Allied Home Mtg Capital Corp Mortgage Lending & HMDA Data, 2011

In 2011, Allied Home Mtg Capital Corp of Houston, TX reported 576 mortgage applications totaling $139.2 million. The average application was for $241,654, and applicants reported an average income of $110,720. 0% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Boston-Quincy, MA (48), Providence-New Bedford-Fall River, RI-MA (37) and Edison-New Brunswick, NJ (30) (applications in parentheses).

Mortgage Company & Address Allied Home Mtg Capital Corp
6110 Pinemont Dr., Ste. 215
Houston, TX 77092
Tel #: available with data download
Federal Regulator * available with data download
Years 2011  
Total Number of Mortgage Applications 576
Total Mortgage Loan Application Amount $139,193,000
Average Mortgage Loan Application Amount $241,654
Highest Mortgage Loan Application Amount $1,200,000
Average Applicant Income $110,720
Highest Applicant Income $1,958,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Allied Home Mtg Capital Corp filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for Allied Home Mtg Capital Corp in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 425 $114,026,000 $268,000 $1,200,000 $123,000 $1,958,000
Home Purchase 150 $24,924,000 $166,000 $700,000 $76,000 $725,000
Home Improvement 1 $243,000 $243,000 $243,000 $100,000 $100,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 442 $107,859,000 $244,000 $1,200,000 $112,000 $1,958,000
Black or African American 45 $7,329,000 $162,000 $473,000 $58,000 $211,000
Not Provided 39 $10,735,000 $275,000 $990,000 $133,000 $510,000
Hispanic 28 $5,502,000 $196,000 $470,000 $77,000 $492,000
Asian 21 $7,533,000 $358,000 $978,000 $205,000 $534,000
American Indian or Alaskan Native 1 $235,000 $235,000 $235,000 $55,000 $55,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 360 $102,900,000 $285,000 $1,200,000 $142,000 $1,958,000
FHA-insured (Federal Housing Administration) 165 $28,247,000 $171,000 $562,000 $61,000 $253,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 37 $5,460,000 $147,000 $417,000 $51,000 $240,000
VA-guaranteed (Veterans Administration) 14 $2,586,000 $184,000 $370,000 $69,000 $160,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 480 $116,602,000 $242,000 $1,200,000 $112,000 $1,958,000
Application Denied By Financial Institution 96 $22,591,000 $235,000 $978,000 $106,000 $534,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Originated 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 28 $7,853,000 $280,000 $978,000 $109,000 $534,000
Debt-To-Income Ratio 16 $4,011,000 $250,000 $945,000 $121,000 $518,000
Other 10 $1,709,000 $170,000 $417,000 $93,000 $239,000
Credit History 8 $1,077,000 $134,000 $219,000 $50,000 $84,000
Credit Application Incomplete 5 $1,572,000 $314,000 $637,000 $109,000 $242,000
Employment History 5 $1,041,000 $208,000 $457,000 $73,000 $149,000
Unverifiable Information 4 $848,000 $212,000 $410,000 $168,000 $284,000
Insufficient Cash (Downpayment, Closing Cost) 1 $88,000 $88,000 $88,000 $30,000 $30,000
Mortgage Insurance Denied 1 $178,000 $178,000 $178,000 $126,000 $126,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Allied Home Mtg Capital Corp's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Allied Home Mtg Capital Corp's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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