Ally Bank Mortgage Lending & HMDA Data, 2024

In 2024, Ally Bank of Charlotte, NC reported 6,403 mortgage applications totaling $2.6 billion, down 3% from 2023. The average application was for $407,502, and applicants reported an average income of $180,322. 41% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (179), Chicago-Naperville, IL (129) and Dallas-Plano-Irving, TX (123) (applications in parentheses).

Mortgage Company & Address Ally Bank

Charlotte, NC 28202
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  
Total Number of Mortgage Applications 6,403
Total Mortgage Loan Application Amount $2,609,240,000
Average Mortgage Loan Application Amount $407,502
Highest Mortgage Loan Application Amount $81,005,000
Average Applicant Income $180,322
Highest Applicant Income $9,128,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ally Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ally Bank by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris, Texas 101 $ 32,895,000 $ 325,693 $ 188,000
Cook, Illinois 91 $ 31,315,000 $ 344,120 $ 172,000
Mecklenburg, North Carolina 71 $ 31,145,000 $ 438,661 $ 212,000
Los Angeles, California 62 $ 35,360,000 $ 570,322 $ 231,000
Wake, North Carolina 60 $ 24,360,000 $ 406,000 $ 164,000
Maricopa, Arizona 55 $ 24,715,000 $ 449,363 $ 195,000
Tarrant, Texas 46 $ 17,140,000 $ 372,608 $ 164,000
Broward, Florida 45 $ 16,495,000 $ 366,555 $ 349,000
Dallas, Texas 45 $ 15,315,000 $ 340,333 $ 150,000
Allegheny, Pennsylvania 43 $ 11,175,000 $ 259,883 $ 149,000
Clark, Nevada 42 $ 84,570,000 $ 2,013,571 $ 176,000
Miami-Dade, Florida 41 $ 17,765,000 $ 433,292 $ 237,000
Salt Lake, Utah 41 $ 16,035,000 $ 391,097 $ 374,000
King, Washington 41 $ 23,535,000 $ 574,024 $ 239,000
Hillsborough, Florida 40 $ 13,520,000 $ 338,000 $ 158,000
Orange, Florida 39 $ 15,945,000 $ 408,846 $ 179,000
Oakland, Michigan 39 $ 13,105,000 $ 336,025 $ 161,000
Palm Beach, Florida 37 $ 14,095,000 $ 380,945 $ 195,000
Wayne, Michigan 37 $ 7,935,000 $ 214,459 $ 119,000
Fulton, Georgia 34 $ 82,990,000 $ 2,440,882 $ 211,000
Cuyahoga, Ohio 34 $ 8,220,000 $ 241,764 $ 138,000
Riverside, California 33 $ 15,825,000 $ 479,545 $ 273,000
Fort Bend, Texas 33 $ 12,615,000 $ 382,272 $ 247,000
Collin, Texas 32 $ 14,990,000 $ 468,437 $ 209,000
Denton, Texas 31 $ 13,225,000 $ 426,612 $ 184,000
San Diego, California 30 $ 19,330,000 $ 644,333 $ 279,000
Hennepin, Minnesota 29 $ 9,475,000 $ 326,724 $ 178,000
Franklin, Ohio 29 $ 9,355,000 $ 322,586 $ 145,000
Sacramento, California 28 $ 13,460,000 $ 480,714 $ 205,000
Bergen, New Jersey 28 $ 13,480,000 $ 481,428 $ 202,000
Bexar, Texas 28 $ 8,330,000 $ 297,500 $ 205,000
Capitol Planning Region, Connecticut 27 $ 8,125,000 $ 300,925 $ 149,000
Brevard, Florida 27 $ 7,045,000 $ 260,925 $ 130,000
Philadelphia, Pennsylvania 27 $ 8,415,000 $ 311,666 $ 180,000
Travis, Texas 27 $ 12,335,000 $ 456,851 $ 329,000
Westchester, New York 26 $ 16,330,000 $ 628,076 $ 275,000
DeKalb, Georgia 25 $ 6,925,000 $ 277,000 $ 128,000
Utah, Utah 25 $ 8,465,000 $ 338,600 $ 152,000
Pinellas, Florida 24 $ 7,990,000 $ 332,916 $ 161,000
Guilford, North Carolina 24 $ 5,870,000 $ 244,583 $ 129,000
Greenville, South Carolina 24 $ 7,740,000 $ 322,500 $ 126,000
Marion, Indiana 23 $ 4,825,000 $ 209,782 $ 97,000
Middlesex, Massachusetts 23 $ 13,905,000 $ 604,565 $ 248,000
St. Louis, Missouri 23 $ 6,845,000 $ 297,608 $ 216,000
Orange, California 22 $ 18,810,000 $ 855,000 $ 291,000
Jefferson, Colorado 22 $ 11,150,000 $ 506,818 $ 185,000
Alameda, California 21 $ 15,615,000 $ 743,571 $ 303,000
Duval, Florida 21 $ 8,035,000 $ 382,619 $ 231,000
Montgomery, Texas 21 $ 5,835,000 $ 277,857 $ 292,000
Williamson, Texas 21 $ 7,295,000 $ 347,380 $ 156,000
San Bernardino, California 20 $ 9,150,000 $ 457,500 $ 189,000
Lee, Florida 20 $ 8,330,000 $ 416,500 $ 236,000
Gwinnett, Georgia 20 $ 7,050,000 $ 352,500 $ 198,000
Davidson, Tennessee 20 $ 7,680,000 $ 384,000 $ 179,000
Lake, Illinois 19 $ 6,705,000 $ 352,894 $ 224,000
Erie, New York 19 $ 3,855,000 $ 202,894 $ 209,000
Bucks, Pennsylvania 19 $ 8,405,000 $ 442,368 $ 185,000
Davis, Utah 19 $ 7,095,000 $ 373,421 $ 313,000
Hamilton, Ohio 18 $ 6,330,000 $ 351,666 $ 144,000
Delaware, Pennsylvania 18 $ 7,450,000 $ 413,888 $ 182,000
Western Connecticut Planning Region, Connecticut 17 $ 12,405,000 $ 729,705 $ 254,000
Pasco, Florida 17 $ 6,345,000 $ 373,235 $ 177,000
Volusia, Florida 17 $ 4,875,000 $ 286,764 $ 108,000
DuPage, Illinois 17 $ 5,815,000 $ 342,058 $ 143,000
Worcester, Massachusetts 17 $ 7,815,000 $ 459,705 $ 277,000
Suffolk, New York 17 $ 8,395,000 $ 493,823 $ 203,000
Durham, North Carolina 17 $ 7,285,000 $ 428,529 $ 181,000
Forsyth, North Carolina 17 $ 4,425,000 $ 260,294 $ 158,000
Monroe, Pennsylvania 17 $ 5,095,000 $ 299,705 $ 210,000
Montgomery, Pennsylvania 17 $ 6,325,000 $ 372,058 $ 155,000
Horry, South Carolina 17 $ 6,015,000 $ 353,823 $ 331,000
Shelby, Tennessee 17 $ 4,595,000 $ 270,294 $ 126,000
Fairfax, Virginia 17 $ 8,675,000 $ 510,294 $ 186,000
Benton, Arkansas 16 $ 5,670,000 $ 354,375 $ 197,000
New Castle, Delaware 16 $ 5,440,000 $ 340,000 $ 142,000
Cobb, Georgia 16 $ 6,740,000 $ 421,250 $ 167,000
Kane, Illinois 16 $ 4,910,000 $ 306,875 $ 153,000
Essex, New Jersey 16 $ 10,720,000 $ 670,000 $ 365,000
Nassau, New York 16 $ 10,430,000 $ 651,875 $ 251,000
Orange, New York 16 $ 5,600,000 $ 350,000 $ 149,000
Contra Costa, California 15 $ 10,265,000 $ 684,333 $ 262,000
Sarasota, Florida 15 $ 4,875,000 $ 325,000 $ 243,000
Middlesex, New Jersey 15 $ 5,095,000 $ 339,666 $ 153,000
Ocean, New Jersey 15 $ 6,455,000 $ 430,333 $ 145,000
Onondaga, New York 15 $ 3,335,000 $ 222,333 $ 130,000
Lancaster, Pennsylvania 15 $ 4,975,000 $ 331,666 $ 109,000
Galveston, Texas 15 $ 3,775,000 $ 251,666 $ 200,000
Lake, Florida 14 $ 6,380,000 $ 455,714 $ 161,000
Chatham, Georgia 14 $ 3,380,000 $ 241,428 $ 112,000
Hamilton, Indiana 14 $ 6,150,000 $ 439,285 $ 231,000
Oklahoma, Oklahoma 14 $ 4,880,000 $ 348,571 $ 215,000
Madison, Alabama 13 $ 4,315,000 $ 331,923 $ 168,000
Denver, Colorado 13 $ 6,855,000 $ 527,307 $ 216,000
Manatee, Florida 13 $ 4,345,000 $ 334,230 $ 165,000
Polk, Florida 13 $ 4,055,000 $ 311,923 $ 141,000
Will, Illinois 13 $ 5,405,000 $ 415,769 $ 174,000
Johnson, Kansas 13 $ 4,015,000 $ 308,846 $ 118,000
Anne Arundel, Maryland 13 $ 6,135,000 $ 471,923 $ 193,000
Howard, Maryland 13 $ 7,025,000 $ 540,384 $ 233,000
Jackson, Missouri 13 $ 1,995,000 $ 153,461 $ 147,000
Mercer, New Jersey 13 $ 4,955,000 $ 381,153 $ 178,000
Monmouth, New Jersey 13 $ 7,665,000 $ 589,615 $ 257,000
Union, New Jersey 13 $ 7,715,000 $ 593,461 $ 207,000
Bernalillo, New Mexico 13 $ 4,295,000 $ 330,384 $ 175,000
Queens, New York 13 $ 8,005,000 $ 615,769 $ 283,000
Summit, Ohio 13 $ 3,025,000 $ 232,692 $ 147,000
Multnomah, Oregon 13 $ 5,815,000 $ 447,307 $ 176,000
Chester, Pennsylvania 13 $ 4,735,000 $ 364,230 $ 161,000
Milwaukee, Wisconsin 13 $ 3,045,000 $ 234,230 $ 117,000
Waukesha, Wisconsin 13 $ 4,975,000 $ 382,692 $ 144,000
Kern, California 12 $ 3,700,000 $ 308,333 $ 171,000
San Francisco, California 12 $ 10,640,000 $ 886,666 $ 342,000
Santa Clara, California 12 $ 11,280,000 $ 940,000 $ 312,000
Marion, Florida 12 $ 2,420,000 $ 201,666 $ 154,000
Baltimore, Maryland 12 $ 5,250,000 $ 437,500 $ 192,000
Montgomery, Maryland 12 $ 6,000,000 $ 500,000 $ 286,000
Kings, New York 12 $ 6,520,000 $ 543,333 $ 235,000
Union, North Carolina 12 $ 5,630,000 $ 469,166 $ 245,000
Lucas, Ohio 12 $ 2,630,000 $ 219,166 $ 181,000
Tulsa, Oklahoma 12 $ 2,550,000 $ 212,500 $ 189,000
York, South Carolina 12 $ 4,170,000 $ 347,500 $ 169,000
Pierce, Washington 12 $ 5,510,000 $ 459,166 $ 206,000
Pima, Arizona 11 $ 3,185,000 $ 289,545 $ 138,000
District of Columbia, District Of Columbia 11 $ 5,085,000 $ 462,272 $ 165,000
Greene, Missouri 11 $ 3,085,000 $ 280,454 $ 112,000
Gaston, North Carolina 11 $ 3,355,000 $ 305,000 $ 161,000
Clackamas, Oregon 11 $ 6,785,000 $ 616,818 $ 211,000
Washington, Oregon 11 $ 7,015,000 $ 637,727 $ 313,000
Providence, Rhode Island 11 $ 3,755,000 $ 341,363 $ 141,000
Beaufort, South Carolina 11 $ 4,045,000 $ 367,727 $ 213,000
Richland, South Carolina 11 $ 2,365,000 $ 215,000 $ 128,000
Prince William, Virginia 11 $ 4,635,000 $ 421,363 $ 213,000
Clark, Washington 11 $ 6,185,000 $ 562,272 $ 233,000
Snohomish, Washington 11 $ 6,225,000 $ 565,909 $ 164,000
Jefferson, Alabama 10 $ 2,880,000 $ 288,000 $ 121,000
Mohave, Arizona 10 $ 3,200,000 $ 320,000 $ 192,000
Pulaski, Arkansas 10 $ 2,210,000 $ 221,000 $ 121,000
Sonoma, California 10 $ 5,760,000 $ 576,000 $ 165,000
Osceola, Florida 10 $ 3,250,000 $ 325,000 $ 149,000
St. Lucie, Florida 10 $ 3,180,000 $ 318,000 $ 159,000
Ada, Idaho 10 $ 4,240,000 $ 424,000 $ 182,000
Kootenai, Idaho 10 $ 3,780,000 $ 378,000 $ 237,000
Lake, Indiana 10 $ 2,320,000 $ 232,000 $ 131,000
Jefferson, Kentucky 10 $ 3,530,000 $ 353,000 $ 191,000
East Baton Rouge, Louisiana 10 $ 1,710,000 $ 171,000 $ 85,000
Orleans, Louisiana 10 $ 2,460,000 $ 246,000 $ 116,000
Baltimore City, Maryland 10 $ 2,580,000 $ 258,000 $ 133,000
Bristol, Massachusetts 10 $ 84,000,000 $ 8,400,000 $ 144,000
Plymouth, Massachusetts 10 $ 5,370,000 $ 537,000 $ 211,000
Atlantic, New Jersey 10 $ 2,800,000 $ 280,000 $ 214,000
Hudson, New Jersey 10 $ 4,010,000 $ 401,000 $ 171,000
Cumberland, Pennsylvania 10 $ 2,880,000 $ 288,000 $ 115,000
York, Pennsylvania 10 $ 2,450,000 $ 245,000 $ 164,000
Hamilton, Tennessee 10 $ 2,880,000 $ 288,000 $ 166,000
El Paso, Texas 10 $ 1,480,000 $ 148,000 $ 124,000
Parker, Texas 10 $ 3,400,000 $ 340,000 $ 135,000
Dane, Wisconsin 10 $ 3,320,000 $ 332,000 $ 169,000
Arapahoe, Colorado 9 $ 3,725,000 $ 413,888 $ 185,000
Hawaii, Hawaii 9 $ 4,095,000 $ 455,000 $ 203,000
Honolulu, Hawaii 9 $ 3,415,000 $ 379,444 $ 159,000
Prince George's, Maryland 9 $ 2,935,000 $ 326,111 $ 194,000
Hampden, Massachusetts 9 $ 3,055,000 $ 339,444 $ 183,000
Macomb, Michigan 9 $ 1,760,000 $ 195,555 $ 126,000
St. Charles, Missouri 9 $ 3,285,000 $ 365,000 $ 148,000
Sarpy, Nebraska 9 $ 3,505,000 $ 389,444 $ 166,000
Burlington, New Jersey 9 $ 3,025,000 $ 336,111 $ 184,000
Morris, New Jersey 9 $ 4,455,000 $ 495,000 $ 192,000
Somerset, New Jersey 9 $ 4,655,000 $ 517,222 $ 178,000
Cabarrus, North Carolina 9 $ 3,165,000 $ 351,666 $ 193,000
Cumberland, North Carolina 9 $ 1,985,000 $ 220,555 $ 100,000
New Hanover, North Carolina 9 $ 3,565,000 $ 396,111 $ 304,000
Montgomery, Ohio 9 $ 2,105,000 $ 233,888 $ 119,000
Hidalgo, Texas 9 $ 1,835,000 $ 203,888 $ 118,000
Weber, Utah 9 $ 3,635,000 $ 403,888 $ 424,000
Chesterfield, Virginia 9 $ 3,035,000 $ 337,222 $ 139,000
Solano, California 8 $ 3,340,000 $ 417,500 $ 96,000
Boulder, Colorado 8 $ 3,900,000 $ 487,500 $ 200,000
El Paso, Colorado 8 $ 3,820,000 $ 477,500 $ 207,000
South Central Connecticut Planning Region, Connecticut 8 $ 3,250,000 $ 406,250 $ 212,000
Citrus, Florida 8 $ 1,500,000 $ 187,500 $ 125,000
Seminole, Florida 8 $ 2,980,000 $ 372,500 $ 139,000
Pottawattamie, Iowa 8 $ 2,060,000 $ 257,500 $ 122,000
Sedgwick, Kansas 8 $ 2,260,000 $ 282,500 $ 170,000
Essex, Massachusetts 8 $ 4,750,000 $ 593,750 $ 242,000
Norfolk, Massachusetts 8 $ 4,870,000 $ 608,750 $ 177,000
Dakota, Minnesota 8 $ 3,380,000 $ 422,500 $ 186,000
Ramsey, Minnesota 8 $ 3,280,000 $ 410,000 $ 365,000
Hillsborough, New Hampshire 8 $ 3,670,000 $ 458,750 $ 208,000
Gloucester, New Jersey 8 $ 2,580,000 $ 322,500 $ 125,000
Lake, Ohio 8 $ 1,410,000 $ 176,250 $ 122,000
Knox, Tennessee 8 $ 3,460,000 $ 432,500 $ 160,000
Brazoria, Texas 8 $ 2,730,000 $ 341,250 $ 172,000
Hays, Texas 8 $ 3,450,000 $ 431,250 $ 240,000
Virginia Beach, Virginia 8 $ 3,010,000 $ 376,250 $ 147,000
Thurston, Washington 8 $ 3,530,000 $ 441,250 $ 208,000
Shelby, Alabama 7 $ 2,315,000 $ 330,714 $ 143,000
Anchorage, Alaska 7 $ 2,425,000 $ 346,428 $ 125,000
San Joaquin, California 7 $ 2,415,000 $ 345,000 $ 166,000
San Mateo, California 7 $ 5,695,000 $ 813,571 $ 316,000
Adams, Colorado 7 $ 2,475,000 $ 353,571 $ 99,000
Douglas, Colorado 7 $ 3,795,000 $ 542,142 $ 195,000
Larimer, Colorado 7 $ 3,115,000 $ 445,000 $ 174,000
Weld, Colorado 7 $ 3,785,000 $ 540,714 $ 206,000
Charlotte, Florida 7 $ 1,525,000 $ 217,857 $ 120,000
Collier, Florida 7 $ 2,845,000 $ 406,428 $ 222,000
Escambia, Florida 7 $ 1,335,000 $ 190,714 $ 77,000
St. Johns, Florida 7 $ 3,265,000 $ 466,428 $ 163,000
Sumter, Florida 7 $ 1,655,000 $ 236,428 $ 77,000
McHenry, Illinois 7 $ 1,615,000 $ 230,714 $ 131,000
Washtenaw, Michigan 7 $ 2,555,000 $ 365,000 $ 227,000
Missoula, Montana 7 $ 3,335,000 $ 476,428 $ 178,000
Douglas, Nebraska 7 $ 1,635,000 $ 233,571 $ 184,000
Camden, New Jersey 7 $ 1,875,000 $ 267,857 $ 115,000
Hunterdon, New Jersey 7 $ 2,295,000 $ 327,857 $ 127,000
Dutchess, New York 7 $ 3,945,000 $ 563,571 $ 428,000
Greene, New York 7 $ 2,925,000 $ 417,857 $ 299,000
New York, New York 7 $ 3,235,000 $ 462,142 $ 292,000
Richmond, New York 7 $ 2,705,000 $ 386,428 $ 128,000
Brunswick, North Carolina 7 $ 2,455,000 $ 350,714 $ 173,000
Orange, North Carolina 7 $ 2,735,000 $ 390,714 $ 145,000
Butler, Ohio 7 $ 2,325,000 $ 332,142 $ 131,000
Wood, Ohio 7 $ 1,595,000 $ 227,857 $ 119,000
Erie, Pennsylvania 7 $ 1,345,000 $ 192,142 $ 103,000
Lehigh, Pennsylvania 7 $ 1,665,000 $ 237,857 $ 118,000
Northampton, Pennsylvania 7 $ 2,305,000 $ 329,285 $ 179,000
Charleston, South Carolina 7 $ 3,255,000 $ 465,000 $ 224,000
Lexington, South Carolina 7 $ 2,365,000 $ 337,857 $ 165,000
Spartanburg, South Carolina 7 $ 1,825,000 $ 260,714 $ 112,000
Lubbock, Texas 7 $ 1,495,000 $ 213,571 $ 166,000
Henrico, Virginia 7 $ 1,905,000 $ 272,142 $ 131,000
Washington, Arkansas 6 $ 1,820,000 $ 303,333 $ 359,000
San Luis Obispo, California 6 $ 2,330,000 $ 388,333 $ 122,000
Lower Connecticut River Valley Planning Region, Connecticut 6 $ 1,940,000 $ 323,333 $ 210,000
Henry, Georgia 6 $ 2,230,000 $ 371,666 $ 154,000
Houston, Georgia 6 $ 1,570,000 $ 261,666 $ 186,000
Douglas, Kansas 6 $ 1,940,000 $ 323,333 $ 143,000
Fayette, Kentucky 6 $ 1,760,000 $ 293,333 $ 137,000
Ingham, Michigan 6 $ 840,000 $ 140,000 $ 63,000
Kent, Michigan 6 $ 2,190,000 $ 365,000 $ 210,000
Livingston, Michigan 6 $ 2,360,000 $ 393,333 $ 153,000
Washington, Minnesota 6 $ 2,460,000 $ 410,000 $ 153,000
Clay, Missouri 6 $ 1,930,000 $ 321,666 $ 111,000
Lancaster, Nebraska 6 $ 1,450,000 $ 241,666 $ 81,000
Santa Fe, New Mexico 6 $ 3,060,000 $ 510,000 $ 262,000
Oneida, New York 6 $ 910,000 $ 151,666 $ 69,000
Pitt, North Carolina 6 $ 1,520,000 $ 253,333 $ 116,000
Stark, Ohio 6 $ 2,020,000 $ 336,666 $ 158,000
Luzerne, Pennsylvania 6 $ 1,650,000 $ 275,000 $ 114,000
Montgomery, Tennessee 6 $ 980,000 $ 163,333 $ 85,000
Rutherford, Tennessee 6 $ 1,770,000 $ 295,000 $ 148,000
Albemarle, Virginia 6 $ 1,940,000 $ 323,333 $ 172,000
Charlottesville, Virginia 6 $ 2,270,000 $ 378,333 $ 232,000
Pinal, Arizona 5 $ 1,355,000 $ 271,000 $ 151,000
Yavapai, Arizona 5 $ 1,525,000 $ 305,000 $ 134,000
Monterey, California 5 $ 3,355,000 $ 671,000 $ 886,000
Placer, California 5 $ 3,915,000 $ 783,000 $ 343,000
Shasta, California 5 $ 1,255,000 $ 251,000 $ 91,000
Southeastern Connecticut Planning Region, Connecticut 5 $ 1,575,000 $ 315,000 $ 90,000
Sussex, Delaware 5 $ 2,305,000 $ 461,000 $ 463,000
Highlands, Florida 5 $ 1,225,000 $ 245,000 $ 1,908,000
Nassau, Florida 5 $ 3,005,000 $ 601,000 $ 210,000
Boone, Indiana 5 $ 2,225,000 $ 445,000 $ 259,000
Polk, Iowa 5 $ 1,235,000 $ 247,000 $ 154,000
Cumberland, Maine 5 $ 2,465,000 $ 493,000 $ 220,000
Penobscot, Maine 5 $ 2,255,000 $ 451,000 $ 190,000
Frederick, Maryland 5 $ 2,305,000 $ 461,000 $ 165,000
Suffolk, Massachusetts 5 $ 2,945,000 $ 589,000 $ 203,000
Jackson, Michigan 5 $ 1,935,000 $ 387,000 $ 152,000
Kalamazoo, Michigan 5 $ 1,375,000 $ 275,000 $ 131,000
Marquette, Michigan 5 $ 1,075,000 $ 215,000 $ 99,000
St. Louis, Minnesota 5 $ 1,115,000 $ 223,000 $ 122,000
Jefferson, Missouri 5 $ 1,075,000 $ 215,000 $ 122,000
Washoe, Nevada 5 $ 2,825,000 $ 565,000 $ 557,000
Passaic, New Jersey 5 $ 2,245,000 $ 449,000 $ 198,000
Sandoval, New Mexico 5 $ 2,615,000 $ 523,000 $ 227,000
Monroe, New York 5 $ 695,000 $ 139,000 $ 105,000
Alamance, North Carolina 5 $ 1,545,000 $ 309,000 $ 190,000
Buncombe, North Carolina 5 $ 1,435,000 $ 287,000 $ 156,000
Catawba, North Carolina 5 $ 1,095,000 $ 219,000 $ 74,000
Clermont, Ohio 5 $ 1,305,000 $ 261,000 $ 86,000
Licking, Ohio 5 $ 1,165,000 $ 233,000 $ 130,000
Lorain, Ohio 5 $ 1,065,000 $ 213,000 $ 137,000
Mahoning, Ohio 5 $ 755,000 $ 151,000 $ 117,000
Canadian, Oklahoma 5 $ 1,315,000 $ 263,000 $ 203,000
Cleveland, Oklahoma 5 $ 1,035,000 $ 207,000 $ 211,000
Dauphin, Pennsylvania 5 $ 975,000 $ 195,000 $ 140,000
Anderson, South Carolina 5 $ 1,475,000 $ 295,000 $ 105,000
McLennan, Texas 5 $ 1,255,000 $ 251,000 $ 201,000
Rockwall, Texas 5 $ 1,415,000 $ 283,000 $ 115,000
Tooele, Utah 5 $ 1,475,000 $ 295,000 $ 0
Washington, Utah 5 $ 1,615,000 $ 323,000 $ 154,000
Hanover, Virginia 5 $ 2,205,000 $ 441,000 $ 319,000
Loudoun, Virginia 5 $ 2,535,000 $ 507,000 $ 159,000
Kitsap, Washington 5 $ 2,375,000 $ 475,000 $ 221,000
Kanawha, West Virginia 5 $ 825,000 $ 165,000 $ 90,000
Eau Claire, Wisconsin 5 $ 715,000 $ 143,000 $ 83,000
Kenosha, Wisconsin 5 $ 845,000 $ 169,000 $ 104,000
Washington, Wisconsin 5 $ 1,415,000 $ 283,000 $ 131,000
Mobile, Alabama 4 $ 540,000 $ 135,000 $ 111,000
Morgan, Alabama 4 $ 870,000 $ 217,500 $ 107,000
Butte, California 4 $ 2,500,000 $ 625,000 $ 199,000
Fresno, California 4 $ 1,660,000 $ 415,000 $ 416,000
Marin, California 4 $ 2,440,000 $ 610,000 $ 180,000
Nevada, California 4 $ 1,640,000 $ 410,000 $ 263,000
Ventura, California 4 $ 2,010,000 $ 502,500 $ 225,000
La Plata, Colorado 4 $ 1,530,000 $ 382,500 $ 147,000
Mesa, Colorado 4 $ 1,310,000 $ 327,500 $ 121,000
Alachua, Florida 4 $ 1,110,000 $ 277,500 $ 136,000
Flagler, Florida 4 $ 650,000 $ 162,500 $ 72,000
Hernando, Florida 4 $ 1,270,000 $ 317,500 $ 127,000
Bibb, Georgia 4 $ 1,260,000 $ 315,000 $ 164,000
Bulloch, Georgia 4 $ 1,260,000 $ 315,000 $ 179,000
Cherokee, Georgia 4 $ 1,860,000 $ 465,000 $ 223,000
Coffee, Georgia 4 $ 840,000 $ 210,000 $ 122,000
Columbia, Georgia 4 $ 1,250,000 $ 312,500 $ 137,000
Coweta, Georgia 4 $ 1,200,000 $ 300,000 $ 127,000
Dougherty, Georgia 4 $ 460,000 $ 115,000 $ 77,000
Fayette, Georgia 4 $ 2,270,000 $ 567,500 $ 207,000
Forsyth, Georgia 4 $ 2,690,000 $ 672,500 $ 317,000
Hall, Georgia 4 $ 1,550,000 $ 387,500 $ 187,000
Paulding, Georgia 4 $ 710,000 $ 177,500 $ 69,000
St. Clair, Illinois 4 $ 1,330,000 $ 332,500 $ 139,000
Winnebago, Illinois 4 $ 680,000 $ 170,000 $ 89,000
Allen, Indiana 4 $ 750,000 $ 187,500 $ 124,000
Hendricks, Indiana 4 $ 1,340,000 $ 335,000 $ 160,000
Monroe, Indiana 4 $ 1,100,000 $ 275,000 $ 133,000
Kenton, Kentucky 4 $ 1,040,000 $ 260,000 $ 186,000
Jefferson, Louisiana 4 $ 1,630,000 $ 407,500 $ 197,000
Knox, Maine 4 $ 1,470,000 $ 367,500 $ 176,000
Harford, Maryland 4 $ 1,350,000 $ 337,500 $ 141,000
Worcester, Maryland 4 $ 1,940,000 $ 485,000 $ 270,000
DeSoto, Mississippi 4 $ 1,200,000 $ 300,000 $ 150,000
Jackson, Mississippi 4 $ 1,250,000 $ 312,500 $ 114,000
St. Louis City, Missouri 4 $ 1,080,000 $ 270,000 $ 132,000
Broome, New York 4 $ 53,220,000 $ 13,305,000 $ 144,000
Chemung, New York 4 $ 510,000 $ 127,500 $ 49,000
Rockland, New York 4 $ 2,730,000 $ 682,500 $ 290,000
St. Lawrence, New York 4 $ 700,000 $ 175,000 $ 87,000
Steuben, New York 4 $ 780,000 $ 195,000 $ 124,000
Sullivan, New York 4 $ 830,000 $ 207,500 $ 103,000
Chatham, North Carolina 4 $ 1,430,000 $ 357,500 $ 157,000
Harnett, North Carolina 4 $ 1,560,000 $ 390,000 $ 112,000
Trumbull, Ohio 4 $ 460,000 $ 115,000 $ 77,000
Deschutes, Oregon 4 $ 3,290,000 $ 822,500 $ 389,000
Marion, Oregon 4 $ 1,610,000 $ 402,500 $ 150,000
Butler, Pennsylvania 4 $ 1,160,000 $ 290,000 $ 100,000
Clearfield, Pennsylvania 4 $ 410,000 $ 102,500 $ 114,000
Pike, Pennsylvania 4 $ 970,000 $ 242,500 $ 105,000
Schuylkill, Pennsylvania 4 $ 650,000 $ 162,500 $ 59,000
Westmoreland, Pennsylvania 4 $ 820,000 $ 205,000 $ 92,000
Dorchester, South Carolina 4 $ 1,370,000 $ 342,500 $ 148,000
Oconee, South Carolina 4 $ 880,000 $ 220,000 $ 85,000
Loudon, Tennessee 4 $ 1,450,000 $ 362,500 $ 156,000
Marion, Tennessee 4 $ 810,000 $ 202,500 $ 130,000
Putnam, Tennessee 4 $ 1,330,000 $ 332,500 $ 234,000
Sumner, Tennessee 4 $ 1,970,000 $ 492,500 $ 199,000
Williamson, Tennessee 4 $ 1,810,000 $ 452,500 $ 152,000
Ellis, Texas 4 $ 1,960,000 $ 490,000 $ 391,000
Grayson, Texas 4 $ 2,700,000 $ 675,000 $ 320,000
Hood, Texas 4 $ 1,740,000 $ 435,000 $ 131,000
Hunt, Texas 4 $ 800,000 $ 200,000 $ 72,000
Johnson, Texas 4 $ 2,040,000 $ 510,000 $ 388,000
Nueces, Texas 4 $ 1,210,000 $ 302,500 $ 137,000
Chesapeake, Virginia 4 $ 1,120,000 $ 280,000 $ 160,000
Montgomery, Virginia 4 $ 1,090,000 $ 272,500 $ 86,000
Newport News, Virginia 4 $ 840,000 $ 210,000 $ 111,000
Roanoke, Virginia 4 $ 1,050,000 $ 262,500 $ 128,000
Roanoke City, Virginia 4 $ 840,000 $ 210,000 $ 73,000
Grays Harbor, Washington 4 $ 1,120,000 $ 280,000 $ 96,000
Whatcom, Washington 4 $ 2,230,000 $ 557,500 $ 227,000
Jefferson, West Virginia 4 $ 1,590,000 $ 397,500 $ 205,000
Ozaukee, Wisconsin 4 $ 2,100,000 $ 525,000 $ 331,000
Racine, Wisconsin 4 $ 840,000 $ 210,000 $ 99,000
Winnebago, Wisconsin 4 $ 530,000 $ 132,500 $ 94,000
Laramie, Wyoming 4 $ 1,920,000 $ 480,000 $ 185,000
Garland, Arkansas 3 $ 585,000 $ 195,000 $ 69,000
Mendocino, California 3 $ 1,495,000 $ 498,333 $ 186,000
Merced, California 3 $ 1,335,000 $ 445,000 $ 152,000
Santa Barbara, California 3 $ 2,425,000 $ 808,333 $ 321,000
Tehama, California 3 $ 1,545,000 $ 515,000 $ 374,000
Tulare, California 3 $ 475,000 $ 158,333 $ 100,000
Broomfield, Colorado 3 $ 1,835,000 $ 611,666 $ 206,000
Greater Bridgeport Planning Region, Connecticut 3 $ 1,355,000 $ 451,666 $ 160,000
Naugatuck Valley Planning Region, Connecticut 3 $ 975,000 $ 325,000 $ 108,000
Clay, Florida 3 $ 805,000 $ 268,333 $ 233,000
Leon, Florida 3 $ 775,000 $ 258,333 $ 126,000
Lee, Georgia 3 $ 485,000 $ 161,666 $ 72,000
White, Georgia 3 $ 635,000 $ 211,666 $ 149,000
Canyon, Idaho 3 $ 955,000 $ 318,333 $ 113,000
Coles, Illinois 3 $ 555,000 $ 185,000 $ 165,000
Kankakee, Illinois 3 $ 475,000 $ 158,333 $ 126,000
Macon, Illinois 3 $ 325,000 $ 108,333 $ 73,000
Madison, Illinois 3 $ 585,000 $ 195,000 $ 143,000
Tazewell, Illinois 3 $ 915,000 $ 305,000 $ 167,000
Howard, Indiana 3 $ 285,000 $ 95,000 $ 76,000
Porter, Indiana 3 $ 795,000 $ 265,000 $ 127,000
Fayette, Iowa 3 $ 685,000 $ 228,333 $ 84,000
Barton, Kansas 3 $ 335,000 $ 111,666 $ 105,000
Leavenworth, Kansas 3 $ 765,000 $ 255,000 $ 112,000
Saline, Kansas 3 $ 415,000 $ 138,333 $ 82,000
Wyandotte, Kansas 3 $ 715,000 $ 238,333 $ 1,189,000
Campbell, Kentucky 3 $ 785,000 $ 261,666 $ 179,000
Madison, Kentucky 3 $ 835,000 $ 278,333 $ 170,000
Woodford, Kentucky 3 $ 615,000 $ 205,000 $ 65,000
St. Tammany, Louisiana 3 $ 675,000 $ 225,000 $ 604,000
Hancock, Maine 3 $ 835,000 $ 278,333 $ 125,000
Allegany, Maryland 3 $ 475,000 $ 158,333 $ 145,000
Carroll, Maryland 3 $ 1,275,000 $ 425,000 $ 169,000
Barnstable, Massachusetts 3 $ 1,795,000 $ 598,333 $ 341,000
Hampshire, Massachusetts 3 $ 755,000 $ 251,666 $ 109,000
Genesee, Michigan 3 $ 515,000 $ 171,666 $ 77,000
Hillsdale, Michigan 3 $ 275,000 $ 91,666 $ 72,000
Lapeer, Michigan 3 $ 495,000 $ 165,000 $ 122,000
Midland, Michigan 3 $ 515,000 $ 171,666 $ 62,000
Monroe, Michigan 3 $ 765,000 $ 255,000 $ 76,000
Ottawa, Michigan 3 $ 545,000 $ 181,666 $ 76,000
Anoka, Minnesota 3 $ 985,000 $ 328,333 $ 69,000
Blue Earth, Minnesota 3 $ 605,000 $ 201,666 $ 66,000
Olmsted, Minnesota 3 $ 615,000 $ 205,000 $ 147,000
Stearns, Minnesota 3 $ 545,000 $ 181,666 $ 185,000
Lafayette, Mississippi 3 $ 1,145,000 $ 381,666 $ 487,000
Rankin, Mississippi 3 $ 745,000 $ 248,333 $ 124,000
Boone, Missouri 3 $ 385,000 $ 128,333 $ 56,000
Cass, Missouri 3 $ 985,000 $ 328,333 $ 112,000
Christian, Missouri 3 $ 765,000 $ 255,000 $ 130,000
Franklin, Missouri 3 $ 865,000 $ 288,333 $ 95,000
Jasper, Missouri 3 $ 665,000 $ 221,666 $ 111,000
Lawrence, Missouri 3 $ 265,000 $ 88,333 $ 37,000
Phelps, Missouri 3 $ 705,000 $ 235,000 $ 114,000
Platte, Missouri 3 $ 1,245,000 $ 415,000 $ 230,000
Silver Bow, Montana 3 $ 845,000 $ 281,666 $ 212,000
Cheyenne, Nebraska 3 $ 465,000 $ 155,000 $ 134,000
Scotts Bluff, Nebraska 3 $ 1,545,000 $ 515,000 $ 132,000
Rockingham, New Hampshire 3 $ 1,505,000 $ 501,666 $ 172,000
Strafford, New Hampshire 3 $ 975,000 $ 325,000 $ 121,000
Salem, New Jersey 3 $ 555,000 $ 185,000 $ 70,000
Warren, New Jersey 3 $ 1,445,000 $ 481,666 $ 256,000
Los Alamos, New Mexico 3 $ 1,175,000 $ 391,666 $ 205,000
Columbia, New York 3 $ 1,145,000 $ 381,666 $ 155,000
Delaware, New York 3 $ 975,000 $ 325,000 $ 126,000
Genesee, New York 3 $ 285,000 $ 95,000 $ 134,000
Oswego, New York 3 $ 345,000 $ 115,000 $ 70,000
Putnam, New York 3 $ 1,095,000 $ 365,000 $ 181,000
Schenectady, New York 3 $ 815,000 $ 271,666 $ 101,000
Dare, North Carolina 3 $ 1,315,000 $ 438,333 $ 248,000
Johnston, North Carolina 3 $ 1,075,000 $ 358,333 $ 135,000
Lee, North Carolina 3 $ 925,000 $ 308,333 $ 116,000
Onslow, North Carolina 3 $ 635,000 $ 211,666 $ 43,000
Hancock, Ohio 3 $ 475,000 $ 158,333 $ 157,000
Medina, Ohio 3 $ 525,000 $ 175,000 $ 96,000
Tuscarawas, Ohio 3 $ 375,000 $ 125,000 $ 68,000
Union, Ohio 3 $ 885,000 $ 295,000 $ 117,000
Warren, Ohio 3 $ 755,000 $ 251,666 $ 84,000
Washington, Ohio 3 $ 595,000 $ 198,333 $ 137,000
Comanche, Oklahoma 3 $ 365,000 $ 121,666 $ 52,000
Grady, Oklahoma 3 $ 855,000 $ 285,000 $ 192,000
Osage, Oklahoma 3 $ 1,105,000 $ 368,333 $ 259,000
Lane, Oregon 3 $ 1,405,000 $ 468,333 $ 368,000
Adams, Pennsylvania 3 $ 1,345,000 $ 448,333 $ 152,000
Beaver, Pennsylvania 3 $ 1,075,000 $ 358,333 $ 149,000
Cambria, Pennsylvania 3 $ 715,000 $ 238,333 $ 248,000
Lycoming, Pennsylvania 3 $ 575,000 $ 191,666 $ 95,000
Bristol, Rhode Island 3 $ 855,000 $ 285,000 $ 150,000
Aiken, South Carolina 3 $ 795,000 $ 265,000 $ 223,000
Edgefield, South Carolina 3 $ 335,000 $ 111,666 $ 72,000
Brookings, South Dakota 3 $ 355,000 $ 118,333 $ 95,000
Coffee, Tennessee 3 $ 535,000 $ 178,333 $ 243,000
Sullivan, Tennessee 3 $ 2,115,000 $ 705,000 $ 182,000
Washington, Tennessee 3 $ 1,225,000 $ 408,333 $ 285,000
Brazos, Texas 3 $ 765,000 $ 255,000 $ 107,000
Cameron, Texas 3 $ 995,000 $ 331,666 $ 82,000
Comal, Texas 3 $ 1,185,000 $ 395,000 $ 218,000
Jefferson, Texas 3 $ 515,000 $ 171,666 $ 69,000
Randall, Texas 3 $ 785,000 $ 261,666 $ 85,000
Taylor, Texas 3 $ 375,000 $ 125,000 $ 90,000
Young, Texas 3 $ 315,000 $ 105,000 $ 76,000
Windsor, Vermont 3 $ 985,000 $ 328,333 $ 260,000
Arlington, Virginia 3 $ 1,955,000 $ 651,666 $ 233,000
Bedford, Virginia 3 $ 1,075,000 $ 358,333 $ 141,000
Lynchburg, Virginia 3 $ 675,000 $ 225,000 $ 94,000
Shenandoah, Virginia 3 $ 1,135,000 $ 378,333 $ 323,000
Benton, Washington 3 $ 1,445,000 $ 481,666 $ 164,000
Mason, Washington 3 $ 1,335,000 $ 445,000 $ 136,000
Marion, West Virginia 3 $ 595,000 $ 198,333 $ 192,000
Mercer, West Virginia 3 $ 305,000 $ 101,666 $ 102,000
Nicholas, West Virginia 3 $ 925,000 $ 308,333 $ 85,000
Raleigh, West Virginia 3 $ 865,000 $ 288,333 $ 127,000
Wood, West Virginia 3 $ 405,000 $ 135,000 $ 89,000
Brown, Wisconsin 3 $ 735,000 $ 245,000 $ 100,000
Outagamie, Wisconsin 3 $ 835,000 $ 278,333 $ 83,000
Rock, Wisconsin 3 $ 395,000 $ 131,666 $ 71,000
Sheboygan, Wisconsin 3 $ 695,000 $ 231,666 $ 111,000
St. Croix, Wisconsin 3 $ 635,000 $ 211,666 $ 67,000
Baldwin, Alabama 2 $ 340,000 $ 170,000 $ 256,000
DeKalb, Alabama 2 $ 380,000 $ 190,000 $ 797,000
Escambia, Alabama 2 $ 290,000 $ 145,000 $ 136,000
Lauderdale, Alabama 2 $ 630,000 $ 315,000 $ 214,000
Lee, Alabama 2 $ 300,000 $ 150,000 $ 207,000
Montgomery, Alabama 2 $ 260,000 $ 130,000 $ 133,000
Tuscaloosa, Alabama 2 $ 480,000 $ 240,000 $ 108,000
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Mortgage Loan Application Detail Totals for Ally Bank in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,248 $2,113,130,000 $402,000 $81,005,000 $185,000 $9,128,000
Cash-out Refinancing 511 $131,885,000 $258,000 $1,285,000 $140,000 $1,700,000
Refinancing 393 $323,650,000 $825,000 $70,005,000 $181,000 $2,268,000
Other Purpose 150 $25,830,000 $172,000 $765,000 $170,000 $1,505,000
Home Improvement 101 $14,745,000 $145,000 $755,000 $154,000 $3,000,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,362 $1,197,500,000 $356,000 $3,255,000 $176,000 $9,128,000
Not Provided 1,381 $499,765,000 $361,000 $4,215,000 $191,000 $3,553,000
Hispanic 578 $194,710,000 $336,000 $1,205,000 $171,000 $3,312,000
Asian 497 $230,365,000 $463,000 $1,665,000 $214,000 $2,130,000
Black or African American 469 $142,345,000 $303,000 $1,495,000 $154,000 $1,839,000
Not applicable 78 $328,485,000 $4,266,000 $81,005,000 $0 $0
American Indian or Alaskan Native 31 $12,445,000 $401,000 $1,195,000 $235,000 $1,400,000
Native Hawaiian or Other Pacific Islander 6 $3,180,000 $530,000 $745,000 $223,000 $317,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,403 $2,609,240,000 $407,000 $81,005,000 $180,000 $9,128,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,599 $1,237,480,000 $476,000 $81,005,000 $169,000 $3,553,000
Application Withdrawn By Applicant 1,609 $583,355,000 $362,000 $2,005,000 $190,000 $5,056,000
File Closed For Incompleteness 906 $327,370,000 $361,000 $1,675,000 $217,000 $3,312,000
Preapproval Approved but not Accepted 598 $249,660,000 $417,000 $2,305,000 $160,000 $1,364,000
Application Denied By Financial Institution 547 $162,415,000 $296,000 $1,555,000 $165,000 $9,128,000
Loan Purchased By The Institution 71 $21,035,000 $296,000 $455,000 $0 $0
Application Approved But Not Accepted 68 $25,560,000 $375,000 $765,000 $193,000 $1,466,000
Preapproval Denied by Financial Institution 5 $2,365,000 $473,000 $1,365,000 $79,000 $135,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,851 $2,444,460,000 $417,000 $81,005,000 $182,000 $5,056,000
Debt-To-Income Ratio 235 $80,725,000 $343,000 $1,555,000 $118,000 $1,400,000
Credit History 132 $32,440,000 $245,000 $915,000 $156,000 $925,000
Collateral 105 $27,885,000 $265,000 $1,195,000 $259,000 $9,128,000
Credit Application Incomplete 39 $12,795,000 $328,000 $1,315,000 $200,000 $1,083,000
Other 15 $3,085,000 $205,000 $375,000 $274,000 $1,500,000
Insufficient Cash (Downpayment, Closing Cost) 12 $3,010,000 $250,000 $445,000 $116,000 $282,000
Employment History 9 $4,075,000 $452,000 $1,365,000 $138,000 $261,000
Unverifiable Information 5 $765,000 $153,000 $305,000 $80,000 $212,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ally Bank's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ally Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet with aggregated HMDA statistics today.

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