Ally Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Ally Bank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ally Bank 2101 Rexford Road, Suite 350W Charlotte, NC 28211 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 217,164 |
| Total Mortgage Loan Application Amount | $48,502,195,000 |
| Average Mortgage Loan Application Amount | $221,666 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $111,000 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Ally Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ally Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Ally Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ally Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Ally Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ally Bank's mortgage activity for 2012.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 9,891 | $ 3,217,666,000 | $ 325,000 | $ 125,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 7,201 | $ 1,612,571,000 | $ 223,000 | $ 117,000 |
| PHOENIX-MESA-GLENDALE, AZ | 6,919 | $ 1,375,337,000 | $ 198,000 | $ 103,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 5,525 | $ 1,196,182,000 | $ 216,000 | $ 97,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 5,110 | $ 844,145,000 | $ 165,000 | $ 101,000 |
| DENVER-AURORA-BROOMFIELD, CO | 4,960 | $ 1,167,010,000 | $ 235,000 | $ 112,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 4,771 | $ 1,449,288,000 | $ 299,500 | $ 132,500 |
| PHILADELPHIA, PA | 4,525 | $ 1,024,278,000 | $ 226,000 | $ 123,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 4,402 | $ 1,269,608,000 | $ 263,500 | $ 113,250 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 3,828 | $ 1,403,093,000 | $ 366,000 | $ 145,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 3,526 | $ 631,522,000 | $ 179,000 | $ 99,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 3,510 | $ 1,116,349,000 | $ 318,000 | $ 126,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 3,340 | $ 744,441,000 | $ 222,000 | $ 104,000 |
| EDISON-NEW BRUNSWICK, NJ | 3,229 | $ 791,110,000 | $ 245,000 | $ 126,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 3,109 | $ 664,701,000 | $ 216,000 | $ 117,500 |
| SEATTLE-BELLEVUE-EVERETT, WA | 2,791 | $ 834,334,000 | $ 298,000 | $ 127,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 2,775 | $ 892,278,000 | $ 321,000 | $ 125,000 |
| BOSTON-QUINCY, MA | 2,756 | $ 735,713,000 | $ 266,000 | $ 118,000 |
| DALLAS-PLANO-IRVING, TX | 2,738 | $ 567,585,000 | $ 207,000 | $ 123,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 2,706 | $ 575,531,000 | $ 212,000 | $ 135,000 |
| INDIANAPOLIS-CARMEL, IN | 2,700 | $ 462,808,000 | $ 171,000 | $ 104,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 2,646 | $ 737,243,000 | $ 278,000 | $ 125,000 |
| BALTIMORE-TOWSON, MD | 2,450 | $ 589,602,000 | $ 240,000 | $ 110,000 |
| NEWARK-UNION, NJ-PA | 2,211 | $ 575,956,000 | $ 209,500 | $ 129,500 |
| TUCSON, AZ | 2,106 | $ 382,739,000 | $ 181,000 | $ 93,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 2,072 | $ 845,612,000 | $ 408,000 | $ 158,000 |
| CAMDEN, NJ | 1,980 | $ 384,202,000 | $ 194,000 | $ 109,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 1,964 | $ 455,165,000 | $ 219,500 | $ 101,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 1,891 | $ 875,983,000 | $ 463,000 | $ 168,000 |
| ST. LOUIS, MO-IL | 1,751 | $ 325,856,000 | $ 168,500 | $ 88,500 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,738 | $ 304,283,000 | $ 175,000 | $ 95,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 1,560 | $ 357,484,000 | $ 229,000 | $ 126,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 1,545 | $ 223,470,000 | $ 144,000 | $ 93,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 1,477 | $ 290,750,000 | $ 191,000 | $ 113,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1,434 | $ 263,885,000 | $ 184,000 | $ 94,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 1,429 | $ 303,594,000 | $ 213,000 | $ 100,500 |
| PEABODY, MA | 1,413 | $ 349,037,000 | $ 247,000 | $ 111,000 |
| KANSAS CITY, MO-KS | 1,410 | $ 247,026,000 | $ 176,000 | $ 101,500 |
| NASSAU-SUFFOLK, NY | 1,393 | $ 387,059,000 | $ 277,000 | $ 128,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1,363 | $ 272,140,000 | $ 199,000 | $ 113,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 1,362 | $ 409,933,000 | $ 300,000 | $ 138,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1,226 | $ 250,980,000 | $ 204,000 | $ 104,000 |
| RALEIGH-CARY, NC | 1,217 | $ 259,624,000 | $ 213,000 | $ 109,000 |
| COLORADO SPRINGS, CO | 1,199 | $ 242,972,000 | $ 202,000 | $ 86,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1,104 | $ 216,288,000 | $ 195,000 | $ 101,000 |
| RICHMOND, VA | 1,064 | $ 214,184,000 | $ 201,000 | $ 102,000 |
| FORT WORTH-ARLINGTON, TX | 1,056 | $ 198,393,000 | $ 187,000 | $ 122,000 |
| WORCESTER, MA | 1,056 | $ 220,948,000 | $ 209,000 | $ 107,000 |
| LAS VEGAS-PARADISE, NV | 1,017 | $ 181,779,000 | $ 178,000 | $ 86,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1,011 | $ 221,659,000 | $ 236,000 | $ 106,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1,002 | $ 311,284,000 | $ 310,000 | $ 129,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 999 | $ 207,487,000 | $ 207,000 | $ 106,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 993 | $ 204,013,000 | $ 205,000 | $ 113,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 935 | $ 192,353,000 | $ 205,000 | $ 103,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 926 | $ 171,740,000 | $ 185,000 | $ 84,000 |
| WILMINGTON, DE-MD-NJ | 911 | $ 177,608,000 | $ 187,666 | $ 96,333 |
| TACOMA, WA | 900 | $ 205,539,000 | $ 228,000 | $ 101,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 887 | $ 191,782,000 | $ 216,000 | $ 106,000 |
| FRESNO, CA | 877 | $ 171,937,000 | $ 196,000 | $ 95,000 |
| STOCKTON, CA | 875 | $ 183,057,000 | $ 209,000 | $ 94,000 |
| NEW HAVEN-MILFORD, CT | 863 | $ 169,628,000 | $ 196,000 | $ 100,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 851 | $ 155,284,000 | $ 192,500 | $ 103,500 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 838 | $ 201,789,000 | $ 230,500 | $ 146,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 822 | $ 159,022,000 | $ 193,000 | $ 104,000 |
| BAKERSFIELD-DELANO, CA | 810 | $ 149,506,000 | $ 184,000 | $ 98,000 |
| SANTA ROSA-PETALUMA, CA | 807 | $ 228,361,000 | $ 282,000 | $ 119,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 805 | $ 243,226,000 | $ 302,000 | $ 136,000 |
| MANCHESTER-NASHUA, NH | 787 | $ 163,192,000 | $ 207,000 | $ 105,000 |
| FLINT, MI | 778 | $ 98,705,000 | $ 126,000 | $ 79,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 764 | $ 172,757,000 | $ 226,000 | $ 110,000 |
| SALT LAKE CITY, UT | 754 | $ 163,563,000 | $ 216,000 | $ 104,000 |
| ANN ARBOR, MI | 688 | $ 128,446,000 | $ 186,000 | $ 117,000 |
| FORT WAYNE, IN | 650 | $ 98,945,000 | $ 152,000 | $ 85,000 |
| JACKSONVILLE, FL | 636 | $ 120,066,000 | $ 188,000 | $ 88,000 |
| COLUMBIA, SC | 628 | $ 113,494,000 | $ 180,000 | $ 99,000 |
| MODESTO, CA | 625 | $ 114,110,000 | $ 182,000 | $ 94,000 |
| BOULDER, CO | 613 | $ 170,857,000 | $ 278,000 | $ 129,000 |
| VALLEJO-FAIRFIELD, CA | 585 | $ 139,139,000 | $ 237,000 | $ 107,000 |
| BOISE CITY-NAMPA, ID | 565 | $ 98,255,000 | $ 173,000 | $ 87,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 565 | $ 124,554,000 | $ 220,000 | $ 110,000 |
| BIRMINGHAM-HOOVER, AL | 557 | $ 92,388,000 | $ 165,000 | $ 91,000 |
| MEMPHIS, TN-MS-AR | 527 | $ 81,792,000 | $ 157,000 | $ 107,000 |
| CAPE CORAL-FORT MYERS, FL | 522 | $ 98,737,000 | $ 189,000 | $ 114,000 |
| ALBUQUERQUE, NM | 517 | $ 100,863,000 | $ 195,000 | $ 87,000 |
| FORT COLLINS-LOVELAND, CO | 495 | $ 106,392,000 | $ 214,000 | $ 94,000 |
| PITTSBURGH, PA | 484 | $ 82,318,000 | $ 170,000 | $ 97,000 |
| COLUMBUS, OH | 472 | $ 79,378,000 | $ 168,000 | $ 96,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 457 | $ 92,293,000 | $ 201,000 | $ 101,000 |
| PROVO-OREM, UT | 456 | $ 91,472,000 | $ 200,000 | $ 93,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 414 | $ 72,702,000 | $ 168,000 | $ 93,000 |
| BLOOMINGTON, IN | 406 | $ 67,143,000 | $ 165,000 | $ 94,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 404 | $ 77,667,000 | $ 192,000 | $ 124,000 |
| TRENTON-EWING, NJ | 404 | $ 94,968,000 | $ 235,000 | $ 133,000 |
| LANSING-EAST LANSING, MI | 396 | $ 53,835,000 | $ 135,000 | $ 82,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 393 | $ 61,602,000 | $ 156,000 | $ 80,000 |
| BARNSTABLE TOWN, MA | 390 | $ 94,417,000 | $ 242,000 | $ 134,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 390 | $ 62,903,000 | $ 161,000 | $ 102,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 389 | $ 132,748,000 | $ 341,000 | $ 152,000 |
| GARY, IN | 366 | $ 57,830,000 | $ 158,000 | $ 84,000 |
| GRAND RAPIDS-WYOMING, MI | 360 | $ 50,972,000 | $ 141,000 | $ 85,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 358 | $ 60,742,000 | $ 169,000 | $ 88,000 |
| DURHAM-CHAPEL HILL, NC | 354 | $ 72,281,000 | $ 204,000 | $ 108,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 354 | $ 57,999,000 | $ 163,000 | $ 83,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 353 | $ 55,690,000 | $ 154,000 | $ 94,500 |
| OKLAHOMA CITY, OK | 352 | $ 51,391,000 | $ 145,000 | $ 77,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 346 | $ 66,699,000 | $ 192,000 | $ 118,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 342 | $ 53,573,000 | $ 156,000 | $ 82,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 339 | $ 105,009,000 | $ 309,000 | $ 128,000 |
| LINCOLN, NE | 335 | $ 47,062,000 | $ 140,000 | $ 87,000 |
| SPRINGFIELD, MA | 330 | $ 53,630,000 | $ 162,000 | $ 91,000 |
| LEXINGTON-FAYETTE, KY | 326 | $ 54,362,000 | $ 166,000 | $ 94,000 |
| VISALIA-PORTERVILLE, CA | 323 | $ 58,900,000 | $ 182,000 | $ 95,000 |
| GREENSBORO-HIGH POINT, NC | 320 | $ 55,310,000 | $ 172,000 | $ 98,000 |
| LAKELAND-WINTER HAVEN, FL | 316 | $ 47,610,000 | $ 150,000 | $ 84,000 |
| OLYMPIA, WA | 312 | $ 67,446,000 | $ 216,000 | $ 75,000 |
| SPOKANE, WA | 312 | $ 53,486,000 | $ 171,000 | $ 75,000 |
| BATON ROUGE, LA | 308 | $ 51,444,000 | $ 167,000 | $ 124,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 306 | $ 51,372,000 | $ 167,000 | $ 93,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 305 | $ 49,868,000 | $ 162,333 | $ 87,000 |
| PRESCOTT, AZ | 298 | $ 55,221,000 | $ 185,000 | $ 82,000 |
| YUMA, AZ | 298 | $ 53,208,000 | $ 178,000 | $ 75,000 |
| GREELEY, CO | 294 | $ 55,952,000 | $ 190,000 | $ 92,000 |
| WILMINGTON, NC | 294 | $ 59,231,000 | $ 201,000 | $ 105,000 |
| LANCASTER, PA | 291 | $ 49,176,000 | $ 168,000 | $ 85,000 |
| PORT ST. LUCIE, FL | 289 | $ 51,329,000 | $ 177,000 | $ 103,000 |
| SANTA CRUZ-WATSONVILLE, CA | 286 | $ 98,578,000 | $ 344,000 | $ 121,000 |
| HARRISBURG-CARLISLE, PA | 283 | $ 46,560,000 | $ 164,000 | $ 88,000 |
| SCRANTON--WILKES-BARRE, PA | 282 | $ 41,102,000 | $ 145,000 | $ 89,000 |
| READING, PA | 278 | $ 46,519,000 | $ 167,000 | $ 96,000 |
| NORWICH-NEW LONDON, CT | 277 | $ 55,835,000 | $ 201,000 | $ 93,000 |
| OGDEN-CLEARFIELD, UT | 276 | $ 63,036,000 | $ 228,000 | $ 92,000 |
| OCEAN CITY, NJ | 274 | $ 68,405,000 | $ 249,000 | $ 152,000 |
| YORK-HANOVER, PA | 272 | $ 44,588,000 | $ 163,000 | $ 81,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 267 | $ 39,041,000 | $ 146,000 | $ 98,000 |
| SALINAS, CA | 267 | $ 75,144,000 | $ 281,000 | $ 119,000 |
| SPRINGFIELD, MO | 261 | $ 37,499,000 | $ 143,000 | $ 78,000 |
| BREMERTON-SILVERDALE, WA | 255 | $ 64,791,000 | $ 254,000 | $ 99,000 |
| HONOLULU, HI | 254 | $ 96,973,000 | $ 381,000 | $ 98,000 |
| EUGENE-SPRINGFIELD, OR | 253 | $ 49,697,000 | $ 196,000 | $ 82,000 |
| BELLINGHAM, WA | 252 | $ 56,709,000 | $ 225,000 | $ 94,000 |
| EL PASO, TX | 246 | $ 37,940,000 | $ 154,000 | $ 77,000 |
| SAVANNAH, GA | 241 | $ 43,688,000 | $ 181,000 | $ 83,000 |
| HUNTSVILLE, AL | 223 | $ 42,137,000 | $ 188,000 | $ 78,000 |
| MERCED, CA | 223 | $ 39,736,000 | $ 178,000 | $ 90,000 |
| ASHEVILLE, NC | 222 | $ 43,016,000 | $ 193,000 | $ 90,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 221 | $ 35,176,000 | $ 156,500 | $ 95,000 |
| ROANOKE, VA | 220 | $ 38,984,000 | $ 177,000 | $ 104,000 |
| ANCHORAGE, AK | 217 | $ 47,053,000 | $ 216,000 | $ 94,000 |
| DES MOINES-WEST DES MOINES, IA | 216 | $ 37,987,000 | $ 175,000 | $ 94,000 |
| BOWLING GREEN, KY | 215 | $ 34,740,000 | $ 161,000 | $ 91,000 |
| RENO-SPARKS, NV | 212 | $ 48,180,000 | $ 227,000 | $ 97,000 |
| GRAND JUNCTION, CO | 208 | $ 40,347,000 | $ 193,000 | $ 77,000 |
| WINSTON-SALEM, NC | 208 | $ 32,967,000 | $ 158,000 | $ 86,000 |
| BEND, OR | 203 | $ 42,567,000 | $ 209,000 | $ 102,000 |
| NAPLES-MARCO ISLAND, FL | 202 | $ 47,938,000 | $ 237,000 | $ 127,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 200 | $ 26,766,000 | $ 144,500 | $ 117,000 |
| WICHITA, KS | 198 | $ 30,482,000 | $ 153,000 | $ 94,000 |
| TALLAHASSEE, FL | 196 | $ 35,793,000 | $ 182,000 | $ 98,000 |
| CHICO, CA | 195 | $ 37,075,000 | $ 190,000 | $ 89,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 191 | $ 28,429,000 | $ 148,000 | $ 69,000 |
| REDDING, CA | 189 | $ 32,472,000 | $ 171,000 | $ 80,000 |
| TULSA, OK | 187 | $ 28,092,000 | $ 150,000 | $ 91,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 178 | $ 29,504,000 | $ 166,500 | $ 73,000 |
| FAYETTEVILLE, NC | 178 | $ 29,743,000 | $ 167,000 | $ 54,000 |
| PUEBLO, CO | 178 | $ 23,634,000 | $ 132,000 | $ 73,000 |
| AMARILLO, TX | 176 | $ 31,180,000 | $ 177,000 | $ 108,000 |
| BUFFALO-NIAGARA FALLS, NY | 176 | $ 22,986,000 | $ 130,000 | $ 83,000 |
| LAFAYETTE, IN | 176 | $ 22,019,000 | $ 125,000 | $ 71,000 |
| MOUNT VERNON-ANACORTES, WA | 175 | $ 36,351,000 | $ 207,000 | $ 83,000 |
| MADERA-CHOWCHILLA, CA | 174 | $ 32,555,000 | $ 187,000 | $ 75,000 |
| ROCHESTER, NY | 173 | $ 28,051,000 | $ 162,000 | $ 97,000 |
| MADISON, WI | 168 | $ 32,665,000 | $ 194,000 | $ 97,000 |
| KNOXVILLE, TN | 165 | $ 30,776,000 | $ 186,000 | $ 86,000 |
| ALBANY-SCHENECTADY-TROY, NY | 164 | $ 27,151,000 | $ 165,000 | $ 104,000 |
| CHARLOTTESVILLE, VA | 164 | $ 36,232,000 | $ 220,000 | $ 100,000 |
| SALEM, OR | 163 | $ 30,314,000 | $ 185,000 | $ 80,000 |
| KALAMAZOO-PORTAGE, MI | 155 | $ 26,183,000 | $ 168,000 | $ 99,000 |
| DOVER, DE | 154 | $ 29,450,000 | $ 191,000 | $ 75,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 154 | $ 29,352,000 | $ 185,500 | $ 83,500 |
| RAPID CITY, SD | 146 | $ 21,000,000 | $ 143,000 | $ 74,000 |
| MOBILE, AL | 145 | $ 18,917,000 | $ 130,000 | $ 71,000 |
| FLAGSTAFF, AZ | 142 | $ 30,580,000 | $ 215,000 | $ 101,000 |
| YAKIMA, WA | 142 | $ 22,813,000 | $ 160,000 | $ 74,000 |
| MONTGOMERY, AL | 141 | $ 21,500,000 | $ 152,000 | $ 68,000 |
| CORPUS CHRISTI, TX | 138 | $ 24,776,000 | $ 179,000 | $ 132,000 |
| MEDFORD, OR | 137 | $ 27,896,000 | $ 203,000 | $ 84,000 |
| CHATTANOOGA, TN-GA | 135 | $ 20,526,000 | $ 142,000 | $ 71,000 |
| LYNCHBURG, VA | 135 | $ 21,796,000 | $ 161,000 | $ 88,000 |
| YUBA CITY, CA | 135 | $ 24,629,000 | $ 182,000 | $ 86,000 |
| KOKOMO, IN | 133 | $ 14,731,000 | $ 110,000 | $ 71,000 |
| JACKSON, MS | 132 | $ 19,489,000 | $ 147,000 | $ 95,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 131 | $ 24,237,000 | $ 185,000 | $ 77,000 |
| COLUMBUS, GA-AL | 130 | $ 23,082,000 | $ 163,500 | $ 61,500 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 130 | $ 19,289,000 | $ 148,000 | $ 73,000 |
| DAYTON, OH | 129 | $ 18,949,000 | $ 146,000 | $ 67,000 |
| OCALA, FL | 129 | $ 19,160,000 | $ 148,000 | $ 74,000 |
| WINCHESTER, VA-WV | 127 | $ 24,083,000 | $ 172,000 | $ 95,500 |
| AKRON, OH | 125 | $ 19,178,000 | $ 153,000 | $ 81,000 |
| RACINE, WI | 125 | $ 20,857,000 | $ 166,000 | $ 107,000 |
| MCALLEN-EDINBURG-MISSION, TX | 123 | $ 21,925,000 | $ 178,000 | $ 100,000 |
| WENATCHEE-EAST WENATCHEE, WA | 123 | $ 26,083,000 | $ 212,000 | $ 99,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 121 | $ 13,475,000 | $ 111,000 | $ 67,000 |
| DULUTH, MN-WI | 120 | $ 19,677,000 | $ 152,000 | $ 86,500 |
| JACKSONVILLE, NC | 120 | $ 21,743,000 | $ 181,000 | $ 41,000 |
| NAPA, CA | 118 | $ 36,773,000 | $ 311,000 | $ 129,000 |
| SHREVEPORT-BOSSIER CITY, LA | 118 | $ 20,202,000 | $ 171,000 | $ 84,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 117 | $ 21,464,000 | $ 183,000 | $ 100,000 |
| ST. GEORGE, UT | 116 | $ 23,880,000 | $ 205,000 | $ 98,000 |
| MONROE, MI | 115 | $ 16,164,000 | $ 140,000 | $ 91,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 115 | $ 18,344,000 | $ 159,000 | $ 82,000 |
| ANDERSON, IN | 113 | $ 12,611,000 | $ 111,000 | $ 71,000 |
| CLARKSVILLE, TN-KY | 109 | $ 15,900,000 | $ 135,500 | $ 55,000 |
| HANFORD-CORCORAN, CA | 109 | $ 19,899,000 | $ 182,000 | $ 88,000 |
| PUNTA GORDA, FL | 107 | $ 17,388,000 | $ 162,000 | $ 83,000 |
| SANTA FE, NM | 106 | $ 29,660,000 | $ 279,000 | $ 117,000 |
| ROCKFORD, IL | 104 | $ 13,279,000 | $ 127,000 | $ 82,000 |
| SPARTANBURG, SC | 104 | $ 16,743,000 | $ 160,000 | $ 105,000 |
| HOLLAND-GRAND HAVEN, MI | 103 | $ 15,809,000 | $ 153,000 | $ 87,000 |
| JACKSON, MI | 103 | $ 13,094,000 | $ 127,000 | $ 83,000 |
| HICKORY-LENOIR-MORGANTON, NC | 102 | $ 16,858,000 | $ 165,000 | $ 81,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 100 | $ 19,972,000 | $ 199,000 | $ 100,000 |
| GAINESVILLE, GA | 100 | $ 16,954,000 | $ 169,000 | $ 80,000 |
| MACON, GA | 100 | $ 14,100,000 | $ 141,000 | $ 80,000 |
| ANDERSON, SC | 99 | $ 17,184,000 | $ 173,000 | $ 115,000 |
| EL CENTRO, CA | 99 | $ 16,302,000 | $ 164,000 | $ 90,000 |
| DUBUQUE, IA | 97 | $ 18,019,000 | $ 185,000 | $ 99,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 97 | $ 15,163,000 | $ 156,000 | $ 78,000 |
| MIDLAND, TX | 97 | $ 18,125,000 | $ 186,000 | $ 140,000 |
| PALM COAST, FL | 97 | $ 17,144,000 | $ 176,000 | $ 92,000 |
| NILES-BENTON HARBOR, MI | 94 | $ 14,997,000 | $ 159,000 | $ 114,000 |
| WATERLOO-CEDAR FALLS, IA | 94 | $ 11,547,000 | $ 122,000 | $ 98,000 |
| BANGOR, ME | 91 | $ 13,192,000 | $ 144,000 | $ 74,000 |
| GAINESVILLE, FL | 90 | $ 14,898,000 | $ 165,000 | $ 91,000 |
| BAY CITY, MI | 88 | $ 9,429,000 | $ 107,000 | $ 64,000 |
| AUBURN-OPELIKA, AL | 84 | $ 15,469,000 | $ 184,000 | $ 92,000 |
| SEBASTIAN-VERO BEACH, FL | 84 | $ 14,344,000 | $ 170,000 | $ 107,000 |
| COEUR D'ALENE, ID | 83 | $ 17,159,000 | $ 206,000 | $ 92,000 |
| GREEN BAY, WI | 82 | $ 11,973,000 | $ 146,000 | $ 76,000 |
| GREENVILLE, NC | 82 | $ 13,204,000 | $ 161,000 | $ 103,000 |
| SHERMAN-DENISON, TX | 81 | $ 13,234,000 | $ 163,000 | $ 95,000 |
| FLORENCE, SC | 80 | $ 12,248,000 | $ 153,000 | $ 87,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 80 | $ 14,846,000 | $ 185,000 | $ 90,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 79 | $ 13,353,000 | $ 169,000 | $ 91,000 |
| HARRISONBURG, VA | 79 | $ 15,256,000 | $ 193,000 | $ 102,000 |
| KINGSTON, NY | 79 | $ 16,142,000 | $ 204,000 | $ 126,000 |
| LAFAYETTE, LA | 79 | $ 12,383,000 | $ 156,000 | $ 111,000 |
| MORGANTOWN, WV | 79 | $ 12,450,000 | $ 157,000 | $ 100,000 |
| BURLINGTON, NC | 76 | $ 11,454,000 | $ 150,000 | $ 79,000 |
| LEWISTON-AUBURN, ME | 75 | $ 10,425,000 | $ 139,000 | $ 91,000 |
| POCATELLO, ID | 75 | $ 10,874,000 | $ 144,000 | $ 87,000 |
| SIOUX CITY, IA-NE-SD | 74 | $ 8,725,000 | $ 121,666 | $ 73,666 |
| ATHENS-CLARKE COUNTY, GA | 73 | $ 12,388,000 | $ 169,000 | $ 147,000 |
| WARNER ROBINS, GA | 73 | $ 10,929,000 | $ 149,000 | $ 65,000 |
| TYLER, TX | 70 | $ 11,576,000 | $ 165,000 | $ 98,000 |
| IDAHO FALLS, ID | 68 | $ 11,571,000 | $ 170,000 | $ 86,000 |
| TUSCALOOSA, AL | 68 | $ 11,866,000 | $ 174,000 | $ 92,000 |
| CHEYENNE, WY | 66 | $ 10,875,000 | $ 164,000 | $ 67,000 |
| MANHATTAN, KS | 65 | $ 10,100,000 | $ 155,000 | $ 59,000 |
| LONGVIEW, WA | 64 | $ 11,401,000 | $ 178,000 | $ 87,000 |
| LUBBOCK, TX | 64 | $ 9,722,000 | $ 151,000 | $ 133,000 |
| SYRACUSE, NY | 63 | $ 8,959,000 | $ 142,000 | $ 96,000 |
| GREAT FALLS, MT | 61 | $ 9,969,000 | $ 163,000 | $ 68,000 |
| LAS CRUCES, NM | 61 | $ 9,195,000 | $ 150,000 | $ 67,000 |
| MISSOULA, MT | 61 | $ 12,911,000 | $ 211,000 | $ 90,000 |
| WACO, TX | 61 | $ 8,463,000 | $ 138,000 | $ 83,000 |
| EVANSVILLE, IN-KY | 60 | $ 7,874,000 | $ 134,000 | $ 70,500 |
| MUNCIE, IN | 60 | $ 5,704,000 | $ 95,000 | $ 64,000 |
| FAIRBANKS, AK | 59 | $ 10,581,000 | $ 179,000 | $ 94,000 |
| GADSDEN, AL | 59 | $ 8,042,000 | $ 136,000 | $ 68,000 |
| TOLEDO, OH | 59 | $ 8,575,000 | $ 145,000 | $ 79,000 |
| BROWNSVILLE-HARLINGEN, TX | 58 | $ 8,311,000 | $ 143,000 | $ 85,000 |
| BEAUMONT-PORT ARTHUR, TX | 57 | $ 8,721,000 | $ 153,000 | $ 99,000 |
| ELIZABETHTOWN, KY | 56 | $ 9,683,000 | $ 172,000 | $ 70,000 |
| MICHIGAN CITY-LA PORTE, IN | 56 | $ 8,591,000 | $ 153,000 | $ 88,000 |
| CUMBERLAND, MD-WV | 55 | $ 7,038,000 | $ 142,000 | $ 79,500 |
| ELKHART-GOSHEN, IN | 55 | $ 7,361,000 | $ 133,000 | $ 65,000 |
| LEWISTON, ID-WA | 55 | $ 10,680,000 | $ 194,500 | $ 101,000 |
| MUSKEGON-NORTON SHORES, MI | 55 | $ 6,640,000 | $ 120,000 | $ 87,000 |
| BILLINGS, MT | 54 | $ 7,850,000 | $ 145,000 | $ 62,000 |
| GULFPORT-BILOXI, MS | 52 | $ 8,606,000 | $ 165,000 | $ 74,000 |
| COLLEGE STATION-BRYAN, TX | 50 | $ 8,366,000 | $ 167,000 | $ 144,000 |
| CORVALLIS, OR | 50 | $ 9,457,000 | $ 189,000 | $ 88,000 |
| CANTON-MASSILLON, OH | 49 | $ 6,627,000 | $ 135,000 | $ 89,000 |
| LAKE CHARLES, LA | 49 | $ 8,503,000 | $ 173,000 | $ 107,000 |
| ANNISTON-OXFORD, AL | 48 | $ 6,217,000 | $ 129,000 | $ 64,000 |
| SALISBURY, MD | 48 | $ 8,423,000 | $ 175,000 | $ 85,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 47 | $ 6,079,000 | $ 142,500 | $ 67,000 |
| LEBANON, PA | 46 | $ 6,848,000 | $ 148,000 | $ 77,000 |
| CEDAR RAPIDS, IA | 45 | $ 6,175,000 | $ 137,000 | $ 80,000 |
| HINESVILLE-FORT STEWART, GA | 45 | $ 5,535,000 | $ 123,000 | $ 50,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 45 | $ 6,740,000 | $ 144,000 | $ 70,500 |
| LOGAN, UT-ID | 45 | $ 8,714,000 | $ 175,500 | $ 77,000 |
| ROCHESTER, MN | 45 | $ 7,081,000 | $ 157,000 | $ 91,000 |
| HOT SPRINGS, AR | 44 | $ 5,685,000 | $ 129,000 | $ 66,000 |
| SUMTER, SC | 42 | $ 6,082,000 | $ 144,000 | $ 65,000 |
| TOPEKA, KS | 42 | $ 5,806,000 | $ 138,000 | $ 79,000 |
| DOTHAN, AL | 41 | $ 7,418,000 | $ 180,000 | $ 71,000 |
| LAWTON, OK | 41 | $ 5,004,000 | $ 122,000 | $ 54,000 |
| VALDOSTA, GA | 41 | $ 6,363,000 | $ 155,000 | $ 71,000 |
| FLORENCE-MUSCLE SHOALS, AL | 40 | $ 5,535,000 | $ 138,000 | $ 79,000 |
| ST. CLOUD, MN | 40 | $ 6,527,000 | $ 163,000 | $ 90,000 |
| APPLETON, WI | 39 | $ 5,419,000 | $ 138,000 | $ 70,000 |
| CARSON CITY, NV | 39 | $ 7,405,000 | $ 189,000 | $ 87,000 |
| DALTON, GA | 39 | $ 5,649,000 | $ 144,000 | $ 82,000 |
| PEORIA, IL | 39 | $ 5,975,000 | $ 153,000 | $ 75,000 |
| DECATUR, AL | 37 | $ 4,668,000 | $ 126,000 | $ 69,000 |
| FORT SMITH, AR-OK | 36 | $ 4,884,000 | $ 132,500 | $ 78,000 |
| BATTLE CREEK, MI | 35 | $ 4,301,000 | $ 122,000 | $ 62,000 |
| OSHKOSH-NEENAH, WI | 35 | $ 4,521,000 | $ 129,000 | $ 79,000 |
| EAU CLAIRE, WI | 34 | $ 5,505,000 | $ 161,000 | $ 99,000 |
| LAREDO, TX | 34 | $ 5,202,000 | $ 153,000 | $ 74,000 |
| WILLIAMSPORT, PA | 34 | $ 4,249,000 | $ 124,000 | $ 79,000 |
| BRUNSWICK, GA | 33 | $ 6,301,000 | $ 190,000 | $ 94,000 |
| FARGO, ND-MN | 33 | $ 5,006,000 | $ 162,500 | $ 77,500 |
| MONROE, LA | 33 | $ 9,086,000 | $ 275,000 | $ 157,000 |
| ROME, GA | 33 | $ 5,288,000 | $ 160,000 | $ 64,000 |
| STATE COLLEGE, PA | 33 | $ 5,752,000 | $ 174,000 | $ 83,000 |
| BLOOMINGTON-NORMAL, IL | 32 | $ 4,789,000 | $ 149,000 | $ 85,000 |
| FARMINGTON, NM | 32 | $ 6,103,000 | $ 190,000 | $ 119,000 |
| ROCKY MOUNT, NC | 32 | $ 4,512,000 | $ 141,000 | $ 88,000 |
| ALTOONA, PA | 31 | $ 3,639,000 | $ 117,000 | $ 58,000 |
| CHAMPAIGN-URBANA, IL | 31 | $ 4,396,000 | $ 141,000 | $ 80,000 |
| ST. JOSEPH, MO-KS | 31 | $ 4,496,000 | $ 145,000 | $ 58,000 |
| KANKAKEE-BRADLEY, IL | 30 | $ 4,032,000 | $ 134,000 | $ 94,000 |
| LAWRENCE, KS | 30 | $ 4,951,000 | $ 165,000 | $ 97,000 |
| PASCAGOULA, MS | 30 | $ 4,859,000 | $ 161,000 | $ 77,000 |
| TERRE HAUTE, IN | 30 | $ 3,072,000 | $ 102,000 | $ 62,000 |
| UTICA-ROME, NY | 30 | $ 3,224,000 | $ 107,000 | $ 75,000 |
| COLUMBIA, MO | 29 | $ 4,940,000 | $ 170,000 | $ 116,000 |
| GOLDSBORO, NC | 29 | $ 4,575,000 | $ 157,000 | $ 73,000 |
| ABILENE, TX | 28 | $ 3,878,000 | $ 138,000 | $ 65,000 |
| JANESVILLE, WI | 28 | $ 3,349,000 | $ 119,000 | $ 64,000 |
| MORRISTOWN, TN | 28 | $ 4,660,000 | $ 166,000 | $ 95,000 |
| JOPLIN, MO | 27 | $ 2,539,000 | $ 94,000 | $ 53,000 |
| CASPER, WY | 26 | $ 4,659,000 | $ 179,000 | $ 92,000 |
| DANVILLE, VA | 26 | $ 3,333,000 | $ 128,000 | $ 64,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 26 | $ 3,062,000 | $ 107,000 | $ 68,000 |
| LONGVIEW, TX | 26 | $ 3,431,000 | $ 131,000 | $ 67,000 |
| AMES, IA | 25 | $ 3,387,000 | $ 135,000 | $ 86,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 25 | $ 4,213,000 | $ 168,000 | $ 90,000 |
| ODESSA, TX | 25 | $ 3,743,000 | $ 149,000 | $ 118,000 |
| SHEBOYGAN, WI | 25 | $ 3,969,000 | $ 158,000 | $ 144,000 |
| SIOUX FALLS, SD | 25 | $ 3,773,000 | $ 150,000 | $ 99,000 |
| CHARLESTON, WV | 24 | $ 3,466,000 | $ 144,000 | $ 103,000 |
| GLENS FALLS, NY | 24 | $ 5,090,000 | $ 212,000 | $ 114,000 |
| IOWA CITY, IA | 24 | $ 4,311,000 | $ 179,000 | $ 142,000 |
| PITTSFIELD, MA | 24 | $ 5,350,000 | $ 222,000 | $ 115,000 |
| BINGHAMTON, NY | 23 | $ 2,562,000 | $ 111,000 | $ 66,000 |
| CLEVELAND, TN | 23 | $ 3,361,000 | $ 146,000 | $ 61,000 |
| MANKATO-NORTH MANKATO, MN | 23 | $ 3,646,000 | $ 158,000 | $ 81,000 |
| ALBANY, GA | 22 | $ 3,222,000 | $ 146,000 | $ 75,000 |
| ERIE, PA | 22 | $ 3,011,000 | $ 136,000 | $ 64,000 |
| JOHNSON CITY, TN | 22 | $ 3,331,000 | $ 151,000 | $ 67,000 |
| VICTORIA, TX | 22 | $ 2,839,000 | $ 129,000 | $ 99,000 |
| HATTIESBURG, MS | 21 | $ 3,503,000 | $ 166,000 | $ 60,000 |
| OWENSBORO, KY | 20 | $ 3,445,000 | $ 172,000 | $ 113,000 |
| WICHITA FALLS, TX | 20 | $ 2,598,000 | $ 129,000 | $ 85,000 |
| TEXARKANA, TX-TEXARKANA, AR | 19 | $ 2,488,000 | $ 127,500 | $ 77,000 |
| WAUSAU, WI | 19 | $ 3,015,000 | $ 158,000 | $ 94,000 |
| SAN ANGELO, TX | 18 | $ 2,885,000 | $ 160,000 | $ 117,000 |
| ALEXANDRIA, LA | 15 | $ 1,915,000 | $ 127,000 | $ 59,000 |
| BISMARCK, ND | 15 | $ 2,891,000 | $ 192,000 | $ 130,000 |
| JACKSON, TN | 15 | $ 1,788,000 | $ 119,000 | $ 54,000 |
| JEFFERSON CITY, MO | 14 | $ 1,918,000 | $ 137,000 | $ 75,000 |
| JOHNSTOWN, PA | 14 | $ 1,606,000 | $ 114,000 | $ 52,000 |
| PINE BLUFF, AR | 14 | $ 1,881,000 | $ 134,000 | $ 110,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 13 | $ 1,537,000 | $ 118,000 | $ 69,000 |
| COLUMBUS, IN | 13 | $ 1,967,000 | $ 151,000 | $ 78,000 |
| MANSFIELD, OH | 13 | $ 1,127,000 | $ 86,000 | $ 67,000 |
| SANDUSKY, OH | 13 | $ 1,641,000 | $ 126,000 | $ 85,000 |
| DECATUR, IL | 12 | $ 1,552,000 | $ 129,000 | $ 79,000 |
| FOND DU LAC, WI | 12 | $ 1,870,000 | $ 155,000 | $ 117,000 |
| LA CROSSE, WI-MN | 12 | $ 1,763,000 | $ 138,000 | $ 68,000 |
| SPRINGFIELD, OH | 12 | $ 1,359,000 | $ 113,000 | $ 55,000 |
| JONESBORO, AR | 10 | $ 1,099,000 | $ 109,000 | $ 82,000 |
| SPRINGFIELD, IL | 10 | $ 1,477,000 | $ 147,000 | $ 69,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 10 | $ 876,000 | $ 87,500 | $ 60,500 |
| WHEELING, WV-OH | 10 | $ 1,126,000 | $ 114,000 | $ 67,000 |
| ELMIRA, NY | 8 | $ 731,000 | $ 91,000 | $ 86,000 |
| GRAND FORKS, ND-MN | 7 | $ 949,000 | $ 138,500 | $ 55,500 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 7 | $ 623,000 | $ 93,500 | $ 79,500 |
| DANVILLE, IL | 2 | $ 97,000 | $ 48,000 | $ 52,000 |
| ITHACA, NY | 2 | $ 297,000 | $ 148,000 | $ 61,000 |
| LIMA, OH | 2 | $ 218,000 | $ 109,000 | $ 44,000 |
Mortgage Loan Application Detail Totals for Ally Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 187,004 | $41,103,460,000 | $219,000 | $2,000,000 | $107,000 | $9,999,000 |
| Home Purchase | 27,352 | $6,847,098,000 | $250,000 | $2,000,000 | $121,000 | $6,051,000 |
| Home Improvement | 2,808 | $551,637,000 | $196,000 | $1,600,000 | $105,000 | $1,601,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 122,292 | $26,903,688,000 | $219,000 | $2,000,000 | $110,000 | $9,999,000 |
| Not applicable | 48,632 | $11,223,037,000 | $230,000 | $1,500,000 | $111,000 | $9,081,000 |
| Not Provided | 12,368 | $2,902,080,000 | $234,000 | $1,900,000 | $116,000 | $9,999,000 |
| Hispanic | 12,232 | $2,526,160,000 | $206,000 | $1,508,000 | $87,000 | $4,540,000 |
| Asian | 9,862 | $2,740,621,000 | $277,000 | $2,000,000 | $127,000 | $9,999,000 |
| Black or African American | 9,782 | $1,809,661,000 | $184,000 | $1,792,000 | $84,000 | $3,301,000 |
| American Indian or Alaskan Native | 1,295 | $235,697,000 | $182,000 | $1,000,000 | $86,000 | $1,320,000 |
| Native Hawaiian or Other Pacific Islander | 701 | $161,251,000 | $230,000 | $1,680,000 | $92,000 | $420,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 201,457 | $45,176,974,000 | $224,000 | $2,000,000 | $113,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 8,222 | $1,580,065,000 | $192,000 | $770,000 | $74,000 | $1,320,000 |
| VA-guaranteed (Veterans Administration) | 7,382 | $1,732,021,000 | $234,000 | $1,095,000 | $25,000 | $828,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 103 | $13,135,000 | $127,000 | $357,000 | $42,000 | $83,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 98,989 | $21,419,443,000 | $216,000 | $2,000,000 | $107,000 | $4,731,000 |
| Loan Purchased By The Institution | 48,632 | $11,223,037,000 | $230,000 | $1,500,000 | $111,000 | $9,081,000 |
| Application Denied By Financial Institution | 34,854 | $8,854,051,000 | $254,000 | $2,000,000 | $113,000 | $9,999,000 |
| File Closed For Incompleteness | 22,774 | $4,487,987,000 | $197,000 | $2,000,000 | $106,000 | $9,999,000 |
| Application Withdrawn By Applicant | 9,735 | $2,012,401,000 | $206,000 | $2,000,000 | $105,000 | $9,999,000 |
| Application Approved But Not Accepted | 2,161 | $500,276,000 | $231,000 | $1,680,000 | $116,000 | $2,636,000 |
| Preapproval Denied by Financial Institution | 19 | $5,000,000 | $263,000 | $1,200,000 | $96,000 | $337,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ally Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ally Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.