Servbank, N.A. Mortgage Lending & HMDA Data, 2025

In 2025, Servbank, N.A. of Oswego, IL reported 3,315 mortgage applications totaling $1.1 billion, up 153% from 2024. The average application was for $331,736, and applicants reported an average income of $95,169. 3% of its applications resulted in an originated loan and 30% were denied. Its largest markets were Virginia Beach-Norfolk-Newport News, VA-NC (83), Phoenix-Mesa-Scottsdale, AZ (72) and Atlanta-Sandy Springs-Roswell, GA (71) (applications in parentheses).

Mortgage Company & Address Servbank, N.A.
3201 Orchard Rd
Oswego, IL 60543
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,315
Total Mortgage Loan Application Amount $1,099,705,000
Average Mortgage Loan Application Amount $331,736
Highest Mortgage Loan Application Amount $1,405,000
Average Applicant Income $95,169
Highest Applicant Income $924,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Servbank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Servbank, N.A. by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Clark, Nevada 71 $ 30,015,000 $ 422,746 $ 100,000
Maricopa, Arizona 55 $ 20,305,000 $ 369,181 $ 109,000
Riverside, California 44 $ 18,600,000 $ 422,727 $ 96,000
Los Angeles, California 37 $ 21,255,000 $ 574,459 $ 108,000
Cook, Illinois 37 $ 11,775,000 $ 318,243 $ 104,000
San Bernardino, California 26 $ 9,780,000 $ 376,153 $ 95,000
Pima, Arizona 25 $ 6,985,000 $ 279,400 $ 85,000
El Paso, Colorado 25 $ 11,025,000 $ 441,000 $ 129,000
San Diego, California 22 $ 12,660,000 $ 575,454 $ 110,000
Orange, Florida 19 $ 7,075,000 $ 372,368 $ 88,000
Prince George's, Maryland 19 $ 7,725,000 $ 406,578 $ 98,000
Virginia Beach, Virginia 19 $ 6,195,000 $ 326,052 $ 102,000
Duval, Florida 18 $ 5,520,000 $ 306,666 $ 97,000
Cumberland, North Carolina 18 $ 4,590,000 $ 255,000 $ 101,000
Jefferson, Alabama 17 $ 4,895,000 $ 287,941 $ 78,000
Pinal, Arizona 17 $ 5,265,000 $ 309,705 $ 83,000
Hillsborough, Florida 17 $ 6,385,000 $ 375,588 $ 102,000
St. Louis, Missouri 17 $ 4,065,000 $ 239,117 $ 77,000
Burlington, New Jersey 16 $ 6,170,000 $ 385,625 $ 89,000
Oklahoma, Oklahoma 16 $ 3,850,000 $ 240,625 $ 65,000
Chesterfield, Virginia 16 $ 6,640,000 $ 415,000 $ 94,000
Kent, Delaware 15 $ 4,895,000 $ 326,333 $ 79,000
Broward, Florida 15 $ 6,585,000 $ 439,000 $ 116,000
Gwinnett, Georgia 15 $ 6,635,000 $ 442,333 $ 107,000
Kern, California 14 $ 4,310,000 $ 307,857 $ 91,000
Polk, Florida 14 $ 4,440,000 $ 317,142 $ 87,000
DeKalb, Georgia 14 $ 4,680,000 $ 334,285 $ 105,000
Marion, Indiana 14 $ 3,600,000 $ 257,142 $ 92,000
Onslow, North Carolina 14 $ 3,910,000 $ 279,285 $ 93,000
Comanche, Oklahoma 14 $ 3,380,000 $ 241,428 $ 84,000
Hampton, Virginia 14 $ 3,580,000 $ 255,714 $ 73,000
San Joaquin, California 13 $ 5,235,000 $ 402,692 $ 81,000
Sussex, Delaware 13 $ 3,995,000 $ 307,307 $ 83,000
DeSoto, Mississippi 13 $ 3,545,000 $ 272,692 $ 82,000
Jackson, Missouri 13 $ 3,495,000 $ 268,846 $ 81,000
Richland, South Carolina 13 $ 3,415,000 $ 262,692 $ 83,000
Fresno, California 12 $ 4,230,000 $ 352,500 $ 86,000
New Castle, Delaware 12 $ 4,300,000 $ 358,333 $ 104,000
Osceola, Florida 12 $ 3,890,000 $ 324,166 $ 95,000
Washoe, Nevada 12 $ 6,250,000 $ 520,833 $ 103,000
Ocean, New Jersey 12 $ 3,150,000 $ 262,500 $ 94,000
Suffolk, New York 12 $ 4,680,000 $ 390,000 $ 115,000
Berkeley, South Carolina 12 $ 3,760,000 $ 313,333 $ 102,000
Horry, South Carolina 12 $ 4,420,000 $ 368,333 $ 74,000
Salt Lake, Utah 12 $ 4,480,000 $ 373,333 $ 94,000
Matanuska-Susitna, Alaska 11 $ 4,065,000 $ 369,545 $ 77,000
Orange, California 11 $ 5,985,000 $ 544,090 $ 107,000
Lake, Florida 11 $ 4,115,000 $ 374,090 $ 77,000
Lee, Florida 11 $ 3,105,000 $ 282,272 $ 75,000
Honolulu, Hawaii 11 $ 7,035,000 $ 639,545 $ 119,000
Baltimore, Maryland 11 $ 3,215,000 $ 292,272 $ 130,000
Lexington, South Carolina 11 $ 3,415,000 $ 310,454 $ 109,000
Chesapeake, Virginia 11 $ 4,435,000 $ 403,181 $ 129,000
Norfolk, Virginia 11 $ 3,135,000 $ 285,000 $ 115,000
Berkeley, West Virginia 11 $ 3,575,000 $ 325,000 $ 101,000
Yavapai, Arizona 10 $ 3,370,000 $ 337,000 $ 71,000
Jefferson, Kentucky 10 $ 2,860,000 $ 286,000 $ 94,000
Bernalillo, New Mexico 10 $ 2,430,000 $ 243,000 $ 70,000
Nassau, New York 10 $ 4,260,000 $ 426,000 $ 116,000
Franklin, Ohio 10 $ 2,800,000 $ 280,000 $ 62,000
Summit, Ohio 10 $ 2,980,000 $ 298,000 $ 98,000
Providence, Rhode Island 10 $ 3,890,000 $ 389,000 $ 81,000
Montgomery, Tennessee 10 $ 3,840,000 $ 384,000 $ 109,000
Utah, Utah 10 $ 4,540,000 $ 454,000 $ 91,000
Lee, Alabama 9 $ 2,975,000 $ 330,555 $ 74,000
Madison, Alabama 9 $ 2,155,000 $ 239,444 $ 115,000
Mobile, Alabama 9 $ 2,235,000 $ 248,333 $ 111,000
Rockingham, New Hampshire 9 $ 4,225,000 $ 469,444 $ 114,000
Queens, New York 9 $ 4,985,000 $ 553,888 $ 70,000
Wilson, North Carolina 9 $ 2,385,000 $ 265,000 $ 84,000
Montgomery, Ohio 9 $ 2,695,000 $ 299,444 $ 98,000
Tulsa, Oklahoma 9 $ 1,895,000 $ 210,555 $ 70,000
Philadelphia, Pennsylvania 9 $ 1,985,000 $ 220,555 $ 53,000
Shelby, Tennessee 9 $ 2,825,000 $ 313,888 $ 106,000
Milwaukee, Wisconsin 9 $ 2,175,000 $ 241,666 $ 79,000
Mohave, Arizona 8 $ 2,310,000 $ 288,750 $ 57,000
Sacramento, California 8 $ 3,980,000 $ 497,500 $ 158,000
Marion, Florida 8 $ 2,560,000 $ 320,000 $ 92,000
Santa Rosa, Florida 8 $ 3,040,000 $ 380,000 $ 120,000
St. Lucie, Florida 8 $ 2,310,000 $ 288,750 $ 79,000
Chatham, Georgia 8 $ 2,490,000 $ 311,250 $ 85,000
Henry, Georgia 8 $ 3,430,000 $ 428,750 $ 106,000
Canyon, Idaho 8 $ 3,000,000 $ 375,000 $ 79,000
Will, Illinois 8 $ 2,300,000 $ 287,500 $ 73,000
Anne Arundel, Maryland 8 $ 2,900,000 $ 362,500 $ 78,000
Charles, Maryland 8 $ 4,040,000 $ 505,000 $ 138,000
Camden, New Jersey 8 $ 1,950,000 $ 243,750 $ 87,000
Allegheny, Pennsylvania 8 $ 2,040,000 $ 255,000 $ 103,000
Kent, Rhode Island 8 $ 2,900,000 $ 362,500 $ 100,000
Weber, Utah 8 $ 3,500,000 $ 437,500 $ 90,000
Pulaski, Arkansas 7 $ 2,065,000 $ 295,000 $ 78,000
Tulare, California 7 $ 2,215,000 $ 316,428 $ 105,000
Ada, Idaho 7 $ 3,235,000 $ 462,142 $ 83,000
Lake, Indiana 7 $ 1,455,000 $ 207,857 $ 83,000
Geary, Kansas 7 $ 1,845,000 $ 263,571 $ 87,000
Baltimore City, Maryland 7 $ 1,935,000 $ 276,428 $ 90,000
Montgomery, Maryland 7 $ 3,795,000 $ 542,142 $ 145,000
Bristol, Massachusetts 7 $ 2,745,000 $ 392,142 $ 121,000
Hampden, Massachusetts 7 $ 2,405,000 $ 343,571 $ 109,000
Plymouth, Massachusetts 7 $ 3,465,000 $ 495,000 $ 94,000
Kent, Michigan 7 $ 2,485,000 $ 355,000 $ 70,000
Macomb, Michigan 7 $ 1,735,000 $ 247,857 $ 97,000
Jackson, Mississippi 7 $ 1,855,000 $ 265,000 $ 88,000
Lewis and Clark, Montana 7 $ 2,865,000 $ 409,285 $ 111,000
Union, New Jersey 7 $ 3,625,000 $ 517,857 $ 121,000
Craven, North Carolina 7 $ 1,495,000 $ 213,571 $ 68,000
Harnett, North Carolina 7 $ 2,365,000 $ 337,857 $ 125,000
Mecklenburg, North Carolina 7 $ 2,305,000 $ 329,285 $ 78,000
Jackson, Oregon 7 $ 2,455,000 $ 350,714 $ 71,000
Newport News, Virginia 7 $ 2,055,000 $ 293,571 $ 88,000
Portsmouth, Virginia 7 $ 1,765,000 $ 252,142 $ 86,000
Prince William, Virginia 7 $ 3,305,000 $ 472,142 $ 129,000
Montgomery, Alabama 6 $ 1,450,000 $ 241,666 $ 93,000
Anchorage, Alaska 6 $ 1,800,000 $ 300,000 $ 116,000
Lonoke, Arkansas 6 $ 1,630,000 $ 271,666 $ 61,000
El Dorado, California 6 $ 2,560,000 $ 426,666 $ 105,000
Jefferson, Colorado 6 $ 2,080,000 $ 346,666 $ 97,000
Pueblo, Colorado 6 $ 1,720,000 $ 286,666 $ 38,000
Weld, Colorado 6 $ 2,200,000 $ 366,666 $ 117,000
Bay, Florida 6 $ 2,370,000 $ 395,000 $ 140,000
Brevard, Florida 6 $ 2,780,000 $ 463,333 $ 71,000
Okaloosa, Florida 6 $ 1,530,000 $ 255,000 $ 89,000
Palm Beach, Florida 6 $ 2,280,000 $ 380,000 $ 123,000
Fulton, Georgia 6 $ 1,420,000 $ 236,666 $ 59,000
Lake, Illinois 6 $ 2,200,000 $ 366,666 $ 274,000
Elkhart, Indiana 6 $ 1,190,000 $ 198,333 $ 43,000
Sedgwick, Kansas 6 $ 1,430,000 $ 238,333 $ 61,000
Ascension, Louisiana 6 $ 2,120,000 $ 353,333 $ 137,000
Essex, Massachusetts 6 $ 3,000,000 $ 500,000 $ 87,000
Worcester, Massachusetts 6 $ 2,270,000 $ 378,333 $ 106,000
Genesee, Michigan 6 $ 1,250,000 $ 208,333 $ 59,000
Essex, New Jersey 6 $ 2,340,000 $ 390,000 $ 86,000
Middlesex, New Jersey 6 $ 2,640,000 $ 440,000 $ 93,000
Sandoval, New Mexico 6 $ 1,740,000 $ 290,000 $ 89,000
Santa Fe, New Mexico 6 $ 2,550,000 $ 425,000 $ 133,000
Cabarrus, North Carolina 6 $ 2,080,000 $ 346,666 $ 78,000
Cuyahoga, Ohio 6 $ 1,790,000 $ 298,333 $ 111,000
Deschutes, Oregon 6 $ 1,940,000 $ 323,333 $ 52,000
York, Pennsylvania 6 $ 1,720,000 $ 286,666 $ 121,000
Dorchester, South Carolina 6 $ 2,150,000 $ 358,333 $ 88,000
Minnehaha, South Dakota 6 $ 1,830,000 $ 305,000 $ 67,000
Davidson, Tennessee 6 $ 1,870,000 $ 311,666 $ 71,000
Hamilton, Tennessee 6 $ 1,640,000 $ 273,333 $ 93,000
Spotsylvania, Virginia 6 $ 2,210,000 $ 368,333 $ 111,000
Pierce, Washington 6 $ 2,230,000 $ 371,666 $ 129,000
Alameda, California 5 $ 3,925,000 $ 785,000 $ 150,000
Butte, California 5 $ 2,075,000 $ 415,000 $ 82,000
Ventura, California 5 $ 2,475,000 $ 495,000 $ 130,000
Adams, Colorado 5 $ 2,285,000 $ 457,000 $ 94,000
Citrus, Florida 5 $ 1,375,000 $ 275,000 $ 67,000
Hernando, Florida 5 $ 1,515,000 $ 303,000 $ 73,000
Miami-Dade, Florida 5 $ 1,985,000 $ 397,000 $ 116,000
Seminole, Florida 5 $ 1,755,000 $ 351,000 $ 92,000
Volusia, Florida 5 $ 2,055,000 $ 411,000 $ 104,000
Clayton, Georgia 5 $ 1,295,000 $ 259,000 $ 67,000
Muscogee, Georgia 5 $ 1,055,000 $ 211,000 $ 77,000
Paulding, Georgia 5 $ 1,575,000 $ 315,000 $ 65,000
Kootenai, Idaho 5 $ 2,125,000 $ 425,000 $ 101,000
Kane, Illinois 5 $ 1,575,000 $ 315,000 $ 99,000
Allen, Indiana 5 $ 1,115,000 $ 223,000 $ 66,000
Fayette, Kentucky 5 $ 1,325,000 $ 265,000 $ 103,000
Middlesex, Massachusetts 5 $ 2,185,000 $ 437,000 $ 139,000
Oakland, Michigan 5 $ 1,295,000 $ 259,000 $ 72,000
Wayne, Michigan 5 $ 1,245,000 $ 249,000 $ 74,000
Anoka, Minnesota 5 $ 1,175,000 $ 235,000 $ 67,000
Forrest, Mississippi 5 $ 1,145,000 $ 229,000 $ 43,000
Harrison, Mississippi 5 $ 1,275,000 $ 255,000 $ 73,000
Hinds, Mississippi 5 $ 1,515,000 $ 303,000 $ 104,000
Jasper, Missouri 5 $ 1,075,000 $ 215,000 $ 90,000
Jefferson, Missouri 5 $ 1,595,000 $ 319,000 $ 88,000
Douglas, Nebraska 5 $ 1,445,000 $ 289,000 $ 107,000
Cumberland, New Jersey 5 $ 1,625,000 $ 325,000 $ 102,000
Monmouth, New Jersey 5 $ 2,325,000 $ 465,000 $ 120,000
Bronx, New York 5 $ 3,285,000 $ 657,000 $ 151,000
Jefferson, New York 5 $ 1,495,000 $ 299,000 $ 199,000
Union, North Carolina 5 $ 2,615,000 $ 523,000 $ 179,000
Butler, Ohio 5 $ 1,395,000 $ 279,000 $ 73,000
Lucas, Ohio 5 $ 1,335,000 $ 267,000 $ 81,000
Canadian, Oklahoma 5 $ 1,415,000 $ 283,000 $ 72,000
Rogers, Oklahoma 5 $ 1,315,000 $ 263,000 $ 65,000
Lane, Oregon 5 $ 1,545,000 $ 309,000 $ 91,000
Multnomah, Oregon 5 $ 1,955,000 $ 391,000 $ 118,000
Berks, Pennsylvania 5 $ 1,175,000 $ 235,000 $ 105,000
Charleston, South Carolina 5 $ 1,585,000 $ 317,000 $ 48,000
Florence, South Carolina 5 $ 1,295,000 $ 259,000 $ 86,000
Spartanburg, South Carolina 5 $ 1,425,000 $ 285,000 $ 69,000
Sumter, South Carolina 5 $ 1,405,000 $ 281,000 $ 103,000
York, South Carolina 5 $ 1,555,000 $ 311,000 $ 64,000
Knox, Tennessee 5 $ 1,425,000 $ 285,000 $ 91,000
Rutherford, Tennessee 5 $ 1,935,000 $ 387,000 $ 107,000
El Paso, Texas 5 $ 1,035,000 $ 207,000 $ 61,000
Fairfax, Virginia 5 $ 2,605,000 $ 521,000 $ 279,000
Henrico, Virginia 5 $ 1,565,000 $ 313,000 $ 69,000
Loudoun, Virginia 5 $ 3,135,000 $ 627,000 $ 196,000
Richmond City, Virginia 5 $ 1,425,000 $ 285,000 $ 88,000
Suffolk, Virginia 5 $ 1,825,000 $ 365,000 $ 76,000
Marion, West Virginia 5 $ 1,135,000 $ 227,000 $ 66,000
Brown, Wisconsin 5 $ 1,355,000 $ 271,000 $ 40,000
Laramie, Wyoming 5 $ 1,505,000 $ 301,000 $ 77,000
Colbert, Alabama 4 $ 800,000 $ 200,000 $ 42,000
Limestone, Alabama 4 $ 1,990,000 $ 497,500 $ 109,000
Marshall, Alabama 4 $ 960,000 $ 240,000 $ 55,000
Shelby, Alabama 4 $ 1,510,000 $ 377,500 $ 125,000
Tuscaloosa, Alabama 4 $ 960,000 $ 240,000 $ 129,000
Benton, Arkansas 4 $ 1,520,000 $ 380,000 $ 158,000
Contra Costa, California 4 $ 2,430,000 $ 607,500 $ 101,000
Solano, California 4 $ 2,060,000 $ 515,000 $ 128,000
Stanislaus, California 4 $ 1,810,000 $ 452,500 $ 97,000
Arapahoe, Colorado 4 $ 1,550,000 $ 387,500 $ 87,000
Capitol Planning Region, Connecticut 4 $ 1,340,000 $ 335,000 $ 143,000
Escambia, Florida 4 $ 950,000 $ 237,500 $ 83,000
Highlands, Florida 4 $ 1,120,000 $ 280,000 $ 56,000
Manatee, Florida 4 $ 1,360,000 $ 340,000 $ 108,000
Nassau, Florida 4 $ 1,360,000 $ 340,000 $ 99,000
Pinellas, Florida 4 $ 880,000 $ 220,000 $ 81,000
St. Johns, Florida 4 $ 1,740,000 $ 435,000 $ 96,000
Bulloch, Georgia 4 $ 940,000 $ 235,000 $ 92,000
Cobb, Georgia 4 $ 1,280,000 $ 320,000 $ 25,000
Coweta, Georgia 4 $ 1,570,000 $ 392,500 $ 102,000
Douglas, Georgia 4 $ 1,110,000 $ 277,500 $ 74,000
Houston, Georgia 4 $ 1,220,000 $ 305,000 $ 106,000
Newton, Georgia 4 $ 1,620,000 $ 405,000 $ 96,000
Johnson, Iowa 4 $ 1,340,000 $ 335,000 $ 112,000
Johnson, Kansas 4 $ 1,410,000 $ 352,500 $ 69,000
Leavenworth, Kansas 4 $ 870,000 $ 217,500 $ 58,000
Bossier, Louisiana 4 $ 1,270,000 $ 317,500 $ 110,000
East Baton Rouge, Louisiana 4 $ 1,000,000 $ 250,000 $ 72,000
Cumberland, Maine 4 $ 1,470,000 $ 367,500 $ 86,000
Cecil, Maryland 4 $ 1,180,000 $ 295,000 $ 96,000
Madison, Mississippi 4 $ 900,000 $ 225,000 $ 84,000
Pearl River, Mississippi 4 $ 1,110,000 $ 277,500 $ 109,000
Cass, Missouri 4 $ 1,310,000 $ 327,500 $ 81,000
Christian, Missouri 4 $ 980,000 $ 245,000 $ 72,000
Clay, Missouri 4 $ 900,000 $ 225,000 $ 63,000
Cascade, Montana 4 $ 1,230,000 $ 307,500 $ 67,000
Lancaster, Nebraska 4 $ 920,000 $ 230,000 $ 68,000
Lyon, Nevada 4 $ 1,280,000 $ 320,000 $ 89,000
Strafford, New Hampshire 4 $ 1,760,000 $ 440,000 $ 103,000
Gloucester, New Jersey 4 $ 1,120,000 $ 280,000 $ 109,000
Schenectady, New York 4 $ 780,000 $ 195,000 $ 63,000
Forsyth, North Carolina 4 $ 1,160,000 $ 290,000 $ 79,000
Gaston, North Carolina 4 $ 990,000 $ 247,500 $ 38,000
Guilford, North Carolina 4 $ 930,000 $ 232,500 $ 66,000
Iredell, North Carolina 4 $ 1,020,000 $ 255,000 $ 76,000
Moore, North Carolina 4 $ 1,240,000 $ 310,000 $ 116,000
Stanly, North Carolina 4 $ 1,280,000 $ 320,000 $ 102,000
Wake, North Carolina 4 $ 1,650,000 $ 412,500 $ 117,000
Cass, North Dakota 4 $ 1,330,000 $ 332,500 $ 138,000
Williams, North Dakota 4 $ 1,300,000 $ 325,000 $ 131,000
Fairfield, Ohio 4 $ 1,570,000 $ 392,500 $ 119,000
Hamilton, Ohio 4 $ 850,000 $ 212,500 $ 56,000
Union, Ohio 4 $ 1,400,000 $ 350,000 $ 87,000
Cleveland, Oklahoma 4 $ 930,000 $ 232,500 $ 106,000
Wagoner, Oklahoma 4 $ 1,380,000 $ 345,000 $ 116,000
Marion, Oregon 4 $ 1,210,000 $ 302,500 $ 73,000
Dauphin, Pennsylvania 4 $ 850,000 $ 212,500 $ 83,000
Greenville, South Carolina 4 $ 1,360,000 $ 340,000 $ 124,000
Hays, Texas 4 $ 780,000 $ 195,000 $ 88,000
Tooele, Utah 4 $ 1,290,000 $ 322,500 $ 87,000
Washington, Utah 4 $ 1,240,000 $ 310,000 $ 86,000
Fauquier, Virginia 4 $ 2,010,000 $ 502,500 $ 150,000
Cabell, West Virginia 4 $ 1,090,000 $ 272,500 $ 148,000
Racine, Wisconsin 4 $ 1,270,000 $ 317,500 $ 95,000
Rock, Wisconsin 4 $ 920,000 $ 230,000 $ 81,000
Natrona, Wyoming 4 $ 1,080,000 $ 270,000 $ 103,000
Autauga, Alabama 3 $ 835,000 $ 278,333 $ 65,000
Baldwin, Alabama 3 $ 1,065,000 $ 355,000 $ 71,000
Russell, Alabama 3 $ 1,165,000 $ 388,333 $ 99,000
Walker, Alabama 3 $ 985,000 $ 328,333 $ 91,000
Fairbanks North Star, Alaska 3 $ 1,115,000 $ 371,666 $ 134,000
Cochise, Arizona 3 $ 925,000 $ 308,333 $ 185,000
Saline, Arkansas 3 $ 575,000 $ 191,666 $ 94,000
White, Arkansas 3 $ 655,000 $ 218,333 $ 95,000
Kings, California 3 $ 1,025,000 $ 341,666 $ 68,000
Madera, California 3 $ 1,215,000 $ 405,000 $ 134,000
Merced, California 3 $ 1,375,000 $ 458,333 $ 96,000
Placer, California 3 $ 1,305,000 $ 435,000 $ 76,000
Santa Clara, California 3 $ 2,195,000 $ 731,666 $ 149,000
Shasta, California 3 $ 955,000 $ 318,333 $ 96,000
Tehama, California 3 $ 1,075,000 $ 358,333 $ 49,000
Yolo, California 3 $ 1,055,000 $ 351,666 $ 90,000
Yuba, California 3 $ 1,355,000 $ 451,666 $ 104,000
Broomfield, Colorado 3 $ 1,445,000 $ 481,666 $ 133,000
Mesa, Colorado 3 $ 845,000 $ 281,666 $ 43,000
Otero, Colorado 3 $ 995,000 $ 331,666 $ 93,000
Naugatuck Valley Planning Region, Connecticut 3 $ 655,000 $ 218,333 $ 71,000
Alachua, Florida 3 $ 1,015,000 $ 338,333 $ 94,000
Clay, Florida 3 $ 1,185,000 $ 395,000 $ 82,000
Glades, Florida 3 $ 545,000 $ 181,666 $ 41,000
Pasco, Florida 3 $ 1,145,000 $ 381,666 $ 102,000
Sarasota, Florida 3 $ 1,575,000 $ 525,000 $ 94,000
Bibb, Georgia 3 $ 805,000 $ 268,333 $ 78,000
Camden, Georgia 3 $ 875,000 $ 291,666 $ 102,000
Liberty, Georgia 3 $ 785,000 $ 261,666 $ 73,000
Richmond, Georgia 3 $ 775,000 $ 258,333 $ 80,000
Rockdale, Georgia 3 $ 1,115,000 $ 371,666 $ 108,000
Bonneville, Idaho 3 $ 1,115,000 $ 371,666 $ 77,000
Delaware, Indiana 3 $ 615,000 $ 205,000 $ 150,000
Hendricks, Indiana 3 $ 855,000 $ 285,000 $ 79,000
Johnson, Indiana 3 $ 695,000 $ 231,666 $ 69,000
St. Joseph, Indiana 3 $ 625,000 $ 208,333 $ 55,000
Polk, Iowa 3 $ 845,000 $ 281,666 $ 76,000
Boone, Kentucky 3 $ 1,015,000 $ 338,333 $ 82,000
Bullitt, Kentucky 3 $ 865,000 $ 288,333 $ 103,000
Clark, Kentucky 3 $ 825,000 $ 275,000 $ 86,000
Hardin, Kentucky 3 $ 845,000 $ 281,666 $ 113,000
Caddo, Louisiana 3 $ 745,000 $ 248,333 $ 113,000
Lafayette, Louisiana 3 $ 695,000 $ 231,666 $ 71,000
Orleans, Louisiana 3 $ 925,000 $ 308,333 $ 83,000
Tangipahoa, Louisiana 3 $ 885,000 $ 295,000 $ 147,000
Penobscot, Maine 3 $ 745,000 $ 248,333 $ 90,000
Calvert, Maryland 3 $ 1,685,000 $ 561,666 $ 166,000
Frederick, Maryland 3 $ 1,155,000 $ 385,000 $ 98,000
Wicomico, Maryland 3 $ 825,000 $ 275,000 $ 71,000
Norfolk, Massachusetts 3 $ 1,725,000 $ 575,000 $ 155,000
Jackson, Michigan 3 $ 1,125,000 $ 375,000 $ 130,000
Livingston, Michigan 3 $ 1,075,000 $ 358,333 $ 98,000
Chisago, Minnesota 3 $ 1,285,000 $ 428,333 $ 91,000
St. Louis, Minnesota 3 $ 945,000 $ 315,000 $ 97,000
Grenada, Mississippi 3 $ 815,000 $ 271,666 $ 140,000
Hancock, Mississippi 3 $ 755,000 $ 251,666 $ 111,000
Lee, Mississippi 3 $ 845,000 $ 281,666 $ 111,000
Lowndes, Mississippi 3 $ 575,000 $ 191,666 $ 79,000
Rankin, Mississippi 3 $ 815,000 $ 271,666 $ 69,000
Warren, Mississippi 3 $ 855,000 $ 285,000 $ 46,000
Cape Girardeau, Missouri 3 $ 735,000 $ 245,000 $ 72,000
Pulaski, Missouri 3 $ 715,000 $ 238,333 $ 76,000
Silver Bow, Montana 3 $ 915,000 $ 305,000 $ 94,000
Yellowstone, Montana 3 $ 1,095,000 $ 365,000 $ 87,000
Dodge, Nebraska 3 $ 1,105,000 $ 368,333 $ 135,000
Elko, Nevada 3 $ 685,000 $ 228,333 $ 60,000
Nye, Nevada 3 $ 875,000 $ 291,666 $ 107,000
Hillsborough, New Hampshire 3 $ 1,135,000 $ 378,333 $ 76,000
Merrimack, New Hampshire 3 $ 1,055,000 $ 351,666 $ 84,000
Atlantic, New Jersey 3 $ 625,000 $ 208,333 $ 61,000
Morris, New Jersey 3 $ 1,795,000 $ 598,333 $ 180,000
Dona Ana, New Mexico 3 $ 865,000 $ 288,333 $ 60,000
San Juan, New Mexico 3 $ 755,000 $ 251,666 $ 96,000
Orange, New York 3 $ 1,155,000 $ 385,000 $ 183,000
Alamance, North Carolina 3 $ 835,000 $ 278,333 $ 89,000
Carteret, North Carolina 3 $ 1,265,000 $ 421,666 $ 79,000
Davidson, North Carolina 3 $ 1,145,000 $ 381,666 $ 116,000
Durham, North Carolina 3 $ 1,175,000 $ 391,666 $ 79,000
Haywood, North Carolina 3 $ 1,085,000 $ 361,666 $ 118,000
Henderson, North Carolina 3 $ 875,000 $ 291,666 $ 73,000
Johnston, North Carolina 3 $ 1,115,000 $ 371,666 $ 80,000
Lincoln, North Carolina 3 $ 1,145,000 $ 381,666 $ 90,000
New Hanover, North Carolina 3 $ 905,000 $ 301,666 $ 97,000
Pitt, North Carolina 3 $ 845,000 $ 281,666 $ 64,000
Wayne, North Carolina 3 $ 675,000 $ 225,000 $ 78,000
Burleigh, North Dakota 3 $ 775,000 $ 258,333 $ 98,000
Clermont, Ohio 3 $ 835,000 $ 278,333 $ 105,000
Muskingum, Ohio 3 $ 505,000 $ 168,333 $ 70,000
Stark, Ohio 3 $ 465,000 $ 155,000 $ 37,000
Crook, Oregon 3 $ 995,000 $ 331,666 $ 130,000
Josephine, Oregon 3 $ 945,000 $ 315,000 $ 58,000
Linn, Oregon 3 $ 615,000 $ 205,000 $ 52,000
Yamhill, Oregon 3 $ 1,185,000 $ 395,000 $ 98,000
Bucks, Pennsylvania 3 $ 1,075,000 $ 358,333 $ 93,000
Cumberland, Pennsylvania 3 $ 585,000 $ 195,000 $ 75,000
Franklin, Pennsylvania 3 $ 805,000 $ 268,333 $ 48,000
Aiken, South Carolina 3 $ 1,035,000 $ 345,000 $ 78,000
Pennington, South Dakota 3 $ 1,095,000 $ 365,000 $ 87,000
Blount, Tennessee 3 $ 855,000 $ 285,000 $ 83,000
Dallas, Texas 3 $ 1,005,000 $ 335,000 $ 97,000
Denton, Texas 3 $ 925,000 $ 308,333 $ 248,000
Fort Bend, Texas 3 $ 985,000 $ 328,333 $ 164,000
Liberty, Texas 3 $ 1,155,000 $ 385,000 $ 117,000
Davis, Utah 3 $ 1,265,000 $ 421,666 $ 102,000
James City, Virginia 3 $ 1,145,000 $ 381,666 $ 177,000
Lynchburg, Virginia 3 $ 685,000 $ 228,333 $ 67,000
Prince George, Virginia 3 $ 1,075,000 $ 358,333 $ 75,000
York, Virginia 3 $ 1,585,000 $ 528,333 $ 119,000
Snohomish, Washington 3 $ 825,000 $ 275,000 $ 70,000
Jefferson, West Virginia 3 $ 825,000 $ 275,000 $ 61,000
Putnam, West Virginia 3 $ 875,000 $ 291,666 $ 81,000
Juneau, Wisconsin 3 $ 1,345,000 $ 448,333 $ 99,000
Kenosha, Wisconsin 3 $ 945,000 $ 315,000 $ 163,000
Taylor, Wisconsin 3 $ 565,000 $ 188,333 $ 90,000
Blount, Alabama 2 $ 400,000 $ 200,000 $ 78,000
Calhoun, Alabama 2 $ 390,000 $ 195,000 $ 82,000
Elmore, Alabama 2 $ 440,000 $ 220,000 $ 69,000
Houston, Alabama 2 $ 530,000 $ 265,000 $ 117,000
Jackson, Alabama 2 $ 560,000 $ 280,000 $ 41,000
Coconino, Arizona 2 $ 670,000 $ 335,000 $ 77,000
Santa Cruz, Arizona 2 $ 400,000 $ 200,000 $ 60,000
Yuma, Arizona 2 $ 370,000 $ 185,000 $ 71,000
Carroll, Arkansas 2 $ 660,000 $ 330,000 $ 54,000
Sonoma, California 2 $ 1,410,000 $ 705,000 $ 119,000
Sutter, California 2 $ 710,000 $ 355,000 $ 56,000
Tuolumne, California 2 $ 540,000 $ 270,000 $ 73,000
Custer, Colorado 2 $ 540,000 $ 270,000 $ 31,000
Denver, Colorado 2 $ 590,000 $ 295,000 $ 71,000
Larimer, Colorado 2 $ 930,000 $ 465,000 $ 97,000
Western Connecticut Planning Region, Connecticut 2 $ 730,000 $ 365,000 $ 84,000
Charlotte, Florida 2 $ 470,000 $ 235,000 $ 88,000
Collier, Florida 2 $ 760,000 $ 380,000 $ 50,000
Flagler, Florida 2 $ 750,000 $ 375,000 $ 82,000
Hendry, Florida 2 $ 590,000 $ 295,000 $ 101,000
Leon, Florida 2 $ 340,000 $ 170,000 $ 54,000
Barrow, Georgia 2 $ 790,000 $ 395,000 $ 101,000
Bartow, Georgia 2 $ 670,000 $ 335,000 $ 103,000
Cherokee, Georgia 2 $ 880,000 $ 440,000 $ 123,000
Dougherty, Georgia 2 $ 510,000 $ 255,000 $ 48,000
Fayette, Georgia 2 $ 760,000 $ 380,000 $ 109,000
Hall, Georgia 2 $ 530,000 $ 265,000 $ 80,000
Harris, Georgia 2 $ 910,000 $ 455,000 $ 173,000
Jackson, Georgia 2 $ 1,010,000 $ 505,000 $ 229,000
Lowndes, Georgia 2 $ 430,000 $ 215,000 $ 77,000
Peach, Georgia 2 $ 440,000 $ 220,000 $ 23,000
Spalding, Georgia 2 $ 500,000 $ 250,000 $ 51,000
Tift, Georgia 2 $ 490,000 $ 245,000 $ 95,000
Elmore, Idaho 2 $ 580,000 $ 290,000 $ 66,000
Jefferson, Idaho 2 $ 710,000 $ 355,000 $ 113,000
Nez Perce, Idaho 2 $ 460,000 $ 230,000 $ 112,000
DuPage, Illinois 2 $ 460,000 $ 230,000 $ 60,000
LaSalle, Illinois 2 $ 340,000 $ 170,000 $ 49,000
McHenry, Illinois 2 $ 680,000 $ 340,000 $ 0
Kosciusko, Indiana 2 $ 460,000 $ 230,000 $ 55,000
LaPorte, Indiana 2 $ 650,000 $ 325,000 $ 100,000
Madison, Indiana 2 $ 370,000 $ 185,000 $ 78,000
Morgan, Indiana 2 $ 530,000 $ 265,000 $ 85,000
Porter, Indiana 2 $ 680,000 $ 340,000 $ 177,000
Shelby, Indiana 2 $ 410,000 $ 205,000 $ 80,000
Washington, Indiana 2 $ 460,000 $ 230,000 $ 85,000
Black Hawk, Iowa 2 $ 230,000 $ 115,000 $ 95,000
Clarke, Iowa 2 $ 500,000 $ 250,000 $ 209,000
Scott, Iowa 2 $ 350,000 $ 175,000 $ 34,000
Warren, Iowa 2 $ 1,090,000 $ 545,000 $ 117,000
Wyandotte, Kansas 2 $ 730,000 $ 365,000 $ 68,000
Campbell, Kentucky 2 $ 480,000 $ 240,000 $ 82,000
Christian, Kentucky 2 $ 540,000 $ 270,000 $ 63,000
Garrard, Kentucky 2 $ 550,000 $ 275,000 $ 80,000
Madison, Kentucky 2 $ 570,000 $ 285,000 $ 85,000
Scott, Kentucky 2 $ 550,000 $ 275,000 $ 63,000
Iberia, Louisiana 2 $ 680,000 $ 340,000 $ 81,000
Jefferson, Louisiana 2 $ 560,000 $ 280,000 $ 133,000
Livingston, Louisiana 2 $ 360,000 $ 180,000 $ 37,000
Morehouse, Louisiana 2 $ 630,000 $ 315,000 $ 69,000
St. Tammany, Louisiana 2 $ 410,000 $ 205,000 $ 138,000
York, Maine 2 $ 880,000 $ 440,000 $ 141,000
Harford, Maryland 2 $ 880,000 $ 440,000 $ 156,000
Howard, Maryland 2 $ 800,000 $ 400,000 $ 106,000
St. Mary's, Maryland 2 $ 1,050,000 $ 525,000 $ 138,000
Washington, Maryland 2 $ 680,000 $ 340,000 $ 95,000
Suffolk, Massachusetts 2 $ 980,000 $ 490,000 $ 143,000
Calhoun, Michigan 2 $ 360,000 $ 180,000 $ 80,000
Ionia, Michigan 2 $ 530,000 $ 265,000 $ 82,000
Monroe, Michigan 2 $ 470,000 $ 235,000 $ 60,000
Muskegon, Michigan 2 $ 360,000 $ 180,000 $ 65,000
Aitkin, Minnesota 2 $ 530,000 $ 265,000 $ 75,000
Clay, Minnesota 2 $ 690,000 $ 345,000 $ 139,000
Hennepin, Minnesota 2 $ 940,000 $ 470,000 $ 197,000
Morrison, Minnesota 2 $ 500,000 $ 250,000 $ 45,000
Ramsey, Minnesota 2 $ 900,000 $ 450,000 $ 96,000
Lauderdale, Mississippi 2 $ 490,000 $ 245,000 $ 83,000
Marshall, Mississippi 2 $ 530,000 $ 265,000 $ 86,000
Cole, Missouri 2 $ 480,000 $ 240,000 $ 32,000
Douglas, Missouri 2 $ 380,000 $ 190,000 $ 72,000
Greene, Missouri 2 $ 420,000 $ 210,000 $ 91,000
Johnson, Missouri 2 $ 740,000 $ 370,000 $ 162,000
Pettis, Missouri 2 $ 540,000 $ 270,000 $ 92,000
St. Charles, Missouri 2 $ 530,000 $ 265,000 $ 52,000
Carbon, Montana 2 $ 480,000 $ 240,000 $ 122,000
Sarpy, Nebraska 2 $ 480,000 $ 240,000 $ 81,000
Sheridan, Nebraska 2 $ 470,000 $ 235,000 $ 81,000
Churchill, Nevada 2 $ 590,000 $ 295,000 $ 79,000
Cheshire, New Hampshire 2 $ 690,000 $ 345,000 $ 94,000
Coos, New Hampshire 2 $ 710,000 $ 355,000 $ 151,000
Grafton, New Hampshire 2 $ 780,000 $ 390,000 $ 107,000
Cape May, New Jersey 2 $ 1,040,000 $ 520,000 $ 157,000
Hunterdon, New Jersey 2 $ 860,000 $ 430,000 $ 191,000
Somerset, New Jersey 2 $ 820,000 $ 410,000 $ 114,000
Warren, New Jersey 2 $ 560,000 $ 280,000 $ 100,000
Chaves, New Mexico 2 $ 590,000 $ 295,000 $ 85,000
Valencia, New Mexico 2 $ 490,000 $ 245,000 $ 60,000
Oneida, New York 2 $ 400,000 $ 200,000 $ 65,000
Richmond, New York 2 $ 1,080,000 $ 540,000 $ 148,000
Saratoga, New York 2 $ 620,000 $ 310,000 $ 150,000
Washington, New York 2 $ 200,000 $ 100,000 $ 53,000
Brunswick, North Carolina 2 $ 900,000 $ 450,000 $ 96,000
Buncombe, North Carolina 2 $ 960,000 $ 480,000 $ 170,000
Burke, North Carolina 2 $ 540,000 $ 270,000 $ 77,000
Catawba, North Carolina 2 $ 560,000 $ 280,000 $ 62,000
Hoke, North Carolina 2 $ 630,000 $ 315,000 $ 91,000
Nash, North Carolina 2 $ 430,000 $ 215,000 $ 57,000
Richmond, North Carolina 2 $ 470,000 $ 235,000 $ 135,000
Robeson, North Carolina 2 $ 460,000 $ 230,000 $ 41,000
Rowan, North Carolina 2 $ 600,000 $ 300,000 $ 63,000
Ward, North Dakota 2 $ 520,000 $ 260,000 $ 128,000
Erie, Ohio 2 $ 530,000 $ 265,000 $ 64,000
Greene, Ohio 2 $ 580,000 $ 290,000 $ 72,000
Lorain, Ohio 2 $ 310,000 $ 155,000 $ 89,000
Medina, Ohio 2 $ 540,000 $ 270,000 $ 52,000
Miami, Ohio 2 $ 830,000 $ 415,000 $ 141,000
Pike, Ohio 2 $ 430,000 $ 215,000 $ 96,000
Ross, Ohio 2 $ 520,000 $ 260,000 $ 117,000
Tuscarawas, Ohio 2 $ 310,000 $ 155,000 $ 54,000
Creek, Oklahoma 2 $ 520,000 $ 260,000 $ 80,000
McIntosh, Oklahoma 2 $ 390,000 $ 195,000 $ 70,000
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Mortgage Loan Application Detail Totals for Servbank, N.A. in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 2,793 $937,975,000 $335,000 $1,405,000 $95,000 $924,000
Refinancing 355 $108,125,000 $304,000 $1,325,000 $74,000 $465,000
Home Purchase 167 $53,605,000 $320,000 $845,000 $143,000 $555,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,807 $585,435,000 $323,000 $1,405,000 $95,000 $924,000
Black or African American 806 $261,410,000 $324,000 $1,165,000 $92,000 $592,000
Hispanic 384 $135,020,000 $351,000 $1,325,000 $92,000 $334,000
Not Provided 138 $48,000,000 $347,000 $1,035,000 $108,000 $696,000
Asian 75 $29,205,000 $389,000 $1,115,000 $106,000 $299,000
Not applicable 49 $20,295,000 $414,000 $805,000 $0 $0
American Indian or Alaskan Native 35 $9,955,000 $284,000 $615,000 $86,000 $182,000
Native Hawaiian or Other Pacific Islander 21 $10,385,000 $494,000 $1,055,000 $116,000 $296,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 2,327 $810,745,000 $348,000 $1,405,000 $97,000 $696,000
FHA-insured (Federal Housing Administration) 821 $232,895,000 $283,000 $845,000 $86,000 $924,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 167 $56,065,000 $335,000 $965,000 $113,000 $406,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 1,170 $400,070,000 $341,000 $1,405,000 $100,000 $924,000
File Closed For Incompleteness 1,005 $329,025,000 $327,000 $1,245,000 $99,000 $524,000
Application Denied By Financial Institution 983 $318,745,000 $324,000 $1,205,000 $79,000 $592,000
Loan Originated 108 $31,570,000 $292,000 $715,000 $143,000 $478,000
Loan Purchased By The Institution 49 $20,295,000 $414,000 $805,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,332 $780,960,000 $334,000 $1,405,000 $102,000 $924,000
Credit History 412 $123,690,000 $300,000 $845,000 $89,000 $276,000
Debt-To-Income Ratio 390 $138,780,000 $355,000 $1,205,000 $61,000 $334,000
Other 120 $37,270,000 $310,000 $1,165,000 $94,000 $592,000
Insufficient Cash (Downpayment, Closing Cost) 46 $14,480,000 $314,000 $905,000 $96,000 $222,000
Employment History 6 $1,780,000 $296,000 $585,000 $81,000 $166,000
Collateral 5 $1,265,000 $253,000 $455,000 $101,000 $141,000
Unverifiable Information 4 $1,480,000 $370,000 $425,000 $97,000 $191,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Servbank, N.A.'s 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Servbank, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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