Ally Bank Mortgage Lending & HMDA Data, 2012

In 2012, Ally Bank of Charlotte, NC reported 217,164 mortgage applications totaling $48.5 billion, down 34% from 2011. The average application was for $223,343, and applicants reported an average income of $108,737. 46% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (9,891), Chicago-Joliet-Naperville, IL (7,201) and Phoenix-Mesa-Glendale, AZ (6,919) (applications in parentheses).

Mortgage Company & Address Ally Bank
2101 Rexford Road, Suite 350w
Charlotte, NC 28211
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 217,164
Total Mortgage Loan Application Amount $48,502,195,000
Average Mortgage Loan Application Amount $223,343
Highest Mortgage Loan Application Amount $2,000,000
Average Applicant Income $108,737
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ally Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ally Bank by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 9,891 $ 3,217,666,000 $ 325,312 $ 125,000
Maricopa, Arizona 6,455 $ 1,304,402,000 $ 202,076 $ 105,000
Cook, Illinois 4,255 $ 1,001,730,000 $ 235,424 $ 123,000
Orange, California 3,828 $ 1,403,093,000 $ 366,534 $ 145,000
San Diego, California 3,510 $ 1,116,349,000 $ 318,048 $ 126,000
Riverside, California 2,980 $ 665,509,000 $ 223,325 $ 99,000
Oakland, Michigan 2,808 $ 493,868,000 $ 175,878 $ 110,000
Middlesex, Massachusetts 2,646 $ 737,243,000 $ 278,625 $ 125,000
San Bernardino, California 2,545 $ 530,673,000 $ 208,515 $ 95,000
Pima, Arizona 2,106 $ 382,739,000 $ 181,737 $ 93,000
Sacramento, California 2,101 $ 431,375,000 $ 205,318 $ 95,000
King, Washington 2,051 $ 647,369,000 $ 315,635 $ 135,000
Santa Clara, California 2,012 $ 830,523,000 $ 412,784 $ 160,000
Harris, Texas 1,603 $ 354,399,000 $ 221,084 $ 138,000
Wayne, Michigan 1,545 $ 223,470,000 $ 144,640 $ 93,000
Alameda, California 1,524 $ 501,016,000 $ 328,750 $ 126,000
Macomb, Michigan 1,520 $ 220,675,000 $ 145,180 $ 87,000
Essex, Massachusetts 1,413 $ 349,037,000 $ 247,018 $ 111,000
Contra Costa, California 1,251 $ 391,262,000 $ 312,759 $ 123,000
Montgomery, Pennsylvania 1,248 $ 286,427,000 $ 229,508 $ 124,000
Broward, Florida 1,226 $ 250,980,000 $ 204,714 $ 104,000
Denver, Colorado 1,188 $ 298,243,000 $ 251,046 $ 121,000
Bergen, New Jersey 1,137 $ 322,027,000 $ 283,225 $ 141,000
El Paso, Colorado 1,134 $ 230,117,000 $ 202,925 $ 85,000
Norfolk, Massachusetts 1,121 $ 319,779,000 $ 285,262 $ 122,000
Montgomery, Maryland 1,106 $ 348,278,000 $ 314,898 $ 145,000
DuPage, Illinois 1,096 $ 245,942,000 $ 224,399 $ 116,000
Worcester, Massachusetts 1,056 $ 220,948,000 $ 209,231 $ 107,000
Jefferson, Colorado 1,055 $ 234,748,000 $ 222,509 $ 105,000
Wake, North Carolina 1,055 $ 233,007,000 $ 220,859 $ 114,000
Hennepin, Minnesota 1,026 $ 242,121,000 $ 235,985 $ 142,000
Clark, Nevada 1,017 $ 181,779,000 $ 178,740 $ 86,000
Dallas, Texas 1,012 $ 220,583,000 $ 217,967 $ 128,000
Arapahoe, Colorado 1,010 $ 232,586,000 $ 230,283 $ 107,000
Ventura, California 1,002 $ 311,284,000 $ 310,662 $ 129,000
Miami-Dade, Florida 999 $ 207,487,000 $ 207,694 $ 106,000
Palm Beach, Florida 993 $ 204,013,000 $ 205,451 $ 113,000
Fairfax, Virginia 992 $ 334,100,000 $ 336,794 $ 139,000
Travis, Texas 988 $ 252,442,000 $ 255,508 $ 141,000
Ocean, New Jersey 974 $ 212,847,000 $ 218,528 $ 121,000
Marion, Indiana 970 $ 135,437,000 $ 139,625 $ 97,000
Bucks, Pennsylvania 965 $ 231,129,000 $ 239,511 $ 126,000
Philadelphia, Pennsylvania 933 $ 173,750,000 $ 186,227 $ 112,000
Suffolk, Massachusetts 929 $ 243,382,000 $ 261,982 $ 120,000
Middlesex, New Jersey 913 $ 216,682,000 $ 237,329 $ 117,000
Tarrant, Texas 908 $ 174,717,000 $ 192,419 $ 124,000
Pierce, Washington 900 $ 205,539,000 $ 228,376 $ 101,000
Burlington, New Jersey 891 $ 183,137,000 $ 205,540 $ 111,000
San Mateo, California 886 $ 398,158,000 $ 449,388 $ 160,000
Fresno, California 877 $ 171,937,000 $ 196,051 $ 95,000
San Joaquin, California 875 $ 183,057,000 $ 209,208 $ 94,000
Prince George's, Maryland 864 $ 196,133,000 $ 227,005 $ 99,000
New Haven, Connecticut 863 $ 169,628,000 $ 196,556 $ 100,000
Monmouth, New Jersey 863 $ 230,334,000 $ 266,899 $ 131,000
Mecklenburg, North Carolina 853 $ 172,754,000 $ 202,525 $ 119,000
Douglas, Colorado 819 $ 222,712,000 $ 271,931 $ 131,000
Collin, Texas 813 $ 172,145,000 $ 211,740 $ 129,000
Chester, Pennsylvania 811 $ 208,164,000 $ 256,675 $ 129,000
Kern, California 810 $ 149,506,000 $ 184,575 $ 98,000
Sonoma, California 807 $ 228,361,000 $ 282,975 $ 119,000
Fairfield, Connecticut 805 $ 243,226,000 $ 302,144 $ 136,000
Hillsborough, Florida 800 $ 150,204,000 $ 187,755 $ 103,000
Suffolk, New York 795 $ 211,650,000 $ 266,226 $ 121,000
Hamilton, Indiana 788 $ 170,914,000 $ 216,895 $ 124,000
Hillsborough, New Hampshire 787 $ 163,192,000 $ 207,359 $ 105,000
Genesee, Michigan 778 $ 98,705,000 $ 126,870 $ 79,000
Kings, New York 759 $ 294,052,000 $ 387,420 $ 149,000
Orange, Florida 758 $ 140,040,000 $ 184,749 $ 96,000
Lake, Illinois 751 $ 182,770,000 $ 243,368 $ 130,000
Hartford, Connecticut 744 $ 142,999,000 $ 192,202 $ 99,000
St. Louis, Missouri 741 $ 163,576,000 $ 220,750 $ 123,000
Snohomish, Washington 740 $ 186,965,000 $ 252,655 $ 104,000
Plymouth, Massachusetts 706 $ 172,552,000 $ 244,407 $ 111,000
New Castle, Delaware 704 $ 139,277,000 $ 197,836 $ 99,000
Will, Illinois 694 $ 136,284,000 $ 196,374 $ 99,000
Washtenaw, Michigan 688 $ 128,446,000 $ 186,694 $ 117,000
Morris, New Jersey 686 $ 195,335,000 $ 284,744 $ 147,000
Rockingham, New Hampshire 678 $ 151,903,000 $ 224,045 $ 108,000
Denton, Texas 673 $ 135,529,000 $ 201,380 $ 115,000
Salt Lake, Utah 669 $ 138,893,000 $ 207,612 $ 102,000
Placer, California 663 $ 167,264,000 $ 252,283 $ 116,000
Baltimore, Maryland 648 $ 136,548,000 $ 210,722 $ 107,000
Anne Arundel, Maryland 640 $ 175,887,000 $ 274,823 $ 107,000
Camden, New Jersey 630 $ 115,166,000 $ 182,803 $ 108,000
Stanislaus, California 625 $ 114,110,000 $ 182,576 $ 94,000
Boulder, Colorado 613 $ 170,857,000 $ 278,722 $ 129,000
San Francisco, California 608 $ 283,671,000 $ 466,564 $ 168,000
Allen, Indiana 604 $ 93,020,000 $ 154,006 $ 86,000
Bexar, Texas 601 $ 107,201,000 $ 178,371 $ 100,000
Nassau, New York 598 $ 175,409,000 $ 293,326 $ 137,000
Solano, California 585 $ 139,139,000 $ 237,844 $ 107,000
Gwinnett, Georgia 583 $ 95,238,000 $ 163,358 $ 90,000
Waukesha, Wisconsin 579 $ 131,780,000 $ 227,599 $ 127,000
Multnomah, Oregon 577 $ 142,313,000 $ 246,642 $ 115,000
Delaware, Pennsylvania 568 $ 124,808,000 $ 219,732 $ 124,000
Cumberland, Maine 561 $ 121,570,000 $ 216,702 $ 107,000
Queens, New York 551 $ 175,372,000 $ 318,279 $ 99,000
Adams, Colorado 548 $ 101,767,000 $ 185,706 $ 88,000
Fulton, Georgia 543 $ 130,256,000 $ 239,882 $ 131,000
Bristol, Massachusetts 541 $ 117,067,000 $ 216,390 $ 97,000
Milwaukee, Wisconsin 541 $ 86,396,000 $ 159,696 $ 97,000
Johnson, Kansas 538 $ 113,976,000 $ 211,851 $ 117,000
Cobb, Georgia 533 $ 103,111,000 $ 193,454 $ 110,000
Lee, Florida 522 $ 98,737,000 $ 189,151 $ 114,000
Prince William, Virginia 504 $ 137,813,000 $ 273,438 $ 99,000
Pinellas, Florida 501 $ 85,676,000 $ 171,009 $ 95,000
Kane, Illinois 500 $ 105,998,000 $ 211,996 $ 108,000
Larimer, Colorado 495 $ 106,392,000 $ 214,933 $ 94,000
Livingston, Michigan 493 $ 87,126,000 $ 176,726 $ 103,000
Clark, Washington 487 $ 95,913,000 $ 196,946 $ 89,000
Hudson, New Jersey 483 $ 134,163,000 $ 277,770 $ 128,000
Somerset, New Jersey 479 $ 131,247,000 $ 274,002 $ 143,000
Essex, New Jersey 477 $ 127,672,000 $ 267,656 $ 154,000
Charleston, South Carolina 472 $ 122,253,000 $ 259,010 $ 127,000
Pinal, Arizona 464 $ 70,935,000 $ 152,877 $ 83,000
Gloucester, New Jersey 459 $ 85,899,000 $ 187,143 $ 107,000
Passaic, New Jersey 459 $ 110,967,000 $ 241,758 $ 117,000
Utah, Utah 448 $ 90,132,000 $ 201,187 $ 94,000
Washington, Oregon 446 $ 106,077,000 $ 237,840 $ 117,000
Providence, Rhode Island 443 $ 83,348,000 $ 188,144 $ 93,000
Dakota, Minnesota 440 $ 88,590,000 $ 201,340 $ 114,000
Union, New Jersey 437 $ 114,764,000 $ 262,617 $ 118,000
Westchester, New York 437 $ 143,767,000 $ 328,986 $ 154,000
District of Columbia, District Of Columbia 432 $ 147,701,000 $ 341,900 $ 150,000
Ada, Idaho 428 $ 79,046,000 $ 184,686 $ 92,000
Loudoun, Virginia 410 $ 129,277,000 $ 315,309 $ 130,000
Davidson, Tennessee 407 $ 71,911,000 $ 176,685 $ 81,000
Fort Bend, Texas 407 $ 86,491,000 $ 212,508 $ 135,000
Mercer, New Jersey 404 $ 94,968,000 $ 235,069 $ 133,000
Williamson, Texas 399 $ 70,638,000 $ 177,037 $ 104,000
Marin, California 397 $ 194,154,000 $ 489,052 $ 187,000
Volusia, Florida 393 $ 61,602,000 $ 156,748 $ 80,000
DeKalb, Georgia 391 $ 64,714,000 $ 165,508 $ 95,000
Barnstable, Massachusetts 390 $ 94,417,000 $ 242,094 $ 134,000
Horry, South Carolina 390 $ 62,903,000 $ 161,289 $ 102,000
Santa Barbara, California 389 $ 132,748,000 $ 341,254 $ 152,000
Lehigh, Pennsylvania 386 $ 69,594,000 $ 180,295 $ 101,000
Bernalillo, New Mexico 384 $ 75,863,000 $ 197,559 $ 90,000
Monroe, Indiana 381 $ 64,388,000 $ 168,997 $ 96,000
McHenry, Illinois 378 $ 70,503,000 $ 186,515 $ 98,000
Shelby, Tennessee 371 $ 57,256,000 $ 154,328 $ 92,000
Richland, South Carolina 369 $ 70,389,000 $ 190,756 $ 101,000
St. Charles, Missouri 368 $ 65,178,000 $ 177,114 $ 103,000
Duval, Florida 363 $ 61,345,000 $ 168,994 $ 86,000
Jackson, Missouri 360 $ 54,080,000 $ 150,222 $ 100,000
El Dorado, California 355 $ 93,351,000 $ 262,960 $ 135,000
Brevard, Florida 354 $ 57,999,000 $ 163,838 $ 83,000
Seminole, Florida 353 $ 70,004,000 $ 198,311 $ 94,000
Ramsey, Minnesota 349 $ 66,777,000 $ 191,338 $ 119,000
Atlantic, New Jersey 346 $ 66,699,000 $ 192,771 $ 118,000
San Luis Obispo, California 339 $ 105,009,000 $ 309,761 $ 128,000
Howard, Maryland 335 $ 99,886,000 $ 298,167 $ 131,000
Chesterfield, Virginia 335 $ 67,186,000 $ 200,555 $ 98,000
York, Maine 327 $ 62,441,000 $ 190,951 $ 96,000
Clackamas, Oregon 327 $ 86,623,000 $ 264,902 $ 116,000
Rockland, New York 324 $ 94,583,000 $ 291,922 $ 150,000
Tulare, California 323 $ 58,900,000 $ 182,352 $ 95,000
Greenville, South Carolina 320 $ 64,581,000 $ 201,815 $ 133,000
Anoka, Minnesota 318 $ 56,638,000 $ 178,106 $ 89,000
Johnson, Indiana 317 $ 53,670,000 $ 169,305 $ 91,000
Washington, Minnesota 317 $ 67,788,000 $ 213,842 $ 117,000
Lancaster, Nebraska 317 $ 44,583,000 $ 140,640 $ 88,000
Northampton, Pennsylvania 317 $ 56,789,000 $ 179,145 $ 98,000
Polk, Florida 316 $ 47,610,000 $ 150,664 $ 84,000
Pasco, Florida 314 $ 53,438,000 $ 170,184 $ 87,000
Spokane, Washington 312 $ 53,486,000 $ 171,429 $ 75,000
Thurston, Washington 312 $ 67,446,000 $ 216,173 $ 75,000
Henrico, Virginia 311 $ 64,049,000 $ 205,945 $ 108,000
Jefferson, Alabama 310 $ 52,266,000 $ 168,600 $ 92,000
Montgomery, Texas 310 $ 69,899,000 $ 225,480 $ 141,000
Mohave, Arizona 306 $ 51,372,000 $ 167,882 $ 93,000
Richmond, New York 306 $ 87,710,000 $ 286,633 $ 100,000
Baltimore City, Maryland 305 $ 53,605,000 $ 175,754 $ 111,000
Virginia Beach, Virginia 304 $ 68,242,000 $ 224,480 $ 83,000
Dutchess, New York 300 $ 64,869,000 $ 216,230 $ 112,000
Yavapai, Arizona 298 $ 55,221,000 $ 185,305 $ 82,000
Yuma, Arizona 298 $ 53,208,000 $ 178,550 $ 75,000
Weld, Colorado 294 $ 55,952,000 $ 190,312 $ 92,000
Kent, Michigan 294 $ 42,595,000 $ 144,880 $ 89,000
Franklin, Ohio 291 $ 46,351,000 $ 159,281 $ 93,000
Lancaster, Pennsylvania 291 $ 49,176,000 $ 168,989 $ 85,000
Sarasota, Florida 290 $ 55,921,000 $ 192,831 $ 96,000
Harford, Maryland 287 $ 63,889,000 $ 222,609 $ 98,000
Santa Cruz, California 286 $ 98,578,000 $ 344,678 $ 121,000
Sussex, Delaware 285 $ 70,030,000 $ 245,719 $ 149,000
Berks, Pennsylvania 278 $ 46,519,000 $ 167,334 $ 96,000
New London, Connecticut 277 $ 55,835,000 $ 201,570 $ 93,000
Beaufort, South Carolina 275 $ 60,079,000 $ 218,469 $ 116,000
Cape May, New Jersey 274 $ 68,405,000 $ 249,653 $ 152,000
York, Pennsylvania 272 $ 44,588,000 $ 163,926 $ 81,000
Monterey, California 267 $ 75,144,000 $ 281,438 $ 119,000
Orange, New York 265 $ 59,685,000 $ 225,226 $ 108,000
Hampden, Massachusetts 259 $ 41,975,000 $ 162,065 $ 83,000
Frederick, Maryland 256 $ 61,655,000 $ 240,839 $ 105,000
Kitsap, Washington 255 $ 64,791,000 $ 254,082 $ 99,000
Honolulu, Hawaii 254 $ 96,973,000 $ 381,783 $ 98,000
Guilford, North Carolina 254 $ 46,574,000 $ 183,362 $ 108,000
Lane, Oregon 253 $ 49,697,000 $ 196,430 $ 82,000
Whatcom, Washington 252 $ 56,709,000 $ 225,035 $ 94,000
Allegheny, Pennsylvania 250 $ 42,290,000 $ 169,160 $ 109,000
Sussex, New Jersey 249 $ 56,648,000 $ 227,502 $ 120,000
Hendricks, Indiana 247 $ 38,389,000 $ 155,421 $ 93,000
El Paso, Texas 246 $ 37,940,000 $ 154,227 $ 77,000
Lake, Indiana 244 $ 36,320,000 $ 148,852 $ 79,000
Hunterdon, New Jersey 242 $ 63,173,000 $ 261,045 $ 142,000
Fayette, Kentucky 233 $ 37,893,000 $ 162,630 $ 97,000
Jefferson, Kentucky 231 $ 41,390,000 $ 179,177 $ 97,000
Merced, California 223 $ 39,736,000 $ 178,188 $ 90,000
Merrimack, New Hampshire 222 $ 42,156,000 $ 189,891 $ 93,000
Yolo, California 221 $ 52,451,000 $ 237,334 $ 110,000
Middlesex, Connecticut 220 $ 46,459,000 $ 211,177 $ 107,000
Douglas, Nebraska 216 $ 33,918,000 $ 157,027 $ 107,000
Washoe, Nevada 211 $ 48,045,000 $ 227,701 $ 97,000
Strafford, New Hampshire 209 $ 39,879,000 $ 190,808 $ 97,000
York, South Carolina 209 $ 38,490,000 $ 184,162 $ 110,000
Mesa, Colorado 208 $ 40,347,000 $ 193,975 $ 77,000
Warren, Kentucky 207 $ 33,330,000 $ 161,014 $ 90,000
Charles, Maryland 204 $ 50,817,000 $ 249,102 $ 104,000
Deschutes, Oregon 203 $ 42,567,000 $ 209,689 $ 102,000
Lexington, South Carolina 203 $ 34,715,000 $ 171,009 $ 99,000
Collier, Florida 202 $ 47,938,000 $ 237,316 $ 127,000
Durham, North Carolina 201 $ 35,882,000 $ 178,517 $ 94,000
Henry, Georgia 197 $ 29,857,000 $ 151,558 $ 106,000
Ingham, Michigan 196 $ 26,134,000 $ 133,336 $ 86,000
Butte, California 195 $ 37,075,000 $ 190,128 $ 89,000
Escambia, Florida 195 $ 26,983,000 $ 138,374 $ 92,000
St. Lucie, Florida 191 $ 31,347,000 $ 164,120 $ 88,000
Union, North Carolina 191 $ 42,199,000 $ 220,937 $ 140,000
Shasta, California 189 $ 32,472,000 $ 171,809 $ 80,000
Luzerne, Pennsylvania 186 $ 26,761,000 $ 143,876 $ 89,000
Clay, Missouri 185 $ 27,759,000 $ 150,048 $ 83,000
New Hanover, North Carolina 184 $ 35,467,000 $ 192,755 $ 101,000
Nevada, California 183 $ 43,907,000 $ 239,928 $ 102,000
Litchfield, Connecticut 182 $ 39,539,000 $ 217,247 $ 103,000
Jefferson, Missouri 182 $ 28,321,000 $ 155,609 $ 76,000
Davis, Utah 179 $ 43,069,000 $ 240,608 $ 93,000
Pueblo, Colorado 178 $ 23,634,000 $ 132,775 $ 73,000
Chatham, Georgia 178 $ 32,587,000 $ 183,073 $ 91,000
Carroll, Maryland 176 $ 43,093,000 $ 244,846 $ 112,000
Skagit, Washington 175 $ 36,351,000 $ 207,720 $ 83,000
Madera, California 174 $ 32,555,000 $ 187,097 $ 75,000
Oklahoma, Oklahoma 174 $ 26,964,000 $ 154,965 $ 79,000
Stafford, Virginia 174 $ 49,109,000 $ 282,235 $ 101,000
East Baton Rouge, Louisiana 173 $ 28,807,000 $ 166,514 $ 145,000
Kendall, Illinois 169 $ 34,131,000 $ 201,958 $ 116,000
Galveston, Texas 169 $ 30,839,000 $ 182,479 $ 129,000
Broomfield, Colorado 168 $ 40,378,000 $ 240,345 $ 107,000
Lapeer, Michigan 168 $ 24,513,000 $ 145,910 $ 79,000
Madison, Alabama 167 $ 32,627,000 $ 195,371 $ 78,000
Manatee, Florida 167 $ 36,372,000 $ 217,796 $ 108,000
St. Joseph, Indiana 167 $ 21,451,000 $ 128,449 $ 124,000
Washington, Rhode Island 167 $ 39,584,000 $ 237,029 $ 131,000
Lake, Florida 165 $ 28,266,000 $ 171,309 $ 81,000
Sedgwick, Kansas 165 $ 26,008,000 $ 157,624 $ 93,000
Cherokee, Georgia 164 $ 29,352,000 $ 178,975 $ 93,000
Forsyth, North Carolina 164 $ 25,627,000 $ 156,262 $ 88,000
Chesapeake, Virginia 163 $ 38,364,000 $ 235,361 $ 87,000
Spotsylvania, Virginia 162 $ 37,255,000 $ 229,969 $ 94,000
Berkeley, South Carolina 160 $ 28,301,000 $ 176,881 $ 88,000
Arlington, Virginia 159 $ 59,042,000 $ 371,333 $ 167,000
Osceola, Florida 158 $ 25,575,000 $ 161,867 $ 94,000
Forsyth, Georgia 157 $ 37,635,000 $ 239,713 $ 119,000
Tippecanoe, Indiana 157 $ 19,666,000 $ 125,261 $ 71,000
Williamson, Tennessee 156 $ 41,210,000 $ 264,166 $ 113,000
Kent, Delaware 154 $ 29,450,000 $ 191,233 $ 75,000
Bell, Texas 154 $ 23,682,000 $ 153,779 $ 63,000
Bronx, New York 153 $ 39,996,000 $ 261,411 $ 97,000
Cumberland, North Carolina 153 $ 25,783,000 $ 168,516 $ 59,000
Leon, Florida 152 $ 26,742,000 $ 175,934 $ 99,000
Monroe, Pennsylvania 152 $ 25,744,000 $ 169,368 $ 97,000
Brazoria, Texas 152 $ 23,378,000 $ 153,802 $ 122,000
Cuyahoga, Ohio 151 $ 21,717,000 $ 143,821 $ 106,000
Kent, Rhode Island 151 $ 28,444,000 $ 188,370 $ 97,000
Anchorage, Alaska 149 $ 34,252,000 $ 229,879 $ 103,000
La Plata, Colorado 149 $ 40,738,000 $ 273,409 $ 132,000
Scott, Minnesota 149 $ 33,695,000 $ 226,140 $ 117,000
Scott, Iowa 148 $ 24,084,000 $ 162,729 $ 100,000
Santa Rosa, Florida 147 $ 26,590,000 $ 180,884 $ 67,000
Polk, Iowa 147 $ 24,624,000 $ 167,510 $ 83,000
Mobile, Alabama 145 $ 18,917,000 $ 130,462 $ 71,000
Buncombe, North Carolina 145 $ 28,403,000 $ 195,882 $ 98,000
Carver, Minnesota 144 $ 36,696,000 $ 254,833 $ 137,000
Coconino, Arizona 142 $ 30,580,000 $ 215,352 $ 101,000
St. Johns, Florida 142 $ 33,000,000 $ 232,394 $ 107,000
Yakima, Washington 142 $ 22,813,000 $ 160,654 $ 74,000
Paulding, Georgia 141 $ 20,955,000 $ 148,617 $ 95,000
Tolland, Connecticut 140 $ 26,830,000 $ 191,642 $ 98,000
Erie, New York 138 $ 18,712,000 $ 135,594 $ 88,000
Jackson, Oregon 137 $ 27,896,000 $ 203,620 $ 84,000
St. Louis City, Missouri 134 $ 19,931,000 $ 148,738 $ 87,000
Dauphin, Pennsylvania 133 $ 20,335,000 $ 152,894 $ 91,000
Dane, Wisconsin 133 $ 26,662,000 $ 200,466 $ 102,000
Washington, Wisconsin 133 $ 26,709,000 $ 200,819 $ 98,000
Dorchester, South Carolina 132 $ 22,203,000 $ 168,204 $ 77,000
Hays, Texas 132 $ 28,491,000 $ 215,840 $ 101,000
Okaloosa, Florida 131 $ 24,237,000 $ 185,015 $ 77,000
Greene, Missouri 130 $ 18,530,000 $ 142,538 $ 82,000
Johnston, North Carolina 130 $ 20,651,000 $ 158,853 $ 68,000
Marion, Oregon 130 $ 23,558,000 $ 181,215 $ 84,000
Shelby, Alabama 129 $ 24,608,000 $ 190,759 $ 91,000
Marion, Florida 129 $ 19,160,000 $ 148,527 $ 74,000
Randall, Texas 129 $ 23,806,000 $ 184,542 $ 107,000
Jefferson, Louisiana 128 $ 19,492,000 $ 152,281 $ 76,000
Cumberland, Pennsylvania 128 $ 22,223,000 $ 173,617 $ 86,000
Monroe, New York 127 $ 22,121,000 $ 174,181 $ 97,000
St. Clair, Illinois 125 $ 19,467,000 $ 155,736 $ 65,000
Racine, Wisconsin 125 $ 20,857,000 $ 166,856 $ 107,000
Hernando, Florida 123 $ 14,965,000 $ 121,666 $ 69,000
Hidalgo, Texas 123 $ 21,925,000 $ 178,252 $ 100,000
Eaton, Michigan 122 $ 17,027,000 $ 139,565 $ 71,000
Canyon, Idaho 121 $ 16,617,000 $ 137,330 $ 69,000
Saginaw, Michigan 121 $ 13,475,000 $ 111,363 $ 67,000
St. Clair, Michigan 121 $ 17,963,000 $ 148,454 $ 78,000
Pennington, South Dakota 121 $ 16,781,000 $ 138,685 $ 71,000
Cabarrus, North Carolina 120 $ 22,666,000 $ 188,883 $ 85,000
Onslow, North Carolina 120 $ 21,743,000 $ 181,191 $ 41,000
Pike, Pennsylvania 120 $ 18,364,000 $ 153,033 $ 120,000
Cochise, Arizona 119 $ 21,678,000 $ 182,168 $ 68,000
Summit, Colorado 119 $ 30,735,000 $ 258,277 $ 185,000
Tulsa, Oklahoma 119 $ 17,242,000 $ 144,890 $ 96,000
Napa, California 118 $ 36,773,000 $ 311,635 $ 129,000
Howard, Indiana 117 $ 12,785,000 $ 109,273 $ 71,000
Cecil, Maryland 117 $ 22,684,000 $ 193,880 $ 88,000
Warren, New Jersey 116 $ 24,033,000 $ 207,181 $ 107,000
Washington, Utah 116 $ 23,880,000 $ 205,862 $ 98,000
Island, Washington 116 $ 29,877,000 $ 257,560 $ 88,000
Kalamazoo, Michigan 115 $ 19,828,000 $ 172,417 $ 102,000
Monroe, Michigan 115 $ 16,164,000 $ 140,556 $ 91,000
Cumberland, New Jersey 115 $ 18,344,000 $ 159,513 $ 82,000
Belknap, New Hampshire 114 $ 21,365,000 $ 187,412 $ 103,000
Madison, Indiana 113 $ 12,611,000 $ 111,601 $ 71,000
Calvert, Maryland 111 $ 31,662,000 $ 285,243 $ 110,000
Wright, Minnesota 111 $ 21,504,000 $ 193,729 $ 93,000
Washington, Maryland 110 $ 21,613,000 $ 196,481 $ 87,000
Ozaukee, Wisconsin 110 $ 27,255,000 $ 247,772 $ 134,000
Kings, California 109 $ 19,899,000 $ 182,559 $ 88,000
Charlotte, Florida 107 $ 17,388,000 $ 162,504 $ 83,000
Hancock, Indiana 107 $ 17,118,000 $ 159,981 $ 96,000
Iredell, North Carolina 107 $ 21,584,000 $ 201,719 $ 106,000
Santa Fe, New Mexico 106 $ 29,660,000 $ 279,811 $ 117,000
Calaveras, California 105 $ 21,476,000 $ 204,533 $ 117,000
St. Tammany, Louisiana 105 $ 18,668,000 $ 177,790 $ 95,000
Christian, Missouri 105 $ 15,599,000 $ 148,561 $ 74,000
Sumner, Tennessee 105 $ 19,481,000 $ 185,533 $ 76,000
Nueces, Texas 105 $ 17,688,000 $ 168,457 $ 121,000
Fauquier, Virginia 105 $ 27,042,000 $ 257,542 $ 113,000
Clay, Florida 104 $ 20,284,000 $ 195,038 $ 77,000
Porter, Indiana 104 $ 19,020,000 $ 182,884 $ 97,000
Spartanburg, South Carolina 104 $ 16,743,000 $ 160,990 $ 105,000
Windham, Connecticut 103 $ 17,345,000 $ 168,398 $ 78,000
Jackson, Michigan 103 $ 13,094,000 $ 127,126 $ 83,000
Ottawa, Michigan 103 $ 15,809,000 $ 153,485 $ 87,000
Rutherford, Tennessee 103 $ 15,434,000 $ 149,844 $ 71,000
Carroll, New Hampshire 102 $ 19,079,000 $ 187,049 $ 128,000
Alexandria, Virginia 102 $ 26,908,000 $ 263,803 $ 120,000
Richmond City, Virginia 102 $ 17,362,000 $ 170,215 $ 98,000
Knox, Tennessee 101 $ 19,034,000 $ 188,455 $ 93,000
Hall, Georgia 100 $ 16,954,000 $ 169,540 $ 80,000
Imperial, California 99 $ 16,302,000 $ 164,666 $ 90,000
Morgan, Indiana 99 $ 15,198,000 $ 153,515 $ 77,000
Putnam, New York 99 $ 23,287,000 $ 235,222 $ 111,000
Gaston, North Carolina 99 $ 14,154,000 $ 142,969 $ 90,000
Anderson, South Carolina 99 $ 17,184,000 $ 173,575 $ 115,000
Martin, Florida 98 $ 19,982,000 $ 203,897 $ 134,000
St. Mary's, Maryland 98 $ 21,579,000 $ 220,193 $ 100,000
Norfolk, Virginia 98 $ 19,754,000 $ 201,571 $ 76,000
Flagler, Florida 97 $ 17,144,000 $ 176,742 $ 92,000
Dubuque, Iowa 97 $ 18,019,000 $ 185,762 $ 99,000
Midland, Texas 97 $ 18,125,000 $ 186,855 $ 140,000
Frederick, Virginia 97 $ 18,603,000 $ 191,783 $ 88,000
Navajo, Arizona 96 $ 17,246,000 $ 179,645 $ 119,000
Coweta, Georgia 96 $ 16,948,000 $ 176,541 $ 81,000
Cleveland, Oklahoma 95 $ 14,203,000 $ 149,505 $ 75,000
Hanover, Virginia 95 $ 18,080,000 $ 190,315 $ 105,000
Berrien, Michigan 94 $ 14,997,000 $ 159,542 $ 114,000
Baldwin, Alabama 93 $ 14,905,000 $ 160,268 $ 87,000
Boone, Indiana 93 $ 21,033,000 $ 226,161 $ 136,000
Sandoval, New Mexico 93 $ 18,383,000 $ 197,666 $ 85,000
Humboldt, California 92 $ 18,284,000 $ 198,739 $ 89,000
Lake, California 92 $ 18,179,000 $ 197,597 $ 82,000
DeSoto, Mississippi 92 $ 14,533,000 $ 157,967 $ 71,000
Platte, Missouri 92 $ 16,110,000 $ 175,108 $ 108,000
Weber, Utah 92 $ 18,387,000 $ 199,858 $ 87,000
Penobscot, Maine 91 $ 13,192,000 $ 144,967 $ 74,000
Harnett, North Carolina 91 $ 15,899,000 $ 174,714 $ 44,000
Summit, Ohio 91 $ 13,671,000 $ 150,230 $ 83,000
Montgomery, Tennessee 91 $ 13,742,000 $ 151,010 $ 39,000
Benton, Washington 91 $ 16,829,000 $ 184,934 $ 103,000
Clayton, Georgia 90 $ 9,951,000 $ 110,566 $ 56,000
St. Louis, Minnesota 90 $ 14,824,000 $ 164,711 $ 87,000
Salem, New Jersey 90 $ 15,647,000 $ 173,855 $ 102,000
Elbert, Colorado 89 $ 21,143,000 $ 237,561 $ 102,000
Garfield, Colorado 89 $ 25,519,000 $ 286,730 $ 106,000
Rockdale, Georgia 89 $ 12,911,000 $ 145,067 $ 96,000
Hamilton, Tennessee 89 $ 15,277,000 $ 171,651 $ 83,000
Alachua, Florida 88 $ 14,543,000 $ 165,261 $ 91,000
Bay, Michigan 88 $ 9,429,000 $ 107,147 $ 64,000
Grafton, New Hampshire 88 $ 17,623,000 $ 200,261 $ 143,000
Orange, North Carolina 88 $ 21,642,000 $ 245,931 $ 144,000
Kenosha, Wisconsin 87 $ 19,019,000 $ 218,609 $ 162,000
Orleans, Louisiana 86 $ 16,835,000 $ 195,755 $ 100,000
Flathead, Montana 86 $ 21,325,000 $ 247,965 $ 111,000
Lackawanna, Pennsylvania 85 $ 12,249,000 $ 144,105 $ 80,000
Lee, Alabama 84 $ 15,469,000 $ 184,154 $ 92,000
Montgomery, Alabama 84 $ 12,490,000 $ 148,690 $ 77,000
Indian River, Florida 84 $ 14,344,000 $ 170,761 $ 107,000
Newport, Rhode Island 84 $ 24,358,000 $ 289,976 $ 128,000
Kootenai, Idaho 83 $ 17,159,000 $ 206,734 $ 92,000
Brunswick, North Carolina 83 $ 17,674,000 $ 212,939 $ 113,000
Tuolumne, California 82 $ 16,142,000 $ 196,853 $ 111,000
Albemarle, Virginia 82 $ 18,308,000 $ 223,268 $ 99,000
Mendocino, California 81 $ 17,036,000 $ 210,320 $ 76,000
Sarpy, Nebraska 81 $ 13,286,000 $ 164,024 $ 79,000
Grayson, Texas 81 $ 13,234,000 $ 163,382 $ 95,000
Bay, Florida 80 $ 14,846,000 $ 185,575 $ 90,000
Sherburne, Minnesota 80 $ 14,205,000 $ 177,562 $ 79,000
Pitt, North Carolina 80 $ 12,843,000 $ 160,537 $ 103,000
Douglas, Georgia 79 $ 11,023,000 $ 139,531 $ 63,000
Ulster, New York 79 $ 16,142,000 $ 204,329 $ 126,000
Chelan, Washington 79 $ 17,528,000 $ 221,873 $ 100,000
Mason, Washington 79 $ 15,797,000 $ 199,962 $ 85,000
Clinton, Michigan 78 $ 10,674,000 $ 136,846 $ 90,000
Cass, Missouri 78 $ 12,145,000 $ 155,705 $ 87,000
Comal, Texas 78 $ 19,998,000 $ 256,384 $ 157,000
Walton, Georgia 77 $ 9,747,000 $ 126,584 $ 67,000
Worcester, Maryland 77 $ 18,790,000 $ 244,025 $ 194,000
Grand Traverse, Michigan 77 $ 11,998,000 $ 155,818 $ 70,000
Pulaski, Arkansas 76 $ 11,821,000 $ 155,539 $ 74,000
Alamance, North Carolina 76 $ 11,454,000 $ 150,710 $ 79,000
Yamhill, Oregon 76 $ 14,796,000 $ 194,684 $ 85,000
Ellis, Texas 76 $ 12,868,000 $ 169,315 $ 93,000
DeKalb, Illinois 75 $ 12,344,000 $ 164,586 $ 83,000
Black Hawk, Iowa 75 $ 9,211,000 $ 122,813 $ 87,000
Caddo, Louisiana 75 $ 13,404,000 $ 178,720 $ 99,000
Androscoggin, Maine 75 $ 10,425,000 $ 139,000 $ 91,000
Sutter, California 74 $ 13,888,000 $ 187,675 $ 85,000
Bannock, Idaho 74 $ 10,795,000 $ 145,878 $ 87,000
Winnebago, Illinois 74 $ 8,415,000 $ 113,716 $ 81,000
Shiawassee, Michigan 74 $ 9,008,000 $ 121,729 $ 73,000
Montgomery, Ohio 74 $ 10,001,000 $ 135,148 $ 66,000
Fayette, Georgia 73 $ 16,237,000 $ 222,424 $ 99,000
Houston, Georgia 73 $ 10,929,000 $ 149,712 $ 65,000
Rutland, Vermont 73 $ 10,159,000 $ 139,164 $ 95,000
Walworth, Wisconsin 73 $ 13,897,000 $ 190,369 $ 106,000
Thomas, Georgia 72 $ 12,292,000 $ 170,722 $ 99,000
Newport News, Virginia 72 $ 13,417,000 $ 186,347 $ 68,000
St. Croix, Wisconsin 72 $ 16,487,000 $ 228,986 $ 121,000
Muscogee, Georgia 71 $ 11,406,000 $ 160,647 $ 75,000
Pickens, South Carolina 71 $ 11,179,000 $ 157,450 $ 92,000
Roanoke, Virginia 71 $ 12,925,000 $ 182,042 $ 108,000
Brown, Wisconsin 71 $ 10,258,000 $ 144,478 $ 76,000
Kaufman, Texas 70 $ 10,272,000 $ 146,742 $ 96,000
Smith, Texas 70 $ 11,576,000 $ 165,371 $ 98,000
Oconee, South Carolina 69 $ 14,636,000 $ 212,115 $ 149,000
Matanuska-Susitna, Alaska 68 $ 12,801,000 $ 188,250 $ 74,000
Grand, Colorado 68 $ 16,868,000 $ 248,058 $ 183,000
Chittenden, Vermont 68 $ 14,789,000 $ 217,485 $ 92,000
Carteret, North Carolina 67 $ 15,472,000 $ 230,925 $ 123,000
Delaware, Ohio 67 $ 15,067,000 $ 224,880 $ 135,000
Westmoreland, Pennsylvania 67 $ 10,519,000 $ 157,000 $ 73,000
Maury, Tennessee 67 $ 9,242,000 $ 137,940 $ 60,000
Tuscaloosa, Alabama 66 $ 11,578,000 $ 175,424 $ 92,000
Lafayette, Louisiana 66 $ 10,343,000 $ 156,712 $ 101,000
Florence, South Carolina 66 $ 9,658,000 $ 146,333 $ 78,000
Parker, Texas 66 $ 11,394,000 $ 172,636 $ 105,000
Rockwall, Texas 66 $ 12,177,000 $ 184,500 $ 121,000
Suffolk, Virginia 66 $ 16,159,000 $ 244,833 $ 64,000
Laramie, Wyoming 66 $ 10,875,000 $ 164,772 $ 67,000
Teller, Colorado 65 $ 12,855,000 $ 197,769 $ 90,000
Bibb, Georgia 65 $ 8,128,000 $ 125,046 $ 70,000
Newton, Georgia 65 $ 8,677,000 $ 133,492 $ 58,000
Wilson, Tennessee 65 $ 11,487,000 $ 176,723 $ 86,000
Eagle, Colorado 64 $ 23,852,000 $ 372,687 $ 198,000
Bartow, Georgia 64 $ 9,243,000 $ 144,421 $ 73,000
Columbia, Georgia 64 $ 11,540,000 $ 180,312 $ 58,000
Kosciusko, Indiana 64 $ 9,734,000 $ 152,093 $ 94,000
Cheshire, New Hampshire 64 $ 11,972,000 $ 187,062 $ 247,000
Hamilton, Ohio 64 $ 12,172,000 $ 190,187 $ 121,000
Cowlitz, Washington 64 $ 11,401,000 $ 178,140 $ 87,000
Kennebec, Maine 63 $ 10,290,000 $ 163,333 $ 117,000
New York, New York 63 $ 23,364,000 $ 370,857 $ 239,000
Dare, North Carolina 63 $ 15,799,000 $ 250,777 $ 132,000
Lubbock, Texas 63 $ 9,606,000 $ 152,476 $ 133,000
Madison, Illinois 62 $ 7,746,000 $ 124,935 $ 73,000
Butler, Ohio 62 $ 9,561,000 $ 154,209 $ 75,000
Hampton, Virginia 62 $ 10,380,000 $ 167,419 $ 58,000
Yuba, California 61 $ 10,741,000 $ 176,081 $ 87,000
Cascade, Montana 61 $ 9,969,000 $ 163,426 $ 68,000
Missoula, Montana 61 $ 12,911,000 $ 211,655 $ 90,000
Dona Ana, New Mexico 61 $ 9,195,000 $ 150,737 $ 67,000
Adams, Pennsylvania 61 $ 10,784,000 $ 176,786 $ 79,000
Sevier, Tennessee 61 $ 10,109,000 $ 165,721 $ 112,000
McLennan, Texas 61 $ 8,463,000 $ 138,737 $ 83,000
San Benito, California 60 $ 15,089,000 $ 251,483 $ 94,000
Park, Colorado 60 $ 10,860,000 $ 181,000 $ 104,000
Bonneville, Idaho 60 $ 9,847,000 $ 164,116 $ 87,000
Delaware, Indiana 60 $ 5,704,000 $ 95,066 $ 64,000
Etowah, Alabama 59 $ 8,042,000 $ 136,305 $ 68,000
Fairbanks North Star, Alaska 59 $ 10,581,000 $ 179,338 $ 94,000
Gila, Arizona 59 $ 11,279,000 $ 191,169 $ 93,000
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Mortgage Loan Application Detail Totals for Ally Bank in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 187,004 $41,103,460,000 $219,000 $2,000,000 $107,000 $9,999,000
Home Purchase 27,352 $6,847,098,000 $250,000 $2,000,000 $121,000 $6,051,000
Home Improvement 2,808 $551,637,000 $196,000 $1,600,000 $105,000 $1,601,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 122,292 $26,903,688,000 $219,000 $2,000,000 $110,000 $9,999,000
Not applicable 48,632 $11,223,037,000 $230,000 $1,500,000 $111,000 $9,081,000
Not Provided 12,368 $2,902,080,000 $234,000 $1,900,000 $116,000 $9,999,000
Hispanic 12,232 $2,526,160,000 $206,000 $1,508,000 $87,000 $4,540,000
Asian 9,862 $2,740,621,000 $277,000 $2,000,000 $127,000 $9,999,000
Black or African American 9,782 $1,809,661,000 $184,000 $1,792,000 $84,000 $3,301,000
American Indian or Alaskan Native 1,295 $235,697,000 $182,000 $1,000,000 $86,000 $1,320,000
Native Hawaiian or Other Pacific Islander 701 $161,251,000 $230,000 $1,680,000 $92,000 $420,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 201,457 $45,176,974,000 $224,000 $2,000,000 $113,000 $9,999,000
FHA-insured (Federal Housing Administration) 8,222 $1,580,065,000 $192,000 $770,000 $74,000 $1,320,000
VA-guaranteed (Veterans Administration) 7,382 $1,732,021,000 $234,000 $1,095,000 $25,000 $828,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 103 $13,135,000 $127,000 $357,000 $42,000 $83,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 98,989 $21,419,443,000 $216,000 $2,000,000 $107,000 $4,731,000
Loan Purchased By The Institution 48,632 $11,223,037,000 $230,000 $1,500,000 $111,000 $9,081,000
Application Denied By Financial Institution 34,854 $8,854,051,000 $254,000 $2,000,000 $113,000 $9,999,000
File Closed For Incompleteness 22,774 $4,487,987,000 $197,000 $2,000,000 $106,000 $9,999,000
Application Withdrawn By Applicant 9,735 $2,012,401,000 $206,000 $2,000,000 $105,000 $9,999,000
Application Approved But Not Accepted 2,161 $500,276,000 $231,000 $1,680,000 $116,000 $2,636,000
Preapproval Denied by Financial Institution 19 $5,000,000 $263,000 $1,200,000 $96,000 $337,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ally Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ally Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet with aggregated HMDA statistics today.

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