000 $ 4,585,000 $ 0
Capitol Planning Region, Connecticut 1 $ 3,635,000 $ 3,635,000 $ 0
Baker, Florida 1 $ 14,425,000 $ 14,425,000 $ 0
Bay, Florida 1 $ 27,345,000 $ 27,345,000 $ 0
Palm Beach, Florida 1 $ 33,205,000 $ 33,205,000 $ 0
Sarasota, Florida 1 $ 8,035,000 $ 8,035,000 $ 0
Seminole, Florida 1 $ 43,225,000 $ 43,225,000 $ 0
Colquitt, Georgia 1 $ 3,125,000 $ 3,125,000 $ 0
Coweta, Georgia 1 $ 44,345,000 $ 44,345,000 $ 0
Fulton, Georgia 1 $ 54,725,000 $ 54,725,000 $ 0
Glynn, Georgia 1 $ 10,525,000 $ 10,525,000 $ 0
LaSalle, Illinois 1 $ 5,505,000 $ 5,505,000 $ 0
Rock Island, Illinois 1 $ 6,605,000 $ 6,605,000 $ 0
Adams, Indiana 1 $ 4,155,000 $ 4,155,000 $ 0
DeKalb, Indiana 1 $ 2,795,000 $ 2,795,000 $ 0
Elkhart, Indiana 1 $ 15,625,000 $ 15,625,000 $ 0
Butler, Kansas 1 $ 2,875,000 $ 2,875,000 $ 0
Sedgwick, Kansas 1 $ 4,915,000 $ 4,915,000 $ 0
Wyandotte, Kansas 1 $ 3,755,000 $ 3,755,000 $ 0
Hardin, Kentucky 1 $ 7,145,000 $ 7,145,000 $ 0
Kenton, Kentucky 1 $ 11,445,000 $ 11,445,000 $ 0
Meade, Kentucky 1 $ 6,845,000 $ 6,845,000 $ 0
Ohio, Kentucky 1 $ 3,985,000 $ 3,985,000 $ 0
Powell, Kentucky 1 $ 7,085,000 $ 7,085,000 $ 0
Taylor, Kentucky 1 $ 3,045,000 $ 3,045,000 $ 0
Trigg, Kentucky 1 $ 5,925,000 $ 5,925,000 $ 0
Union, Kentucky 1 $ 5,425,000 $ 5,425,000 $ 0
Anne Arundel, Maryland 1 $ 41,365,000 $ 41,365,000 $ 0
Wicomico, Maryland 1 $ 4,255,000 $ 4,255,000 $ 0
Bristol, Massachusetts 1 $ 21,325,000 $ 21,325,000 $ 0
Calhoun, Michigan 1 $ 4,805,000 $ 4,805,000 $ 0
Chisago, Minnesota 1 $ 15,425,000 $ 15,425,000 $ 0
Douglas, Minnesota 1 $ 20,345,000 $ 20,345,000 $ 0
Jackson, Missouri 1 $ 3,005,000 $ 3,005,000 $ 0
Randolph, Missouri 1 $ 8,005,000 $ 8,005,000 $ 0
Burlington, New Jersey 1 $ 9,395,000 $ 9,395,000 $ 0
Ocean, New Jersey 1 $ 35,445,000 $ 35,445,000 $ 0
Erie, New York 1 $ 32,855,000 $ 32,855,000 $ 0
Nassau, New York 1 $ 56,245,000 $ 56,245,000 $ 0
Queens, New York 1 $ 41,685,000 $ 41,685,000 $ 0
Rockland, New York 1 $ 24,405,000 $ 24,405,000 $ 0
Cumberland, North Carolina 1 $ 51,605,000 $ 51,605,000 $ 0
Guilford, North Carolina 1 $ 37,955,000 $ 37,955,000 $ 0
Mecklenburg, North Carolina 1 $ 10,555,000 $ 10,555,000 $ 0
Cass, North Dakota 1 $ 28,135,000 $ 28,135,000 $ 0
Fairfield, Ohio 1 $ 25,935,000 $ 25,935,000 $ 0
Trumbull, Ohio 1 $ 9,025,000 $ 9,025,000 $ 0
Clackamas, Oregon 1 $ 64,735,000 $ 64,735,000 $ 0
Multnomah, Oregon 1 $ 15,315,000 $ 15,315,000 $ 0
Northampton, Pennsylvania 1 $ 35,525,000 $ 35,525,000 $ 0
York, Pennsylvania 1 $ 23,805,000 $ 23,805,000 $ 0
Lexington, South Carolina 1 $ 13,545,000 $ 13,545,000 $ 0
Richland, South Carolina 1 $ 26,595,000 $ 26,595,000 $ 0
Knox, Tennessee 1 $ 41,345,000 $ 41,345,000 $ 0
Bexar, Texas 1 $ 13,055,000 $ 13,055,000 $ 0
Dallas, Texas 1 $ 15,645,000 $ 15,645,000 $ 0
Jefferson, Texas 1 $ 24,575,000 $ 24,575,000 $ 0
Fairfax, Virginia 1 $ 54,235,000 $ 54,235,000 $ 0
Shenandoah, Virginia 1 $ 1,445,000 $ 1,445,000 $ 0
Stafford, Virginia 1 $ 16,155,000 $ 16,155,000 $ 0
Thurston, Washington 1 $ 10,835,000 $ 10,835,000 $ 0

Mortgage Loan Application Detail Totals for Newpoint Real Estate Capital in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 122 $2,395,980,000 $20,304,000 $93,195,000 $0 $0
Home Purchase 21 $474,925,000 $22,615,000 $92,895,000 $0 $0
Other Purpose 3 $15,930,000 $7,965,000 $14,245,000 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 146 $2,886,835,000 $20,474,000 $93,195,000 $0 $0
Not Provided 0 $0 $0 $0 $0 $0
White 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 103 $2,164,050,000 $21,640,000 $93,195,000 $0 $0
FHA-insured (Federal Housing Administration) 43 $722,785,000 $17,628,000 $74,405,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 112 $2,501,525,000 $22,949,000 $93,195,000 $0 $0
Application Withdrawn By Applicant 26 $321,190,000 $13,382,000 $64,455,000 $0 $0
Application Approved But Not Accepted 6 $47,710,000 $7,951,000 $21,215,000 $0 $0
Application Denied By Financial Institution 2 $16,410,000 $8,205,000 $10,325,000 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 144 $2,870,425,000 $20,650,000 $93,195,000 $0 $0
Other 1 $10,325,000 $10,325,000 $10,325,000 $0 $0
Collateral 1 $6,085,000 $6,085,000 $6,085,000 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Newpoint Real Estate Capital's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Newpoint Real Estate Capital's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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