Ally Bank Mortgage Lending & HMDA Data, 2012

In 2012, Ally Bank of Charlotte, NC reported 217,164 mortgage applications totaling $48.5 billion, down 34% from 2011. The average application was for $223,343, and applicants reported an average income of $108,737. 46% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (9,891), Chicago-Joliet-Naperville, IL (7,201) and Phoenix-Mesa-Glendale, AZ (6,919) (applications in parentheses).

Mortgage Company & Address Ally Bank
2101 Rexford Road, Suite 350w
Charlotte, NC 28211
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 217,164
Total Mortgage Loan Application Amount $48,502,195,000
Average Mortgage Loan Application Amount $223,343
Highest Mortgage Loan Application Amount $2,000,000
Average Applicant Income $108,737
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ally Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ally Bank by Metropolitan Area in 2012

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles-Long Beach-Glendale, CA 9,891 $ 3,217,666,000 $ 325,312 $ 125,000
Chicago-Joliet-Naperville, IL 7,201 $ 1,612,571,000 $ 223,937 $ 117,000
Phoenix-Mesa-Glendale, AZ 6,919 $ 1,375,337,000 $ 198,776 $ 103,000
Riverside-San Bernardino-Ontario, CA 5,525 $ 1,196,182,000 $ 216,503 $ 97,000
Warren-Troy-Farmington Hills, MI 5,110 $ 844,145,000 $ 165,194 $ 101,000
Denver-Aurora-Broomfield, CO 4,960 $ 1,167,010,000 $ 235,284 $ 112,000
New York-White Plains-Wayne, NY-NJ 4,771 $ 1,449,288,000 $ 303,770 $ 132,435
Philadelphia, PA 4,525 $ 1,024,278,000 $ 226,359 $ 123,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 4,402 $ 1,269,608,000 $ 288,416 $ 119,477
Santa Ana-Anaheim-Irvine, CA 3,828 $ 1,403,093,000 $ 366,534 $ 145,000
Atlanta-Sandy Springs-Marietta, GA 3,526 $ 631,522,000 $ 179,104 $ 99,000
San Diego-Carlsbad-San Marcos, CA 3,510 $ 1,116,349,000 $ 318,048 $ 126,000
Sacramento--Arden-Arcade--Roseville, CA 3,340 $ 744,441,000 $ 222,886 $ 104,000
Edison-New Brunswick, NJ 3,229 $ 791,110,000 $ 245,001 $ 126,000
Minneapolis-St. Paul-Bloomington, MN-WI 3,109 $ 664,701,000 $ 213,798 $ 120,783
Seattle-Bellevue-Everett, WA 2,791 $ 834,334,000 $ 298,937 $ 127,000
Oakland-Fremont-Hayward, CA 2,775 $ 892,278,000 $ 321,541 $ 125,000
Boston-Quincy, MA 2,756 $ 735,713,000 $ 266,949 $ 118,000
Dallas-Plano-Irving, TX 2,738 $ 567,585,000 $ 207,299 $ 123,000
Houston-Sugar Land-Baytown, TX 2,706 $ 575,531,000 $ 212,686 $ 135,000
Indianapolis-Carmel, IN 2,700 $ 462,808,000 $ 171,410 $ 104,000
Cambridge-Newton-Framingham, MA 2,646 $ 737,243,000 $ 278,625 $ 125,000
Baltimore-Towson, MD 2,450 $ 589,602,000 $ 240,653 $ 110,000
Newark-Union, NJ-PA 2,211 $ 575,956,000 $ 260,495 $ 137,968
Tucson, AZ 2,106 $ 382,739,000 $ 181,737 $ 93,000
San Jose-Sunnyvale-Santa Clara, CA 2,072 $ 845,612,000 $ 408,113 $ 158,000
Camden, NJ 1,980 $ 384,202,000 $ 194,041 $ 109,000
Portland-Vancouver-Hillsboro, OR-WA 1,964 $ 455,165,000 $ 231,754 $ 106,975
San Francisco-San Mateo-Redwood City, CA 1,891 $ 875,983,000 $ 463,237 $ 168,000
St. Louis, MO-IL 1,751 $ 325,856,000 $ 186,097 $ 101,482
Tampa-St. Petersburg-Clearwater, FL 1,738 $ 304,283,000 $ 175,076 $ 95,000
Austin-Round Rock-San Marcos, TX 1,560 $ 357,484,000 $ 229,156 $ 126,000
Detroit-Livonia-Dearborn, MI 1,545 $ 223,470,000 $ 144,640 $ 93,000
Charlotte-Gastonia-Rock Hill, NC-SC 1,477 $ 290,750,000 $ 196,851 $ 115,150
Orlando-Kissimmee-Sanford, FL 1,434 $ 263,885,000 $ 184,020 $ 94,000
Providence-New Bedford-Fall River, RI-MA 1,429 $ 303,594,000 $ 212,452 $ 101,349
Peabody, MA 1,413 $ 349,037,000 $ 247,018 $ 111,000
Kansas City, MO-KS 1,410 $ 247,026,000 $ 175,195 $ 101,031
Nassau-Suffolk, NY 1,393 $ 387,059,000 $ 277,860 $ 128,000
Milwaukee-Waukesha-West Allis, WI 1,363 $ 272,140,000 $ 199,662 $ 113,000
Bethesda-Rockville-Frederick, MD 1,362 $ 409,933,000 $ 300,978 $ 138,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 1,226 $ 250,980,000 $ 204,714 $ 104,000
Raleigh-Cary, NC 1,217 $ 259,624,000 $ 213,331 $ 109,000
Colorado Springs, CO 1,199 $ 242,972,000 $ 202,645 $ 86,000
Hartford-West Hartford-East Hartford, CT 1,104 $ 216,288,000 $ 195,913 $ 101,000
Richmond, VA 1,064 $ 214,184,000 $ 201,300 $ 102,000
Fort Worth-Arlington, TX 1,056 $ 198,393,000 $ 187,872 $ 122,000
Worcester, MA 1,056 $ 220,948,000 $ 209,231 $ 107,000
Las Vegas-Paradise, NV 1,017 $ 181,779,000 $ 178,740 $ 86,000
Virginia Beach-Norfolk-Newport News, VA-NC 1,011 $ 221,659,000 $ 219,247 $ 79,384
Oxnard-Thousand Oaks-Ventura, CA 1,002 $ 311,284,000 $ 310,662 $ 129,000
Miami-Miami Beach-Kendall, FL 999 $ 207,487,000 $ 207,694 $ 106,000
West Palm Beach-Boca Raton-Boynton Beach, FL 993 $ 204,013,000 $ 205,451 $ 113,000
Portland-South Portland-Biddeford, ME 935 $ 192,353,000 $ 205,725 $ 103,000
Nashville-Davidson--Murfreesboro--Franklin, TN 926 $ 171,740,000 $ 185,464 $ 84,000
Wilmington, DE-MD-NJ 911 $ 177,608,000 $ 194,959 $ 97,883
Tacoma, WA 900 $ 205,539,000 $ 228,376 $ 101,000
Rockingham County-Strafford County, NH 887 $ 191,782,000 $ 216,214 $ 106,000
Fresno, CA 877 $ 171,937,000 $ 196,051 $ 95,000
Stockton, CA 875 $ 183,057,000 $ 209,208 $ 94,000
New Haven-Milford, CT 863 $ 169,628,000 $ 196,556 $ 100,000
Allentown-Bethlehem-Easton, PA-NJ 851 $ 155,284,000 $ 182,472 $ 100,954
Lake County-Kenosha County, IL-WI 838 $ 201,789,000 $ 240,798 $ 133,322
San Antonio-New Braunfels, TX 822 $ 159,022,000 $ 193,457 $ 104,000
Bakersfield-Delano, CA 810 $ 149,506,000 $ 184,575 $ 98,000
Santa Rosa-Petaluma, CA 807 $ 228,361,000 $ 282,975 $ 119,000
Bridgeport-Stamford-Norwalk, CT 805 $ 243,226,000 $ 302,144 $ 136,000
Manchester-Nashua, NH 787 $ 163,192,000 $ 207,359 $ 105,000
Flint, MI 778 $ 98,705,000 $ 126,870 $ 79,000
Charleston-North Charleston-Summerville, SC 764 $ 172,757,000 $ 226,121 $ 110,000
Salt Lake City, UT 754 $ 163,563,000 $ 216,927 $ 104,000
Ann Arbor, MI 688 $ 128,446,000 $ 186,694 $ 117,000
Fort Wayne, IN 650 $ 98,945,000 $ 152,223 $ 85,000
Jacksonville, FL 636 $ 120,066,000 $ 188,783 $ 88,000
Columbia, SC 628 $ 113,494,000 $ 180,722 $ 99,000
Modesto, CA 625 $ 114,110,000 $ 182,576 $ 94,000
Boulder, CO 613 $ 170,857,000 $ 278,722 $ 129,000
Vallejo-Fairfield, CA 585 $ 139,139,000 $ 237,844 $ 107,000
Boise City-Nampa, ID 565 $ 98,255,000 $ 173,902 $ 87,000
Poughkeepsie-Newburgh-Middletown, NY 565 $ 124,554,000 $ 220,449 $ 110,000
Birmingham-Hoover, AL 557 $ 92,388,000 $ 165,867 $ 91,000
Memphis, TN-MS-AR 527 $ 81,792,000 $ 155,203 $ 87,258
Cape Coral-Fort Myers, FL 522 $ 98,737,000 $ 189,151 $ 114,000
Albuquerque, NM 517 $ 100,863,000 $ 195,092 $ 87,000
Fort Collins-Loveland, CO 495 $ 106,392,000 $ 214,933 $ 94,000
Pittsburgh, PA 484 $ 82,318,000 $ 170,078 $ 97,000
Columbus, OH 472 $ 79,378,000 $ 168,173 $ 96,000
North Port-Bradenton-Sarasota, FL 457 $ 92,293,000 $ 201,954 $ 101,000
Provo-Orem, UT 456 $ 91,472,000 $ 200,596 $ 93,000
Louisville/Jefferson County, KY-IN 414 $ 72,702,000 $ 175,608 $ 94,449
Bloomington, IN 406 $ 67,143,000 $ 165,376 $ 94,000
Greenville-Mauldin-Easley, SC 404 $ 77,667,000 $ 192,245 $ 124,000
Trenton-Ewing, NJ 404 $ 94,968,000 $ 235,069 $ 133,000
Lansing-East Lansing, MI 396 $ 53,835,000 $ 135,946 $ 82,000
Deltona-Daytona Beach-Ormond Beach, FL 393 $ 61,602,000 $ 156,748 $ 80,000
Barnstable Town, MA 390 $ 94,417,000 $ 242,094 $ 134,000
Myrtle Beach-North Myrtle Beach-Conway, SC 390 $ 62,903,000 $ 161,289 $ 102,000
Santa Barbara-Santa Maria-Goleta, CA 389 $ 132,748,000 $ 341,254 $ 152,000
Gary, IN 366 $ 57,830,000 $ 158,005 $ 84,000
Grand Rapids-Wyoming, MI 360 $ 50,972,000 $ 141,588 $ 85,000
New Orleans-Metairie-Kenner, LA 358 $ 60,742,000 $ 169,670 $ 88,000
Durham-Chapel Hill, NC 354 $ 72,281,000 $ 204,183 $ 108,000
Palm Bay-Melbourne-Titusville, FL 354 $ 57,999,000 $ 163,838 $ 83,000
Omaha-Council Bluffs, NE-IA 353 $ 55,690,000 $ 157,762 $ 95,804
Oklahoma City, OK 352 $ 51,391,000 $ 145,997 $ 77,000
Atlantic City-Hammonton, NJ 346 $ 66,699,000 $ 192,771 $ 118,000
Pensacola-Ferry Pass-Brent, FL 342 $ 53,573,000 $ 156,646 $ 82,000
San Luis Obispo-Paso Robles, CA 339 $ 105,009,000 $ 309,761 $ 128,000
Lincoln, NE 335 $ 47,062,000 $ 140,483 $ 87,000
Springfield, MA 330 $ 53,630,000 $ 162,515 $ 91,000
Lexington-Fayette, KY 326 $ 54,362,000 $ 166,754 $ 94,000
Visalia-Porterville, CA 323 $ 58,900,000 $ 182,352 $ 95,000
Greensboro-High Point, NC 320 $ 55,310,000 $ 172,843 $ 98,000
Lakeland-Winter Haven, FL 316 $ 47,610,000 $ 150,664 $ 84,000
Olympia, WA 312 $ 67,446,000 $ 216,173 $ 75,000
Spokane, WA 312 $ 53,486,000 $ 171,429 $ 75,000
Baton Rouge, LA 308 $ 51,444,000 $ 167,025 $ 124,000
Lake Havasu City-Kingman, AZ 306 $ 51,372,000 $ 167,882 $ 93,000
Cincinnati-Middletown, OH-KY-IN 305 $ 49,868,000 $ 163,501 $ 93,022
Prescott, AZ 298 $ 55,221,000 $ 185,305 $ 82,000
Yuma, AZ 298 $ 53,208,000 $ 178,550 $ 75,000
Greeley, CO 294 $ 55,952,000 $ 190,312 $ 92,000
Wilmington, NC 294 $ 59,231,000 $ 201,465 $ 105,000
Lancaster, PA 291 $ 49,176,000 $ 168,989 $ 85,000
Port St. Lucie, FL 289 $ 51,329,000 $ 177,608 $ 103,000
Santa Cruz-Watsonville, CA 286 $ 98,578,000 $ 344,678 $ 121,000
Harrisburg-Carlisle, PA 283 $ 46,560,000 $ 164,522 $ 88,000
Scranton--Wilkes-Barre, PA 282 $ 41,102,000 $ 145,751 $ 89,000
Reading, PA 278 $ 46,519,000 $ 167,334 $ 96,000
Norwich-New London, CT 277 $ 55,835,000 $ 201,570 $ 93,000
Ogden-Clearfield, UT 276 $ 63,036,000 $ 228,391 $ 92,000
Ocean City, NJ 274 $ 68,405,000 $ 249,653 $ 152,000
York-Hanover, PA 272 $ 44,588,000 $ 163,926 $ 81,000
Cleveland-Elyria-Mentor, OH 267 $ 39,041,000 $ 146,220 $ 98,000
Salinas, CA 267 $ 75,144,000 $ 281,438 $ 119,000
Springfield, MO 261 $ 37,499,000 $ 143,674 $ 78,000
Bremerton-Silverdale, WA 255 $ 64,791,000 $ 254,082 $ 99,000
Honolulu, HI 254 $ 96,973,000 $ 381,783 $ 98,000
Eugene-Springfield, OR 253 $ 49,697,000 $ 196,430 $ 82,000
Bellingham, WA 252 $ 56,709,000 $ 225,035 $ 94,000
El Paso, TX 246 $ 37,940,000 $ 154,227 $ 77,000
Savannah, GA 241 $ 43,688,000 $ 181,278 $ 83,000
Huntsville, AL 223 $ 42,137,000 $ 188,955 $ 78,000
Merced, CA 223 $ 39,736,000 $ 178,188 $ 90,000
Asheville, NC 222 $ 43,016,000 $ 193,765 $ 90,000
Davenport-Moline-Rock Island, IA-IL 221 $ 35,176,000 $ 159,167 $ 96,696
Roanoke, VA 220 $ 38,984,000 $ 177,200 $ 104,000
Anchorage, AK 217 $ 47,053,000 $ 216,834 $ 94,000
Des Moines-West Des Moines, IA 216 $ 37,987,000 $ 175,865 $ 94,000
Bowling Green, KY 215 $ 34,740,000 $ 161,581 $ 91,000
Reno-Sparks, NV 212 $ 48,180,000 $ 227,264 $ 97,000
Grand Junction, CO 208 $ 40,347,000 $ 193,975 $ 77,000
Winston-Salem, NC 208 $ 32,967,000 $ 158,495 $ 86,000
Bend, OR 203 $ 42,567,000 $ 209,689 $ 102,000
Naples-Marco Island, FL 202 $ 47,938,000 $ 237,316 $ 127,000
South Bend-Mishawaka, IN-MI 200 $ 26,766,000 $ 133,830 $ 121,690
Wichita, KS 198 $ 30,482,000 $ 153,949 $ 94,000
Tallahassee, FL 196 $ 35,793,000 $ 182,617 $ 98,000
Chico, CA 195 $ 37,075,000 $ 190,128 $ 89,000
Killeen-Temple-Fort Hood, TX 191 $ 28,429,000 $ 148,842 $ 69,000
Redding, CA 189 $ 32,472,000 $ 171,809 $ 80,000
Tulsa, OK 187 $ 28,092,000 $ 150,224 $ 91,000
Augusta-Richmond County, GA-SC 178 $ 29,504,000 $ 165,752 $ 69,089
Fayetteville, NC 178 $ 29,743,000 $ 167,095 $ 54,000
Pueblo, CO 178 $ 23,634,000 $ 132,775 $ 73,000
Amarillo, TX 176 $ 31,180,000 $ 177,159 $ 108,000
Buffalo-Niagara Falls, NY 176 $ 22,986,000 $ 130,602 $ 83,000
Lafayette, IN 176 $ 22,019,000 $ 125,107 $ 71,000
Mount Vernon-Anacortes, WA 175 $ 36,351,000 $ 207,720 $ 83,000
Madera-Chowchilla, CA 174 $ 32,555,000 $ 187,097 $ 75,000
Rochester, NY 173 $ 28,051,000 $ 162,144 $ 97,000
Madison, WI 168 $ 32,665,000 $ 194,434 $ 97,000
Knoxville, TN 165 $ 30,776,000 $ 186,521 $ 86,000
Albany-Schenectady-Troy, NY 164 $ 27,151,000 $ 165,554 $ 104,000
Charlottesville, VA 164 $ 36,232,000 $ 220,926 $ 100,000
Salem, OR 163 $ 30,314,000 $ 185,975 $ 80,000
Kalamazoo-Portage, MI 155 $ 26,183,000 $ 168,922 $ 99,000
Dover, DE 154 $ 29,450,000 $ 191,233 $ 75,000
Hagerstown-Martinsburg, MD-WV 154 $ 29,352,000 $ 190,597 $ 85,000
Rapid City, SD 146 $ 21,000,000 $ 143,835 $ 74,000
Mobile, AL 145 $ 18,917,000 $ 130,462 $ 71,000
Flagstaff, AZ 142 $ 30,580,000 $ 215,352 $ 101,000
Yakima, WA 142 $ 22,813,000 $ 160,654 $ 74,000
Montgomery, AL 141 $ 21,500,000 $ 152,482 $ 68,000
Corpus Christi, TX 138 $ 24,776,000 $ 179,536 $ 132,000
Medford, OR 137 $ 27,896,000 $ 203,620 $ 84,000
Chattanooga, TN-GA 135 $ 20,526,000 $ 152,044 $ 75,911
Lynchburg, VA 135 $ 21,796,000 $ 161,451 $ 88,000
Yuba City, CA 135 $ 24,629,000 $ 182,437 $ 86,000
Kokomo, IN 133 $ 14,731,000 $ 110,759 $ 71,000
Jackson, MS 132 $ 19,489,000 $ 147,643 $ 95,000
Crestview-Fort Walton Beach-Destin, FL 131 $ 24,237,000 $ 185,015 $ 77,000
Columbus, GA-AL 130 $ 23,082,000 $ 177,553 $ 77,707
Little Rock-North Little Rock-Conway, AR 130 $ 19,289,000 $ 148,376 $ 73,000
Dayton, OH 129 $ 18,949,000 $ 146,891 $ 67,000
Ocala, FL 129 $ 19,160,000 $ 148,527 $ 74,000
Winchester, VA-WV 127 $ 24,083,000 $ 189,629 $ 95,078
Akron, OH 125 $ 19,178,000 $ 153,424 $ 81,000
Racine, WI 125 $ 20,857,000 $ 166,856 $ 107,000
McAllen-Edinburg-Mission, TX 123 $ 21,925,000 $ 178,252 $ 100,000
Wenatchee-East Wenatchee, WA 123 $ 26,083,000 $ 212,056 $ 99,000
Saginaw-Saginaw Township North, MI 121 $ 13,475,000 $ 111,363 $ 67,000
Duluth, MN-WI 120 $ 19,677,000 $ 163,975 $ 86,133
Jacksonville, NC 120 $ 21,743,000 $ 181,191 $ 41,000
Napa, CA 118 $ 36,773,000 $ 311,635 $ 129,000
Shreveport-Bossier City, LA 118 $ 20,202,000 $ 171,203 $ 84,000
Kennewick-Pasco-Richland, WA 117 $ 21,464,000 $ 183,452 $ 100,000
St. George, UT 116 $ 23,880,000 $ 205,862 $ 98,000
Monroe, MI 115 $ 16,164,000 $ 140,556 $ 91,000
Vineland-Millville-Bridgeton, NJ 115 $ 18,344,000 $ 159,513 $ 82,000
Anderson, IN 113 $ 12,611,000 $ 111,601 $ 71,000
Clarksville, TN-KY 109 $ 15,900,000 $ 145,871 $ 43,403
Hanford-Corcoran, CA 109 $ 19,899,000 $ 182,559 $ 88,000
Punta Gorda, FL 107 $ 17,388,000 $ 162,504 $ 83,000
Santa Fe, NM 106 $ 29,660,000 $ 279,811 $ 117,000
Rockford, IL 104 $ 13,279,000 $ 127,682 $ 82,000
Spartanburg, SC 104 $ 16,743,000 $ 160,990 $ 105,000
Holland-Grand Haven, MI 103 $ 15,809,000 $ 153,485 $ 87,000
Jackson, MI 103 $ 13,094,000 $ 127,126 $ 83,000
Hickory-Lenoir-Morganton, NC 102 $ 16,858,000 $ 165,274 $ 81,000
Burlington-South Burlington, VT 100 $ 19,972,000 $ 199,720 $ 100,000
Gainesville, GA 100 $ 16,954,000 $ 169,540 $ 80,000
Macon, GA 100 $ 14,100,000 $ 141,000 $ 80,000
Anderson, SC 99 $ 17,184,000 $ 173,575 $ 115,000
El Centro, CA 99 $ 16,302,000 $ 164,666 $ 90,000
Dubuque, IA 97 $ 18,019,000 $ 185,762 $ 99,000
Fayetteville-Springdale-Rogers, AR-MO 97 $ 15,163,000 $ 156,319 $ 78,000
Midland, TX 97 $ 18,125,000 $ 186,855 $ 140,000
Palm Coast, FL 97 $ 17,144,000 $ 176,742 $ 92,000
Niles-Benton Harbor, MI 94 $ 14,997,000 $ 159,542 $ 114,000
Waterloo-Cedar Falls, IA 94 $ 11,547,000 $ 122,840 $ 98,000
Bangor, ME 91 $ 13,192,000 $ 144,967 $ 74,000
Gainesville, FL 90 $ 14,898,000 $ 165,533 $ 91,000
Bay City, MI 88 $ 9,429,000 $ 107,147 $ 64,000
Auburn-Opelika, AL 84 $ 15,469,000 $ 184,154 $ 92,000
Sebastian-Vero Beach, FL 84 $ 14,344,000 $ 170,761 $ 107,000
Coeur D'Alene, ID 83 $ 17,159,000 $ 206,734 $ 92,000
Green Bay, WI 82 $ 11,973,000 $ 146,012 $ 76,000
Greenville, NC 82 $ 13,204,000 $ 161,024 $ 103,000
Sherman-Denison, TX 81 $ 13,234,000 $ 163,382 $ 95,000
Florence, SC 80 $ 12,248,000 $ 153,100 $ 87,000
Panama City-Lynn Haven-Panama City Beach, FL 80 $ 14,846,000 $ 185,575 $ 90,000
Blacksburg-Christiansburg-Radford, VA 79 $ 13,353,000 $ 169,025 $ 91,000
Harrisonburg, VA 79 $ 15,256,000 $ 193,113 $ 102,000
Kingston, NY 79 $ 16,142,000 $ 204,329 $ 126,000
Lafayette, LA 79 $ 12,383,000 $ 156,746 $ 111,000
Morgantown, WV 79 $ 12,450,000 $ 157,594 $ 100,000
Burlington, NC 76 $ 11,454,000 $ 150,710 $ 79,000
Lewiston-Auburn, ME 75 $ 10,425,000 $ 139,000 $ 91,000
Pocatello, ID 75 $ 10,874,000 $ 144,986 $ 87,000
Sioux City, IA-NE-SD 74 $ 8,725,000 $ 117,905 $ 72,135
Athens-Clarke County, GA 73 $ 12,388,000 $ 169,698 $ 147,000
Warner Robins, GA 73 $ 10,929,000 $ 149,712 $ 65,000
Tyler, TX 70 $ 11,576,000 $ 165,371 $ 98,000
Idaho Falls, ID 68 $ 11,571,000 $ 170,161 $ 86,000
Tuscaloosa, AL 68 $ 11,866,000 $ 174,500 $ 92,000
Cheyenne, WY 66 $ 10,875,000 $ 164,772 $ 67,000
Manhattan, KS 65 $ 10,100,000 $ 155,384 $ 59,000
Longview, WA 64 $ 11,401,000 $ 178,140 $ 87,000
Lubbock, TX 64 $ 9,722,000 $ 151,906 $ 133,000
Syracuse, NY 63 $ 8,959,000 $ 142,206 $ 96,000
Great Falls, MT 61 $ 9,969,000 $ 163,426 $ 68,000
Las Cruces, NM 61 $ 9,195,000 $ 150,737 $ 67,000
Missoula, MT 61 $ 12,911,000 $ 211,655 $ 90,000
Waco, TX 61 $ 8,463,000 $ 138,737 $ 83,000
Evansville, IN-KY 60 $ 7,874,000 $ 131,233 $ 61,633
Muncie, IN 60 $ 5,704,000 $ 95,066 $ 64,000
Fairbanks, AK 59 $ 10,581,000 $ 179,338 $ 94,000
Gadsden, AL 59 $ 8,042,000 $ 136,305 $ 68,000
Toledo, OH 59 $ 8,575,000 $ 145,338 $ 79,000
Brownsville-Harlingen, TX 58 $ 8,311,000 $ 143,293 $ 85,000
Beaumont-Port Arthur, TX 57 $ 8,721,000 $ 153,000 $ 99,000
Elizabethtown, KY 56 $ 9,683,000 $ 172,910 $ 70,000
Michigan City-La Porte, IN 56 $ 8,591,000 $ 153,410 $ 88,000
Cumberland, MD-WV 55 $ 7,038,000 $ 127,963 $ 79,236
Elkhart-Goshen, IN 55 $ 7,361,000 $ 133,836 $ 65,000
Lewiston, ID-WA 55 $ 10,680,000 $ 194,181 $ 95,436
Muskegon-Norton Shores, MI 55 $ 6,640,000 $ 120,727 $ 87,000
Billings, MT 54 $ 7,850,000 $ 145,370 $ 62,000
Gulfport-Biloxi, MS 52 $ 8,606,000 $ 165,500 $ 74,000
College Station-Bryan, TX 50 $ 8,366,000 $ 167,320 $ 144,000
Corvallis, OR 50 $ 9,457,000 $ 189,140 $ 88,000
Canton-Massillon, OH 49 $ 6,627,000 $ 135,244 $ 89,000
Lake Charles, LA 49 $ 8,503,000 $ 173,530 $ 107,000
Anniston-Oxford, AL 48 $ 6,217,000 $ 129,520 $ 64,000
Salisbury, MD 48 $ 8,423,000 $ 175,479 $ 85,000
Youngstown-Warren-Boardman, OH-PA 47 $ 6,079,000 $ 129,340 $ 68,063
Lebanon, PA 46 $ 6,848,000 $ 148,869 $ 77,000
Cedar Rapids, IA 45 $ 6,175,000 $ 137,222 $ 80,000
Hinesville-Fort Stewart, GA 45 $ 5,535,000 $ 123,000 $ 50,000
Kingsport-Bristol-Bristol, TN-VA 45 $ 6,740,000 $ 149,777 $ 71,511
Logan, UT-ID 45 $ 8,714,000 $ 193,644 $ 79,466
Rochester, MN 45 $ 7,081,000 $ 157,355 $ 91,000
Hot Springs, AR 44 $ 5,685,000 $ 129,204 $ 66,000
Sumter, SC 42 $ 6,082,000 $ 144,809 $ 65,000
Topeka, KS 42 $ 5,806,000 $ 138,238 $ 79,000
Dothan, AL 41 $ 7,418,000 $ 180,926 $ 71,000
Lawton, OK 41 $ 5,004,000 $ 122,048 $ 54,000
Valdosta, GA 41 $ 6,363,000 $ 155,195 $ 71,000
Florence-Muscle Shoals, AL 40 $ 5,535,000 $ 138,375 $ 79,000
St. Cloud, MN 40 $ 6,527,000 $ 163,175 $ 90,000
Appleton, WI 39 $ 5,419,000 $ 138,948 $ 70,000
Carson City, NV 39 $ 7,405,000 $ 189,871 $ 87,000
Dalton, GA 39 $ 5,649,000 $ 144,846 $ 82,000
Peoria, IL 39 $ 5,975,000 $ 153,205 $ 75,000
Decatur, AL 37 $ 4,668,000 $ 126,162 $ 69,000
Fort Smith, AR-OK 36 $ 4,884,000 $ 135,666 $ 68,000
Battle Creek, MI 35 $ 4,301,000 $ 122,885 $ 62,000
Oshkosh-Neenah, WI 35 $ 4,521,000 $ 129,171 $ 79,000
Eau Claire, WI 34 $ 5,505,000 $ 161,911 $ 99,000
Laredo, TX 34 $ 5,202,000 $ 153,000 $ 74,000
Williamsport, PA 34 $ 4,249,000 $ 124,970 $ 79,000
Brunswick, GA 33 $ 6,301,000 $ 190,939 $ 94,000
Fargo, ND-MN 33 $ 5,006,000 $ 151,696 $ 79,515
Monroe, LA 33 $ 9,086,000 $ 275,333 $ 157,000
Rome, GA 33 $ 5,288,000 $ 160,242 $ 64,000
State College, PA 33 $ 5,752,000 $ 174,303 $ 83,000
Bloomington-Normal, IL 32 $ 4,789,000 $ 149,656 $ 85,000
Farmington, NM 32 $ 6,103,000 $ 190,718 $ 119,000
Rocky Mount, NC 32 $ 4,512,000 $ 141,000 $ 88,000
Altoona, PA 31 $ 3,639,000 $ 117,387 $ 58,000
Champaign-Urbana, IL 31 $ 4,396,000 $ 141,806 $ 80,000
St. Joseph, MO-KS 31 $ 4,496,000 $ 145,032 $ 58,000
Kankakee-Bradley, IL 30 $ 4,032,000 $ 134,400 $ 94,000
Lawrence, KS 30 $ 4,951,000 $ 165,033 $ 97,000
Pascagoula, MS 30 $ 4,859,000 $ 161,966 $ 77,000
Terre Haute, IN 30 $ 3,072,000 $ 102,400 $ 62,000
Utica-Rome, NY 30 $ 3,224,000 $ 107,466 $ 75,000
Columbia, MO 29 $ 4,940,000 $ 170,344 $ 116,000
Goldsboro, NC 29 $ 4,575,000 $ 157,758 $ 73,000
Abilene, TX 28 $ 3,878,000 $ 138,500 $ 65,000
Janesville, WI 28 $ 3,349,000 $ 119,607 $ 64,000
Morristown, TN 28 $ 4,660,000 $ 166,428 $ 95,000
Joplin, MO 27 $ 2,539,000 $ 94,037 $ 53,000
Casper, WY 26 $ 4,659,000 $ 179,192 $ 92,000
Danville, VA 26 $ 3,333,000 $ 128,192 $ 64,000
Huntington-Ashland, WV-KY-OH 26 $ 3,062,000 $ 117,769 $ 76,500
Longview, TX 26 $ 3,431,000 $ 131,961 $ 67,000
Ames, IA 25 $ 3,387,000 $ 135,480 $ 86,000
Houma-Bayou Cane-Thibodaux, LA 25 $ 4,213,000 $ 168,520 $ 90,000
Odessa, TX 25 $ 3,743,000 $ 149,720 $ 118,000
Sheboygan, WI 25 $ 3,969,000 $ 158,760 $ 144,000
Sioux Falls, SD 25 $ 3,773,000 $ 150,920 $ 99,000
Charleston, WV 24 $ 3,466,000 $ 144,416 $ 103,000
Glens Falls, NY 24 $ 5,090,000 $ 212,083 $ 114,000
Iowa City, IA 24 $ 4,311,000 $ 179,625 $ 142,000
Pittsfield, MA 24 $ 5,350,000 $ 222,916 $ 115,000
Binghamton, NY 23 $ 2,562,000 $ 111,391 $ 66,000
Cleveland, TN 23 $ 3,361,000 $ 146,130 $ 61,000
Mankato-North Mankato, MN 23 $ 3,646,000 $ 158,521 $ 81,000
Albany, GA 22 $ 3,222,000 $ 146,454 $ 75,000
Erie, PA 22 $ 3,011,000 $ 136,863 $ 64,000
Johnson City, TN 22 $ 3,331,000 $ 151,409 $ 67,000
Victoria, TX 22 $ 2,839,000 $ 129,045 $ 99,000
Hattiesburg, MS 21 $ 3,503,000 $ 166,809 $ 60,000
Owensboro, KY 20 $ 3,445,000 $ 172,250 $ 113,000
Wichita Falls, TX 20 $ 2,598,000 $ 129,900 $ 85,000
Texarkana, Tx-Texarkana, AR 19 $ 2,488,000 $ 130,947 $ 79,105
Wausau, WI 19 $ 3,015,000 $ 158,684 $ 94,000
San Angelo, TX 18 $ 2,885,000 $ 160,277 $ 117,000
Alexandria, LA 15 $ 1,915,000 $ 127,666 $ 59,000
Bismarck, ND 15 $ 2,891,000 $ 192,733 $ 130,000
Jackson, TN 15 $ 1,788,000 $ 119,200 $ 54,000
Jefferson City, MO 14 $ 1,918,000 $ 137,000 $ 75,000
Johnstown, PA 14 $ 1,606,000 $ 114,714 $ 52,000
Pine Bluff, AR 14 $ 1,881,000 $ 134,357 $ 110,000
Cape Girardeau-Jackson, MO-IL 13 $ 1,537,000 $ 118,230 $ 69,000
Columbus, IN 13 $ 1,967,000 $ 151,307 $ 78,000
Mansfield, OH 13 $ 1,127,000 $ 86,692 $ 67,000
Sandusky, OH 13 $ 1,641,000 $ 126,230 $ 85,000
Decatur, IL 12 $ 1,552,000 $ 129,333 $ 79,000
Fond Du Lac, WI 12 $ 1,870,000 $ 155,833 $ 117,000
La Crosse, WI-MN 12 $ 1,763,000 $ 146,916 $ 63,000
Springfield, OH 12 $ 1,359,000 $ 113,250 $ 55,000
Jonesboro, AR 10 $ 1,099,000 $ 109,900 $ 82,000
Springfield, IL 10 $ 1,477,000 $ 147,700 $ 69,000
Steubenville-Weirton, OH-WV 10 $ 876,000 $ 87,600 $ 60,500
Wheeling, WV-OH 10 $ 1,126,000 $ 112,600 $ 70,600
Elmira, NY 8 $ 731,000 $ 91,375 $ 86,000
Grand Forks, ND-MN 7 $ 949,000 $ 135,571 $ 58,571
Parkersburg-Marietta-Vienna, WV-OH 7 $ 623,000 $ 89,000 $ 77,285
Danville, IL 2 $ 97,000 $ 48,500 $ 52,000
Ithaca, NY 2 $ 297,000 $ 148,500 $ 61,000
Lima, OH 2 $ 218,000 $ 109,000 $ 44,000

Mortgage Loan Application Detail Totals for Ally Bank in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 187,004 $41,103,460,000 $219,000 $2,000,000 $107,000 $9,999,000
Home Purchase 27,352 $6,847,098,000 $250,000 $2,000,000 $121,000 $6,051,000
Home Improvement 2,808 $551,637,000 $196,000 $1,600,000 $105,000 $1,601,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 122,292 $26,903,688,000 $219,000 $2,000,000 $110,000 $9,999,000
Not applicable 48,632 $11,223,037,000 $230,000 $1,500,000 $111,000 $9,081,000
Not Provided 12,368 $2,902,080,000 $234,000 $1,900,000 $116,000 $9,999,000
Hispanic 12,232 $2,526,160,000 $206,000 $1,508,000 $87,000 $4,540,000
Asian 9,862 $2,740,621,000 $277,000 $2,000,000 $127,000 $9,999,000
Black or African American 9,782 $1,809,661,000 $184,000 $1,792,000 $84,000 $3,301,000
American Indian or Alaskan Native 1,295 $235,697,000 $182,000 $1,000,000 $86,000 $1,320,000
Native Hawaiian or Other Pacific Islander 701 $161,251,000 $230,000 $1,680,000 $92,000 $420,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 201,457 $45,176,974,000 $224,000 $2,000,000 $113,000 $9,999,000
FHA-insured (Federal Housing Administration) 8,222 $1,580,065,000 $192,000 $770,000 $74,000 $1,320,000
VA-guaranteed (Veterans Administration) 7,382 $1,732,021,000 $234,000 $1,095,000 $25,000 $828,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 103 $13,135,000 $127,000 $357,000 $42,000 $83,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 98,989 $21,419,443,000 $216,000 $2,000,000 $107,000 $4,731,000
Loan Purchased By The Institution 48,632 $11,223,037,000 $230,000 $1,500,000 $111,000 $9,081,000
Application Denied By Financial Institution 34,854 $8,854,051,000 $254,000 $2,000,000 $113,000 $9,999,000
File Closed For Incompleteness 22,774 $4,487,987,000 $197,000 $2,000,000 $106,000 $9,999,000
Application Withdrawn By Applicant 9,735 $2,012,401,000 $206,000 $2,000,000 $105,000 $9,999,000
Application Approved But Not Accepted 2,161 $500,276,000 $231,000 $1,680,000 $116,000 $2,636,000
Preapproval Denied by Financial Institution 19 $5,000,000 $263,000 $1,200,000 $96,000 $337,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ally Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ally Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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