Servbank, N.A. Mortgage Lending & HMDA Data, 2020

In 2020, Servbank, N.A. of Oswego, IL reported 2,003 mortgage applications totaling $546.6 million, up 56% from 2019. The average application was for $272,873, and applicants reported an average income of $84,645. 41% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Chicago-Naperville, IL (446), Elgin, IL (203) and Washington-Arlington-Alexandria, DC-VA-MD-WV (64) (applications in parentheses).

Mortgage Company & Address Servbank, N.A.
3201 Orchard Rd
Oswego, IL 60543
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,003
Total Mortgage Loan Application Amount $546,565,000
Average Mortgage Loan Application Amount $272,873
Highest Mortgage Loan Application Amount $1,315,000
Average Applicant Income $84,645
Highest Applicant Income $2,645,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Servbank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Servbank, N.A. by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 191 $ 50,495,000 $ 264,371 $ 121,000
DuPage, Illinois 129 $ 35,255,000 $ 273,294 $ 147,000
Kendall, Illinois 119 $ 24,655,000 $ 207,184 $ 106,000
Will, Illinois 113 $ 24,795,000 $ 219,424 $ 108,000
Kane, Illinois 76 $ 18,600,000 $ 244,736 $ 113,000
Maricopa, Arizona 51 $ 17,965,000 $ 352,254 $ 104,000
Charlotte, Florida 28 $ 7,200,000 $ 257,142 $ 90,000
Clark, Nevada 25 $ 8,265,000 $ 330,600 $ 29,000
Los Angeles, California 22 $ 10,830,000 $ 492,272 $ 131,000
Riverside, California 20 $ 6,860,000 $ 343,000 $ 110,000
Baltimore, Maryland 20 $ 5,780,000 $ 289,000 $ 115,000
San Diego, California 18 $ 7,660,000 $ 425,555 $ 78,000
Lake, Illinois 18 $ 5,020,000 $ 278,888 $ 128,000
Lee, Florida 15 $ 3,325,000 $ 221,666 $ 82,000
Montgomery, Maryland 15 $ 5,185,000 $ 345,666 $ 75,000
Fairfax, Virginia 15 $ 6,295,000 $ 419,666 $ 96,000
Gwinnett, Georgia 13 $ 3,015,000 $ 231,923 $ 81,000
Anne Arundel, Maryland 13 $ 4,995,000 $ 384,230 $ 34,000
Oakland, Michigan 13 $ 3,825,000 $ 294,230 $ 113,000
Orange, California 12 $ 6,410,000 $ 534,166 $ 165,000
Lake, Indiana 12 $ 3,700,000 $ 308,333 $ 107,000
Sacramento, California 11 $ 4,135,000 $ 375,909 $ 25,000
McHenry, Illinois 11 $ 2,225,000 $ 202,272 $ 93,000
Palm Beach, Florida 10 $ 2,500,000 $ 250,000 $ 122,000
Kankakee, Illinois 10 $ 1,710,000 $ 171,000 $ 72,000
Worcester, Massachusetts 10 $ 2,380,000 $ 238,000 $ 22,000
Polk, Florida 9 $ 2,395,000 $ 266,111 $ 105,000
LaSalle, Illinois 9 $ 1,975,000 $ 219,444 $ 102,000
Prince George's, Maryland 9 $ 3,355,000 $ 372,777 $ 69,000
Bristol, Massachusetts 9 $ 2,265,000 $ 251,666 $ 19,000
Loudoun, Virginia 9 $ 3,535,000 $ 392,777 $ 93,000
Contra Costa, California 8 $ 3,230,000 $ 403,750 $ 79,000
DeKalb, Illinois 8 $ 1,570,000 $ 196,250 $ 81,000
Wayne, Michigan 8 $ 1,630,000 $ 203,750 $ 51,000
Salt Lake, Utah 8 $ 2,610,000 $ 326,250 $ 76,000
Prince William, Virginia 8 $ 2,740,000 $ 342,500 $ 53,000
San Bernardino, California 7 $ 1,745,000 $ 249,285 $ 45,000
District of Columbia, District Of Columbia 7 $ 3,185,000 $ 455,000 $ 76,000
Orange, Florida 7 $ 2,055,000 $ 293,571 $ 92,000
Harford, Maryland 7 $ 1,925,000 $ 275,000 $ 58,000
Middlesex, Massachusetts 7 $ 2,875,000 $ 410,714 $ 57,000
Clark, Washington 7 $ 1,875,000 $ 267,857 $ 50,000
Pierce, Washington 7 $ 2,275,000 $ 325,000 $ 68,000
Snohomish, Washington 7 $ 2,265,000 $ 323,571 $ 20,000
Jefferson, Alabama 6 $ 1,660,000 $ 276,666 $ 26,000
Shelby, Alabama 6 $ 1,380,000 $ 230,000 $ 68,000
Pima, Arizona 6 $ 1,320,000 $ 220,000 $ 29,000
St. Louis, Missouri 6 $ 2,100,000 $ 350,000 $ 109,000
Saratoga, New York 6 $ 1,340,000 $ 223,333 $ 69,000
Providence, Rhode Island 6 $ 1,180,000 $ 196,666 $ 39,000
Tarrant, Texas 6 $ 1,550,000 $ 258,333 $ 144,000
Matanuska-Susitna, Alaska 5 $ 1,665,000 $ 333,000 $ 67,000
Pinal, Arizona 5 $ 1,325,000 $ 265,000 $ 47,000
Yavapai, Arizona 5 $ 1,435,000 $ 287,000 $ 62,000
Alameda, California 5 $ 1,715,000 $ 343,000 $ 40,000
El Paso, Colorado 5 $ 1,375,000 $ 275,000 $ 84,000
Miami-Dade, Florida 5 $ 1,305,000 $ 261,000 $ 133,000
Pasco, Florida 5 $ 1,195,000 $ 239,000 $ 57,000
Madison, Illinois 5 $ 995,000 $ 199,000 $ 106,000
Jefferson, Kentucky 5 $ 1,225,000 $ 245,000 $ 53,000
Carroll, Maryland 5 $ 1,455,000 $ 291,000 $ 111,000
Howard, Maryland 5 $ 1,995,000 $ 399,000 $ 68,000
Hennepin, Minnesota 5 $ 1,195,000 $ 239,000 $ 0
Sarpy, Nebraska 5 $ 1,255,000 $ 251,000 $ 46,000
Washington, Oregon 5 $ 1,505,000 $ 301,000 $ 12,000
Montgomery, Tennessee 5 $ 1,175,000 $ 235,000 $ 27,000
Bexar, Texas 5 $ 1,955,000 $ 391,000 $ 0
Harris, Texas 5 $ 1,005,000 $ 201,000 $ 0
Racine, Wisconsin 5 $ 1,435,000 $ 287,000 $ 178,000
New Castle, Delaware 4 $ 1,040,000 $ 260,000 $ 30,000
Sussex, Delaware 4 $ 990,000 $ 247,500 $ 33,000
Hillsborough, Florida 4 $ 1,110,000 $ 277,500 $ 13,000
Osceola, Florida 4 $ 950,000 $ 237,500 $ 157,000
Sarasota, Florida 4 $ 990,000 $ 247,500 $ 62,000
Cobb, Georgia 4 $ 990,000 $ 247,500 $ 70,000
Henry, Georgia 4 $ 980,000 $ 245,000 $ 64,000
Canyon, Idaho 4 $ 1,080,000 $ 270,000 $ 54,000
Baltimore City, Maryland 4 $ 960,000 $ 240,000 $ 66,000
Kent, Michigan 4 $ 960,000 $ 240,000 $ 31,000
Dakota, Minnesota 4 $ 1,010,000 $ 252,500 $ 163,000
Atlantic, New Jersey 4 $ 940,000 $ 235,000 $ 56,000
Bernalillo, New Mexico 4 $ 930,000 $ 232,500 $ 0
Kings, New York 4 $ 1,390,000 $ 347,500 $ 90,000
Nassau, New York 4 $ 1,690,000 $ 422,500 $ 91,000
Queens, New York 4 $ 2,200,000 $ 550,000 $ 84,000
Rensselaer, New York 4 $ 780,000 $ 195,000 $ 54,000
Schenectady, New York 4 $ 630,000 $ 157,500 $ 50,000
Cumberland, North Carolina 4 $ 810,000 $ 202,500 $ 0
Mecklenburg, North Carolina 4 $ 740,000 $ 185,000 $ 81,000
Greenville, South Carolina 4 $ 980,000 $ 245,000 $ 31,000
Richland, South Carolina 4 $ 810,000 $ 202,500 $ 0
Collin, Texas 4 $ 1,000,000 $ 250,000 $ 26,000
Dallas, Texas 4 $ 1,020,000 $ 255,000 $ 14,000
Montgomery, Texas 4 $ 1,170,000 $ 292,500 $ 120,000
Williamson, Texas 4 $ 1,280,000 $ 320,000 $ 0
Stafford, Virginia 4 $ 1,580,000 $ 395,000 $ 50,000
Benton, Washington 4 $ 1,250,000 $ 312,500 $ 100,000
Cochise, Arizona 3 $ 555,000 $ 185,000 $ 0
Saline, Arkansas 3 $ 795,000 $ 265,000 $ 23,000
Fresno, California 3 $ 905,000 $ 301,666 $ 97,000
San Joaquin, California 3 $ 845,000 $ 281,666 $ 54,000
Stanislaus, California 3 $ 795,000 $ 265,000 $ 36,000
Adams, Colorado 3 $ 825,000 $ 275,000 $ 74,000
Broward, Florida 3 $ 1,215,000 $ 405,000 $ 183,000
Collier, Florida 3 $ 595,000 $ 198,333 $ 77,000
Martin, Florida 3 $ 935,000 $ 311,666 $ 97,000
St. Johns, Florida 3 $ 915,000 $ 305,000 $ 175,000
Fulton, Georgia 3 $ 1,045,000 $ 348,333 $ 133,000
Ada, Idaho 3 $ 655,000 $ 218,333 $ 22,000
Marion, Indiana 3 $ 745,000 $ 248,333 $ 34,000
Sedgwick, Kansas 3 $ 835,000 $ 278,333 $ 54,000
Cecil, Maryland 3 $ 865,000 $ 288,333 $ 72,000
Charles, Maryland 3 $ 965,000 $ 321,666 $ 67,000
Frederick, Maryland 3 $ 875,000 $ 291,666 $ 95,000
St. Mary's, Maryland 3 $ 1,085,000 $ 361,666 $ 29,000
Essex, Massachusetts 3 $ 1,105,000 $ 368,333 $ 0
Plymouth, Massachusetts 3 $ 805,000 $ 268,333 $ 89,000
Macomb, Michigan 3 $ 575,000 $ 191,666 $ 79,000
Carver, Minnesota 3 $ 765,000 $ 255,000 $ 107,000
DeSoto, Mississippi 3 $ 545,000 $ 181,666 $ 54,000
Clay, Missouri 3 $ 705,000 $ 235,000 $ 0
Jackson, Missouri 3 $ 455,000 $ 151,666 $ 11,000
Yellowstone, Montana 3 $ 685,000 $ 228,333 $ 23,000
Washoe, Nevada 3 $ 795,000 $ 265,000 $ 0
Rockingham, New Hampshire 3 $ 575,000 $ 191,666 $ 41,000
Monmouth, New Jersey 3 $ 915,000 $ 305,000 $ 25,000
Albany, New York 3 $ 445,000 $ 148,333 $ 79,000
Erie, New York 3 $ 575,000 $ 191,666 $ 24,000
Putnam, New York 3 $ 775,000 $ 258,333 $ 49,000
Moore, North Carolina 3 $ 795,000 $ 265,000 $ 0
Onslow, North Carolina 3 $ 585,000 $ 195,000 $ 16,000
Wake, North Carolina 3 $ 795,000 $ 265,000 $ 90,000
Cass, North Dakota 3 $ 695,000 $ 231,666 $ 89,000
Franklin, Ohio 3 $ 945,000 $ 315,000 $ 20,000
Canadian, Oklahoma 3 $ 665,000 $ 221,666 $ 0
Jackson, Oregon 3 $ 685,000 $ 228,333 $ 37,000
Multnomah, Oregon 3 $ 915,000 $ 305,000 $ 0
Dauphin, Pennsylvania 3 $ 745,000 $ 248,333 $ 112,000
Charleston, South Carolina 3 $ 855,000 $ 285,000 $ 30,000
Horry, South Carolina 3 $ 765,000 $ 255,000 $ 0
Davidson, Tennessee 3 $ 765,000 $ 255,000 $ 0
Williamson, Tennessee 3 $ 1,395,000 $ 465,000 $ 126,000
Nueces, Texas 3 $ 565,000 $ 188,333 $ 0
Utah, Utah 3 $ 1,015,000 $ 338,333 $ 64,000
Chittenden, Vermont 3 $ 1,185,000 $ 395,000 $ 133,000
Arlington, Virginia 3 $ 695,000 $ 231,666 $ 41,000
Chesapeake, Virginia 3 $ 815,000 $ 271,666 $ 0
Virginia Beach, Virginia 3 $ 755,000 $ 251,666 $ 60,000
Kitsap, Washington 3 $ 905,000 $ 301,666 $ 14,000
Kenosha, Wisconsin 3 $ 585,000 $ 195,000 $ 53,000
Milwaukee, Wisconsin 3 $ 765,000 $ 255,000 $ 111,000
Waukesha, Wisconsin 3 $ 755,000 $ 251,666 $ 0
Madison, Alabama 2 $ 540,000 $ 270,000 $ 147,000
Mobile, Alabama 2 $ 450,000 $ 225,000 $ 0
Montgomery, Alabama 2 $ 320,000 $ 160,000 $ 82,000
Anchorage, Alaska 2 $ 790,000 $ 395,000 $ 0
Santa Cruz, Arizona 2 $ 230,000 $ 115,000 $ 76,000
Benton, Arkansas 2 $ 670,000 $ 335,000 $ 85,000
Faulkner, Arkansas 2 $ 290,000 $ 145,000 $ 0
Pulaski, Arkansas 2 $ 370,000 $ 185,000 $ 0
Kern, California 2 $ 360,000 $ 180,000 $ 49,000
Marin, California 2 $ 1,120,000 $ 560,000 $ 149,000
Santa Clara, California 2 $ 1,250,000 $ 625,000 $ 142,000
Ventura, California 2 $ 610,000 $ 305,000 $ 73,000
Arapahoe, Colorado 2 $ 330,000 $ 165,000 $ 42,000
Denver, Colorado 2 $ 930,000 $ 465,000 $ 44,000
Weld, Colorado 2 $ 700,000 $ 350,000 $ 34,000
Fairfield, Connecticut 2 $ 450,000 $ 225,000 $ 37,000
New Haven, Connecticut 2 $ 410,000 $ 205,000 $ 21,000
New London, Connecticut 2 $ 380,000 $ 190,000 $ 54,000
Tolland, Connecticut 2 $ 680,000 $ 340,000 $ 82,000
Duval, Florida 2 $ 570,000 $ 285,000 $ 147,000
Pinellas, Florida 2 $ 320,000 $ 160,000 $ 0
St. Lucie, Florida 2 $ 420,000 $ 210,000 $ 43,000
Cherokee, Georgia 2 $ 310,000 $ 155,000 $ 33,000
Clayton, Georgia 2 $ 500,000 $ 250,000 $ 0
DeKalb, Georgia 2 $ 520,000 $ 260,000 $ 20,000
Hall, Georgia 2 $ 750,000 $ 375,000 $ 0
Boone, Illinois 2 $ 280,000 $ 140,000 $ 79,000
Franklin, Illinois 2 $ 330,000 $ 165,000 $ 54,000
Grundy, Illinois 2 $ 380,000 $ 190,000 $ 26,000
Ogle, Illinois 2 $ 290,000 $ 145,000 $ 53,000
St. Clair, Illinois 2 $ 420,000 $ 210,000 $ 0
Woodford, Illinois 2 $ 490,000 $ 245,000 $ 0
Hamilton, Indiana 2 $ 790,000 $ 395,000 $ 79,000
Hancock, Indiana 2 $ 490,000 $ 245,000 $ 0
Johnson, Kansas 2 $ 580,000 $ 290,000 $ 46,000
East Baton Rouge, Louisiana 2 $ 500,000 $ 250,000 $ 83,000
Livingston, Louisiana 2 $ 440,000 $ 220,000 $ 0
York, Maine 2 $ 550,000 $ 275,000 $ 0
Norfolk, Massachusetts 2 $ 880,000 $ 440,000 $ 0
Washington, Minnesota 2 $ 620,000 $ 310,000 $ 71,000
Jefferson, Missouri 2 $ 420,000 $ 210,000 $ 0
Hillsborough, New Hampshire 2 $ 430,000 $ 215,000 $ 79,000
Burlington, New Jersey 2 $ 320,000 $ 160,000 $ 18,000
Ocean, New Jersey 2 $ 460,000 $ 230,000 $ 0
Sussex, New Jersey 2 $ 520,000 $ 260,000 $ 25,000
Dona Ana, New Mexico 2 $ 440,000 $ 220,000 $ 0
Santa Fe, New Mexico 2 $ 710,000 $ 355,000 $ 179,000
Suffolk, New York 2 $ 730,000 $ 365,000 $ 155,000
Burke, North Carolina 2 $ 810,000 $ 405,000 $ 0
Licking, Ohio 2 $ 450,000 $ 225,000 $ 0
Miami, Ohio 2 $ 640,000 $ 320,000 $ 84,000
Clackamas, Oregon 2 $ 740,000 $ 370,000 $ 47,000
Douglas, Oregon 2 $ 360,000 $ 180,000 $ 0
Klamath, Oregon 2 $ 520,000 $ 260,000 $ 52,000
Marion, Oregon 2 $ 450,000 $ 225,000 $ 34,000
Berks, Pennsylvania 2 $ 680,000 $ 340,000 $ 72,000
Chester, Pennsylvania 2 $ 750,000 $ 375,000 $ 1,322,000
Bristol, Rhode Island 2 $ 490,000 $ 245,000 $ 116,000
Anderson, South Carolina 2 $ 430,000 $ 215,000 $ 78,000
Dorchester, South Carolina 2 $ 500,000 $ 250,000 $ 0
Hamilton, Tennessee 2 $ 700,000 $ 350,000 $ 50,000
Polk, Tennessee 2 $ 560,000 $ 280,000 $ 0
Putnam, Tennessee 2 $ 540,000 $ 270,000 $ 40,000
Rutherford, Tennessee 2 $ 390,000 $ 195,000 $ 67,000
Sumner, Tennessee 2 $ 440,000 $ 220,000 $ 0
Bell, Texas 2 $ 630,000 $ 315,000 $ 0
Denton, Texas 2 $ 400,000 $ 200,000 $ 60,000
Fort Bend, Texas 2 $ 420,000 $ 210,000 $ 0
Hardin, Texas 2 $ 380,000 $ 190,000 $ 32,000
Hays, Texas 2 $ 470,000 $ 235,000 $ 31,000
Parker, Texas 2 $ 340,000 $ 170,000 $ 0
Davis, Utah 2 $ 620,000 $ 310,000 $ 117,000
Weber, Utah 2 $ 550,000 $ 275,000 $ 84,000
Alexandria, Virginia 2 $ 770,000 $ 385,000 $ 104,000
Chesterfield, Virginia 2 $ 510,000 $ 255,000 $ 17,000
James City, Virginia 2 $ 630,000 $ 315,000 $ 0
Portsmouth, Virginia 2 $ 250,000 $ 125,000 $ 99,000
Spotsylvania, Virginia 2 $ 480,000 $ 240,000 $ 114,000
Westmoreland, Virginia 2 $ 340,000 $ 170,000 $ 70,000
Island, Washington 2 $ 460,000 $ 230,000 $ 0
King, Washington 2 $ 690,000 $ 345,000 $ 33,000
Mason, Washington 2 $ 380,000 $ 190,000 $ 0
Thurston, Washington 2 $ 440,000 $ 220,000 $ 0
Dane, Wisconsin 2 $ 540,000 $ 270,000 $ 48,000
Outagamie, Wisconsin 2 $ 380,000 $ 190,000 $ 0
Walworth, Wisconsin 2 $ 670,000 $ 335,000 $ 190,000
Laramie, Wyoming 2 $ 420,000 $ 210,000 $ 0
Dale, Alabama 1 $ 105,000 $ 105,000 $ 0
Elmore, Alabama 1 $ 295,000 $ 295,000 $ 132,000
Morgan, Alabama 1 $ 305,000 $ 305,000 $ 0
St. Clair, Alabama 1 $ 395,000 $ 395,000 $ 260,000
Tuscaloosa, Alabama 1 $ 195,000 $ 195,000 $ 80,000
Kenai Peninsula, Alaska 1 $ 295,000 $ 295,000 $ 0
Baxter, Arkansas 1 $ 115,000 $ 115,000 $ 122,000
Craighead, Arkansas 1 $ 165,000 $ 165,000 $ 0
Lonoke, Arkansas 1 $ 385,000 $ 385,000 $ 0
Union, Arkansas 1 $ 245,000 $ 245,000 $ 0
Washington, Arkansas 1 $ 195,000 $ 195,000 $ 99,000
Butte, California 1 $ 345,000 $ 345,000 $ 0
Calaveras, California 1 $ 455,000 $ 455,000 $ 0
Del Norte, California 1 $ 215,000 $ 215,000 $ 0
Humboldt, California 1 $ 285,000 $ 285,000 $ 0
Lassen, California 1 $ 185,000 $ 185,000 $ 149,000
Merced, California 1 $ 285,000 $ 285,000 $ 109,000
San Mateo, California 1 $ 1,005,000 $ 1,005,000 $ 216,000
Santa Barbara, California 1 $ 625,000 $ 625,000 $ 214,000
Siskiyou, California 1 $ 275,000 $ 275,000 $ 71,000
Solano, California 1 $ 425,000 $ 425,000 $ 0
Sutter, California 1 $ 235,000 $ 235,000 $ 0
Yuba, California 1 $ 285,000 $ 285,000 $ 0
Boulder, Colorado 1 $ 355,000 $ 355,000 $ 0
Douglas, Colorado 1 $ 465,000 $ 465,000 $ 88,000
Gilpin, Colorado 1 $ 255,000 $ 255,000 $ 128,000
Larimer, Colorado 1 $ 235,000 $ 235,000 $ 95,000
Teller, Colorado 1 $ 245,000 $ 245,000 $ 135,000
Hartford, Connecticut 1 $ 375,000 $ 375,000 $ 296,000
Middlesex, Connecticut 1 $ 375,000 $ 375,000 $ 0
Windham, Connecticut 1 $ 185,000 $ 185,000 $ 0
Alachua, Florida 1 $ 235,000 $ 235,000 $ 135,000
Bay, Florida 1 $ 235,000 $ 235,000 $ 0
Brevard, Florida 1 $ 125,000 $ 125,000 $ 276,000
Citrus, Florida 1 $ 285,000 $ 285,000 $ 0
Escambia, Florida 1 $ 235,000 $ 235,000 $ 237,000
Flagler, Florida 1 $ 225,000 $ 225,000 $ 251,000
Manatee, Florida 1 $ 235,000 $ 235,000 $ 57,000
Marion, Florida 1 $ 205,000 $ 205,000 $ 195,000
Okaloosa, Florida 1 $ 185,000 $ 185,000 $ 62,000
Sumter, Florida 1 $ 185,000 $ 185,000 $ 0
Volusia, Florida 1 $ 235,000 $ 235,000 $ 44,000
Bibb, Georgia 1 $ 235,000 $ 235,000 $ 198,000
Bryan, Georgia 1 $ 215,000 $ 215,000 $ 0
Bulloch, Georgia 1 $ 175,000 $ 175,000 $ 0
Camden, Georgia 1 $ 225,000 $ 225,000 $ 0
Carroll, Georgia 1 $ 215,000 $ 215,000 $ 41,000
Clarke, Georgia 1 $ 225,000 $ 225,000 $ 73,000
Crawford, Georgia 1 $ 165,000 $ 165,000 $ 0
Dawson, Georgia 1 $ 175,000 $ 175,000 $ 0
Forsyth, Georgia 1 $ 385,000 $ 385,000 $ 0
Jackson, Georgia 1 $ 365,000 $ 365,000 $ 0
Liberty, Georgia 1 $ 185,000 $ 185,000 $ 0
Monroe, Georgia 1 $ 235,000 $ 235,000 $ 159,000
Oglethorpe, Georgia 1 $ 175,000 $ 175,000 $ 0
Pickens, Georgia 1 $ 345,000 $ 345,000 $ 0
Putnam, Georgia 1 $ 145,000 $ 145,000 $ 78,000
Richmond, Georgia 1 $ 225,000 $ 225,000 $ 0
Rockdale, Georgia 1 $ 185,000 $ 185,000 $ 0
Walker, Georgia 1 $ 195,000 $ 195,000 $ 59,000
Walton, Georgia 1 $ 385,000 $ 385,000 $ 210,000
Washington, Georgia 1 $ 115,000 $ 115,000 $ 0
White, Georgia 1 $ 505,000 $ 505,000 $ 161,000
Honolulu, Hawaii 1 $ 1,065,000 $ 1,065,000 $ 181,000
Kauai, Hawaii 1 $ 395,000 $ 395,000 $ 105,000
Maui, Hawaii 1 $ 355,000 $ 355,000 $ 243,000
Elmore, Idaho 1 $ 205,000 $ 205,000 $ 0
Kootenai, Idaho 1 $ 205,000 $ 205,000 $ 192,000
Valley, Idaho 1 $ 465,000 $ 465,000 $ 287,000
Champaign, Illinois 1 $ 75,000 $ 75,000 $ 135,000
Jackson, Illinois 1 $ 95,000 $ 95,000 $ 59,000
Knox, Illinois 1 $ 85,000 $ 85,000 $ 72,000
Lee, Illinois 1 $ 255,000 $ 255,000 $ 73,000
McLean, Illinois 1 $ 185,000 $ 185,000 $ 30,000
Perry, Illinois 1 $ 245,000 $ 245,000 $ 115,000
Rock Island, Illinois 1 $ 65,000 $ 65,000 $ 0
Williamson, Illinois 1 $ 135,000 $ 135,000 $ 58,000
Gibson, Indiana 1 $ 75,000 $ 75,000 $ 37,000
Huntington, Indiana 1 $ 195,000 $ 195,000 $ 0
Kosciusko, Indiana 1 $ 125,000 $ 125,000 $ 153,000
Morgan, Indiana 1 $ 285,000 $ 285,000 $ 0
Porter, Indiana 1 $ 205,000 $ 205,000 $ 62,000
St. Joseph, Indiana 1 $ 245,000 $ 245,000 $ 0
Tippecanoe, Indiana 1 $ 285,000 $ 285,000 $ 102,000
Vanderburgh, Indiana 1 $ 135,000 $ 135,000 $ 0
Wabash, Indiana 1 $ 215,000 $ 215,000 $ 0
Cerro Gordo, Iowa 1 $ 245,000 $ 245,000 $ 0
Lee, Iowa 1 $ 405,000 $ 405,000 $ 114,000
Linn, Iowa 1 $ 115,000 $ 115,000 $ 0
Polk, Iowa 1 $ 175,000 $ 175,000 $ 0
Story, Iowa 1 $ 205,000 $ 205,000 $ 67,000
Tama, Iowa 1 $ 265,000 $ 265,000 $ 73,000
Douglas, Kansas 1 $ 355,000 $ 355,000 $ 0
Calloway, Kentucky 1 $ 395,000 $ 395,000 $ 0
Hardin, Kentucky 1 $ 195,000 $ 195,000 $ 0
Nelson, Kentucky 1 $ 245,000 $ 245,000 $ 0
Scott, Kentucky 1 $ 225,000 $ 225,000 $ 0
Warren, Kentucky 1 $ 195,000 $ 195,000 $ 98,000
Caddo, Louisiana 1 $ 185,000 $ 185,000 $ 0
Tangipahoa, Louisiana 1 $ 195,000 $ 195,000 $ 0
Terrebonne, Louisiana 1 $ 225,000 $ 225,000 $ 0
Vernon, Louisiana 1 $ 135,000 $ 135,000 $ 0
Cumberland, Maine 1 $ 165,000 $ 165,000 $ 300,000
Penobscot, Maine 1 $ 335,000 $ 335,000 $ 0
Kent, Maryland 1 $ 225,000 $ 225,000 $ 0
Queen Anne's, Maryland 1 $ 305,000 $ 305,000 $ 83,000
Worcester, Maryland 1 $ 205,000 $ 205,000 $ 76,000
Barnstable, Massachusetts 1 $ 315,000 $ 315,000 $ 0
Berkshire, Massachusetts 1 $ 165,000 $ 165,000 $ 0
Franklin, Massachusetts 1 $ 175,000 $ 175,000 $ 0
Hampshire, Massachusetts 1 $ 275,000 $ 275,000 $ 90,000
Allegan, Michigan 1 $ 195,000 $ 195,000 $ 121,000
Clinton, Michigan 1 $ 195,000 $ 195,000 $ 107,000
Genesee, Michigan 1 $ 185,000 $ 185,000 $ 0
Lapeer, Michigan 1 $ 255,000 $ 255,000 $ 56,000
Livingston, Michigan 1 $ 165,000 $ 165,000 $ 128,000
Midland, Michigan 1 $ 145,000 $ 145,000 $ 0
Ottawa, Michigan 1 $ 205,000 $ 205,000 $ 84,000
Shiawassee, Michigan 1 $ 85,000 $ 85,000 $ 60,000
Van Buren, Michigan 1 $ 175,000 $ 175,000 $ 44,000
Washtenaw, Michigan 1 $ 95,000 $ 95,000 $ 50,000
Anoka, Minnesota 1 $ 395,000 $ 395,000 $ 0
Chisago, Minnesota 1 $ 105,000 $ 105,000 $ 184,000
Kandiyohi, Minnesota 1 $ 155,000 $ 155,000 $ 31,000
Martin, Minnesota 1 $ 225,000 $ 225,000 $ 0
Olmsted, Minnesota 1 $ 285,000 $ 285,000 $ 0
Clarke, Mississippi 1 $ 235,000 $ 235,000 $ 76,000
Harrison, Mississippi 1 $ 165,000 $ 165,000 $ 0
Jackson, Mississippi 1 $ 525,000 $ 525,000 $ 0
Lafayette, Mississippi 1 $ 275,000 $ 275,000 $ 0
Lauderdale, Mississippi 1 $ 225,000 $ 225,000 $ 43,000
Adair, Missouri 1 $ 285,000 $ 285,000 $ 126,000
Cass, Missouri 1 $ 215,000 $ 215,000 $ 0
Howell, Missouri 1 $ 305,000 $ 305,000 $ 0
Laclede, Missouri 1 $ 155,000 $ 155,000 $ 0
Lincoln, Missouri 1 $ 285,000 $ 285,000 $ 0
Pettis, Missouri 1 $ 165,000 $ 165,000 $ 82,000
Pulaski, Missouri 1 $ 185,000 $ 185,000 $ 100,000
St. Charles, Missouri 1 $ 255,000 $ 255,000 $ 0
St. Louis City, Missouri 1 $ 295,000 $ 295,000 $ 150,000
Taney, Missouri 1 $ 185,000 $ 185,000 $ 0
Flathead, Montana 1 $ 445,000 $ 445,000 $ 0
Gallatin, Montana 1 $ 415,000 $ 415,000 $ 0
Lewis and Clark, Montana 1 $ 315,000 $ 315,000 $ 86,000
Douglas, Nebraska 1 $ 205,000 $ 205,000 $ 0
Hall, Nebraska 1 $ 175,000 $ 175,000 $ 0
Washington, Nebraska 1 $ 245,000 $ 245,000 $ 0
Carson City, Nevada 1 $ 235,000 $ 235,000 $ 163,000
Douglas, Nevada 1 $ 465,000 $ 465,000 $ 0
Lyon, Nevada 1 $ 315,000 $ 315,000 $ 0
Nye, Nevada 1 $ 265,000 $ 265,000 $ 0
Cheshire, New Hampshire 1 $ 155,000 $ 155,000 $ 0
Grafton, New Hampshire 1 $ 525,000 $ 525,000 $ 0
Merrimack, New Hampshire 1 $ 185,000 $ 185,000 $ 32,000
Camden, New Jersey 1 $ 245,000 $ 245,000 $ 58,000
Cumberland, New Jersey 1 $ 155,000 $ 155,000 $ 0
Essex, New Jersey 1 $ 405,000 $ 405,000 $ 109,000
Gloucester, New Jersey 1 $ 285,000 $ 285,000 $ 144,000
Somerset, New Jersey 1 $ 185,000 $ 185,000 $ 36,000
Union, New Jersey 1 $ 425,000 $ 425,000 $ 117,000
Lea, New Mexico 1 $ 185,000 $ 185,000 $ 0
Sandoval, New Mexico 1 $ 185,000 $ 185,000 $ 0
Valencia, New Mexico 1 $ 225,000 $ 225,000 $ 0
Dutchess, New York 1 $ 225,000 $ 225,000 $ 1,692,000
Montgomery, New York 1 $ 105,000 $ 105,000 $ 63,000
Niagara, New York 1 $ 115,000 $ 115,000 $ 31,000
Orange, New York 1 $ 425,000 $ 425,000 $ 135,000
Richmond, New York 1 $ 395,000 $ 395,000 $ 72,000
Rockland, New York 1 $ 775,000 $ 775,000 $ 230,000
Westchester, New York 1 $ 285,000 $ 285,000 $ 96,000
Currituck, North Carolina 1 $ 385,000 $ 385,000 $ 0
Forsyth, North Carolina 1 $ 175,000 $ 175,000 $ 0
Franklin, North Carolina 1 $ 205,000 $ 205,000 $ 129,000
Gaston, North Carolina 1 $ 335,000 $ 335,000 $ 0
Harnett, North Carolina 1 $ 255,000 $ 255,000 $ 0
Henderson, North Carolina 1 $ 185,000 $ 185,000 $ 66,000
Hoke, North Carolina 1 $ 195,000 $ 195,000 $ 0
Johnston, North Carolina 1 $ 135,000 $ 135,000 $ 52,000
New Hanover, North Carolina 1 $ 265,000 $ 265,000 $ 240,000
Pender, North Carolina 1 $ 295,000 $ 295,000 $ 117,000
Pitt, North Carolina 1 $ 235,000 $ 235,000 $ 48,000
Wayne, North Carolina 1 $ 155,000 $ 155,000 $ 0
Burleigh, North Dakota 1 $ 265,000 $ 265,000 $ 0
Stark, North Dakota 1 $ 215,000 $ 215,000 $ 104,000
Williams, North Dakota 1 $ 335,000 $ 335,000 $ 79,000
Ashland, Ohio 1 $ 225,000 $ 225,000 $ 148,000
Butler, Ohio 1 $ 235,000 $ 235,000 $ 0
Delaware, Ohio 1 $ 435,000 $ 435,000 $ 0
Greene, Ohio 1 $ 235,000 $ 235,000 $ 0
Hamilton, Ohio 1 $ 275,000 $ 275,000 $ 51,000
Mahoning, Ohio 1 $ 205,000 $ 205,000 $ 0
Medina, Ohio 1 $ 205,000 $ 205,000 $ 0
Morrow, Ohio 1 $ 235,000 $ 235,000 $ 0
Pike, Ohio 1 $ 185,000 $ 185,000 $ 0
Shelby, Ohio 1 $ 275,000 $ 275,000 $ 0
Trumbull, Ohio 1 $ 155,000 $ 155,000 $ 0
Tuscarawas, Ohio 1 $ 245,000 $ 245,000 $ 49,000
Comanche, Oklahoma 1 $ 195,000 $ 195,000 $ 0
Grady, Oklahoma 1 $ 235,000 $ 235,000 $ 115,000
Oklahoma, Oklahoma 1 $ 275,000 $ 275,000 $ 0
Pottawatomie, Oklahoma 1 $ 195,000 $ 195,000 $ 0
Rogers, Oklahoma 1 $ 205,000 $ 205,000 $ 0
Tillman, Oklahoma 1 $ 175,000 $ 175,000 $ 0
Tulsa, Oklahoma 1 $ 295,000 $ 295,000 $ 0
Benton, Oregon 1 $ 165,000 $ 165,000 $ 48,000
Columbia, Oregon 1 $ 365,000 $ 365,000 $ 0
Crook, Oregon 1 $ 475,000 $ 475,000 $ 52,000
Jefferson, Oregon 1 $ 195,000 $ 195,000 $ 0
Josephine, Oregon 1 $ 285,000 $ 285,000 $ 0
Lane, Oregon 1 $ 245,000 $ 245,000 $ 0
Polk, Oregon 1 $ 225,000 $ 225,000 $ 0
Allegheny, Pennsylvania 1 $ 315,000 $ 315,000 $ 155,000
Bucks, Pennsylvania 1 $ 175,000 $ 175,000 $ 0
Cumberland, Pennsylvania 1 $ 305,000 $ 305,000 $ 147,000
Delaware, Pennsylvania 1 $ 495,000 $ 495,000 $ 124,000
Franklin, Pennsylvania 1 $ 335,000 $ 335,000 $ 0
Lackawanna, Pennsylvania 1 $ 85,000 $ 85,000 $ 0
Montgomery, Pennsylvania 1 $ 455,000 $ 455,000 $ 0
Northampton, Pennsylvania 1 $ 245,000 $ 245,000 $ 53,000
Philadelphia, Pennsylvania 1 $ 275,000 $ 275,000 $ 267,000
Washington, Pennsylvania 1 $ 215,000 $ 215,000 $ 0
York, Pennsylvania 1 $ 165,000 $ 165,000 $ 63,000
Beaufort, South Carolina 1 $ 205,000 $ 205,000 $ 61,000
Dillon, South Carolina 1 $ 215,000 $ 215,000 $ 0
Lancaster, South Carolina 1 $ 125,000 $ 125,000 $ 0
Spartanburg, South Carolina 1 $ 195,000 $ 195,000 $ 0
Meade, South Dakota 1 $ 245,000 $ 245,000 $ 0
Pennington, South Dakota 1 $ 305,000 $ 305,000 $ 0
Blount, Tennessee 1 $ 225,000 $ 225,000 $ 0
Fayette, Tennessee 1 $ 515,000 $ 515,000 $ 102,000
Marion, Tennessee 1 $ 185,000 $ 185,000 $ 0
Meigs, Tennessee 1 $ 325,000 $ 325,000 $ 130,000
Sevier, Tennessee 1 $ 275,000 $ 275,000 $ 78,000
Wilson, Tennessee 1 $ 295,000 $ 295,000 $ 131,000
Bastrop, Texas 1 $ 185,000 $ 185,000 $ 0
Hood, Texas 1 $ 205,000 $ 205,000 $ 72,000
Kaufman, Texas 1 $ 175,000 $ 175,000 $ 162,000
Llano, Texas 1 $ 435,000 $ 435,000 $ 380,000
Maverick, Texas 1 $ 145,000 $ 145,000 $ 0
McLennan, Texas 1 $ 215,000 $ 215,000 $ 0
Medina, Texas 1 $ 165,000 $ 165,000 $ 0
Rockwall, Texas 1 $ 335,000 $ 335,000 $ 0
Travis, Texas 1 $ 235,000 $ 235,000 $ 0
Van Zandt, Texas 1 $ 185,000 $ 185,000 $ 0
Wilson, Texas 1 $ 265,000 $ 265,000 $ 44,000
Carbon, Utah 1 $ 185,000 $ 185,000 $ 161,000
Wasatch, Utah 1 $ 135,000 $ 135,000 $ 32,000
Windsor, Vermont 1 $ 185,000 $ 185,000 $ 72,000
Albemarle, Virginia 1 $ 475,000 $ 475,000 $ 160,000
Colonial Heights, Virginia 1 $ 335,000 $ 335,000 $ 0
Fredericksburg, Virginia 1 $ 295,000 $ 295,000 $ 0
Gloucester, Virginia 1 $ 255,000 $ 255,000 $ 0
Hampton, Virginia 1 $ 305,000 $ 305,000 $ 121,000
Hanover, Virginia 1 $ 185,000 $ 185,000 $ 0
Henrico, Virginia 1 $ 255,000 $ 255,000 $ 60,000
King George, Virginia 1 $ 635,000 $ 635,000 $ 132,000
Manassas, Virginia 1 $ 405,000 $ 405,000 $ 124,000
New Kent, Virginia 1 $ 325,000 $ 325,000 $ 0
Orange, Virginia 1 $ 235,000 $ 235,000 $ 0
Patrick, Virginia 1 $ 165,000 $ 165,000 $ 24,000
Suffolk, Virginia 1 $ 315,000 $ 315,000 $ 0
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Mortgage Loan Application Detail Totals for Servbank, N.A. in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,297 $352,355,000 $271,000 $1,205,000 $67,000 $697,000
Cash-out Refinancing 374 $102,440,000 $273,000 $1,135,000 $123,000 $2,645,000
Home Purchase 319 $87,655,000 $274,000 $1,315,000 $109,000 $1,170,000
Home Improvement 13 $4,115,000 $316,000 $1,005,000 $144,000 $276,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,249 $338,815,000 $271,000 $1,315,000 $100,000 $2,645,000
Not Provided 367 $100,855,000 $274,000 $1,205,000 $46,000 $360,000
Black or African American 159 $43,995,000 $276,000 $655,000 $56,000 $310,000
Hispanic 140 $35,750,000 $255,000 $1,005,000 $80,000 $520,000
Asian 76 $24,410,000 $321,000 $1,135,000 $95,000 $430,000
American Indian or Alaskan Native 4 $740,000 $185,000 $235,000 $35,000 $102,000
Not applicable 2 $510,000 $255,000 $295,000 $65,000 $131,000
Native Hawaiian or Other Pacific Islander 1 $245,000 $245,000 $245,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,082 $291,840,000 $269,000 $1,315,000 $127,000 $2,645,000
VA-guaranteed (Veterans Administration) 545 $160,055,000 $293,000 $1,135,000 $23,000 $520,000
FHA-insured (Federal Housing Administration) 372 $93,660,000 $251,000 $1,085,000 $49,000 $1,692,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $1,010,000 $252,000 $345,000 $66,000 $82,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
File Closed For Incompleteness 1,048 $301,280,000 $287,000 $1,315,000 $58,000 $2,645,000
Loan Originated 817 $208,385,000 $255,000 $765,000 $122,000 $575,000
Application Withdrawn By Applicant 73 $19,785,000 $271,000 $625,000 $41,000 $212,000
Application Denied By Financial Institution 37 $10,315,000 $278,000 $1,085,000 $70,000 $243,000
Application Approved But Not Accepted 28 $6,800,000 $242,000 $445,000 $131,000 $317,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,966 $536,250,000 $272,000 $1,315,000 $85,000 $2,645,000
Other 13 $3,185,000 $245,000 $535,000 $95,000 $243,000
Credit History 8 $1,730,000 $216,000 $305,000 $41,000 $127,000
Debt-To-Income Ratio 8 $2,620,000 $327,000 $1,085,000 $59,000 $154,000
Employment History 6 $1,970,000 $328,000 $555,000 $73,000 $137,000
Insufficient Cash (Downpayment, Closing Cost) 1 $515,000 $515,000 $515,000 $0 $0
Collateral 1 $295,000 $295,000 $295,000 $100,000 $100,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Servbank, N.A.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Servbank, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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